FORM 990, PAGE 2, PART III, LINE 4D |
N/A |
FORM 990, PAGE 5, PART V, LINE 3B |
THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO ITS MEMBERS. ALL INCOME AND EXPENSES ARE DEEMED RELATED TO THE OVERALL OBJECTIVE OF MEMBER SERVICES. |
FORM 990, PAGE 6, PART VI, LINE 6 |
ALL DEPOSITORS ARE CONSIDERED MEMBERS. |
FORM 990, PAGE 6, PART VI, LINE 7A |
THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS. |
FORM 990, PAGE 6, PART VI, LINE 7B |
ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP. |
FORM 990, PAGE 6, PART VI, LINE 11B |
NO REVIEW WAS OR WILL BE CONDUCTED. |
FORM 990, PAGE 6, PART VI, LINE 12C |
THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY. |
FORM 990, PAGE 6, PART VI, LINE 15A |
THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2013. |
FORM 990, PAGE 6, PART VI, LINE 19 |
THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST. |