TY 2013 Form 990 Schedule O

efile Public Visual Render ObjectId: 201413189349302176 - Submission: 2014-11-14 TIN: 58-1256173

SCHEDULE O
(Form 990 or 990-EZ)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or to provide any additional information.
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Attach to Form 990 or 990-EZ.
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Information about Schedule O (Form 990 or 990-EZ) and its instructions is at
www.irs.gov/form990.

OMB No. 1545-0047

2013

Open to Public
Inspection

Name of the organization

Health Center Credit Union

Employer identification number

58-1256173

Return Reference	Explanation
Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder	Health Credit Union is a state chartered credit union. Every customer who has a savings account with the credit union is considered a member of the organization. Every member has one vote. Members can elect Board members of the governing body. Major decisions involving conversion or merger of credit union charter needs to be approved by the member.
Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body	See Form 990, Page 6, Part VI, Line 6 Notes
Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders	See Form 990, Page 6, Part VI, Line 6 Notes
Form 990, Part VI, Line 11b: Form 990 Review Process	Form 990 was provided electronically to Board members prior to filing deadline with sufficient lead time to allow for review by Board members.
Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts	The Organization follows Medical College of Georgia's conflict of interest policy. Each year, the Medical College of Georgia gives Board members an acknowledgement form to complete requesting disclosure of all related entities and transactions. Any conflicts noted are discussed and appropriate action taken, if deemed necessary.
Form 990, Part VI, Line 19: Other Organization Documents Publicly Available	Health Center Credit Union's website advises interested parties that Form 1023 and 990 are avaliable to the public upon request. The website also advises that governing documents, conflict of interest policy, and financial statements are avaliable to the public upon request.

Return Reference

Explanation

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

Health Credit Union is a state chartered credit union. Every customer who has a savings account with the credit union is considered a member of the organization. Every member has one vote. Members can elect Board members of the governing body. Major decisions involving conversion or merger of credit union charter needs to be approved by the member.

Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body

See Form 990, Page 6, Part VI, Line 6 Notes

Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders

See Form 990, Page 6, Part VI, Line 6 Notes

Form 990, Part VI, Line 11b: Form 990 Review Process

Form 990 was provided electronically to Board members prior to filing deadline with sufficient lead time to allow for review by Board members.

Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts

The Organization follows Medical College of Georgia's conflict of interest policy. Each year, the Medical College of Georgia gives Board members an acknowledgement form to complete requesting disclosure of all related entities and transactions. Any conflicts noted are discussed and appropriate action taken, if deemed necessary.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Health Center Credit Union's website advises interested parties that Form 1023 and 990 are avaliable to the public upon request. The website also advises that governing documents, conflict of interest policy, and financial statements are avaliable to the public upon request.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990 or 990-EZ) 2013

Software ID:	13000170
Software Version:	2013v3.1