| Name of Stock | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| 13,550 SHS ABBOTT LABORATORIES | 773,299 | 773,299 |
| 8,400 SHS ABBVIE INC | 812,364 | 812,364 |
| 535 SHS ALPHABET INC/CA-CL C | 559,824 | 559,824 |
| 3,465 SHS. APPLE COMPUTER, INC. | 586,382 | 586,382 |
| 1,750 SHS BLACKROCK INC | 898,993 | 898,993 |
| 8,932 SHS BRISTOL-MYERS SQUIBB CO | 547,353 | 547,353 |
| 25,200 CISCO SYSTEMS INC | 965,160 | 965,160 |
| 6,250 SHS CME GROUP INC | 912,813 | 912,813 |
| 16,400 SHS COCA-COLA COMPANY (THE) | 752,432 | 752,432 |
| 3,350 COSTCO WHOLESALE CORP | 623,502 | 623,502 |
| 5,850 SHS CVS HEALTH CORPORATION | 424,125 | 424,125 |
| 4,850 SHS SHS DISNEY (WALT) CO COM STK | 521,424 | 521,424 |
| 8,000 SHS DOWDUPONT INC | 569,760 | 569,760 |
| 11,200 SHS DUNKIN' BRANDS GROUP INC | 722,064 | 722,064 |
| 945,037.573 SHS DREYFUS TOTAL EMERGING MARKETS CL I | 14,128,312 | 14,128,312 |
| 17,900 SHS GLAXOSMITHKLINE PLC ADR | 634,913 | 634,913 |
| 3,550 GOLDMAN SACHS GROUP INC | 904,398 | 904,398 |
| 3,700 SHS JOHNSON & JOHNSON | 516,964 | 516,964 |
| 5,800 SHS JPMORGAN CHASE & CO | 620,252 | 620,252 |
| 8,950 SHS LOWE'S COMPANIES, INC. | 831,813 | 831,813 |
| 17,650 SHS MONDELEZ INTL INC CL A | 755,420 | 755,420 |
| 8,616,762.09437 SHS MFO - D&D SMID CAP VALUE FUND | 11,904,330 | 11,904,330 |
| 1,324,986.7375408 SHS MFO - TOWLE FUND | 12,086,367 | 12,086,367 |
| 126,323.4610037 SHS MFO - WESTFIELD FUND A | 12,517,514 | 12,517,514 |
| 4,350 SHS NORFOLK SOUTHERN CORPORATION | 630,315 | 630,315 |
| 12,300 SHS PAYPAL HOLDINGS INC | 905,526 | 905,526 |
| 5,900 SHS PEPSICO, INC. | 707,528 | 707,528 |
| 7,350 SHS PFIZER INC | 266,217 | 266,217 |
| 8,550 SHS PHILIPS 66 | 864,833 | 864,833 |
| 20,150 SHS QUALCOMM INCORPORATED | 1,290,003 | 1,290,003 |
| 5,700 SHS SCHLUMBERGER LIMITED | 384,123 | 384,123 |
| 8,000 SHS SPDR S&P BIOTECH ETF | 678,960 | 678,960 |
| 3,750 SHS STANLEY BLACK AND DECKER, INC. | 636,338 | 636,338 |
| 9,700 SHS STARBUCKS CORP | 557,071 | 557,071 |
| 12,900 SHS TARGA RESOURCES CORP | 624,618 | 624,618 |
| 7,100 SHS THE KRAFT HEINZ CO | 552,096 | 552,096 |
| 8,100 SHS TJX COS INC NEW | 619,326 | 619,326 |
| 425,302.080 SHS TEMPLETON INSTL. FOREIGN EQUITY FUND | 9,352,393 | 9,352,393 |
| 19,386.000 SHS UNITED STATES SUGAR CORPORATION | 8,947,608 | 8,947,608 |
| 4,600 SHS UNITED PARCEL SVC CL B | 548,090 | 548,090 |
| 5,650 SHS UNITED TECHNOLOGIES CORPORATION | 720,771 | 720,771 |
| 20,700 SHS VANECK VECTORS GOLD MINERS ETF | 481,068 | 481,068 |
| 967,119.694 VANGUARD DEVELOPED MARKETS INDEX | 13,955,537 | 13,955,537 |
| 1108,961.624 SHS VANGUARD ADMIRAL 500 INDEX FUND | 26,893,908 | 26,893,908 |
| 11,350 SHS VERIZON COMMUNICATIONS INC. | 600,756 | 600,756 |
| 5,300 SHS VISA INC CL A SHRS | 604,306 | 604,306 |
| 6,750 SHS WASTE MANAGEMENT INC. | 582,525 | 582,525 |
| 7,800 SHS CROWN CASTLE INTL CORP | 865,878 | 865,878 |
| 281,322 SHS VANGUARD INSTITUTIONAL REIT INDEX FUND | 5,117,247 | 5,117,247 |
| 128,133.333 SHS VANGUARD SMALL CAP INDEX | 9,069,277 | 9,069,277 |