EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 1a |
AS CO-TRUSTEE, THE COMMITTEE MAKES FINAL DECISIONS FOR THE TRUST. DECISIONS FOR THE TRUST ARE DOCUMENTED AS REQUIRED BY BANK POLICY. |
EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 8b |
AS CO-TRUSTEE, THE COMMITTEE MAKES FINAL DECISIONS FOR THE TRUST. FINAL DECISIONS MUST FOLLOW TRUST DOCUMENT GUIDELINES. DECISIONS FOR THE TRUST ARE DOCUMENTED AS REQUIRED BY BANK POLICY. NO ONE MEMBER CAN MAKE SOLE DECISIONS FOR THE TRUST. |
FORM 990, PAGE 6, PART VI, LINE 11-DESCRIPTION OF PROCESS FOR REVIEW |
FORM 990 IS REVIEWED BY THE TAX PREPARER AND TRUST ACCOUNT OFFICER IN ACCORDANCE WITH INTERNAL BANK POLICIES AND PROCEDURES. |
EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 12c |
FROST BANK HAS A WRITTEN CONFLICT OF INTEREST POLICY. BANKPOLICY REQUIRES ALL OFFICERS AND DIRECTORS TO ANNUALLY DISCLOSE INTERESTS THAT COULD GIVE RISE TO CONFLICT OF INTEREST. THE BANKINTERNAL POLICIES ARE REGULARLY AND CONSISTENTLY MONITORED FOR COMPLIANCE AND ENFORCEMENT BY INTERNAL AND EXTERNAL AUDITORS. FROST BANK HAS A WRITTEN WHISTLEBLOWER POLICY AND A WRITTEN DOCUMENT RETENTION AND DESTRUCTION POLICY. |
FORM 990, PAGE 6, PART VI, LINE 15a |
COMPENSATION FOR THE TRUSTEE IS SET BY THE GOVERNING DOCUMENT OR REFLECTS CHARGES THAT ARE NORMAL AND CUSTOMARY FOR SIMILAR ACCOUNTS . |
FORM 990, PAGE 6, PART VI, LINE 18 |
THE TRUST GOVERNING DOCUMENTS, TAX RETURNS, FINANCIAL REPORTS AND FORM 1023 ARE AVAILABLE FOR REVIEW UPON WRITTEN REQUEST. |
FORM 990, PAGE 6, PART VI, LINE 19 |
THE CONFLICT OF INTEREST POLICY IS AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST. |
FORM 990, PAGE 7, PART VII, SECTION A |
FROST BANK IS AVAILABLE 40 HOURS A WEEK |