| Form 990, Part VI, Section A, Line 2 |
CEO (BEVERLY) AND CFO (MARTIN) ARE MARRIED. |
| Form 990, Part VI, Section A, Line 6 |
SECTION 501C(14) CREDIT UNION IS COMPOSED OF MEMBERS. |
| Form 990, Part VI, Section A, Line 7a |
MEMBERS VOTE ON BYLAW AND CHARTER CHANGES. MEMBERS VOTE AND ELECT BOARD MEMBERS AT ANNUAL MEETING. |
| Form 990, Part VI, Section A, Line 7b |
MERGERS ARE VOTED ON BY ENTIRE MEMBERSHIP |
| Form 990, Part VI, Section B, Line 11b |
MANAGEMENT REVIEWS TAX RETURNS AND FORWARDS US FORM 8879-TE TO TAX PREPARER. BOARD OF DIRECTORS REVIEWS FILED TAX RETURN AT NEXT SCHEDULED MEETING |
| Form 990, Part VI, Section B, Line 12c |
EMPLOYEE LOANS ARE MANAGEMENT PPROVED. MANAGEMENT LOANS ARE BOARD APPROVED. LOANS TO BOARD MEMBERS ARE APPROVED BY THE BOARD WITH THE LENDEE OBSTAINING. ADDITIONALLY REVIEWED AND AUDITED. |
| Form 990, Part VI, Section B, Line 15a |
EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED. BOARD OF DIRECTORS ARE VOLUNTEERS AND NOT COMPENSATED |
| Form 990, Part VI, Section C, Line 19 |
CREDIT UNION BYLAWS ARE AVAILABLE UPON REQUEST AT THE CREDIT UNIONS MAIN OFFICE. QUARTERLY FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBY WHICH IS ACCESIBLE TO THE GENERAL PUBLIC. QUARTERLY FINANCIAL PERFORMANCE (FORM 5300 CALL REPORT) ARE AVAILABLE AT NCUA.GOV FOR ALL FEDRALLY INSURED CREDIT UNIONS. |
| Form 990, Part XI, Line 9 |
ONE TIME CECL ADJUSTMENT = -$232610 |