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Vermont Bankers Association Inc

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$465k (2024)

Expenses
$452k (2024)

Total Assets
$406k (2024)

Total Liabilities
$18.5k (2024)

Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending June
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$465,062
Expenses
$452,170
Net Income
$12,892
Net Assets
$387,325
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $443,703
95.4%
Investment Income $6,702
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $14,657
3.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $256,841
56.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $405,861
Total Liabilities $18,536
Net Assets $387,325
Compensation
Key Employees and Officers Compensation Related Other
Christopher D'elia (President) $184,490 $0 $57,669
June Hibbs Former (Corp Secretary) $65,690 $0 $33,766
Steve Kendall (2 Nd Vice Chair) $0 $0 $0
Dan Werme (Director) $0 $0 $0
James Brown (Director) $0 $0 $0
James Kisch (Past Chair) $0 $0 $0
Bryan Young (Past Chair) $0 $0 $0
Caroline Carpenter (Director) $0 $0 $0
Cheryl Lafrance (1 St Vice Chair) $0 $0 $0
Bruce Bernier (Director) $0 $0 $0
Clayton Adams (Chair) $0 $0 $0
Rebecca Kilian (Corp Secretary) $0 $0 $0

Document Links

Fiscal Year Ending June
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$471,000
Expenses
$436,277
Net Income
$34,723
Net Assets
$374,433
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $453,185
96.2%
Investment Income $982
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $16,833
3.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $240,077
55.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $383,180
Total Liabilities $8,747
Net Assets $374,433
Compensation
Key Employees and Officers Compensation Related Other
Christopher D'elia (President) $179,200 $0 $51,994
June Hibbs (Corp Secretary) $62,956 $0 $30,534
Steve Kendall (Director) $0 $0 $0
Michael L Seaver (Chairman) $0 $0 $0
James Brown (Director) $0 $0 $0
James Kisch (Past Chair) $0 $0 $0
Bryan Young (Past Chair) $0 $0 $0
Caroline Carpenter (Director) $0 $0 $0
Cheryl Lafrance (2 Nd Vice Chair) $0 $0 $0
Bruce Bernier (Director) $0 $0 $0
Clayton Adams (1 St Vice Chair) $0 $0 $0

Document Links

Fiscal Year Ending June
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$475,755
Expenses
$447,565
Net Income
$28,190
Net Assets
$339,710
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $457,631
96.2%
Investment Income $1,025
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $17,099
3.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $231,707
51.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $455,514
Total Liabilities $115,804
Net Assets $339,710
Compensation
Key Employees and Officers Compensation Related Other
Christopher D'elia (President) $170,539 $0 $54,144
June Hibbs (Corp Secretary) $59,540 $0 $32,526
Steve Kendall (Director) $0 $0 $0
Michael L Seaver (1st Vice Chair) $0 $0 $0
James Brown (Director) $0 $0 $0
James Kisch (Past Chair) $0 $0 $0
Judy Lavely (Past Chair) $0 $0 $0
Cheryl Lafrance (Director) $0 $0 $0
Bryan Young (Chairman) $0 $0 $0
Bruce Bernier (Director) $0 $0 $0
Clayton Adams (2nd Vice Chair) $0 $0 $0

Document Links

Fiscal Year Ending June
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$461,921
Expenses
$399,550
Net Income
$62,371
Net Assets
$311,520
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $424,321
91.9%
Investment Income $7,166
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $30,434
6.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $220,150
55.1%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $409,568
Total Liabilities $98,048
Net Assets $311,520
Compensation
Key Employees and Officers Compensation Related Other
Christopher D'elia (President) $162,407 $0 $51,135
June Hibbs (Corp Secretary) $56,325 $0 $29,680
Steve Kendall (Director) $0 $0 $0
Michael L Seaver (1st Vice Chair) $0 $0 $0
James Brown (Director) $0 $0 $0
James Kisch (Past Chair) $0 $0 $0
Judy Lavely (Past Chair) $0 $0 $0
Cheryl Lafrance (Director) $0 $0 $0
Bryan Young (Chairman) $0 $0 $0
Bruce Bernier (Director) $0 $0 $0
Clayton Adams (2nd Vice Chair) $0 $0 $0

Document Links

Fiscal Year Ending June
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$409,524
Expenses
$449,115
Net Income
-$39,591
Net Assets
$249,149
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $397,263
97.0%
Investment Income $6,061
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $6,200
1.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $203,833
45.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $389,629
Total Liabilities $140,480
Net Assets $249,149
Compensation
Key Employees and Officers Compensation Related Other
Christopher D'elia (President) $160,206 $0 $46,433
Amy Dickinson Former (Corp Secretary) $32,096 $0 $16,375
June Hibbs (Corp Secretary) $18,372 $0 $7,895
Philip Daniels (Past Chair) $0 $0 $0
Michael L Seaver (Director) $0 $0 $0
James Kisch (1st Vice Chair) $0 $0 $0
Judy Lavely (Chair) $0 $0 $0
Kathryn Austin (Past Chair) $0 $0 $0
Cheryl Lafrance (Director) $0 $0 $0
Bryan Young (2nd Vice Chair) $0 $0 $0
Bruce Bernier (Director) $0 $0 $0
Clayton Adams (Director) $0 $0 $0

Document Links

Fiscal Year Ending June
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$529,612
Expenses
$408,600
Net Income
$121,012
Net Assets
$288,740
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $473,752
89.5%
Investment Income $3,958
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $51,902
9.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $213,656
52.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $393,377
Total Liabilities $104,637
Net Assets $288,740
Compensation
Key Employees and Officers Compensation Related Other
Christopher D'elia (President) $153,508 $0 $47,760
Amy Dickinson Former (Corp Secretary) $55,980 $0 $20,801
Judy Ribolini Former (Corp Secretary) $39,517 $0 $2,027
Philip Daniels (Chairman) $0 $0 $0
Michael L Seaver (Director) $0 $0 $0
Donald Baker (Director) $0 $0 $0
James Kisch (2nd Vice Chair) $0 $0 $0
Judy Lavely (1st Vice Chair) $0 $0 $0
Kathryn Austin (Past Chairman) $0 $0 $0
Thomas Gallagher (Past Chairman) $0 $0 $0
Bryan Young (Director) $0 $0 $0
Clayton Adams (Director) $0 $0 $0

Document Links

Fiscal Year Ending June
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$422,321
Expenses
$475,379
Net Income
-$53,058
Net Assets
$167,728
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $420,430
99.6%
Investment Income $1,223
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $668
0.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $250,158
52.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $337,067
Total Liabilities $169,339
Net Assets $167,728
Compensation
Key Employees and Officers Compensation Related Other
Christopher D'elia (President) $149,525 $0 $45,119
Judy Ribolini (Fmr Corp Scrtry) $74,487 $0 $26,822
Philip Daniels (Chairman) $0 $0 $0
Michael L Seaver (Director) $0 $0 $0
Donald Baker (Director) $0 $0 $0
James Kisch (2nd Vice Chair) $0 $0 $0
Judy Lavely (1st Vice Chair) $0 $0 $0
Kathryn Austin (Past Chairman) $0 $0 $0
Matthew Durkee (Past Chairman) $0 $0 $0
Thomas Gallagher (Past Chairman) $0 $0 $0
Bryan Young (Director) $0 $0 $0
Clayton Adams (Director) $0 $0 $0
Amy Dickinson (Corp. Secretary) $0 $0 $0

Document Links

Fiscal Year Ending June
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$420,176
Expenses
$416,486
Net Income
$3,690
Net Assets
$220,786
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $417,844
99.4%
Investment Income $2,332
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $213,500
51.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $368,090
Total Liabilities $147,304
Net Assets $220,786
Compensation
Key Employees and Officers Compensation Related Other
Chris D'elia (President) $140,572 $0 $43,822
Judith H Ribolini (Corp. Secretary) $72,391 $0 $24,348
Philip Daniels (1 St Vice Chair) $0 $0 $0
Michael L Seaver (Director) $0 $0 $0
Donald Baker (Director) $0 $0 $0
James Kisch (Director) $0 $0 $0
Judy Lavely (2nd Vice Chair) $0 $0 $0
Kathryn Austin (Chairman) $0 $0 $0
Matthew Durkee (Director) $0 $0 $0
Thomas Gallagher (Director) $0 $0 $0
Bryan Young (Director) $0 $0 $0

Document Links

Fiscal Year Ending June
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$396,754
Expenses
$399,027
Net Income
-$2,273
Net Assets
$217,096
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $387,762
97.7%
Investment Income $1,414
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $7,578
1.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $202,597
50.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $352,072
Total Liabilities $134,976
Net Assets $217,096
Compensation
Key Employees and Officers Compensation Related Other
Chris D'elia (President) $133,499 $0 $41,685
Judith H Ribolini (Corp. Secretary) $69,339 $0 $27,556
Mark S Young (Director) $0 $0 $0
Michael L Seaver (Director) $0 $0 $0
David Silverman (Director) $0 $0 $0
Stephen Theroux (Director) $0 $0 $0
Judy Lavely (Director) $0 $0 $0
Kathryn Austin (Frst Vice Chair) $0 $0 $0
Matthew Durkee (Director) $0 $0 $0
Thomas Gallagher (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending June
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$393,706
Expenses
$441,120
Net Income
-$47,414
Net Assets
$219,369
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $392,422
99.7%
Investment Income $1,284
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $194,900
44.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $349,169
Total Liabilities $129,800
Net Assets $219,369
Compensation
Key Employees and Officers Compensation Related Other
Chris D'elia (President) $140,424 $0 $41,144
Judith H Ribolini (Corp. Secretary) $69,363 $0 $29,127
Mark Young (Director) $0 $0 $0
Michael L Seaver (Director) $0 $0 $0
David Silverman (Director) $0 $0 $0
James D Brown (Director) $0 $0 $0
Judy Lavely (Director) $0 $0 $0
Kathryn Austin (Director) $0 $0 $0
Matthew Durkee (Chairman) $0 $0 $0
Thomas Gallagher (Second Vice Cha) $0 $0 $0
Michael Tuttle (Vice Chairman) $0 $0 $0

Document Links

Fiscal Year Ending June
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$478,176
Expenses
$379,547
Net Income
$98,629
Net Assets
$266,783
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $388,766
81.3%
Investment Income $1,171
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $6,070
1.3%
Net Inventory Sales $0
Other Revenue $82,169
17.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $201,470
53.1%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $355,755
Total Liabilities $88,972
Net Assets $266,783
Compensation
Key Employees and Officers Compensation Related Other
Chris D'elia (President) $130,814 $0 $37,004
Judith H Ribolini (Corporate Secre) $66,445 $0 $30,052
Geoffrey R Hesslink (Director) $0 $0 $0
Michael L Seaver (Director) $0 $0 $0
Thomas J Gallagher (Director) $0 $0 $0
James D Brown (Director) $0 $0 $0
Sarah Cowan (Director) $0 $0 $0
Gary W Gray (Director) $0 $0 $0
Mark S Young (Chairman) $0 $0 $0
Matthew K Durkee (Second Vice Cha) $0 $0 $0
David P Silverman (Vice Chairman) $0 $0 $0

Document Links

Fiscal Year Ending June
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$383,888
Expenses
$417,774
Net Income
-$33,886
Net Assets
$168,154
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $382,057
99.5%
Investment Income $1,831
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $189,000
45.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $355,455
Total Liabilities $187,301
Net Assets $168,154

Document Links

Fiscal Year Ending June
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$393,221
Expenses
$400,120
Net Income
-$6,899
Net Assets
$202,040
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $373,316
94.9%
Investment Income $3,336
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,751
1.5%
Net Inventory Sales $0
Other Revenue $10,818
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $180,000
45.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $344,242
Total Liabilities $142,202
Net Assets $202,040

Document Links

Fiscal Year Ending June
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$351,269
Expenses
$340,804
Net Income
$10,465
Net Assets
$208,939
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $335,691
95.6%
Investment Income $3,946
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$35
Net Inventory Sales $0
Other Revenue $11,667
3.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $168,000
49.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $323,833
Total Liabilities $114,894
Net Assets $208,939

Document Links

Fiscal Year Ending June
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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