Mass Bay Credit Union

South Boston, MA
EIN: 04-1104060

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Type of Nonprofit

Designated as a 501(c)(14) State-chartered credit unions and mutual reserve funds.

Revenue

$16.5M (2023)

Expenses

$14M (2023)

Total Assets

$350M (2023)

Total Liabilities

$317M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Revenue

$16,486,383

Expenses

$13,978,307

Net Income

$2,508,076

Net Assets

$32,860,448

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$15,569,210	94.4%
Investment Income	$917,173	5.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$826,181	5.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,641,137	18.9%

Assets/Debt
Total Assets	$349,698,007
Total Liabilities	$316,837,559
Net Assets	$32,860,448

Compensation

Key Employees and Officers	Compensation	Related	Other
Theresa Dorilas (President & Ceo)	$307,905	$0	$68,465
Anthony Bonomo (Cfo)	$179,507	$0	$40,318
Kelli Cullen (Coo)	$167,943	$0	$57,343
John Kineavy (Chairman)	$0	$0	$384
Michael T Buggy (First Vice Chair)	$0	$0	$384
William Vietze (Second Vice Chair)	$0	$0	$384
Jeremiah P Ahern (Treasurer)	$0	$0	$384
Kimberly A Kennedy (Assistant Treasurer)	$0	$0	$384
Darren Mcauliffe (Clerk)	$0	$0	$384
Krishaunna Baptiste (Director)	$0	$0	$0
Maureen A Collins (Director)	$0	$0	$250
Brian P Dwyer (Director)	$0	$0	$384
Adam S Elias (Director)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
Darryl Green (Director)	$0	$0	$0
Michael E Keeley (Director)	$0	$0	$261
Joseph N Mosca (Director)	$0	$0	$350
Frank Murray (Director)	$0	$0	$384

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990

Filed on May 9, 2024

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Fiscal Year Ending Dec.
2022

Revenue

$13,969,003

Expenses

$9,769,261

Net Income

$4,199,742

Net Assets

$29,640,264

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$1,118,037	8.0%
Program Services	$12,082,362	86.5%
Investment Income	$768,604	5.5%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$677,186	6.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,448,753	25.1%

Assets/Debt
Total Assets	$324,262,478
Total Liabilities	$294,622,214
Net Assets	$29,640,264

Compensation

Key Employees and Officers	Compensation	Related	Other
Theresa Dorilas (President & Ceo)	$291,783	$0	$66,438
Kelli Cullen (Coo)	$183,455	$0	$58,783
Anthony Bonomo (Cfo)	$59,928	$0	$11,217
John Kineavy (Chairman)	$0	$0	$384
Joseph N Mosca (Treasurer)	$0	$0	$384
Kimberly A Kennedy (Assistant Treasurer)	$0	$0	$384
Michael T Buggy (Clerk)	$0	$0	$384
Darrin Mcauliffe (Clerk)	$0	$0	$384
Jeremiah P Ahern (Director)	$0	$0	$384
Krishaunna Baptiste (Director)	$0	$0	$256
Maureen A Collins (Director)	$0	$0	$250
Carrie Dubois (Director)	$0	$0	$83
Kelley Durgin (Director)	$0	$0	$128
Darryl Green (Director)	$0	$0	$256
Brian P Dwyer (Director)	$0	$0	$384
Adam S Elias (Director)	$0	$0	$384
Michael E Keeley (Director)	$0	$0	$384
Frank Murray (Director)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
William Vietze (Director)	$0	$0	$384

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990

Filed on May 10, 2023

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Fiscal Year Ending Dec.
2021

Revenue

$12,109,797

Expenses

$9,763,481

Net Income

$2,346,316

Net Assets

$29,965,626

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$11,539,964	95.3%
Investment Income	$569,833	4.7%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$579,413	5.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,772,794	28.4%

Assets/Debt
Total Assets	$300,728,924
Total Liabilities	$270,763,298
Net Assets	$29,965,626

Compensation

Key Employees and Officers	Compensation	Related	Other
Theresa Dorilas (President & Ceo)	$274,987	$0	$70,228
Kelli Cullen (Coo)	$172,094	$0	$56,612
Adam S Elias (Chairman)	$0	$0	$384
Darrin Mcauliffe (First Vice Chairperson)	$0	$0	$384
Brian P Dwyer (Treasurer)	$0	$0	$384
Kimberly A Kennedy (Assistant Treasurer)	$0	$0	$384
Michael T Buggy (Clerk)	$0	$0	$384
Jeremiah P Ahern (Director)	$0	$0	$384
Maureen A Collins (Director)	$0	$0	$250
Carrie Dubose (Director)	$0	$0	$250
Kelley Durgin (Director)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
Michael E Keeley (Director)	$0	$0	$384
John P Kineavy (Director)	$0	$0	$384
Joseph N Mosca (Director)	$0	$0	$384
Frank Murray (Director)	$0	$0	$384
William Vietze (Director)	$0	$0	$384

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990

Filed on May 16, 2022

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Fiscal Year Ending Dec.
2020

Revenue

$11,362,568

Expenses

$10,787,213

Net Income

$575,355

Net Assets

$28,236,213

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$10,756,875	94.7%
Investment Income	$605,693	5.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$555,992	5.2%
Professional Fundraising Fees	$0
Other Salaries and Wages	$3,092,132	28.7%

Assets/Debt
Total Assets	$273,919,531
Total Liabilities	$245,683,318
Net Assets	$28,236,213

Compensation

Key Employees and Officers	Compensation	Related	Other
Theresa Dorilas (President & Ceo)	$259,783	$0	$66,942
Kelli Cullen (Coo)	$168,007	$0	$55,665
Adam S Elias (Chairman)	$0	$0	$384
Darrin Mcauliffe (First Vice Chairperson)	$0	$0	$384
Joseph N Mosca (Treasurer)	$0	$0	$384
Kimberly A Kennedy (Assistant Treasurer)	$0	$0	$384
Michael T Buggy (Clerk)	$0	$0	$384
Jeremiah P Ahern (Director)	$0	$0	$384
Maureen A Collins (Director)	$0	$0	$362
Carrie Dubose (Director)	$0	$0	$250
Kelley Durgin (Director)	$0	$0	$384
Brian P Dwyer (Director)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
Michael E Keeley (Director)	$0	$0	$384
John P Kineavy (Director)	$0	$0	$384
Frank Murray (Director)	$0	$0	$96
William Vietze (Director)	$0	$0	$290
Charles Gallagher (Former Director)	$0	$0	$221
Gregory York (Former Director)	$0	$0	$154

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990

Filed on May 10, 2021

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Fiscal Year Ending Dec.
2019

Revenue

$12,727,608

Expenses

$11,117,352

Net Income

$1,610,256

Net Assets

$27,143,999

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$12,019,086	94.4%
Investment Income	$708,522	5.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$316,265	2.8%
Professional Fundraising Fees	$0
Other Salaries and Wages	$3,181,175	28.6%

Assets/Debt
Total Assets	$262,292,406
Total Liabilities	$235,148,407
Net Assets	$27,143,999

Compensation

Key Employees and Officers	Compensation	Related	Other
Theresa Dorilas (President & Ceo)	$244,269	$0	$66,281
Jeremiah P Ahern (Director)	$0	$0	$384
Michael T Buggy (Clerk)	$0	$0	$384
Maureen A Collins (Director)	$0	$0	$384
Darrin Mcauliffe (Director)	$0	$0	$384
Brian P Dwyer (Treasurer)	$0	$0	$384
Adam S Elias (Chairman)	$0	$0	$384
Gregory D York (Director)	$0	$0	$384
Charles F Gallagher (Director)	$0	$0	$384
Michael E Keeley (Director)	$0	$0	$384
John P Kineavy (Director)	$0	$0	$384
Joseph N Mosca (Director)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
Kimberly A Kennedy (Assistant Treasurer)	$0	$0	$384
Carrie Dubois (Director)	$0	$0	$256
Kelley Durgin (Director)	$0	$0	$256

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990

Filed on May 11, 2020

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Fiscal Year Ending Dec.
2018

Revenue

$12,308,919

Expenses

$11,259,877

Net Income

$1,049,042

Net Assets

$25,364,559

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$11,578,979	94.1%
Investment Income	$729,940	5.9%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$422,861	3.8%
Professional Fundraising Fees	$0
Other Salaries and Wages	$3,287,980	29.2%

Assets/Debt
Total Assets	$246,838,769
Total Liabilities	$221,474,210
Net Assets	$25,364,559

Compensation

Key Employees and Officers	Compensation	Related	Other
Theresa Dorilas (President & Ceo)	$205,880	$0	$60,373
John Thomas (Former President & Ceo)	$125,851	$0	$24,997
Jeremiah P Ahern (Chairman)	$0	$0	$384
James A Bain (Director)	$0	$0	$384
Dorston R Bartlett (Director)	$0	$0	$384
Michael T Buggy (Treasurer)	$0	$0	$384
Maureen A Collins (Director)	$0	$0	$384
Darrin Mcauliffe (Clerk)	$0	$0	$384
Brian P Dwyer (Director)	$0	$0	$384
Adam S Elias (First Vice Chairman)	$0	$0	$384
Gregory D York (Director)	$0	$0	$384
Charles F Gallagher (Director)	$0	$0	$384
Michael E Keeley (Director)	$0	$0	$384
John P Kineavy (Director)	$0	$0	$384
Joseph N Mosca (Director)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
Kimberly A Kennedy (Assistant Treasurer)	$0	$0	$384

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990

Filed on May 13, 2019

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Fiscal Year Ending Dec.
2017

Revenue

$11,392,876

Expenses

$10,490,364

Net Income

$902,512

Net Assets

$24,344,043

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$10,581,815	92.9%
Investment Income	$811,061	7.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$696,471	6.6%
Professional Fundraising Fees	$0
Other Salaries and Wages	$3,018,369	28.8%

Assets/Debt
Total Assets	$248,423,891
Total Liabilities	$224,079,848
Net Assets	$24,344,043

Compensation

Key Employees and Officers	Compensation	Related	Other
John N Thomas (Chief Executive Officer)	$241,324	$0	$47,817
Theresa Dorilas (Chief Operating Officer)	$149,511	$0	$51,360
Ruth Epps (Branch Coordinator)	$92,742	$0	$15,704
Kevin Burns (Chief Lending Officer)	$80,220	$0	$12,033
Jeremiah P Ahern (Chairman)	$0	$0	$384
James A Bain (Director)	$0	$0	$384
Dorston R Bartlett (Director)	$0	$0	$384
Michael T Buggy (Treasurer)	$0	$0	$384
Maureen A Collins (Director)	$0	$0	$384
Darrin Mcauliffe (Second Vice Chairman)	$0	$0	$384
Brian P Dwyer (Director)	$0	$0	$384
Adam S Elias (First Vice Chairman)	$0	$0	$384
Gregory D York (Director)	$0	$0	$384
Charles F Gallagher (Assistant Treasurer)	$0	$0	$384
Michael E Keeley (Director)	$0	$0	$384
John P Kineavy (Director)	$0	$0	$384
Joseph N Mosca (Director)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
Kimberly A Kennedy (Clerk)	$0	$0	$384

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990

Filed on May 30, 2018

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Fiscal Year Ending Dec.
2016

Revenue

$10,722,084

Expenses

$9,890,019

Net Income

$832,065

Net Assets

$23,124,584

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$9,828,152	91.7%
Investment Income	$878,227	8.2%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$15,705	0.1%
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$650,331	6.6%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,852,074	28.8%

Assets/Debt
Total Assets	$235,878,396
Total Liabilities	$212,753,812
Net Assets	$23,124,584

Compensation

Key Employees and Officers	Compensation	Related	Other
John N Thomas (Chief Executive Officer)	$230,668	$0	$44,444
Theresa Dorilas (Chief Financial Officer)	$137,620	$0	$47,841
Ruth Epps (Branch Coordinator)	$91,648	$0	$16,312
Kevin Burns (Chief Lending Officer)	$66,120	$0	$9,918
Jeremiah P Ahern (Chairman)	$0	$0	$384
James A Bain (Director)	$0	$0	$384
Dorston R Bartlett (Director)	$0	$0	$384
Michael T Buggy (Treasurer)	$0	$0	$384
Maureen A Collins (Director)	$0	$0	$384
Darrin Mcauliffe (Director)	$0	$0	$384
Brian P Dwyer (Assistant Treasurer)	$0	$0	$384
Adam S Elias (Director)	$0	$0	$384
Gregory D York (Director)	$0	$0	$384
Charles F Gallagher (Director)	$0	$0	$384
Michael E Keeley (Clerk)	$0	$0	$384
John P Kineavy (Director)	$0	$0	$384
Joseph N Mosca (First Vice Chairman)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
Kimberly A Kennedy (Director)	$0	$0	$384

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990

Filed on May 15, 2017

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Fiscal Year Ending Dec.
2015

Revenue

$10,050,787

Expenses

$9,367,822

Net Income

$682,965

Net Assets

$22,409,789

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$9,117,743	90.7%
Investment Income	$933,044	9.3%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$560,023	6.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,752,459	29.4%

Assets/Debt
Total Assets	$217,212,868
Total Liabilities	$194,803,079
Net Assets	$22,409,789

Compensation

Key Employees and Officers	Compensation	Related	Other
John N Thomas (Chief Executive Officer)	$219,303	$0	$42,142
Theresa Dorilas (Chief Financial Officer)	$128,098	$0	$41,473
Ruth Epps (Branch Coordinator)	$89,400	$0	$15,896
Kevin Burns (Chief Lending Officer)	$16,380	$0	$1,827
Jeremiah P Ahern (Treasurer)	$0	$0	$384
James A Bain (Director)	$0	$0	$384
Dorston R Bartlett (Director)	$0	$0	$384
Michael T Buggy (Clerk)	$0	$0	$384
Maureen A Collins (Director)	$0	$0	$384
Carrie M Dubose (Director)	$0	$0	$128
Brian P Dwyer (Assistant Treasurer)	$0	$0	$384
Adam S Elias (Director)	$0	$0	$384
Gregory D York (Director)	$0	$0	$384
Charles F Gallagher (Second Vice Chair)	$0	$0	$384
Michael E Keeley (Director)	$0	$0	$384
John P Kineavy (Director)	$0	$0	$384
Joseph N Mosca (Chairman)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
Kimberly A Kennedy (First Vice Chairman)	$0	$0	$384
Darrin M Mcauliffe (Director)	$0	$0	$0

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990

Filed on May 4, 2016

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Fiscal Year Ending Dec.
2014

Revenue

$10,017,185

Expenses

$9,178,153

Net Income

$839,032

Net Assets

$22,435,684

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$9,113,869	91.0%
Investment Income	$903,316	9.0%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$628,943	6.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,630,507	28.7%

Assets/Debt
Total Assets	$207,350,724
Total Liabilities	$184,915,040
Net Assets	$22,435,684

Compensation

Key Employees and Officers	Compensation	Related	Other
John N Thomas (Chief Executive Officer)	$200,512	$0	$38,132
Theresa Dorilas (Chief Financial Officer)	$127,306	$0	$28,880
Helen Marrone (Chief Lending Officer)	$92,752	$0	$29,415
Ruth Epps (Branch Coordinator)	$91,059	$0	$15,191
Jeremiah P Ahern (Treasurer)	$0	$0	$384
James A Bain (Director)	$0	$0	$384
Dorston R Bartlett (Director)	$0	$0	$384
Michael T Buggy (Clerk)	$0	$0	$384
Maureen A Collins (Director)	$0	$0	$384
Carrie M Dubose (Director)	$0	$0	$384
Brian P Dwyer (Assistant Treasurer)	$0	$0	$384
Adam S Elias (Director)	$0	$0	$320
Gregory D York (Director)	$0	$0	$384
Charles F Gallagher (Second Vice Chair)	$0	$0	$384
Michael E Keeley (Director)	$0	$0	$384
John P Kineavy (Director)	$0	$0	$384
Joseph N Mosca (Chairman)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
Kimberly A Kennedy (First Vice Chairman)	$0	$0	$384

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990

Filed on April 27, 2015

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Fiscal Year Ending Dec.
2013

Revenue

$10,299,066

Expenses

$9,508,840

Net Income

$790,226

Net Assets

$20,610,677

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$9,606,589	93.3%
Investment Income	$692,477	6.7%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$629,835	6.6%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,701,268	28.4%

Assets/Debt
Total Assets	$195,161,101
Total Liabilities	$174,550,424
Net Assets	$20,610,677

Compensation

Key Employees and Officers	Compensation	Related	Other
John N Thomas (Chief Executive Officer)	$189,879	$0	$32,185
Theresa Dorilas (Chief Financial Officer)	$92,477	$0	$15,948
Ruth Epps (Branch Coordinator)	$88,575	$0	$14,854
Craig Nardi (Chief Lending Officer)	$54,704	$0	$15,464
Julia Delong (Chief Financial Officer)	$49,786	$0	$9,681
Helen Marrone (Chief Lending Officer)	$45,852	$0	$14,506
Jeremiah Ahern (Treasurer)	$0	$0	$384
James Bain (Director)	$0	$0	$384
Dorsten Bartlett (Director)	$0	$0	$384
Michael Buggy (Clerk)	$0	$0	$384
Maureen Collins (Director)	$0	$0	$384
Carrie Dubose (Director)	$0	$0	$384
Brian Dwyer (Assistant Treasurer)	$0	$0	$384
Adam Elias (Director)	$0	$0	$320
Gregory York (Director)	$0	$0	$384
Charles Gallagher (Director)	$0	$0	$384
Michael Keeley (Director)	$0	$0	$384
John Kineavy (Director)	$0	$0	$384
Joseph Mosca (Chairman)	$0	$0	$384
James G Flaherty (Director)	$0	$0	$384
Kimberly A Kennedy (First Vice Chairman)	$0	$0	$384

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990

Filed on April 24, 2014

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Fiscal Year Ending Dec.
2012

Revenue

$10,408,309

Expenses

$9,335,952

Net Income

$1,072,357

Net Assets

$20,763,467

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$9,821,015	94.4%
Investment Income	$564,247	5.4%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$23,047	0.2%
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$550,819	5.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$2,620,119	28.1%

Assets/Debt
Total Assets	$196,387,769
Total Liabilities	$175,624,302
Net Assets	$20,763,467

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Revenue

$10,331,585

Expenses

$9,635,443

Net Income

$696,142

Net Assets

$19,372,732

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$9,818,477	95.0%
Investment Income	$513,108	5.0%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$0
Net Inventory Sales	$0
Other Revenue	$0

Notable Expenses		Percent of Total Expenses
Executive Compensation	$519,265	5.4%
Professional Fundraising Fees	$0
Other Salaries and Wages	$3,608,850	37.5%

Assets/Debt
Total Assets	$188,596,641
Total Liabilities	$169,223,909
Net Assets	$19,372,732

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

PDF (2 of 2)

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

Raw filing data. Includes EINs and summary financials as structured data.
Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated December 20, 2024

Mass Bay Credit Union

Organization summary

Type of Nonprofit

Summary charts: organization finances over time

Revenue $16.5M (2023)

Expenses $14M (2023)

Total Assets $350M (2023)

Total Liabilities $317M (2023)

Tax Filings by Year

Fiscal Year Ending Dec. 2023

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2022

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2021

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2020

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2019

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2018

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2017

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2016

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2015

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2014

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2013

Extracted Financial Data

Extracted Financial Data from Form 990

Compensation

Document Links

990

Fiscal Year Ending Dec. 2012

Extracted Financial Data

Extracted Financial Data from Form 990

Document Links

990

Revenue

$16.5M (2023)

Expenses

$14M (2023)

Total Assets

$350M (2023)

Total Liabilities

$317M (2023)

Fiscal Year Ending Dec.
2023

Fiscal Year Ending Dec.
2022

Fiscal Year Ending Dec.
2021

Fiscal Year Ending Dec.
2020

Fiscal Year Ending Dec.
2019

Fiscal Year Ending Dec.
2018

Fiscal Year Ending Dec.
2017

Fiscal Year Ending Dec.
2016

Fiscal Year Ending Dec.
2015

Fiscal Year Ending Dec.
2014

Fiscal Year Ending Dec.
2013

Fiscal Year Ending Dec.
2012

Fiscal Year Ending Dec.
2011

Fiscal Year Ending Dec.
2010

Fiscal Year Ending Dec.
2009

Fiscal Year Ending Dec.
2008

Fiscal Year Ending Dec.
2007

Fiscal Year Ending Dec.
2006

Fiscal Year Ending Dec.
2005