Jeanne Darc Credit Union

Lowell, MA
Tax-exempt since Jan. 1935
EIN: 04-1231965

Receive an email when new data is available for this organization.

Type of Nonprofit

Designated as a 501(c)(14) State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions

Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Revenue

$90.8M (2023)

Expenses

$80.9M (2023)

Total Assets

$2.13B (2023)

Total Liabilities

$1.97B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Revenue

$90,760,931

Expenses

$80,898,300

Net Income

$9,862,631

Net Assets

$157,365,092

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$1,736,000	1.9%
Program Services	$66,832,105	73.6%
Investment Income	$7,471,227	8.2%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$234,732	0.3%
Net Inventory Sales	$0
Other Revenue	$14,486,867	16.0%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$4,976,579	6.2%
Professional Fundraising Fees	$0
Other Salaries and Wages	$14,699,295	18.2%

Assets/Debt
Total Assets	$2,129,780,000
Total Liabilities	$1,972,414,908
Net Assets	$157,365,092

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Mark Cochran (President/Ceo/Director)	$2,393,636	$0	$234,676
James Hirbour (Senior Loan Officer)	$703,856	$0	$35,671
Mark O'neil (Svp Cao)	$491,463	$0	$67,246
Michael P Dubuque (Evp Coo)	$482,139	$0	$102,154
Brian Sousa (Svp Clo)	$463,053	$0	$92,475
Carolyn Pelletier (Svp Cio)	$418,361	$0	$39,087
Joseph M Princi Ii (Svp Cfo)	$393,913	$0	$96,323
Gerard L Stevens (Senior Loan Officer)	$302,456	$0	$12,421
Robin Lorenzen (Svp Cmo)	$287,596	$0	$49,419
Kara Doyle (Vp Commercial Lending)	$236,022	$0	$28,529
Jason E Dubois (Mortgage Loan Originator)	$228,783	$0	$31,998
Paul Mcdonald (Vp Residential & Consumer Lending)	$202,513	$0	$42,941
Susan Green (Director)	$7,034	$0	$0
John Chemaly (Vice Chair)	$6,950	$0	$0
Naomi Prendergast (Chairmant)	$6,950	$0	$0
Henri Marchand (Director)	$6,950	$0	$0
William Soucy (Director)	$6,950	$0	$0
Joanne Yestramski (Director)	$6,950	$0	$0
Socrates De La Cruz (Director (As Of 2/23))	$4,633	$0	$0

+ View more people

990

Filed on Nov. 14, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

XML

Fiscal Year Ending Dec.
2022

Revenue

$66,569,870

Expenses

$56,996,665

Net Income

$9,573,205

Net Assets

$149,639,992

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$46,904,000	70.5%
Investment Income	$5,136,876	7.7%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$121,999	0.2%
Net Inventory Sales	$0
Other Revenue	$14,406,995	21.6%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$3,141,934	5.5%
Professional Fundraising Fees	$0
Other Salaries and Wages	$14,930,392	26.2%

Assets/Debt
Total Assets	$2,051,657,522
Total Liabilities	$1,902,017,530
Net Assets	$149,639,992

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
James Hirbour (Senior Loan Officer)	$1,615,292	$0	$34,821
Mark Cochran (President/Ceo/Director)	$947,140	$0	$256,813
Gerard L Stevens (Senior Loan Officer)	$614,665	$0	$10,812
Michael P Dubuque (Svp Cmeo)	$544,831	$0	$97,634
Jason E Dubois (Mortgage Loan Originator M)	$441,760	$0	$33,910
Brian Sousa (Senior Vice President Clo)	$430,126	$0	$94,470
Keith M Micavich (Senior Loan Officer)	$375,005	$0	$29,932
Joseph M Princi Ii (Svp Cfo)	$355,087	$0	$93,624
Nicholas Spinosa (Senior Loan Officer)	$286,145	$0	$7,250
Mark O'neil (Senior Vice President Cao)	$280,521	$0	$71,384
Carolyn Pelletier (Senior Vice President Cio)	$279,359	$0	$52,117
Robin Lorenzen (Svp Cmo)	$256,159	$0	$64,500
John Chemaly (Chariman)	$6,959	$0	$0
Naomi Prendergast (Director)	$6,959	$0	$0
Susan Green (Director)	$6,959	$0	$0
Henri Marchand (Treasurer/Director)	$6,959	$0	$0
William Soucy (Director)	$6,959	$0	$0
Joanne Yestramski (Director)	$6,959	$0	$0
Ellen Murphy Meehan (Vice Chair)	$6,959	$0	$0
Mark Dionne (Director (Ended 05/22))	$0	$0	$0

+ View more people

990

Filed on Nov. 15, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2021

Revenue

$59,293,841

Expenses

$52,364,280

Net Income

$6,929,561

Net Assets

$141,231,595

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$41,206,001	69.5%
Investment Income	$1,548,359	2.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$2,377,129	4.0%
Net Inventory Sales	$0
Other Revenue	$14,162,352	23.9%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,839,000	5.4%
Professional Fundraising Fees	$0
Other Salaries and Wages	$14,124,079	27.0%

Assets/Debt
Total Assets	$1,792,528,408
Total Liabilities	$1,651,296,813
Net Assets	$141,231,595

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Mark Cochran (President/Ceo/Director)	$915,761	$0	$247,487
James Hirbour (Senior Loan Officer)	$870,183	$0	$34,472
Jason E Dubois (Mortgage Loan Originator M)	$730,890	$0	$33,515
Gerard L Stevens (Senior Loan Officer)	$586,164	$0	$10,375
Keith M Micavich (Senior Loan Officer)	$457,730	$0	$31,756
Brian Sousa (Senior Vice President Clo)	$416,204	$0	$94,120
Michael P Dubuque (Svp Cmeo)	$411,669	$0	$91,974
Joseph M Princi Ii (Svp Cfo)	$342,889	$0	$85,693
Thomas King (Senior Loan Officer)	$282,437	$0	$11,550
Carolyn Pelletier (Senior Vice President Cio)	$271,290	$0	$45,171
Mark O'neil (Senior Vice President Cao)	$271,000	$0	$69,698
Robin Lorenzen (Svp Cmo)	$210,188	$0	$19,532
Susan Green (Director)	$7,135	$0	$0
Ellen Murphy Meehan (Vice Chair)	$7,135	$0	$0
John Chemaly (Chariman)	$7,051	$0	$0
Naomi Prendergast (Director)	$7,051	$0	$0
Henri Marchand (Treasurer/Director)	$7,051	$0	$0
William Soucy (Director)	$7,051	$0	$0
Joanne Yestramski (Director)	$7,051	$0	$0
Wendy Estrella (Director)	$7,009	$0	$0
Sovanna Pouv (Director)	$2,991	$0	$0
Mark Dionne (Director)	$126	$0	$0

+ View more people

990

Filed on Nov. 14, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2020

Revenue

$62,626,890

Expenses

$56,171,258

Net Income

$6,455,632

Net Assets

$134,496,242

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$46,594,601	74.4%
Investment Income	$1,552,539	2.5%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$2,675,797	4.3%
Net Inventory Sales	$0
Other Revenue	$11,803,953	18.8%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,623,415	4.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$11,742,168	20.9%

Assets/Debt
Total Assets	$1,653,319,791
Total Liabilities	$1,518,823,549
Net Assets	$134,496,242

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
James Hirbour (Senior Loan Officer)	$1,176,132	$0	$16,806
Mark Cochran (President/Ceo/Director)	$881,674	$0	$240,533
Jason E Dubois (Mortgage Loan Originator M)	$626,193	$0	$32,317
Brian Sousa (Senior Vice President Clo)	$498,952	$0	$91,081
Gerard L Stevens (Senior Loan Officer)	$497,208	$0	$10,261
Keith M Micavich (Senior Loan Officer)	$415,304	$0	$29,749
Michael P Dubuque (Svp Cmeo)	$402,242	$0	$90,065
Joseph M Princi Ii (Svp Cfo)	$303,216	$0	$82,636
Thomas King (Senior Loan Officer)	$277,182	$0	$11,550
Mark O'neil (Senior Vice President Cao)	$273,465	$0	$62,702
Carolyn Pelletier (Senior Vice President Cio)	$263,868	$0	$45,738
Sovanna Pouv (Director)	$7,201	$0	$0
Susan Green (Director)	$7,153	$0	$0
Ellen Murphy Meehan (Vice Chair)	$7,153	$0	$0
John Chemaly (Chariman)	$7,057	$0	$0
Naomi Prendergast (Director)	$7,057	$0	$0
Henri Marchand (Treasurer/Director)	$7,057	$0	$0
William Soucy (Director)	$7,057	$0	$0
Joanne Yestramski (Director)	$7,057	$0	$0
Wendy Estrella (Director)	$1,168	$0	$0
Mark Dionne (Director)	$144	$0	$0

+ View more people

990

Filed on Nov. 10, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

XML

Fiscal Year Ending Dec.
2019

Revenue

$65,784,640

Expenses

$58,011,234

Net Income

$7,773,406

Net Assets

$127,216,898

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$49,210,550	74.8%
Investment Income	$2,919,502	4.4%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$1,374,208	2.1%
Net Inventory Sales	$0
Other Revenue	$12,280,380	18.7%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,643,171	4.6%
Professional Fundraising Fees	$0
Other Salaries and Wages	$11,228,257	19.4%

Assets/Debt
Total Assets	$1,454,259,791
Total Liabilities	$1,327,042,893
Net Assets	$127,216,898

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Mark Cochran (President/Ceo/Director)	$797,892	$0	$240,361
James Hirbour (Senior Loan Officer)	$741,923	$0	$10,580
Brian Sousa (Senior Vice President Clo)	$388,927	$0	$92,557
Jason E Dubois (Mortgage Loan Originator M)	$382,558	$0	$31,144
Michael P Dubuque (Svp Cmeo)	$375,814	$0	$91,456
Gerard L Stevens (Senior Loan Officer)	$364,609	$0	$10,460
Michelle Silveira (Senior Vp Marketing)	$343,515	$0	$27,817
Keith M Micavich (Senior Loan Officer)	$253,421	$0	$25,695
Carolyn Pelletier (Senior Vice President Cio)	$241,978	$0	$46,446
Mark O'neil (Senior Vice President Cao)	$230,801	$0	$44,288
Joseph M Princi Ii (Svp Cfo)	$214,076	$0	$19,163
Kara Doyle (Senior Loan Officer)	$171,058	$0	$24,332
Sovanna Pouv (Director)	$6,345	$0	$0
Ellen Murphy Meehan (Vice Chair)	$6,303	$0	$0
Susan Green (Director)	$6,303	$0	$0
John Chemaly (Chariman)	$6,219	$0	$0
Henri Marchand (Treasurer)	$6,219	$0	$0
William Soucy (Director)	$6,219	$0	$0
Naomi Prendergast (Director)	$6,219	$0	$0
Joanne Yestramski (Director)	$6,219	$0	$0
Mark Dionne (Director)	$126	$0	$0

+ View more people

990

Filed on Nov. 12, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

XML

Fiscal Year Ending Dec.
2018

Revenue

$63,060,835

Expenses

$52,624,630

Net Income

$10,436,205

Net Assets

$118,916,636

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$47,742,933	75.7%
Investment Income	$2,353,593	3.7%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$1,117,283	1.8%
Net Inventory Sales	$0
Other Revenue	$11,847,026	18.8%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$3,199,572	6.1%
Professional Fundraising Fees	$0
Other Salaries and Wages	$10,266,186	19.5%

Assets/Debt
Total Assets	$1,388,832,412
Total Liabilities	$1,269,915,776
Net Assets	$118,916,636

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Mark Cochran (President/Ceo/Director)	$1,409,849	$0	$218,091
James Hirbour (Senior Loan Officer)	$586,687	$0	$9,250
Michael P Dubuque (Svp Cmeo)	$448,279	$0	$50,117
Brian Sousa (Senior Vice President Clo)	$386,296	$0	$84,405
Gerard L Stevens (Senior Loan Officer)	$354,433	$0	$10,378
Jason E Dubois (Mortgage Loan Originator Mgr)	$299,225	$0	$29,307
Susan Hannigan (Svp Cfo (Term Ended 7/18))	$263,247	$0	$57,699
Michelle Silveira (Senior Vp Marketing)	$259,063	$0	$63,472
Scott Flagg (Former Svp Member Services)	$246,513	$0	$32,489
Carolyn Pelletier (Senior Vice President Cio)	$227,669	$0	$41,596
Keith M Micavich (Senior Loan Officer)	$173,042	$0	$22,890
Kara Doyle (Senior Loan Officer)	$165,424	$0	$21,950
Mark O'neil (Senior Vice President Cao)	$156,334	$0	$14,674
Sovanna Pouv (Director)	$6,107	$0	$0
Ellen Murphy Meehan (Vice Chair)	$6,065	$0	$0
Susan Green (Director)	$6,065	$0	$0
Naomi Prendergast (Director)	$6,023	$0	$0
John Chemaly (Chariman)	$5,981	$0	$0
Henri Marchand (Director)	$5,981	$0	$0
William Soucy (Director)	$5,981	$0	$0
Joanne Yestramski (Director)	$5,981	$0	$0
George Eliades (Former Chariman)	$481	$0	$0
Mark Dionne (Director)	$168	$0	$0

+ View more people

990

Filed on Nov. 14, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2017

Revenue

$57,234,585

Expenses

$49,870,089

Net Income

$7,364,496

Net Assets

$109,072,253

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$44,031,833	76.9%
Investment Income	$1,763,939	3.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$1,470,125	2.6%
Net Inventory Sales	$0
Other Revenue	$9,968,688	17.4%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$2,112,294	4.2%
Professional Fundraising Fees	$0
Other Salaries and Wages	$11,912,028	23.9%

Assets/Debt
Total Assets	$1,340,053,322
Total Liabilities	$1,230,981,069
Net Assets	$109,072,253

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Mark S Cochran (President/Ceo/Director)	$663,935	$0	$221,740
Heath Mink (Senior Loan Officer)	$442,080	$0	$19,248
James Hirbour (Senior Loan Officer)	$422,450	$0	$9,000
Dana Rosenblatt (Senior Loan Officer)	$414,717	$0	$26,555
Kevin Mcgoff (Senior Loan Officer)	$412,582	$0	$26,555
Brian Sousa (Senior Vice President Clo)	$371,964	$0	$87,726
Susan Hannigan (Senior Vice President Cfo)	$325,289	$0	$62,652
Jason E Dubois (Mortgage Loan Originator M)	$307,537	$0	$28,475
Michelle Silveira (Senior Vp Marketing)	$270,432	$0	$63,030
Scott Flagg (Senior Vp Member Services)	$223,379	$0	$59,827
Carolyn Pelletier (Senior Vice President Cio)	$207,033	$0	$48,818
Ellen Murphy Meehan (Director)	$5,869	$0	$0
Susan Green (Director)	$5,869	$0	$0
Naomi Prendergast (Director)	$5,847	$0	$0
John Chemaly (Vice Chariman)	$5,824	$0	$0
Henri Marchand (Director)	$5,824	$0	$0
William Soucy (Director)	$5,824	$0	$0
Joanne Yestramski (Director)	$5,824	$0	$0
George Eliades (Chariman)	$5,778	$0	$0
Sovanna Pouv (Director)	$3,421	$0	$0
Mark Dionne (Director)	$183	$0	$0

+ View more people

990

Filed on Nov. 13, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2016

Revenue

$53,732,508

Expenses

$46,186,256

Net Income

$7,546,252

Net Assets

$101,425,908

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$40,506,886	75.4%
Investment Income	$1,677,906	3.1%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$2,364,740	4.4%
Net Inventory Sales	$0
Other Revenue	$9,182,976	17.1%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,697,849	3.7%
Professional Fundraising Fees	$0
Other Salaries and Wages	$12,020,652	26.0%

Assets/Debt
Total Assets	$1,232,428,644
Total Liabilities	$1,131,002,736
Net Assets	$101,425,908

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Mark Cochran (President/Ceo/Director)	$503,544	$0	$158,551
Heath Mink (Senior Loan Officer)	$418,199	$0	$19,306
Kevin Mcgoff (Senior Loan Officer)	$394,758	$0	$17,982
James Hirbour (Senior Loan Officer)	$393,865	$0	$21,549
Dana Rosenblatt (Senior Loan Officer)	$392,544	$0	$24,039
Jason E Dubois (Mortgage Loan Originator Mgr)	$383,273	$0	$25,381
Brian Sousa (Senior Vice President Clo)	$313,425	$0	$162,086
Susan Hannigan (Senior Vice President Cfo)	$262,500	$0	$148,183
Michelle Silveira (Senior Vp Marketing)	$197,784	$0	$145,085
Scott Flagg (Senior Vp Member Services)	$195,548	$0	$143,285
Carolyn Pelletier (Senior Vice President Cio)	$180,325	$0	$129,891
George Eliades (Chariman)	$4,959	$0	$0
Henri Marchand (Director)	$4,959	$0	$0
Ellen Murphy Meehan (Director)	$4,959	$0	$0
William Soucy (Director)	$4,959	$0	$0
Naomi Prendergast (Director)	$4,959	$0	$0
Susan Green (Director)	$4,959	$0	$0
Joanne Yestramski (Director)	$4,959	$0	$0
John Chemaly (Vice Chariman)	$4,956	$0	$0
Carol Mc Donough (Director)	$2,310	$0	$0
Dorcas Grigg Satio (Director)	$1,558	$0	$0
Richard Viau (Honorary Board Member)	$1,182	$0	$0
Mark Dionne (Director)	$0	$0	$0

+ View more people

990

Filed on Nov. 13, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2015

Revenue

$48,013,841

Expenses

$43,829,269

Net Income

$4,184,572

Net Assets

$93,640,450

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$36,312,488	75.6%
Investment Income	$2,035,837	4.2%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$1,255,250	2.6%
Net Inventory Sales	$0
Other Revenue	$8,410,266	17.5%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,772,218	4.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$9,614,473	21.9%

Assets/Debt
Total Assets	$1,173,428,666
Total Liabilities	$1,079,788,216
Net Assets	$93,640,450

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Mark Cochran (President/Ceo/Director)	$556,994	$0	$46,332
Heath Mink (Senior Loan Officer)	$381,349	$0	$11,837
Kevin Mcgoff (Senior Loan Officer)	$359,777	$0	$3,438
Dana Rosenblatt (Senior Loan Officer)	$355,585	$0	$19,069
James Hirbour (Senior Loan Officer)	$355,568	$0	$19,828
Brian Sousa (Senior Vice President Clo)	$342,505	$0	$36,372
Michael P Dubuque (Vp Of Market Development)	$332,822	$0	$35,172
Susan Hannigan (Senior Vice President Cfo)	$239,332	$0	$4,153
Michelle Silveira (Senior Vp Marketing)	$213,469	$0	$32,272
Scott Flagg (Senior Vp Member Services)	$199,006	$0	$30,492
Peter Boyle (Former Svp Cio)	$184,954	$0	$17,433
Carolyn Pelletier (Senior Vice President Cio)	$173,090	$0	$20,590
Ellen Murphy Meehan (Director)	$4,295	$0	$0
Naomi Prendergast (Director)	$4,295	$0	$0
Susan Green (Director)	$4,295	$0	$0
John Chemaly (Director)	$4,245	$0	$0
Henri Marchand (Director)	$4,245	$0	$0
William Soucy (Director)	$4,245	$0	$0
Joanne Yestramski (Director)	$4,245	$0	$0
George Eliades (Vice Chariman)	$4,196	$0	$0
Carol Mc Donough (Director)	$4,196	$0	$0
Dorcas Grigg Satio (Director)	$4,196	$0	$0
Richard Viau (Chairman Of The Board)	$4,196	$0	$0
Mark Dionne (Director)	$1,170	$0	$0

+ View more people

990

Filed on Nov. 3, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2014

Revenue

$43,375,439

Expenses

$38,406,970

Net Income

$4,968,469

Net Assets

$89,727,875

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$30,597,629	70.5%
Investment Income	$3,285,462	7.6%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$1,426,586	3.3%
Net Inventory Sales	$0
Other Revenue	$8,065,762	18.6%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,486,799	3.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$10,472,890	27.3%

Assets/Debt
Total Assets	$1,089,633,441
Total Liabilities	$999,905,566
Net Assets	$89,727,875

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Mark Cochran (President/Ceo/Director)	$508,790	$0	$44,453
Peter Boyle Retired 123114 (Senior Vice President Cio)	$209,802	$0	$36,350
Brian Sousa (Vp Of Residential Lending)	$204,034	$0	$31,300
Michael P Dubuque (Vp Of Loan Originations)	$203,850	$0	$32,449
Keith Micavich (Senior Loan Officer)	$170,008	$0	$4,474
Scott Flagg (Senior Vp Member Services)	$169,802	$0	$28,870
Michelle Silveira (Senior Vp Marketing)	$168,388	$0	$30,198
James Hirbour (Senior Loan Officer)	$166,100	$0	$2,102
Susan Gruber Till Feb 2014 (Senior Vice President Cfo)	$157,498	$0	$10,172
Jason Dubois (Senior Loan Officer)	$152,377	$0	$11,142
Susan Hannigan (Senior Vice President Cfo)	$117,430	$0	$417
Carolyn Pelletier (Senior Vice President Cio)	$110,782	$0	$18,194
John Chemaly (Director)	$3,719	$0	$0
Peter Doyle (Director)	$3,719	$0	$0
George Eliades (Vice Chariman)	$3,719	$0	$0
Henri Marchand (Director)	$3,719	$0	$0
Carol Mc Donough (Director)	$3,719	$0	$0
Dorcas Grigg Satio (Director)	$3,719	$0	$0
Ellen Murphy Meehan (Director)	$3,719	$0	$0
William Soucy (Director)	$3,719	$0	$0
Richard Viau (Chairman Of The Board)	$3,719	$0	$0
Naomi Prendergast (Director)	$3,719	$0	$0
Susan Green (Director)	$3,719	$0	$0
Joseph Randazza (Director (Deceased 7/14/14))	$2,099	$0	$0
Mark Dionne Eff 12114 (Director)	$648	$0	$0
See filing for compensation of 1 other people →

+ View more people

990

Filed on Aug. 14, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2013

Revenue

$41,258,084

Expenses

$36,714,733

Net Income

$4,543,351

Net Assets

$81,515,266

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$27,028,040	65.5%
Investment Income	$4,452,240	10.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$2,072,646	5.0%
Net Inventory Sales	$0
Other Revenue	$7,705,158	18.7%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,421,280	3.9%
Professional Fundraising Fees	$0
Other Salaries and Wages	$9,985,591	27.2%

Assets/Debt
Total Assets	$1,026,005,689
Total Liabilities	$944,490,423
Net Assets	$81,515,266

Reported conflict of interest transactions

Compensation

Key Employees and Officers	Compensation	Related	Other
Mark Cochran (President/Ceo/Director)	$494,214	$0	$43,000
Susan Gruber (Senior Vice President Cfo)	$300,292	$0	$42,256
Peter Boyle (Senior Vice President Cio)	$223,680	$0	$34,816
Michael P Dubuque (Vp Of Loan Originations)	$223,491	$0	$15,352
Michelle Silveira (Senior Vp Marketing)	$188,021	$0	$28,523
Brian Sousa (Vp Of Residential Lending)	$183,106	$0	$12,349
Scott Flagg (Senior Vp Member Services)	$179,427	$0	$28,864
Maureen A Couture (Asst Vp Of Loan Originations)	$156,273	$0	$18,847
James Milinazzo (Vp Business Services)	$151,233	$0	$14,277
Kara E Doyle (Assistant Vice President)	$124,831	$0	$21,110
Ellen Murphy Meehan (Director)	$3,128	$0	$0
Susan Green (Director (Eff. 4/1/2012))	$3,128	$0	$0
John Chemaly (Director)	$3,080	$0	$0
Peter Doyle (Director)	$3,080	$0	$0
William Soucy (Director)	$3,080	$0	$0
Naomi Prendergast (Director)	$3,080	$0	$0
Henri Marchand (Director)	$3,052	$0	$0
George Eliades (Vice Chariman)	$2,984	$0	$0
Carol Mc Donough (Director)	$2,984	$0	$0
Joseph Randazza (Director)	$2,984	$0	$0
Richard Viau (Chairman Of The Board)	$2,984	$0	$0
Dorcas Grigg Satio (Director)	$2,082	$0	$0

+ View more people

990

Filed on Sept. 22, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Dec.
2012

Revenue

$38,618,631

Expenses

$34,166,390

Net Income

$4,452,241

Net Assets

$84,670,531

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$25,615,888	66.3%
Investment Income	$4,983,994	12.9%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$1,002,030	2.6%
Net Inventory Sales	$0
Other Revenue	$7,016,719	18.2%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,642,765	4.8%
Professional Fundraising Fees	$0
Other Salaries and Wages	$8,035,187	23.5%

Assets/Debt
Total Assets	$1,005,233,473
Total Liabilities	$920,562,942
Net Assets	$84,670,531

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Revenue

$39,295,779

Expenses

$36,831,049

Net Income

$2,464,730

Net Assets

$79,899,009

Notable Sources of Revenue		Percent of Total Revenue
Contributions	$0
Program Services	$25,363,464	64.5%
Investment Income	$7,006,609	17.8%
Bond Proceeds	$0
Royalties	$0
Rental Property Income	$0
Net Fundraising	$0
Sales of Assets	$611,530	1.6%
Net Inventory Sales	$0
Other Revenue	$6,314,176	16.1%

Notable Expenses		Percent of Total Expenses
Executive Compensation	$1,489,933	4.0%
Professional Fundraising Fees	$0
Other Salaries and Wages	$7,998,378	21.7%

Assets/Debt
Total Assets	$920,638,638
Total Liabilities	$840,739,629
Net Assets	$79,899,009

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

PDF (2 of 2)

Fiscal Year Ending Dec.
2004

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

Raw filing data. Includes EINs and summary financials as structured data.
Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated December 20, 2024

Jeanne Darc Credit Union

Organization summary

Type of Nonprofit

Details

Summary charts: organization finances over time

Revenue $90.8M (2023)

Expenses $80.9M (2023)

Total Assets $2.13B (2023)

Total Liabilities $1.97B (2023)

Tax Filings by Year

Fiscal Year Ending Dec. 2023

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2022

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2021

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2020

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2019

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2018

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2017

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2016

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2015

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Fiscal Year Ending Dec. 2014

Extracted Financial Data

Extracted Financial Data from Form 990

Other

Compensation

Document Links

990

Revenue

$90.8M (2023)

Expenses

$80.9M (2023)

Total Assets

$2.13B (2023)

Total Liabilities

$1.97B (2023)

Fiscal Year Ending Dec.
2023

Fiscal Year Ending Dec.
2022

Fiscal Year Ending Dec.
2021

Fiscal Year Ending Dec.
2020

Fiscal Year Ending Dec.
2019

Fiscal Year Ending Dec.
2018

Fiscal Year Ending Dec.
2017

Fiscal Year Ending Dec.
2016

Fiscal Year Ending Dec.
2015

Fiscal Year Ending Dec.
2014

Fiscal Year Ending Dec.
2013

Fiscal Year Ending Dec.
2012

Fiscal Year Ending Dec.
2011

Fiscal Year Ending Dec.
2010

Fiscal Year Ending Dec.
2009

Fiscal Year Ending Dec.
2008

Fiscal Year Ending Dec.
2007

Fiscal Year Ending Dec.
2006

Fiscal Year Ending Dec.
2005

Fiscal Year Ending Dec.
2004