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Metro Credit Union

  • Chelsea, MA
  • Tax-exempt since Aug. 1948
  • EIN: 04-1695745

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$149M (2023)

Expenses
$135M (2023)

Total Assets
$3.41B (2023)

Total Liabilities
$3.16B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$149,461,871
Expenses
$134,522,388
Net Income
$14,939,483
Net Assets
$256,432,480
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $136,025,065
91.0%
Investment Income $9,471,412
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $443,209
0.3%
Net Inventory Sales $0
Other Revenue $3,522,185
2.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,395,168
2.5%
Professional Fundraising Fees $0
Other Salaries and Wages $22,396,126
16.6%
Assets/Debt
Total Assets $3,414,191,630
Total Liabilities $3,157,759,150
Net Assets $256,432,480
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President/Ceo/Director) $1,173,494 $0 $50,464
Traci Michel (Svp/Coo & Cso) $415,712 $0 $35,890
Kevin Malone (Svp Senior Commericial Lender) $332,790 $0 $30,869
Eric Gilliland (Vp Commercial Relationship Manager) $304,082 $0 $34,523
Maria A Justiniano (Svp Lending) $286,140 $0 $34,213
Marie O'neill (Svp Engagement, Experience) $262,613 $0 $26,586
Amy Moody (Chief People Officer) $242,677 $0 $5,100
Charlene Bauer (Svp Outreach, Advocacy & Cdo) $241,575 $0 $26,156
Erik Porter (Cfo (Ended 6/2023)) $239,868 $0 $15,751
Kim Monahan (Credit Risk & Portfolio Management) $232,875 $0 $31,540
Shauna Glazebrook (Vp Mortgage Operations) $206,964 $0 $10,963
James Herndon (Svp Human Resources) $200,300 $0 $29,786
Jason Truong (Vp Commercial Relationship Manager) $191,179 $0 $9,494
Deborah Frank (Mortgage Originator) $183,681 $0 $9,396
David Holzman (Director) $0 $0 $0
Arnold S Baer (Director/Assistant Clerk) $0 $0 $0
Bion Foster (Director) $0 $0 $0
Joseph Zang (Director) $0 $0 $0
Donna Lee (Director) $0 $0 $0
John Imbergamo (Director/Vice Chairman) $0 $0 $0
Peter Harris (Director/Treasurer) $0 $0 $0
Paul M Gulko (Director/Clerk) $0 $0 $0
Mark Smoller (Director/Chairman) $0 $0 $0
Adam Frank (Director) $0 $0 $0
Marta Rosa (Director) $0 $0 $0
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990
Filed on Nov. 14, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$114,336,853
Expenses
$83,937,696
Net Income
$30,399,157
Net Assets
$238,666,657
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $104,066,283
91.0%
Investment Income $2,966,957
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,207,586
Net Inventory Sales $0
Other Revenue $8,511,199
7.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,202,682
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $20,685,160
24.6%
Assets/Debt
Total Assets $3,156,507,565
Total Liabilities $2,917,840,908
Net Assets $238,666,657
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President/Ceo/Director) $1,275,383 $0 $46,826
Traci Michel (Chief Operating Officer) $581,365 $0 $33,296
Erik Porter (Chief Financial Officer) $401,894 $0 $21,984
Jeffrey Accaputo (Mortgage Client Services S) $374,683 $0 $20,782
Kevin Malone (Svp Senior Commericial Len) $373,814 $0 $27,326
Kevin Gannon (Mortgage Loan Originator) $360,772 $0 $34,337
Eric Gilliland (Vp Commercial Relationship Manager) $281,697 $0 $32,286
Maria A Justiniano (Svp Lending) $257,973 $0 $31,411
Marie O'neill (Svp Engagement, Experience) $251,684 $0 $23,513
Charlene Bauer (Svp Outreach, Advocacy & C) $231,296 $0 $22,826
Alex Mcmaster (Loan Originator) $212,091 $0 $14,695
James Herndon (Svp Human Resources) $203,086 $0 $28,573
David Holzman (Director) $0 $0 $0
Arnold S Baer (Director/Assistant Clerk) $0 $0 $0
Bion Foster (Director) $0 $0 $0
Joseph Zang (Director) $0 $0 $0
Arthur Cohan (Director (Deceased)) $0 $0 $0
Donna Lee (Director) $0 $0 $0
John Imbergamo (Director/Vice Chairman) $0 $0 $0
Peter Harris (Director/Treasurer) $0 $0 $0
Paul M Gulko (Director/Clerk) $0 $0 $0
Mark Smoller (Director/Chairman) $0 $0 $0
Adam Frank (Director) $0 $0 $0
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990
Filed on Nov. 13, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$92,937,477
Expenses
$78,093,785
Net Income
$14,843,692
Net Assets
$219,185,338
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $82,800,045
89.1%
Investment Income $2,583,063
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,020,836
5.4%
Net Inventory Sales $0
Other Revenue $2,533,533
2.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,081,727
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $21,953,224
28.1%
Assets/Debt
Total Assets $2,510,941,078
Total Liabilities $2,291,755,740
Net Assets $219,185,338
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President/Ceo/Director) $1,226,325 $0 $51,907
Joseph Gannon (Mortgage Loan Originator) $738,615 $0 $22,880
Erik Porter (Chief Financial Officer) $342,389 $0 $18,650
Thomas Shewalter (Mortgage Loan Originator) $321,981 $0 $14,017
Traci Michel (Chief Operating Officer) $309,733 $0 $28,157
Kevin Malone (Svp Senior Commericial Lender) $297,211 $0 $24,000
Jeffrey Accaputo (Mortgage Client Services S) $283,510 $0 $16,401
David Varno (Mortgage Specialist) $266,158 $0 $18,799
Marie O'neill (Svp Engagement, Experience) $228,990 $0 $21,646
Charlene Bauer (Svp Outreach, Advocacy & Cdo) $226,208 $0 $16,651
Maria A Justiniano (Svp Lending) $208,093 $0 $21,044
Gregory Spencer (Svp Strategic Initiatives) $202,934 $0 $21,455
James Herndon (Svp Human Resources) $186,860 $0 $18,097
Michael Mcgovern (Svp Technology Infrastruct) $150,196 $0 $1,890
Adam Frank (Director) $0 $0 $0
Arnold S Baer (Director) $0 $0 $0
Arthur Cohan (Director/Clerk) $0 $0 $0
Bion Foster (Director) $0 $0 $0
David Holzman (Director) $0 $0 $0
Donna Lee (Director) $0 $0 $0
John Imbergamo (Director/Vice Chairman) $0 $0 $0
Joseph Zang (Director) $0 $0 $0
Mark Smoller (Director/Chairman) $0 $0 $0
Paul M Gulko (Director) $0 $0 $0
Peter Harris (Director/Treasurer) $0 $0 $0
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990
Filed on Nov. 15, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$101,297,996
Expenses
$85,388,608
Net Income
$15,909,388
Net Assets
$204,806,307
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $82,528,366
81.5%
Investment Income $3,446,398
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $13,823,472
13.6%
Net Inventory Sales $0
Other Revenue $1,499,760
1.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $22,904,218
26.8%
Assets/Debt
Total Assets $2,385,374,276
Total Liabilities $2,180,567,969
Net Assets $204,806,307
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President & Ceo) $1,169,338 $0 $26,899
Joseph Gannon (Mortgage Loan Originator) $594,573 $0 $22,965
Lucas Ross (Mortgage Specialist Manage) $520,709 $0 $17,112
Thomas Shewalter (Mortgage Loan Originator) $451,996 $0 $12,519
Alex Mcmaster (Mortgage Specialist) $364,333 $0 $14,879
Erik Porter (Svp, Cfo) $358,961 $0 $18,741
Traci Michel (Svp Operations) $338,826 $0 $27,756
Jeffrey Accaputo (Mortgage Client Services Specialist) $287,501 $0 $17,063
Michael Mcgovern (Svp Technology Infrastruct) $254,167 $0 $15,515
Marie O'neill (Svp Engagement, Experience) $246,697 $0 $21,074
Charlene Bauer (Svp Outreach, Advocacy & C) $230,940 $0 $21,356
Gregory Spencer (Svp Strategic Initiatives) $225,719 $0 $21,849
Maria A Justiniano (Svp Lending) $213,146 $0 $20,277
Paul F Swart (Svp Reginal Administration) $210,015 $0 $16,065
James Herndon (Svp Human Resources) $200,087 $0 $19,083
Arnold S Baer (Director) $0 $0 $0
Marvin L Cashman (Director) $0 $0 $0
Arthur Cohan (Director/Clerk) $0 $0 $0
David Holzman (Director) $0 $0 $0
John Imbergamo (Director/Vice Chairman) $0 $0 $0
Donna Lee (Director) $0 $0 $0
Joseph Zang (Director) $0 $0 $0
Mark Smoller (Director/Chairman Of The Board) $0 $0 $0
Paul M Gulko (Director) $0 $0 $0
Peter Harris (Director/Treasurer) $0 $0 $0
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990
Filed on Nov. 11, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$89,211,246
Expenses
$75,756,292
Net Income
$13,454,954
Net Assets
$188,216,671
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $79,721,971
89.4%
Investment Income $4,243,955
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,032,680
3.4%
Net Inventory Sales $0
Other Revenue $2,212,640
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $15,285,552
20.2%
Assets/Debt
Total Assets $2,092,358,761
Total Liabilities $1,904,142,090
Net Assets $188,216,671
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President & Ceo) $2,545,327 $0 $31,778
Thomas Nadeau (Chief Operating Officer (Deceased)) $1,501,692 $0 $15,651
Lucas Ross (Mortgage Specialist Manage) $316,167 $0 $20,798
Erik Porter (Svp, Cfo) $302,001 $0 $21,741
Joseph Gannon (Mortgage Loan Originator) $273,315 $0 $24,375
Dawn Dawson (Vp Mortgage Originations & Operation) $262,106 $0 $27,805
Traci Michel (Svp Operations) $258,285 $0 $30,887
Thomas Shewalter (Mortgage Loan Originator) $242,982 $0 $5,084
Michael Mcgovern (Svp Technology Infrastruct) $238,164 $0 $19,556
Jay Dunham Retired In 2019 (Svp Corp Re & Special Proj) $217,149 $0 $28,058
Marie O'neill (Svp Engagement, Experience) $213,078 $0 $26,944
Thomas Donohue (Vp Commerical Services Man) $211,669 $0 $17,282
Charlene Bauer (Svp Outreach, Advocacy & C) $208,414 $0 $27,658
Paul F Swart (Svp Reginal Administration) $198,388 $0 $64,875
Gregory Spencer (Svp Strategic Initiatives) $195,311 $0 $25,842
James Herndon (Svp Human Resources) $172,981 $0 $19,922
Arnold S Baer (Director) $0 $0 $0
Marvin L Cashman (Director) $0 $0 $0
Arthur Cohan (Director/Clerk) $0 $0 $0
David Holtzman (Director) $0 $0 $0
John Imbergamo (Director/Vice Chairman) $0 $0 $0
Donna Lee (Director) $0 $0 $0
Joseph Zang (Director) $0 $0 $0
Mark Smoller (Director/Chairman Of The B) $0 $0 $0
Paul M Gulko (Director) $0 $0 $0
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990
Filed on Nov. 16, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$79,251,770
Expenses
$64,685,998
Net Income
$14,565,772
Net Assets
$171,902,491
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $72,213,130
91.1%
Investment Income $3,442,969
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,083,424
2.6%
Net Inventory Sales $0
Other Revenue $1,512,247
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,305,766
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $16,399,169
25.4%
Assets/Debt
Total Assets $1,877,534,257
Total Liabilities $1,705,631,766
Net Assets $171,902,491
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President & Ceo) $980,312 $0 $81,264
Thomas Nadeau (Chief Operating Officer) $450,860 $0 $49,545
Lucas Ross (Mortgage Specialist Manager) $374,520 $0 $19,817
Erik Porter (Svp, Cfo) $252,051 $0 $20,054
Dawn Dawson (Vp Mortgage Originations & Operations) $249,734 $0 $27,308
Michael Mcgovern (Svp Technology Infrastructure) $229,809 $0 $18,976
Marie O'neill (Svp Engagement, Experience & Marketing) $221,876 $0 $19,444
Jay Dunham (Svp Corp Re & Special Projects) $210,294 $0 $27,239
Donohue Thomas (Vp Commerical Services Man) $205,674 $0 $16,803
Traci Michel (Svp Operations) $200,407 $0 $27,118
Charlene Bauer (Svp Outreach, Advocacy & Cdo) $200,291 $0 $28,968
Wahl Thomas (Svp Solutions Mgmt Mgr) $196,606 $0 $29,698
Paul Swart (Svp Retail Services) $191,560 $0 $16,944
Frank Deborah (Vp Mortgage Business Development) $187,378 $0 $25,413
Elizabeth Mulvey (Svp Human Resources) $184,558 $0 $25,231
Gregory Spencer (Svp Strategic Initiatives) $183,751 $0 $25,399
Arnold Baer (Director) $0 $0 $0
Marvin L Cashman (Director) $0 $0 $0
Arthur Cohan (Director/Clerk) $0 $0 $0
David Holtzman (Director) $0 $0 $0
James Herndon (Director) $0 $0 $0
John Imbergamo (Director/Vice Chairman) $0 $0 $0
Donna Lee (Director) $0 $0 $0
Joseph Zang (Director) $0 $0 $0
Mark Smoller (Director/Chairman Of The Board) $0 $0 $0
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990
Filed on Nov. 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$71,469,349
Expenses
$56,395,350
Net Income
$15,073,999
Net Assets
$157,945,226
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $64,297,484
90.0%
Investment Income $3,017,786
4.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,156,307
4.4%
Net Inventory Sales $0
Other Revenue $997,772
1.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,054,785
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $14,113,602
25.0%
Assets/Debt
Total Assets $1,682,401,982
Total Liabilities $1,524,456,756
Net Assets $157,945,226
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President & Ceo) $873,433 $0 $79,747
Thomas Nadeau (Chief Operating Officer) $434,956 $0 $47,676
Lucas Ross (Mortgage Client Services Specialist) $229,616 $0 $17,234
Michael Mcgovern (Svp Chief Technology Officer) $222,445 $0 $18,174
Erik Porter (Svp, Cfo) $221,606 $0 $15,797
Marvin L Cashman (Evp/Director) $217,158 $0 $37,292
Mary Helming (Vp Commercial Relationship Manager) $207,688 $0 $26,017
Jay Dunham (Svp Special Projects & Facilities) $203,320 $0 $25,873
Dawn Dawson (Vp Mortgage Oper & 2 Nd Mkt) $197,404 $0 $25,417
Wahl Thomas (Svp Solutions Management Manager) $194,837 $0 $28,652
Charlene Bauer (Svp Chief Marketing Officer) $192,346 $0 $26,024
Donohue Thomas (Vp Commerical Services Manager) $191,938 $0 $15,906
Paul Swart (Svp Retail Services) $185,344 $0 $16,206
Gregory Spencer (Svp Business Intelligence) $172,197 $0 $24,525
Elizabeth Mulvey (Svp Human Resources) $169,266 $0 $24,296
Traci Michel (Svp Operations) $162,714 $0 $24,218
Peter Harris (Director/Treasurer) $0 $0 $0
Donna Lee (Director) $0 $0 $0
John Imbergamo (Vice Chairman) $0 $0 $0
James Herndon (Director) $0 $0 $0
David Holtzman (Director) $0 $0 $0
Arthur Cohan (Director/Clerk) $0 $0 $0
Arnold Baer (Director) $0 $0 $0
Paul Gulko (Director) $0 $0 $0
Mark Smoller (Chairman Of The Board) $0 $0 $0
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990
Filed on Nov. 14, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$64,430,195
Expenses
$56,107,971
Net Income
$8,322,224
Net Assets
$143,364,276
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $57,344,966
89.0%
Investment Income $2,922,499
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,072,927
4.8%
Net Inventory Sales $0
Other Revenue $1,089,803
1.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,219,998
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $13,134,669
23.4%
Assets/Debt
Total Assets $1,633,755,224
Total Liabilities $1,490,390,948
Net Assets $143,364,276
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President & Ceo) $845,761 $0 $352,194
Arthur Mc Cue (Sr Mortgage Originator) $772,846 $0 $25,694
Thomas Nadeau (Chief Operating Officer) $417,178 $0 $47,180
Tedi Ti Jan (Mortgage Originator) $243,123 $0 $26,323
Michael Mc Govern (Svp Chief Technology Officer) $215,959 $0 $17,773
Marvin L Cashman (Evp, Director) $215,424 $0 $37,168
Thomas Wahl (Svp Technology) $196,695 $0 $28,078
Jay Dunham (Svp Special Projects) $196,070 $0 $25,242
Dawn Dawson (Vp Mortgage Oper & 2nd Mkt Mgr) $191,436 $0 $24,855
Jeffrey Accaputo (Mortage Client Svcs Specialist) $188,762 $0 $18,543
Keith Pequeno (Svp Cmo (Term Ended 6/30/2016)) $186,424 $0 $13,220
Charlene Bauer (Svp Bus Development/Com Rel) $185,057 $0 $26,096
Paul Swart (Svp Retail Services) $180,370 $0 $15,837
Gregory Spencer (Svp Business Intelligence) $165,239 $0 $23,853
Elizabeth Mulvey (Svp Human Resource) $165,216 $0 $23,219
Michel Traci (Vp Proj Mgmt & Pro Imp) $133,156 $0 $21,951
Michael Jordan (Vp Branch Administrator) $117,343 $0 $21,195
Erik Porter (Svp, Cfo) $110,426 $0 $5,160
A Richard Silva (Director) $0 $0 $0
Arnold S Baer (Director) $0 $0 $0
Arthur Cohan (Director/Clerk) $0 $0 $0
David Holzman (Director) $0 $0 $0
James Herndon (Director) $0 $0 $0
Joseph Zang (Director) $0 $0 $0
Mark Smoller (Chairman Of The Board) $0 $0 $0
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990
Filed on Nov. 14, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$58,839,454
Expenses
$53,946,122
Net Income
$4,893,332
Net Assets
$135,094,952
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $51,512,104
87.5%
Investment Income $2,428,479
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,486,369
5.9%
Net Inventory Sales $0
Other Revenue $1,412,502
2.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,385,860
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $13,731,938
25.5%
Assets/Debt
Total Assets $1,492,356,111
Total Liabilities $1,357,261,159
Net Assets $135,094,952
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President & Ceo) $803,065 $0 $72,347
Thomas Nadeau (Chief Operating Officer) $395,127 $0 $46,810
Eileen Danahey (Svp/Cfo) $309,551 $0 $43,613
Marvin L Cashman (Evp, Director) $215,199 $0 $37,035
Michael Mc Govern (Svp Chief Technology Officer) $209,139 $0 $17,260
Arthur Mc Cue (Sr Mortgage Originator) $205,755 $0 $23,624
Tedi Ti Jian (Mortgage Originator) $201,524 $0 $22,361
Thomas Wahl (Svp Technology) $195,763 $0 $27,485
Jay Dunham (Svp Special Projects) $192,515 $0 $24,601
Keith Pequeno (Svp Chief Marketing Officer) $186,582 $0 $24,475
Paul Swart (Svp Retail Services) $177,199 $0 $15,553
Charlene Bauer (Svp Bus Development/Com Rel) $175,049 $0 $25,176
Dawn Dawson (Vp Mortgage Oper & 2nd Mkt Mgr) $173,291 $0 $23,754
Thomas Donohue (Vp Commercial Service Mgr) $172,037 $0 $15,008
Gregory Spencer (Svp Business Intelligence) $159,400 $0 $23,120
Mary Helming (Vp Commercial Relationship Mgr) $149,106 $0 $22,116
Elizabeth Mulvey (Svp Human Resource) $129,553 $0 $15,071
Michel Traci (Vp Proj Mgmt & Pro Imp) $121,900 $0 $13,830
Michael Jordan (Vp Branch Administrator) $115,818 $0 $20,649
A Richard Silva (Director) $0 $0 $0
Arnold S Baer (Director) $0 $0 $0
Arthur Cohan (Director/Clerk) $0 $0 $0
David Holzman (Director) $0 $0 $0
James Herndon (Director) $0 $0 $0
Joseph Zang (Director) $0 $0 $0
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990
Filed on Nov. 15, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$56,815,520
Expenses
$52,378,292
Net Income
$4,437,228
Net Assets
$129,296,795
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $52,197,923
91.9%
Investment Income $1,502,837
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,557,580
2.7%
Net Inventory Sales $0
Other Revenue $1,557,180
2.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,000,623
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $13,236,380
25.3%
Assets/Debt
Total Assets $1,364,539,522
Total Liabilities $1,235,242,727
Net Assets $129,296,795
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President & Ceo) $756,285 $0 $35,264
Thomas Nadeau (Chief Operating Officer) $380,558 $0 $45,464
Eileen Danahey (Svp/Cfo) $332,148 $0 $45,406
Arthur Mc Cue (Sr Mortgage Originator) $216,947 $0 $23,876
Marvin L Cashman (Evp, Director) $203,540 $0 $33,686
Michael Mc Govern (Svp Chief Technology Officer) $202,953 $0 $14,824
Thomas Wahl (Svp Technology) $196,516 $0 $24,324
Jay Dunham (Svp Special Projects) $179,663 $0 $23,412
Keith Pequeno (Svp Chief Marketing Officer) $179,650 $0 $22,146
Paul Swart (Svp Retail Services) $172,743 $0 $14,911
Charlene Bauer (Svp Bus Development/Com Rel) $168,653 $0 $22,726
Thomas Donohue (Vp Commercial Service Mgr) $163,334 $0 $14,386
Gregory Spencer (Svp Business Intelligence) $151,545 $0 $22,068
Mary Helming (Vp Commercial Relationship Mgr) $150,756 $0 $21,790
Dawn Dawson (Vp Mortgage Oper & 2nd Mkt Mgr) $140,039 $0 $21,509
Barry Aldorisio (Vp Mortgage Sales) $137,113 $0 $14,724
Michel Traci (Vp Proj Mgmt & Pro Imp) $76,369 $0 $9,478
A Richard Silva (Director) $0 $0 $0
Arnold S Baer (Director) $0 $0 $0
Arthur Cohan (Director/Clerk) $0 $0 $0
David Holzman (Director) $0 $0 $0
James Herndon (Director) $0 $0 $0
Joseph Zang (Director) $0 $0 $0
Mark Smoller (Chairman Of The Board) $0 $0 $0
Paul Gulko (Director) $0 $0 $0
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990
Filed on Nov. 9, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$58,316,336
Expenses
$53,135,453
Net Income
$5,180,883
Net Assets
$124,354,449
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $50,378,674
86.4%
Investment Income $1,277,092
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,023,783
8.6%
Net Inventory Sales $0
Other Revenue $1,636,787
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,180,867
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $13,771,246
25.9%
Assets/Debt
Total Assets $1,279,777,202
Total Liabilities $1,155,422,753
Net Assets $124,354,449
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert M Cashman (President/Ceo) $742,732 $0 $182,679
Thomas Nadeau (Chief Operating Officer) $368,587 $0 $44,171
Eileen Danahey (Svp Cfo) $293,197 $0 $44,171
Marvin L Cashman (Evp/Chairman/Treasurer) $212,406 $0 $33,940
Thomas Wahl (Svp Technology) $184,289 $0 $23,297
Jay Dunham (Vp Project Management) $171,957 $0 $22,624
Charlene Bauer (Svp Bus Development/Com Rel) $167,199 $0 $22,008
Paul Swart (Svp Retail Services) $160,698 $0 $14,083
John Cataldo (Svp Chief Risk Officer) $159,903 $0 $18,493
Thomas Donohue (Vp Commercial Service Mgr) $157,594 $0 $13,886
Mary Helming (Vp Commercial Relationship Mgr) $154,042 $0 $21,590
Phillip Bakker (Vp Information Security Mgr) $153,986 $0 $8,678
Gregory Spencer (Vp Marketing/Bus Intelligence) $147,956 $0 $21,484
William Sinibaldi (Vp Business Development) $147,363 $0 $38,039
Robert Mcdonald (Avp Finance & Operations) $143,654 $0 $19,272
Vidalia Divito (Vp Mortgage Manager) $137,705 $0 $19,912
Michael Mc Govern (Svp Chief Technology Officer) $121,094 $0 $5,849
Barbara Conti (Svp Human Resources) $117,684 $0 $19,781
Keith Pequeno (Svp Chief Marketing Officer) $110,027 $0 $11,356
Erin Stewart (Svp/Dir Of Human Resources) $69,152 $0 $1,844
A Richard Silva (Director) $0 $0 $0
Arnold Baer (Director) $0 $0 $0
Arthur Cohan (Director/Secretary) $0 $0 $0
David Holtzman (Director) $0 $0 $0
James Herndon (Director) $0 $0 $0
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990
Filed on Feb. 11, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$57,522,772
Expenses
$47,121,551
Net Income
$10,401,221
Net Assets
$118,230,841
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $46,234,518
80.4%
Investment Income $1,711,345
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $8,002,503
13.9%
Net Inventory Sales $0
Other Revenue $1,574,406
2.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,740,060
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $10,870,165
23.1%
Assets/Debt
Total Assets $1,126,560,711
Total Liabilities $1,008,329,870
Net Assets $118,230,841

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$48,170,789
Expenses
$40,721,827
Net Income
$7,448,962
Net Assets
$103,824,402
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $42,074,468
87.3%
Investment Income $1,407,497
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,579,332
7.4%
Net Inventory Sales $0
Other Revenue $1,109,492
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,880,872
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $9,794,812
24.1%
Assets/Debt
Total Assets $957,971,443
Total Liabilities $854,147,041
Net Assets $103,824,402

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated