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St Marys Credit Union Inc

  • Marlborough, MA
  • Tax-exempt since June 1974
  • EIN: 04-1802000

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$41.1M (2023)

Expenses
$36.8M (2023)

Total Assets
$996M (2023)

Total Liabilities
$919M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$41,055,689
Expenses
$36,815,996
Net Income
$4,239,693
Net Assets
$76,659,146
Notable Sources of Revenue Percent of Total Revenue
Contributions $600,723
1.5%
Program Services $33,761,390
82.2%
Investment Income $0
Bond Proceeds $5,772,623
14.1%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$8,861
Net Inventory Sales $0
Other Revenue $929,814
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,580,459
15.2%
Professional Fundraising Fees $0
Other Salaries and Wages $5,110,171
13.9%
Assets/Debt
Total Assets $995,833,346
Total Liabilities $919,174,200
Net Assets $76,659,146
Compensation
Key Employees and Officers Compensation Related Other
Larissa Thurston (Ceo) $404,700 $0 $55,534
James Petkewich (Evp & Coo) $270,154 $0 $67,659
John Hendriske (Svp Consumer Lending) $228,829 $0 $45,309
Sarah Day (Svp Commercial Loan Office) $217,140 $0 $57,638
Sarah Bolte (Cfo) $212,677 $0 $21,585
Lisa Kornachuk (Svp Marketing) $207,900 $0 $25,075
Christopher Mancini (Svp It & Cto) $187,249 $0 $19,707
Melissa Eagles (Vp Real Estate Lending) $159,784 $0 $34,883
Christine Monteiro (Svp Retail Services) $159,163 $0 $55,940
Armand Fernandez (Svp Small Business Lending) $156,600 $0 $34,588
Karin Gray (Vp Commericial Loan Officer) $148,000 $0 $8,436
Eileen Potter (Vp Controller) $145,006 $0 $33,512
Deborah Devries (Vp Business Development) $134,490 $0 $14,191
Stephen Shambo (It Solutions Lead) $132,744 $0 $32,396
Cynthia Clark (Former Vp Compliance) $120,033 $0 $28,385
Heidi Pierce (Vp Member Solutions) $119,999 $0 $31,168
Philippe Nash (Avp Finance) $119,867 $0 $16,025
Giuseppe Veglia (Avp Collections) $116,775 $0 $19,653
Talia Bazeigian (Vp Loan Servicing) $113,330 $0 $30,526
Kristine Chiasson (Vp Consumer Lending) $112,532 $0 $30,452
William Yager (Vp Indirect Lending) $110,599 $0 $30,252
Richard Borax (It Network System Administrator) $110,473 $0 $2,617
Monica Medeiros (Indirect Dealer Relationship Manager) $110,136 $0 $10,324
Susan Monette (Avp Mortage Lending Manager And Underwriter) $109,670 $0 $29,262
Erin Mcnally (Human Resource Manager) $106,805 $0 $29,791
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990
Filed on March 26, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,310,700
Expenses
$27,139,233
Net Income
$5,171,467
Net Assets
$67,511,293
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,206,168
84.2%
Investment Income $0
Bond Proceeds $4,259,401
13.2%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $8,593
0.0%
Net Inventory Sales $0
Other Revenue $836,538
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,023,722
14.8%
Professional Fundraising Fees $0
Other Salaries and Wages $5,886,255
21.7%
Assets/Debt
Total Assets $985,400,554
Total Liabilities $917,889,261
Net Assets $67,511,293
Compensation
Key Employees and Officers Compensation Related Other
Larissa Thurston (Ceo) $480,834 $0 $33,638
James Petkewich (Evp & Coo) $257,887 $0 $43,366
John Hendriske (Svp Consumer Lending) $217,955 $0 $36,345
Sarah Day (Svp Commercial Loan Office) $215,651 $0 $33,305
Christopher Mancini (Svp It & Cto) $213,697 $0 $20,020
Lisa Kornachuk (Cmo, Svp Marketing) $177,885 $0 $18,051
Armand Fernandez (Svp Small Business Lending) $153,291 $0 $33,578
Christine Monteiro (Svp Retail Services) $152,592 $0 $32,255
Sherrie Leboeuf (Svp Human Resources) $148,968 $0 $33,943
Melissa Eagles (Vp Real Estate Lending) $146,304 $0 $32,781
Stephen Shambo (Avp It) $128,859 $0 $31,381
Eileen Potter (Vp Controller) $128,112 $0 $31,437
Frank Borawski Jr (Cfo) $127,334 $0 $9,808
Sarah Bolte (Cfo) $126,138 $0 $626
Cindy Clark (Vp Compliance) $119,348 $0 $30,499
Lisa Duquette (Vp Deposit Operations/Eser) $116,560 $0 $30,408
Heidi Pierce (Vp Member Solutions) $110,390 $0 $29,774
Giuseppe Veglia (Avp Collections) $105,173 $0 $29,047
Talia Bazeigian (Vp Loan Servicing) $102,799 $0 $29,062
Maria Mendoza (Mortgage Loan Originator) $102,605 $0 $28,879
James Garvey (Director) $81,829 $0 $0
Gerard P Richer (Chairman Director) $6,797 $0 $0
Brian Bouvier (Director) $6,797 $0 $0
Karen Gadbois (Director) $6,293 $0 $0
Sandra Farrell (Director) $5,812 $0 $0
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990
Filed on March 20, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,732,004
Expenses
$24,987,005
Net Income
$5,744,999
Net Assets
$98,012,533
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,016,379
87.9%
Investment Income $0
Bond Proceeds $2,652,123
8.6%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $271,239
0.9%
Net Inventory Sales $0
Other Revenue $792,263
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,723,292
18.9%
Professional Fundraising Fees $0
Other Salaries and Wages $4,795,223
19.2%
Assets/Debt
Total Assets $976,475,414
Total Liabilities $878,462,881
Net Assets $98,012,533
Compensation
Key Employees and Officers Compensation Related Other
James Garvey (Ceo & President) $475,205 $0 $39,056
Larissa Thurston (Ceo & President) $371,418 $0 $31,579
James Petkewich (Evp & Coo) $218,456 $0 $38,725
Christopher Mancini (Svp It & Cto) $201,811 $0 $19,134
Nabil Farooq (Svp Senior Commercial Le) $196,122 $0 $35,946
John Hendriske (Svp Consumer Lending) $185,319 $0 $31,553
Sarah Day (Svp Commercial Loan Office) $177,243 $0 $30,675
Sherrie Leboeuf (Svp Human Resources) $161,648 $0 $33,356
Maria Mendoza (Mortgage Loan Originator) $157,206 $0 $14,545
Melissa Eagles (Vp Real Estate Lending) $154,647 $0 $32,495
Armand Fernandez (Svp Small Business Lending) $151,525 $0 $32,189
Karen Mitchell (Mortgage Loan Originator) $132,196 $0 $29,781
Christine Monteiro (Svp Retail Services) $123,996 $0 $29,072
Nicole Curtin (Svp Marketing) $123,866 $0 $12,598
Stephen Shambo (Avp It) $123,725 $0 $29,690
Cindy Clark (Vp Compliance) $114,675 $0 $28,825
Eileen Potter (Vp Controller) $112,103 $0 $28,767
Heather Pedersen (Mortage) $109,216 $0 $11,665
Lisa Duquette (Vp Deposit Operations/Eservices) $107,977 $0 $25,630
Heidi Pierce (Vp Member Solutions) $102,770 $0 $27,837
Tammy Hinojosa (Avp Mortgage Lending Manager & Underwriter) $101,981 $0 $19,531
Giuseppe Veglia (Avp Collections) $101,711 $0 $27,493
Talia Bazeigian (Vp Loan Servicing) $100,804 $0 $27,452
Gerard P Richer (Chairman Director) $6,346 $0 $0
Thomas F Seymour (Evp Lending) $6,346 $0 $0
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990
Filed on May 12, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,685,266
Expenses
$28,654,490
Net Income
$4,030,776
Net Assets
$98,989,837
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,816,190
85.1%
Investment Income $0
Bond Proceeds $3,088,514
9.4%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,140,981
3.5%
Net Inventory Sales $0
Other Revenue $639,581
2.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,168,584
14.5%
Professional Fundraising Fees $0
Other Salaries and Wages $5,425,248
18.9%
Assets/Debt
Total Assets $948,989,211
Total Liabilities $849,999,374
Net Assets $98,989,837
Compensation
Key Employees and Officers Compensation Related Other
James Garvey (Ceo & President) $508,493 $0 $235,530
Larissa Thurston (Coo & Cfo) $261,801 $0 $59,916
Nabil Farooq (Svp Senior Commercial Le) $219,292 $0 $50,846
Christopher Mancini (Svp It & Pmo) $191,353 $0 $44,809
James Petkewich (Svp Retail) $187,766 $0 $54,024
John Hendriske (Svp Consumer Lending) $159,268 $0 $34,936
Maria Mendoza (Mortgage Loan Originator) $155,322 $0 $27,200
Melissa Eagles (Vp Real Estate Lending) $150,925 $0 $56,720
Sherrie Leboeuf (Svp Human Resources) $147,593 $0 $40,783
Armand Fernandez (Vp Small Business Lending) $142,884 $0 $39,016
Karen Mitchell (Mortgage Loan Originator) $135,974 $0 $43,174
Sarah Day (Vp Commercial Loan Office) $133,943 $0 $47,403
Nicole Curtin (Svp Marketing) $123,469 $0 $6,839
Keiran Holahan (Avp Finance Manager) $119,991 $0 $17,586
Stephen Shambo (Avp It) $119,911 $0 $28,059
Heather Pedersen (Mortage) $119,755 $0 $12,548
Christine Monteiro (Vp Retail Services) $118,711 $0 $27,626
Dean Harris (Avp Consumer Lending) $110,572 $0 $26,913
Cindy Clark (Vp Compliance) $110,377 $0 $27,116
Thomas F Seymour (Director) $39,278 $0 $3,232
Gerard P Richer (Chairman Director) $5,885 $0 $0
Sandra Farrell (Director) $5,885 $0 $0
Brian Bouvier (Director) $5,885 $0 $0
Karen Gadbois (Director) $4,822 $0 $0
Philippe Bouvier (Director) $2,624 $0 $0
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990
Filed on March 10, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$33,460,786
Expenses
$30,346,830
Net Income
$3,113,956
Net Assets
$93,299,000
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $28,888,267
86.3%
Investment Income $0
Bond Proceeds $3,581,488
10.7%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $469,702
1.4%
Net Inventory Sales $0
Other Revenue $521,329
1.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,790,993
12.5%
Professional Fundraising Fees $0
Other Salaries and Wages $5,386,245
17.7%
Assets/Debt
Total Assets $875,439,295
Total Liabilities $782,140,295
Net Assets $93,299,000
Compensation
Key Employees and Officers Compensation Related Other
James Garvey (Ceo & President) $516,239 $0 $200,586
Larissa Thurston (Coo & Cfo) $276,268 $0 $40,463
Thomas F Seymour (Evp Lending) $229,633 $0 $35,535
Nabil Farooq (Svp Senior Commercial Lending Officer) $214,694 $0 $35,942
Christopher Mancini (Svp It & Pmo) $188,850 $0 $18,232
James Petkewich (Svp Retail) $180,606 $0 $32,963
Anthony J Battista (Vp Marketing) $146,585 $0 $12,831
Sherrie Leboeuf (Svp Human Resources) $146,528 $0 $30,083
Maria Mendoza (Mortgage Loan Originator) $142,876 $0 $13,255
Melissa Eagles (Vp Real Estate Lending) $142,120 $0 $28,936
John Hendriske (Svp Consumer Lending) $140,875 $0 $26,051
Armand Fernandez (Vp Small Business Lending) $136,324 $0 $28,514
Sarah Day (Vp Commercial Loan Office) $125,579 $0 $26,505
Stephen Shambo (Avp It) $118,797 $0 $26,939
Keiran Holahan (Avp Finance Manager) $116,613 $0 $18,092
Christine Monteiro (Vp Retail Services) $111,435 $0 $25,945
Karen Mitchell (Mortgage Loan Originator) $105,181 $0 $25,160
Dean Harris (Avp Consumer Lending) $100,477 $0 $25,282
Gerard P Richer (Chairman Director) $5,981 $0 $0
Sandra Farrell (Director) $5,549 $0 $0
Brian Bouvier (Director) $5,549 $0 $0
Karen Gadbois (Director) $4,576 $0 $0
David Brumby (Director) $1,514 $0 $0
Philippe Bouvier (Director) $165 $0 $0
Thomas H Wellen (Director) $0 $0 $0
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990
Filed on April 14, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$31,379,566
Expenses
$27,159,568
Net Income
$4,219,998
Net Assets
$86,353,081
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $26,705,995
85.1%
Investment Income $0
Bond Proceeds $3,863,031
12.3%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,863
0.0%
Net Inventory Sales $0
Other Revenue $806,677
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,816,782
14.1%
Professional Fundraising Fees $0
Other Salaries and Wages $5,065,754
18.7%
Assets/Debt
Total Assets $874,237,400
Total Liabilities $787,884,319
Net Assets $86,353,081
Compensation
Key Employees and Officers Compensation Related Other
James Garvey (Ceo & President) $803,110 $0 $191,128
Larissa Thurston (Coo & Cfo) $277,672 $0 $41,071
Thomas F Seymour (Evp Lending) $212,848 $0 $35,012
Nabil Farooq (Sr Commercial Lending Offi) $207,838 $0 $35,399
Christopher Mancini (Svp It & Pmo) $181,429 $0 $18,609
James Petkewich (Svp Retail) $165,941 $0 $31,713
Sherrie Leboeuf (Svp Human Resources) $152,020 $0 $30,711
Melissa Eagles (Vp Real Estate Lending) $134,369 $0 $28,343
Anthony J Battista (Vp Marketing) $130,529 $0 $28,261
Armand Fernandez (Vp Small Business Lending) $127,731 $0 $27,822
John Hendriske (Vp Indirect Lending) $121,848 $0 $24,750
Sarah Day (Vp Commercial Loan Office) $117,943 $0 $26,453
William Yager (Business Development Officer) $114,152 $0 $26,166
Maria Mendoza (Mortgage Loan Originator) $112,629 $0 $10,534
Stephen Shambo (It Manager) $111,611 $0 $26,319
Keiran Holahan (Avp Finance Manager) $107,277 $0 $25,724
Christine Monteiro (Vp Retail Services) $104,686 $0 $25,134
Gerard P Richer (Chairman Director) $5,107 $0 $0
Karen Gadbois (Director) $5,107 $0 $0
Sandra Farrell (Director) $5,107 $0 $0
Brian Bouvier (Director) $5,107 $0 $0
Philippe Bouvier (Director) $1,817 $0 $0
David Brumby (Director) $1,366 $0 $0
Thomas H Wellen (Director) $0 $0 $0
James F Toohey (Director) $0 $0 $0
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990
Filed on March 23, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$28,383,229
Expenses
$24,246,968
Net Income
$4,136,261
Net Assets
$84,097,814
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,381,729
85.9%
Investment Income $0
Bond Proceeds $3,547,186
12.5%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $76,845
0.3%
Net Inventory Sales $0
Other Revenue $377,469
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,441,478
14.2%
Professional Fundraising Fees $0
Other Salaries and Wages $5,853,670
24.1%
Assets/Debt
Total Assets $830,790,091
Total Liabilities $746,692,277
Net Assets $84,097,814
Compensation
Key Employees and Officers Compensation Related Other
James Garvey (Ceo & President) $462,749 $0 $129,063
Larissa Thurston (Coo & Cfo) $239,344 $0 $37,720
Nabil Farooq (Sr Commercial Lending Offi) $206,903 $0 $33,351
Thomas F Seymour (Svp Lending) $206,435 $0 $34,448
Christopher Mancini (Svp I.T.) $204,466 $0 $32,188
James Petkewich (Svp Retail) $175,673 $0 $31,980
Maria Mendoza (Mortgage Loan Originator) $169,730 $0 $15,673
Sherrie Leboeuf (Vp Human Resources) $139,149 $0 $28,939
Anthony J Battista (Vp Marketing) $138,150 $0 $28,344
Melissa Eagles (Vp Real Estate Lending) $137,080 $0 $27,651
Armand Fernandez (Vp Small Business Lending) $127,219 $0 $27,149
Stephen Shambo (It Manager) $113,217 $0 $25,834
Christine Monteiro (Vp Retail Services) $112,883 $0 $25,708
John Hendriske (Vp Indirect Lending) $111,886 $0 $23,371
Sarah Day (Avp Commercial Loan Office) $108,968 $0 $24,326
Karen Mitchell (Mortgage Loan Originator) $106,979 $0 $24,706
Keiran Holahan (Avp Finance Manager) $105,870 $0 $24,326
Thomas H Wellen (Director) $0 $0 $0
Clifford O Avey (Director) $0 $0 $0
Gerard P Richer (Chairman Director) $0 $0 $0
James F Toohey (Director) $0 $0 $0
Philippe Bouvier (Director) $0 $0 $0
Richard P Valarioti (Director) $0 $0 $0
Karen Gadbois (Director) $0 $0 $0
David Brumby (Director) $0 $0 $0
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990
Filed on April 3, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$26,232,663
Expenses
$21,938,279
Net Income
$4,294,384
Net Assets
$79,148,759
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,774,855
86.8%
Investment Income $2,967,433
11.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $273,098
1.0%
Net Inventory Sales $0
Other Revenue $217,277
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,123,439
14.2%
Professional Fundraising Fees $0
Other Salaries and Wages $5,693,244
26.0%
Assets/Debt
Total Assets $809,922,165
Total Liabilities $730,773,406
Net Assets $79,148,759
Compensation
Key Employees and Officers Compensation Related Other
James Garvey (Ceo & President) $431,195 $0 $123,242
Larissa Thurston (Coo & Cfo) $237,158 $0 $36,731
Thomas F Seymour (Svp Lending) $202,126 $0 $32,917
Nabil Farooq (Sr Commercial Lending Offi) $188,411 $0 $28,556
Christopher Mancini (Svp I.T.) $165,322 $0 $30,021
Maria Mendoza (Mortgage Loan Originator) $158,339 $0 $14,678
James Petkewich (Svp Retail) $149,629 $0 $28,768
Melissa Eagles (Vp Real Estate Lending) $127,840 $0 $26,287
Anthony J Battista (Vp Marketing) $127,345 $0 $26,497
Sherrie Leboeuf (Vp Human Resources) $123,117 $0 $26,708
Armand Fernandez (Vp Small Business Lending) $122,564 $0 $28,069
Karen Mitchell (Mortgage Loan Originator) $112,913 $0 $24,430
John Hendriske (Vp Indirect Lending) $108,669 $0 $13,136
Stephen Shambo (Lead It Technologist) $107,614 $0 $18,982
Sarah Day (Avp Commercial Loan Officer) $103,074 $0 $23,810
Thomas H Wellen (Director) $0 $0 $0
Clifford O Avey (Director) $0 $0 $0
Gerard P Richer (Chairman Director) $0 $0 $0
James F Toohey (Director) $0 $0 $0
Philippe Bouvier (Director) $0 $0 $0
Richard P Valarioti (Director) $0 $0 $0
Karen Gadbois (Director) $0 $0 $0
David Brumby (Director) $0 $0 $0
Joseph Bane (Director) $0 $0 $0
Kevin M Mallett (Director) $0 $0 $0
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990
Filed on April 13, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,614,298
Expenses
$21,587,243
Net Income
$2,027,055
Net Assets
$76,751,770
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,998,820
88.9%
Investment Income $2,043,771
8.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $352,955
1.5%
Net Inventory Sales $0
Other Revenue $218,752
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,364,028
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $5,647,000
26.2%
Assets/Debt
Total Assets $755,655,025
Total Liabilities $678,903,255
Net Assets $76,751,770
Compensation
Key Employees and Officers Compensation Related Other
James Garvey (Ceo & President) $405,172 $0 $197,959
Christopher Mancini (Svp I.T.) $205,104 $0 $29,265
Thomas F Seymour (Svp Lending) $203,374 $0 $24,387
Nabil Farooq (Sr Commercial Lending Officer) $173,605 $0 $13,612
Larissa Thurston (Coo & Cfo) $165,633 $0 $13,612
James Petkewich (Vp Retail) $135,009 $0 $24,735
Melissa Eagles (Vp Real Estate Lending) $124,517 $0 $23,590
Anthony J Battista (Vp Marketing) $124,291 $0 $23,560
Armand Fernandez (Vp Small Business Lending) $117,108 $0 $22,967
Sherrie Leboeuf (Vp Human Resources) $113,275 $0 $23,061
John Hendriske (Vp Indirect Lending) $107,610 $0 $7,529
Stephen Shambo (Lead It Technologist) $106,386 $0 $9,299
Thomas H Wellen (Director) $0 $0 $0
Clifford O Avey (Director) $0 $0 $0
Gerard P Richer (Chairman Director) $0 $0 $0
James F Toohey (Director) $0 $0 $0
Philippe Bouvier (Director) $0 $0 $0
Richard P Valarioti (Director) $0 $0 $0
Karen Gadbois (Director) $0 $0 $0
David Brumby (Director) $0 $0 $0
Joseph Bane (Director) $0 $0 $0
Kevin M Mallett (Director) $0 $0 $0
Sandra Farrell (Director) $0 $0 $0
Brian Bouvier (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 12, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$22,635,821
Expenses
$20,345,931
Net Income
$2,289,890
Net Assets
$75,783,020
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,104,932
88.8%
Investment Income $1,521,604
6.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $816,265
3.6%
Net Inventory Sales $0
Other Revenue $193,020
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,062,054
10.1%
Professional Fundraising Fees $0
Other Salaries and Wages $5,261,479
25.9%
Assets/Debt
Total Assets $684,796,259
Total Liabilities $609,013,239
Net Assets $75,783,020
Compensation
Key Employees and Officers Compensation Related Other
James Garvey (Ceo & President) $371,797 $0 $36,317
Thomas F Seymour (Svp Lending) $207,103 $0 $27,581
John Fraites (Former Cfo & Svp Finance) $207,073 $0 $35,325
Christopher Mancini (Svp Operations & Technolog) $175,706 $0 $36,030
James Petkewich (Vp Retail) $126,959 $0 $23,418
Anthony J Battista (Vp Marketing) $124,553 $0 $22,973
Melissa Eagles (Vp Real Estate Lending) $113,610 $0 $22,200
William Yager (Indirect Lending Business Development Officer) $106,911 $0 $21,431
John Hendriske (Vp Indirect Lending) $105,896 $0 $7,409
Armand Fernandez (Vp Small Business Lending) $101,864 $0 $13,956
Stephen Shambo (Lead It Technologist) $100,782 $0 $4,305
Larissa Thurston (Cfo & Svp Finance) $42,200 $0 $1,322
Nabil Farooq (Sr Commercial Lending Officer) $24,672 $0 $661
Thomas H Wellen (Director) $0 $0 $0
Clifford O Avey (Director) $0 $0 $0
Gerard P Richer (Chairman Director) $0 $0 $0
James F Toohey (Director) $0 $0 $0
Donald R Dacier (Director) $0 $0 $0
Philippe Bouvier (Director) $0 $0 $0
Richard P Valarioti (Director) $0 $0 $0
Karen Gadbois (Director) $0 $0 $0
David Brumby (Director) $0 $0 $0
Joseph Bane (Director) $0 $0 $0
Kevin M Mallett (Director) $0 $0 $0
Sandra Farrell (Director) $0 $0 $0
See filing for compensation of 1 other people →
+ View more people

Document Links

990
Filed on May 5, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$22,467,256
Expenses
$20,367,021
Net Income
$2,100,235
Net Assets
$72,874,290
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,178,375
89.8%
Investment Income $1,318,385
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $810,124
3.6%
Net Inventory Sales $0
Other Revenue $160,372
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,528,039
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $5,853,447
28.7%
Assets/Debt
Total Assets $618,259,341
Total Liabilities $545,385,051
Net Assets $72,874,290
Compensation
Key Employees and Officers Compensation Related Other
James Garvey (Ceo & President) $269,065 $0 $10,110
Thomas F Seymour (Svp Lending) $178,020 $0 $21,753
John Fraites (Cfo & Svp Finance) $171,093 $0 $28,047
Christopher Mancini (Svp Operations & Technology) $122,971 $0 $10,796
David Mchugh (Vp Commercial Banking) $121,100 $0 $22,007
James Petkewich (Vp Retail) $119,015 $0 $22,013
Anthony J Battista (Vp Marketing) $112,666 $0 $21,232
Derek Boczenowski (Vp Technology Services) $104,713 $0 $13,601
Maureen Noviello Retired In June (Svp Human Resources) $60,710 $0 $10,730
Thomas H Wellen (Director) $52,820 $0 $6,669
Armand Fernandez (Vp Small Business Lending) $44,756 $0 $4,152
Clifford O Avey (Director) $0 $0 $0
Gerard P Richer (Chairman Director) $0 $0 $0
James F Toohey (Director) $0 $0 $0
Donald R Dacier (Director) $0 $0 $0
Philippe Bouvier (Director) $0 $0 $0
Richard P Valarioti (Director) $0 $0 $0
Karen Gadbois (Director) $0 $0 $0
David Brumby (Director) $0 $0 $0
Joseph Bane (Director) $0 $0 $0
Kevin M Mallett (Director) $0 $0 $0
Sandra Farrell (Director) $0 $0 $0
Brian Bouvier (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on April 14, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,573,333
Expenses
$20,714,974
Net Income
$2,858,359
Net Assets
$72,290,752
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,087,134
85.2%
Investment Income $2,415,424
10.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $910,452
3.9%
Net Inventory Sales $0
Other Revenue $160,323
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,279,642
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $5,574,925
26.9%
Assets/Debt
Total Assets $603,607,838
Total Liabilities $531,317,086
Net Assets $72,290,752

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$25,139,536
Expenses
$22,528,385
Net Income
$2,611,151
Net Assets
$69,542,077
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,932,829
83.3%
Investment Income $3,268,932
13.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $789,568
3.1%
Net Inventory Sales $0
Other Revenue $148,207
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,477,674
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $4,409,288
19.6%
Assets/Debt
Total Assets $593,980,366
Total Liabilities $524,438,289
Net Assets $69,542,077

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated