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Greater Springfield Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$8.07M (2023)

Expenses
$5.55M (2023)

Total Assets
$232M (2023)

Total Liabilities
$200M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,065,826
Expenses
$5,553,694
Net Income
$2,512,132
Net Assets
$32,698,313
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,828,445
72.3%
Investment Income $1,783,021
22.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $37,552
0.5%
Net Fundraising $0
Sales of Assets -$31,109
Net Inventory Sales $0
Other Revenue $447,917
5.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $182,406
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,386,795
25.0%
Assets/Debt
Total Assets $232,247,256
Total Liabilities $199,548,943
Net Assets $32,698,313
Compensation
Key Employees and Officers Compensation Related Other
Jennifer St Peter (Ceo) $182,406 $0 $17,822
Jennifer Gallant (Cfo) $114,439 $0 $0
David Wells (Chairperson) $0 $0 $0
Thomas Sullivan (Vice Chairperson) $0 $0 $0
Cornelius Sullivan (Treasurer) $0 $0 $0
Mark Kenney (Asst. Treasurer) $0 $0 $0
John Turegeon (Director) $0 $0 $0
Gary Rooke (Director) $0 $0 $0
Nick Manolakis (Director) $0 $0 $0
Cheryl Clapprood (Secretary) $0 $0 $0
Kenneth Gustafson (Director) $0 $0 $0
Thomas Gardiner (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,756,923
Expenses
$4,436,311
Net Income
$2,320,612
Net Assets
$28,956,893
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,102,684
75.5%
Investment Income $1,576,478
23.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $33,201
0.5%
Net Fundraising $0
Sales of Assets $10,135
0.1%
Net Inventory Sales $0
Other Revenue $34,425
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $152,887
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,106,813
24.9%
Assets/Debt
Total Assets $247,239,099
Total Liabilities $218,282,206
Net Assets $28,956,893
Compensation
Key Employees and Officers Compensation Related Other
Jennifer St Peter (Ceo) $152,887 $0 $15,400
David Wells (Chairperson) $0 $0 $0
Thomas Sullivan (Vice Chairperson) $0 $0 $0
Cornelius Sullivan (Treasurer) $0 $0 $0
Mark Kenney (Asst. Treasurer) $0 $0 $0
John Turegeon (Director) $0 $0 $0
Gary Rooke (Director) $0 $0 $0
Nick Manolakis (Director) $0 $0 $0
Cheryl Clapprood (Clerk) $0 $0 $0
Kenneth Gustafson (Director) $0 $0 $0
Thomas Gardiner (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,141,527
Expenses
$4,285,356
Net Income
$1,856,171
Net Assets
$32,491,304
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,953,643
80.7%
Investment Income $1,069,111
17.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $26,494
0.4%
Net Fundraising $0
Sales of Assets $706
0.0%
Net Inventory Sales $0
Other Revenue $91,573
1.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $131,794
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,055,681
24.6%
Assets/Debt
Total Assets $256,133,035
Total Liabilities $223,641,731
Net Assets $32,491,304
Compensation
Key Employees and Officers Compensation Related Other
Jennifer St Peter (Ceo) $131,794 $0 $13,179
Thomas Gardiner (Chairperson) $0 $0 $0
Cornelius Sullivan (Vice Chairperson) $0 $0 $0
Gary Rooke (Secretary) $0 $0 $0
Kenneth Gustafson (Director) $0 $0 $0
Thomas Sullivan (Director) $0 $0 $0
David Cleavall (Director) $0 $0 $0
David A Wells (Director) $0 $0 $0
John Turegeon (Director) $0 $0 $0
Cheryl Clapprood (Director) $0 $0 $0
Mark Kenney (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,721,495
Expenses
$4,365,447
Net Income
$2,356,048
Net Assets
$31,723,409
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,176,213
77.0%
Investment Income $1,424,243
21.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $8,325
0.1%
Net Fundraising $0
Sales of Assets $97,927
1.5%
Net Inventory Sales $0
Other Revenue $14,787
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $127,995
2.9%
Professional Fundraising Fees $0
Other Salaries and Wages $959,872
22.0%
Assets/Debt
Total Assets $221,372,665
Total Liabilities $189,649,256
Net Assets $31,723,409
Compensation
Key Employees and Officers Compensation Related Other
Jennifer St Peter (Ceo) $127,995 $0 $0
Thomas Gardiner (Chairperson) $0 $0 $0
Cornelius Sullivan (Vice Chairperson) $0 $0 $0
Gary Rooke (Secretary) $0 $0 $0
Kenneth Gustafson (Director) $0 $0 $0
Thomas Sullivan (Director) $0 $0 $0
David Cleavall (Director) $0 $0 $0
David A Wells (Director) $0 $0 $0
John Turegeon (Director) $0 $0 $0
Cheryl Clapprood (Director) $0 $0 $0
Melinda Phelps (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,540,991
Expenses
$3,890,948
Net Income
$2,650,043
Net Assets
$28,627,546
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,728,094
72.3%
Investment Income $1,760,492
26.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $9,551
0.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $42,854
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $123,152
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $846,228
21.7%
Assets/Debt
Total Assets $180,047,432
Total Liabilities $151,419,886
Net Assets $28,627,546
Compensation
Key Employees and Officers Compensation Related Other
Jennifer St Peter (Ceo) $123,152 $0 $0
Kenneth Gustafson (Director) $0 $0 $0
Thomas Gardiner (Chairperson) $0 $0 $0
Cornelius Sullivan (Treasurer) $0 $0 $0
Gary Rooke (Secretary) $0 $0 $0
Julia Lavoie (Director) $0 $0 $0
David Cleavall (Director) $0 $0 $0
Thomas Sullivan (Vice Chairperson) $0 $0 $0
David A Wells (Director) $0 $0 $0
John Turegeon (Director) $0 $0 $0
Cheryl Clapprood (Director) $0 $0 $0
Melinda Phelps (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,070,353
Expenses
$3,267,137
Net Income
$2,803,216
Net Assets
$24,822,671
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,215,609
53.0%
Investment Income $1,586,292
26.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $7,158
0.1%
Net Fundraising $0
Sales of Assets -$1,810
Net Inventory Sales $0
Other Revenue $1,263,104
20.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $202,542
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $716,441
21.9%
Assets/Debt
Total Assets $163,833,095
Total Liabilities $139,010,424
Net Assets $24,822,671
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jennifer St Peter (Ceo) $114,890 $0 $12,403
Diane Ulitsch (Cfo) $61,766 $0 $13,480
Cheryl Clapprood (Director) $0 $0 $0
David Cleavall (Director) $0 $0 $0
Thomas Gardiner (Vice Chairpe) $0 $0 $0
Kenneth Gustafson (Chairperson) $0 $0 $0
Julia Lavoie (Director) $0 $0 $0
Mielinda Phelps (Director) $0 $0 $0
Gary Rooke (Clerk) $0 $0 $0
Cornelius Sullivan (Treasurer) $0 $0 $0
Thomas Sullivan (Director) $0 $0 $0
John Turgeon (Director) $0 $0 $0
David A Wells (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,719,470
Expenses
$3,246,335
Net Income
$2,473,135
Net Assets
$22,599,889
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,016,014
52.7%
Investment Income $1,487,863
26.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $8,423
0.1%
Net Fundraising $0
Sales of Assets -$152
Net Inventory Sales $0
Other Revenue $1,207,322
21.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $298,099
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $658,574
20.3%
Assets/Debt
Total Assets $165,517,312
Total Liabilities $142,917,423
Net Assets $22,599,889
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jennifer St Peter (Ceo) $111,182 $0 $12,292
Carolyn Couture (Coo) $78,201 $0 $24,113
Diane Ulitsch (Cfo) $56,504 $0 $16,613
Cheryl Clapprood (Director) $0 $0 $0
David Cleavall (Director) $0 $0 $0
Thomas Gardiner (Chairperson) $0 $0 $0
Kenneth Gustafson (Director) $0 $0 $0
Julia Lavoie (Director) $0 $0 $0
Mielinda Phelps (Director) $0 $0 $0
Gary Rooke (Clerk) $0 $0 $0
Cornelius Sullivan (Treasurer) $0 $0 $0
Thomas Sullivan (Vice Chairpe) $0 $0 $0
John Turgeon (Director) $0 $0 $0
David A Wells (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,354,135
Expenses
$3,139,702
Net Income
$2,214,433
Net Assets
$20,097,862
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,903,781
54.2%
Investment Income $1,221,874
22.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $8,317
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,220,163
22.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $290,287
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $665,404
21.2%
Assets/Debt
Total Assets $159,401,475
Total Liabilities $139,303,613
Net Assets $20,097,862
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jennifer St Peter (Ceo) $105,143 $0 $11,973
Carolyn Couture (Coo) $76,407 $0 $24,252
Diane Ulitsch (Cfo) $55,980 $0 $16,532
Cheryl Clapprood (Director) $0 $0 $0
David Cleavall (Director) $0 $0 $0
Thomas Gardiner (President) $0 $0 $0
Kenneth Gustafson (Director) $0 $0 $0
Julia Lavoie (Director) $0 $0 $0
Mielinda Phelps (Director) $0 $0 $0
Gary Rooke (Clerk) $0 $0 $0
Cornelius Sullivan (Treasurer) $0 $0 $0
Thomas Sullivan (Director) $0 $0 $0
John Turgeon (Director) $0 $0 $0
David A Wells (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,988,692
Expenses
$3,190,804
Net Income
$1,797,888
Net Assets
$18,404,127
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,799,780
56.1%
Investment Income $990,013
19.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $3,533
0.1%
Net Fundraising $0
Sales of Assets $22,839
0.5%
Net Inventory Sales $0
Other Revenue $1,172,527
23.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $190,369
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $728,021
22.8%
Assets/Debt
Total Assets $145,585,334
Total Liabilities $127,181,207
Net Assets $18,404,127
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jennifer St Peter (Ceo) $101,308 $0 $1,980
Carolyn Couture (Coo) $79,247 $0 $7,834
David Cleavall (Director) $0 $0 $0
Thomas Gardiner (Vice President) $0 $0 $0
Kenneth Gustafson (Chairman) $0 $0 $0
Gary Rooke (Clerk) $0 $0 $0
Melinda Phelps (Director) $0 $0 $0
Cornelius Sullivan (Treasurer) $0 $0 $0
Thomas Sullivan (Director) $0 $0 $0
Richard Trombly (Director) $0 $0 $0
John Turgeon (Director) $0 $0 $0
Julia Lavoie (Director) $0 $0 $0
David A Wells (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,822,625
Expenses
$3,129,892
Net Income
$1,692,733
Net Assets
$16,767,705
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,660,608
55.2%
Investment Income $980,163
20.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $8,980
0.2%
Net Fundraising $0
Sales of Assets $11,499
0.2%
Net Inventory Sales $0
Other Revenue $1,161,375
24.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $357,528
11.4%
Professional Fundraising Fees $0
Other Salaries and Wages $630,328
20.1%
Assets/Debt
Total Assets $141,231,475
Total Liabilities $124,463,770
Net Assets $16,767,705
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Julia Lavoie (Director/Ceo) $90,896 $0 $15,892
Jennifer St Peter (Ceo) $90,067 $0 $9,717
Carolyn Couture (Coo) $66,830 $0 $18,768
Marjorie Loring (Ceo) $65,358 $0 $0
David Cleavall (Director) $0 $0 $0
Thomas Gardiner (Vice President) $0 $0 $0
Kenneth Gustafson (Chairman) $0 $0 $0
Gary Rooke (Secretary) $0 $0 $0
Melinda Phelps (Director) $0 $0 $0
Cornelius Sullivan (Treasurer) $0 $0 $0
Thomas Sullivan (Director) $0 $0 $0
Richard Trombly (Director) $0 $0 $0
John Turgeon (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,725,228
Expenses
$3,292,008
Net Income
$1,433,220
Net Assets
$14,530,355
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,599,762
55.0%
Investment Income $929,179
19.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $12,953
0.3%
Net Fundraising $0
Sales of Assets $3,168
0.1%
Net Inventory Sales $0
Other Revenue $1,180,166
25.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $311,236
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $660,395
20.1%
Assets/Debt
Total Assets $139,445,327
Total Liabilities $124,914,972
Net Assets $14,530,355
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Julia Lavoie (Ceo) $129,383 $0 $20,011
Jennifer St Peter (Cfo) $79,887 $0 $10,875
Carolyn Couture (Coo) $62,273 $0 $10,875
David Cleavall (Director) $0 $0 $0
Thomas Gardiner (Vice President) $0 $0 $0
Kenneth Gustafson (Treasurer) $0 $0 $0
Gary Rooke (Director) $0 $0 $0
Melinda Phelps (Director) $0 $0 $0
Cornelius Sullivan (President) $0 $0 $0
Thomas Sullivan (Director) $0 $0 $0
Richard Trombly (Director) $0 $0 $0
John Turgeon (Director) $0 $0 $0
Michael Triggs (Clerk) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,797,407
Expenses
$3,683,057
Net Income
$1,114,350
Net Assets
$13,825,720
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,504,219
52.2%
Investment Income $980,101
20.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $9,083
0.2%
Net Fundraising $0
Sales of Assets $7,382
0.2%
Net Inventory Sales $0
Other Revenue $1,296,622
27.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $150,928
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $752,637
20.4%
Assets/Debt
Total Assets $133,692,965
Total Liabilities $119,867,245
Net Assets $13,825,720

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,139,560
Expenses
$4,040,587
Net Income
$1,098,973
Net Assets
$12,822,927
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,725,623
53.0%
Investment Income $1,285,102
25.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $20,881
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,107,954
21.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $209,811
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $595,598
14.7%
Assets/Debt
Total Assets $129,927,634
Total Liabilities $117,104,707
Net Assets $12,822,927

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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