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International Union Of Operating Engineers Local 98

Health And Welfare Fund
  • Southwick, MA
  • Tax-exempt since July 1958
  • EIN: 04-2123707

Organization summary

Type of Nonprofit

Designated as a Voluntary employees' beneficiary associations, which provide payment of life, sickness, accident or other benefits to members.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$16.7M (2023)

Expenses
$14.9M (2023)

Total Assets
$20.1M (2023)

Total Liabilities
$434k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,668,641
Expenses
$14,912,457
Net Income
$1,756,184
Net Assets
$19,669,456
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $16,285,580
97.7%
Investment Income $383,061
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $189,184
1.3%
Professional Fundraising Fees $0
Other Salaries and Wages $193,836
1.3%
Assets/Debt
Total Assets $20,103,623
Total Liabilities $434,167
Net Assets $19,669,456
Compensation
Key Employees and Officers Compensation Related Other
Kara Richotte (Fund Administrator) $110,790 $0 $78,394
William D Fay (Union Trustee/Chairman) $0 $122,736 $78,194
David Kazimierczak (Union Trustee) $0 $102,904 $78,194
Darrin Auger (Union Trustee) $0 $97,048 $78,194
Christopher Gagliarducci (Employer Trustee/Secretary) $0 $0 $0
Jenna Rahkonen (Employer Trustee) $0 $0 $0
Jonathan Pecoy (Employer Trustee Eff 3/2023) $0 $0 $0
+ View more people

Document Links

990
Filed on July 2, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,334,126
Expenses
$14,822,597
Net Income
$1,511,529
Net Assets
$17,366,299
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,866,417
97.1%
Investment Income $467,709
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $185,445
1.3%
Professional Fundraising Fees $0
Other Salaries and Wages $184,265
1.2%
Assets/Debt
Total Assets $17,700,661
Total Liabilities $334,362
Net Assets $17,366,299
Compensation
Key Employees and Officers Compensation Related Other
Kara Richotte (Fund Administrator) $108,282 $0 $77,163
William D Fay (Union Trustee/Chairman) $0 $106,337 $79,794
David Kazimierczak (Union Trustee) $0 $101,211 $76,428
Darrin Auger (Union Trustee Eff 12/2022) $0 $101,313 $33,580
Keith Hancock (Union Trustee Thru 12/2022) $0 $101,200 $76,428
Christopher Gagliarducci (Employer Trustee/Secretary) $0 $0 $0
Jenna Rahkonen (Employer Trustee) $0 $0 $0
Michelle Thorne (Employer Trustee Thru 5/2022) $0 $0 $0
+ View more people

Document Links

990
Filed on July 26, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,859,404
Expenses
$14,393,535
Net Income
$465,869
Net Assets
$17,097,485
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,450,347
97.2%
Investment Income $409,057
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $181,887
1.3%
Professional Fundraising Fees $0
Other Salaries and Wages $159,020
1.1%
Assets/Debt
Total Assets $17,444,456
Total Liabilities $346,971
Net Assets $17,097,485
Compensation
Key Employees and Officers Compensation Related Other
Kara Richotte (Fund Administrator) $106,367 $0 $75,581
Philip C Chaffee (Union Trustee) $0 $119,808 $75,126
Keith Hancock (Union Trustee) $0 $100,821 $74,872
William D Fay (Union Trustee) $0 $100,875 $74,870
Christopher Gagliarducci (Employer Trustee) $0 $0 $0
Jenna Rahkonen (Employer Trustee) $0 $0 $0
Michelle Thorne (Employer Trustee) $0 $0 $0
Janet Callahan (Employer Trustee) $0 $0 $0
+ View more people

Document Links

990
Filed on July 13, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,593,811
Expenses
$13,747,199
Net Income
$846,612
Net Assets
$16,842,468
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,249,889
97.6%
Investment Income $343,922
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $212,223
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $173,036
1.3%
Assets/Debt
Total Assets $17,105,752
Total Liabilities $263,284
Net Assets $16,842,468
Compensation
Key Employees and Officers Compensation Related Other
Kara Richotte (Fund Administrator Eff 3/2020) $99,152 $0 $74,955
Michelle P Schweitzer (Fund Administrator Thru 3/2020) $21,613 $0 $16,503
Philip C Chaffee (Union Trustee) $0 $119,808 $73,618
Keith Hancock (Union Trustee) $0 $100,821 $72,727
William D Fay (Union Trustee) $0 $100,875 $72,734
Christopher Gagliarducci (Employer Trustee Eff 12/2020) $0 $0 $0
Jenna Rahkonen (Employer Trustee Eff 12/2020) $0 $0 $0
Michelle Thorne (Employer Trustee Eff 12/2020) $0 $0 $0
Janet Callahan (Employer Trustee Eff 12/2020) $0 $0 $0
Brian Macdonald (Employer Trustee Thru 5/2020) $0 $0 $0
+ View more people

Document Links

990
Filed on July 14, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,913,790
Expenses
$13,677,945
Net Income
$235,845
Net Assets
$15,732,328
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,626,663
97.9%
Investment Income $287,127
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $171,690
1.3%
Professional Fundraising Fees $0
Other Salaries and Wages $156,059
1.1%
Assets/Debt
Total Assets $16,292,677
Total Liabilities $560,349
Net Assets $15,732,328
Compensation
Key Employees and Officers Compensation Related Other
Michelle Pschweitzer (Fund Admstr) $100,379 $0 $71,311
Philip Chaffee (Union Trustee) $0 $115,542 $71,375
Keith Hancock (Union Trustee) $0 $96,698 $70,265
Paul Wilk (Union Trustee Thru 6/19) $0 $52,072 $70,281
Janet Callahan (Emplyr Trustee) $0 $0 $0
Brian Macdonald (Emplyr Trustee) $0 $0 $0
Christopher Gagliarducci (Emplyr Trustee Eff 9/19) $0 $0 $0
William Fay (Union Trustee Eff 12/19) $0 $97,206 $70,281
+ View more people

Document Links

990
Filed on June 29, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,499,208
Expenses
$13,201,084
Net Income
$298,124
Net Assets
$15,062,255
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,171,605
97.6%
Investment Income $327,603
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $165,763
1.3%
Professional Fundraising Fees $0
Other Salaries and Wages $119,728
0.9%
Assets/Debt
Total Assets $15,354,688
Total Liabilities $292,433
Net Assets $15,062,255
Compensation
Key Employees and Officers Compensation Related Other
Michelle Pschweitzer (Fund Admstr) $97,662 $0 $68,101
Philip Chaffee (Union Trustee) $0 $114,182 $69,013
Keith Hancock (Union Trustee) $0 $95,617 $67,593
Paul Wilk (Union Trustee) $0 $96,325 $67,611
Janet Callahan (Emplyr Trustee) $0 $0 $0
Brian Macdonald (Emplyr Trustee) $0 $0 $0
+ View more people

Document Links

990
Filed on July 3, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,592,641
Expenses
$12,208,785
Net Income
$1,383,856
Net Assets
$15,049,019
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,340,659
98.1%
Investment Income $248,556
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,426
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $156,914
1.3%
Professional Fundraising Fees $0
Other Salaries and Wages $115,452
0.9%
Assets/Debt
Total Assets $15,561,673
Total Liabilities $512,654
Net Assets $15,049,019
Compensation
Key Employees and Officers Compensation Related Other
Michelle Pschweitzer (Fund Admstr) $91,996 $0 $64,918
Philip Chaffee (Union Trustee) $0 $112,198 $66,327
Keith Hancock (Union Trustee) $0 $94,055 $64,702
Paul Wilk (Union Trustee) $0 $94,495 $64,718
Janet Callahan (Emplyr Trustee) $0 $0 $0
Brian Macdonald (Emplyr Trustee) $0 $0 $0
+ View more people

Document Links

990
Filed on June 21, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,473,393
Expenses
$11,705,304
Net Income
$768,089
Net Assets
$13,645,970
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,244,297
98.2%
Investment Income $210,355
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $18,741
0.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $200,299
1.7%
Professional Fundraising Fees $0
Other Salaries and Wages $106,733
0.9%
Assets/Debt
Total Assets $14,077,410
Total Liabilities $431,440
Net Assets $13,645,970
Compensation
Key Employees and Officers Compensation Related Other
Michelle Pschweitzer (Fund Admstr) $89,510 $0 $110,789
Philip Chaffee (Union Trustee) $0 $111,024 $61,645
Keith Hancock (Union Trustee) $0 $91,891 $61,645
Paul Wilk (Union Trustee) $0 $92,114 $61,645
Janet Callahan (Emplyr Trustee) $0 $0 $0
Brian Macdonald Eff 616 (Emplyr Trustee) $0 $0 $0
+ View more people

Document Links

990
Filed on June 26, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,560,916
Expenses
$11,032,103
Net Income
$528,813
Net Assets
$12,769,266
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,357,243
98.2%
Investment Income $186,428
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $17,245
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $134,034
1.2%
Professional Fundraising Fees $0
Other Salaries and Wages $102,646
0.9%
Assets/Debt
Total Assets $13,247,754
Total Liabilities $478,488
Net Assets $12,769,266
Compensation
Key Employees and Officers Compensation Related Other
Michelle Pschweitzer (Fund Admstr) $86,938 $0 $47,096
Eugene P Melville Jr To 915 (Union Trustee) $0 $84,516 $58,251
Phillip Chaffee (Union Trustee) $0 $95,735 $56,473
Paul Wilk (Union Trustee) $0 $91,154 $58,251
Janet Callahan (Emplyr Trustee) $0 $0 $0
David J Tierney Iii To 615 (Emplyr Trustee) $0 $0 $0
Keith Hancock Eff 915 (Union Trustee) $0 $90,579 $58,251
+ View more people

Document Links

990
Filed on July 19, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,046,782
Expenses
$10,334,396
Net Income
$712,386
Net Assets
$12,396,667
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,846,189
98.2%
Investment Income $192,516
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $8,077
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $129,607
1.3%
Professional Fundraising Fees $0
Other Salaries and Wages $96,503
0.9%
Assets/Debt
Total Assets $12,631,755
Total Liabilities $235,088
Net Assets $12,396,667
Compensation
Key Employees and Officers Compensation Related Other
Michelle Pschweitzer (Fund Admstr) $84,834 $0 $44,773
Eugene P Melville Jr (Union Trustee) $0 $110,600 $56,128
Phillip Chaffee (Union Trustee) $0 $90,875 $56,128
Paul Wilk (Union Trustee) $0 $90,722 $56,128
Janet Callahan (Emplyr Trustee) $0 $0 $0
David J Tierney Iii (Emplyr Trustee) $0 $0 $0
+ View more people

Document Links

990
Filed on July 21, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,797,322
Expenses
$9,844,211
Net Income
$953,111
Net Assets
$11,712,917
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,691,533
99.0%
Investment Income $205,213
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$99,424
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $144,667
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $93,863
1.0%
Assets/Debt
Total Assets $12,088,563
Total Liabilities $375,646
Net Assets $11,712,917
Compensation
Key Employees and Officers Compensation Related Other
Michelle Schweitzer (Fund Admstr) $80,905 $0 $63,762
Eugene P Melville Jr (Union Trustee) $0 $105,456 $53,130
Phillip Chaffee (Union Trustee) $0 $85,983 $53,130
Paul Wilk Eff 613 (Union Trustee) $0 $58,047 $27,415
Richard Lahey To 613 (Union Trustee) $0 $31,175 $14,683
Robert Russo Jr To 313 (Union Trustee) $0 $1,993 $927
Janet Callahan (Emplyr Trustee) $0 $0 $0
David J Tierney Iii (Emplyr Trustee) $0 $0 $0
+ View more people

Document Links

990
Filed on July 1, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,379,123
Expenses
$9,877,906
Net Income
$1,501,217
Net Assets
$10,852,323
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,071,480
97.3%
Investment Income $272,216
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $35,427
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $380,988
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $149,307
1.5%
Assets/Debt
Total Assets $11,047,159
Total Liabilities $194,836
Net Assets $10,852,323

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,616,522
Expenses
$9,561,701
Net Income
$1,054,821
Net Assets
$9,339,010
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,464,677
98.6%
Investment Income $151,845
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $139,122
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $96,647
1.0%
Assets/Debt
Total Assets $9,457,760
Total Liabilities $118,750
Net Assets $9,339,010

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated