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North Central Massachusetts Association Of Realtors

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$190k (2023)

Expenses
$218k (2023)

Total Assets
$237k (2023)

Total Liabilities
$131k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$189,887
Expenses
$217,663
Net Income
-$27,776
Net Assets
$106,207
Notable Sources of Revenue Percent of Total Revenue
Contributions $154,184
81.2%
Program Services $20,263
10.7%
Investment Income $120
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $209
0.1%
Other Revenue $15,111
8.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $90,915
41.8%
Professional Fundraising Fees $0
Other Salaries and Wages $7,448
3.4%
Assets/Debt
Total Assets $237,142
Total Liabilities $130,935
Net Assets $106,207
Compensation
Key Employees and Officers Compensation Related Other
Kathy Lore (Executive Director) $90,915 $0 $0
Katey Tata (Secretary) $0 $0 $0
Nicholas Pelletier (Past President) $0 $0 $0
Shauna Roberts (Treasurer) $0 $0 $0
Jean Rubin (President) $0 $0 $0
Denise Wortman (Director) $0 $0 $0
Sophia Bell (Director) $0 $0 $0
Susan Wright (President Elect) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$202,978
Expenses
$228,073
Net Income
-$25,095
Net Assets
$133,983
Notable Sources of Revenue Percent of Total Revenue
Contributions $164,012
80.8%
Program Services $25,200
12.4%
Investment Income $86
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $247
0.1%
Other Revenue $13,433
6.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $83,344
36.5%
Professional Fundraising Fees $0
Other Salaries and Wages $17,969
7.9%
Assets/Debt
Total Assets $256,913
Total Liabilities $122,930
Net Assets $133,983
Compensation
Key Employees and Officers Compensation Related Other
Kathy Lore (Executive Director) $82,594 $0 $0
Susan Wright (Secretary) $0 $0 $0
Darlene Rossi (Past President) $0 $0 $0
Shauna Roberts (Treasurer) $0 $0 $0
Nicholas Pelletier (President) $0 $0 $0
Denise Wortman (Director) $0 $0 $0
Sophia Bell (Director) $0 $0 $0
Jean Rubin (President Elect) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$205,607
Expenses
$198,926
Net Income
$6,681
Net Assets
$159,078
Notable Sources of Revenue Percent of Total Revenue
Contributions $170,885
83.1%
Program Services $20,640
10.0%
Investment Income $100
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $222
0.1%
Other Revenue $13,760
6.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $77,842
39.1%
Professional Fundraising Fees $0
Other Salaries and Wages $18,694
9.4%
Assets/Debt
Total Assets $293,890
Total Liabilities $134,812
Net Assets $159,078
Compensation
Key Employees and Officers Compensation Related Other
Kathy Lore (Executive Director) $77,200 $0 $0
Kendra Dickinson (Past President) $0 $0 $0
Darlene Rossi (President) $0 $0 $0
Shauna Roberts (Treasurer) $0 $0 $0
Nicholas Pelletier (President Elect) $0 $0 $0
Steven Kelly (Director) $0 $0 $0
Laura Shifrin (Director) $0 $0 $0
Jean Rubin (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$191,799
Expenses
$183,900
Net Income
$7,899
Net Assets
$152,397
Notable Sources of Revenue Percent of Total Revenue
Contributions $160,810
83.8%
Program Services $17,750
9.3%
Investment Income $129
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $130
0.1%
Other Revenue $12,980
6.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $77,042
41.9%
Professional Fundraising Fees $0
Other Salaries and Wages $19,359
10.5%
Assets/Debt
Total Assets $282,937
Total Liabilities $130,540
Net Assets $152,397
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kathy Lore (Executive Director) $76,400 $0 $0
Kendra Dickinson (President) $0 $0 $0
Darlene Rossi (President Elect) $0 $0 $0
Susan Wright (Past President) $0 $0 $0
Shauna Roberts (Treasurer) $0 $0 $0
Nicholas Pelletier (Secretary) $0 $0 $0
Steven Kelly (Director) $0 $0 $0
Laura Shifrin (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$209,832
Expenses
$186,622
Net Income
$23,210
Net Assets
$144,498
Notable Sources of Revenue Percent of Total Revenue
Contributions $167,152
79.7%
Program Services $19,021
9.1%
Investment Income $153
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $397
0.2%
Other Revenue $23,109
11.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $64,886
34.8%
Professional Fundraising Fees $0
Other Salaries and Wages $19,605
10.5%
Assets/Debt
Total Assets $249,116
Total Liabilities $104,618
Net Assets $144,498
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kathy Lore (Executive Director) $64,243 $0 $0
Susan Wright (President) $0 $0 $0
Kendra Dickinson (President Elect) $0 $0 $0
Yasmin Loft (Past President) $0 $0 $0
Rick Vallee (Treasurer) $0 $0 $0
Darlene Rossi (Secretary) $0 $0 $0
Laura Shifrin (Director) $0 $0 $0
Brieanne Kelley (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$195,636
Expenses
$177,935
Net Income
$17,701
Net Assets
$121,288
Notable Sources of Revenue Percent of Total Revenue
Contributions $153,937
78.7%
Program Services $19,210
9.8%
Investment Income $217
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $47
0.0%
Other Revenue $22,225
11.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $61,154
34.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $285,602
Total Liabilities $164,314
Net Assets $121,288
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kathy Lore (Executive Director) $61,154 $0 $0
Benjamin Hause (Treasurer) $0 $0 $0
Jordan Leblanc (Secretary) $0 $0 $0
Locke Haman (Past President) $0 $0 $0
Dariene Rossi (Director) $0 $0 $0
Susan Wright (President Elect) $0 $0 $0
Yasmin Loft (President) $0 $0 $0
Brieanna Kelley (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$213,218
Expenses
$200,526
Net Income
$12,692
Net Assets
$103,587
Notable Sources of Revenue Percent of Total Revenue
Contributions $165,811
77.8%
Program Services $18,980
8.9%
Investment Income $139
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales -$92
Other Revenue $28,380
13.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $62,686
31.3%
Professional Fundraising Fees $0
Other Salaries and Wages $19,534
9.7%
Assets/Debt
Total Assets $197,090
Total Liabilities $93,503
Net Assets $103,587
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kathy Lore (Executive Director) $62,686 $0 $0
Locke Haman (President) $0 $0 $0
Michelle Haggstrom (Past President) $0 $0 $0
Rick Cuddy (Director) $0 $0 $0
Yasmin Loft (President Elect) $0 $0 $0
Kathryn Weldon (Director) $0 $0 $0
Susan Wright (Treasurer) $0 $0 $0
Benjamin Hause (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$197,209
Expenses
$192,802
Net Income
$4,407
Net Assets
$90,895
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,190
9.2%
Investment Income $135
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $178,884
90.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $60,268
31.3%
Professional Fundraising Fees $0
Other Salaries and Wages $19,368
10.0%
Assets/Debt
Total Assets $211,883
Total Liabilities $120,988
Net Assets $90,895
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kathy Lore (Executive Director) $60,268 $0 $0
Michelle Haggstrom (President) $0 $0 $0
Tom Ruble (Past President) $0 $0 $0
Rick Cuddy (Director) $0 $0 $0
Locke Haman (President Elect) $0 $0 $0
Kathryn Weldon (Director) $0 $0 $0
Yasmin Loft (Treasurer) $0 $0 $0
Joan Potvin (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$184,366
Expenses
$184,795
Net Income
-$429
Net Assets
$86,488
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,500
11.1%
Investment Income $143
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $163,723
88.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $59,360
32.1%
Professional Fundraising Fees $0
Other Salaries and Wages $18,594
10.1%
Assets/Debt
Total Assets $174,583
Total Liabilities $88,095
Net Assets $86,488
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michelle Haggstrom (President Elect) $0 $0 $0
Tom Ruble (Past President) $0 $0 $0
Rick Vallee (Director) $0 $0 $0
Locke Haman (Treasurer/Secretary) $0 $0 $0
William Foss (President) $0 $0 $0
Judith Murphy (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$197,301
Expenses
$179,356
Net Income
$17,945
Net Assets
$86,917
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,250
9.2%
Investment Income $127
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,319
0.7%
Net Inventory Sales $0
Other Revenue $177,605
90.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $58,339
32.5%
Professional Fundraising Fees $0
Other Salaries and Wages $17,160
9.6%
Assets/Debt
Total Assets $185,913
Total Liabilities $98,996
Net Assets $86,917
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Christina Sargent (Past President) $0 $0 $0
Karen Shattuck (Director) $0 $0 $0
Michelle Haggstrom (Treasurer/Secretary) $0 $0 $0
Tom Ruble (President) $0 $0 $0
Rick Vallee (Director) $0 $0 $0
Richard Gatautis (Director) $0 $0 $0
William Foss (President Elect) $0 $0 $0
Beverly D'agostino (Director) $0 $0 $0
Judith Murphy (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$149,179
Expenses
$167,470
Net Income
-$18,291
Net Assets
$68,969
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,325
11.6%
Investment Income $738
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,270
0.9%
Net Inventory Sales $0
Other Revenue $129,846
87.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $60,800
36.3%
Professional Fundraising Fees $0
Other Salaries and Wages $16,920
10.1%
Assets/Debt
Total Assets $139,095
Total Liabilities $70,126
Net Assets $68,969
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Christina Sargent (President) $0 $0 $0
Mark Kavanagh (Immediate Past President) $0 $0 $0
Michelle Haggstrom (Treasurer/Finance Committe) $0 $0 $0
Tom Ruble (President Elect) $0 $0 $0
Stephanie Pandiscio (Director) $0 $0 $0
Richard Gatautis (Director) $0 $0 $0
William Foss (Director) $0 $0 $0
Beverly D'agostino (Director) $0 $0 $0
David Rocheford (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$159,441
Expenses
$184,212
Net Income
-$24,771
Net Assets
$87,262
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,000
12.5%
Investment Income $1,211
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$9,809
Net Inventory Sales $0
Other Revenue $148,039
92.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $72,474
39.3%
Assets/Debt
Total Assets $174,467
Total Liabilities $87,205
Net Assets $87,262

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$182,177
Expenses
$189,151
Net Income
-$6,974
Net Assets
$103,126
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,300
13.3%
Investment Income $1,470
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $156,407
85.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $87,506
46.3%
Assets/Debt
Total Assets $185,619
Total Liabilities $82,493
Net Assets $103,126

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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