PROPUBLICA Fearless Reporting for an Informed Society — Join Us.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Community Investment Corporation

Organization summary

Type of Nonprofit

Designated as a Civic leagues, social welfare organizations and local associations of employees, created to promote community welfare for charitable, educational or recreational purposes.

Summary charts: organization finances over time

Revenue
$2.85M (2023)

Expenses
$2.66M (2023)

Total Assets
$13.6M (2023)

Total Liabilities
$4.95M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings and Audits by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Audits are required to be submitted by nonprofit organizations that spend $750,000 or more in federal grant money in a fiscal year. "Single audits" look at the entire organization's finances and compliance, while other audits are program specific. Nonprofit Explorer has PDFs of audits for some nonprofits for fiscal year 2015 and later. Audit data is from the Federal Audit Clearinghouse.

Fiscal Year Ending Sept.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,852,728
Expenses
$2,656,645
Net Income
$196,083
Net Assets
$8,693,384
Notable Sources of Revenue Percent of Total Revenue
Contributions $524,903
18.4%
Program Services $2,314,982
81.1%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $12,843
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $353,919
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $942,651
35.5%
Assets/Debt
Total Assets $13,645,291
Total Liabilities $4,951,907
Net Assets $8,693,384
Compensation
Key Employees and Officers Compensation Related Other
Louis Silva (President) $190,622 $0 $14,364
Richard Evans (Vp/ Loan Officer) $151,951 $0 $27,346
Charles Harris (Vp/ Loan Officer) $149,691 $0 $28,919
Michelle Mezzi (Vp/Controller) $143,205 $0 $5,728
Timothy Bergstrom (Chairman) $0 $0 $0
Mary Murphy (Treasurer) $0 $0 $0
Richard Iovanne (Secretary) $0 $0 $0
John A Matthews (Director) $0 $0 $0
Sharon Brune (Assistant Secretary) $0 $0 $0
Damaris Garcia (Director) $0 $0 $0
Stephen Miller (Vice Chairman) $0 $0 $0
Michael Paz (Director) $0 $0 $0
Chris Edge (Director) $0 $0 $0
James Burke (Director) $0 $0 $0
Randy Kabakoff (Director) $0 $0 $0

Document Links

Fiscal Year Ending Sept.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,160,797
Expenses
$2,414,901
Net Income
$1,745,896
Net Assets
$8,497,301
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,934,599
46.5%
Program Services $2,200,684
52.9%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $25,514
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $171,225
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,162,272
48.1%
Assets/Debt
Total Assets $12,691,886
Total Liabilities $4,194,585
Net Assets $8,497,301
Compensation
Key Employees and Officers Compensation Related Other
Mark Cousineau (Former President (9/30/21)) $191,054 $0 $7,642
Louis Silva (President (10/1/21)) $150,439 $0 $8,441
Rich Evans (Vice President/Loan Office) $144,985 $0 $33,734
Michelle Mezzi (Vice President) $136,705 $0 $5,468
Charles Harris (Vice President/Loan Office) $123,762 $0 $26,107
Timothy Bergstrom (Chairman) $0 $0 $0
Mark Candido (Vice Chairman) $0 $0 $0
Mary G Murphy (Treasurer) $0 $0 $0
Richard Iovanne (Secretary) $0 $0 $0
John A Matthews (Director) $0 $0 $0
Thomas J Banisch (Director (Left 2/10/22)) $0 $0 $0
Sharon Brune (Assistant Secretary) $0 $0 $0
Damaris Garcia (Director) $0 $0 $0
Stephen Miller (Director) $0 $0 $0
Michael Pax (Director (Start 2/23/22)) $0 $0 $0
Christopher Edge (Director (Start 5/18/22)) $0 $0 $0
James Burke (Director (Start 5/18/22)) $0 $0 $0
Randy Kabakoff (Director) $0 $0 $0

Document Links

Fiscal Year Ending Sept.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,249,265
Expenses
$2,400,489
Net Income
$1,848,776
Net Assets
$6,751,405
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,987,473
46.8%
Program Services $2,261,792
53.2%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $363,561
15.1%
Professional Fundraising Fees $0
Other Salaries and Wages $964,719
40.2%
Assets/Debt
Total Assets $10,940,927
Total Liabilities $4,189,522
Net Assets $6,751,405
Compensation
Key Employees and Officers Compensation Related Other
Mark Cousineau (President (Outgoing 9/30/2021)) $235,269 $0 $9,411
Louis Silva (President (Incoming 9/30/2021)) $127,942 $0 $10,614
Mark Candido (Chairman) $0 $0 $0
Stephen Miller (Vice Chairman) $0 $0 $0
Mary G Murphy (Treasurer) $0 $0 $0
Richard Iovane (Secretary) $0 $0 $0
John A Matthews (Assistant Secretary) $0 $0 $0
Thomas J Banisch (Director) $0 $0 $0
Timothy Bergstrom (Director) $0 $0 $0
Sharon Brune (Director) $0 $0 $0
Damaris Garcia (Director) $0 $0 $0
Randy P Kabakoff (Director) $0 $0 $0

Document Links

Fiscal Year Ending Sept.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,179,084
Expenses
$2,264,305
Net Income
-$85,221
Net Assets
$4,902,629
Notable Sources of Revenue Percent of Total Revenue
Contributions $343,960
15.8%
Program Services $1,758,385
80.7%
Investment Income $38,910
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $37,829
1.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,268,945
56.0%
Assets/Debt
Total Assets $9,616,301
Total Liabilities $4,713,672
Net Assets $4,902,629
Compensation
Key Employees and Officers Compensation Related Other
Mark Cousineau (President) $223,750 $0 $8,950
Mark Candido (Chairman) $0 $0 $0
Stephen Miller (Vice Chairman) $0 $0 $0
Mary G Murphy (Treasurer) $0 $0 $0
Richard Iovane (Secretary) $0 $0 $0
John A Matthews (Assistant Secretary) $0 $0 $0
Thomas J Banisch (Director) $0 $0 $0
Timothy Bergstrom (Director) $0 $0 $0
Sharon Brune (Director) $0 $0 $0
Damaris Garcia (Director) $0 $0 $0
Randy P Kabakoff (Director) $0 $0 $0

Document Links

Fiscal Year Ending Sept.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,396,564
Expenses
$2,112,548
Net Income
$284,016
Net Assets
$4,987,850
Notable Sources of Revenue Percent of Total Revenue
Contributions $641,708
26.8%
Program Services $1,643,638
68.6%
Investment Income $71,704
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $39,514
1.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $232,500
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $998,720
47.3%
Assets/Debt
Total Assets $9,119,546
Total Liabilities $4,131,696
Net Assets $4,987,850
Compensation
Key Employees and Officers Compensation Related Other
Mark S Cousineau (President) $244,500 $0 $9,780
Rich Evans (Vice President) $133,390 $0 $28,386
Michelle Mezzi (Vice President) $121,481 $0 $4,859
Buck Harris (Vice President) $106,885 $0 $21,709
John A Matthews (Secretary/Director) $0 $0 $0
Frederick Farnsworth (Emeritus) $0 $0 $0
Mary G Murphy (Treasurer/Director) $0 $0 $0
Mark Candido (Chairman/Director) $0 $0 $0
Stephen Miller (Vice President/Vice Chairm) $0 $0 $0
Thomas J Banisch (Director/Assistant Secreta) $0 $0 $0
Timothy Bergstrom (Director) $0 $0 $0
Richard Iovanne (Director) $0 $0 $0
Sharon Brune (Director) $0 $0 $0
Damaris Garcia (Director) $0 $0 $0
Randy P Kabakoff (Director) $0 $0 $0

Document Links

Fiscal Year Ending Sept.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,065,670
Expenses
$2,037,901
Net Income
$27,769
Net Assets
$4,703,834
Notable Sources of Revenue Percent of Total Revenue
Contributions $227,459
11.0%
Program Services $1,736,095
84.0%
Investment Income $53,527
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $48,589
2.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $224,973
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $934,881
45.9%
Assets/Debt
Total Assets $7,924,195
Total Liabilities $3,220,361
Net Assets $4,703,834
Compensation
Key Employees and Officers Compensation Related Other
Mark S Cousineau (President) $203,892 $0 $8,156
Michelle Mezzi (Vice President) $103,242 $0 $6,512
Buck Harris (Vice President) $97,791 $0 $20,886
Rich Evans (Vice President) $89,164 $0 $14,365
John A Matthews (Secretary/Director) $0 $0 $0
Frederick Farnsworth (Emeritus) $0 $0 $0
Mary G Murphy (Treasurer/Director) $0 $0 $0
Mark Candido (Chairman/Director) $0 $0 $0
Stephen Miller (Vice President/Vice Chairm) $0 $0 $0
Thomas J Banisch (Director/Assistant Secreta) $0 $0 $0
Timothy Bergstrom (Director) $0 $0 $0
Richard Iovanne (Director) $0 $0 $0
Sharon Brune (Director) $0 $0 $0

Document Links

Fiscal Year Ending Sept.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,064,498
Expenses
$2,045,609
Net Income
$18,889
Net Assets
$4,676,065
Notable Sources of Revenue Percent of Total Revenue
Contributions $267,280
12.9%
Program Services $1,758,502
85.2%
Investment Income $37,026
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,690
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $317,779
15.5%
Professional Fundraising Fees $0
Other Salaries and Wages $844,874
41.3%
Assets/Debt
Total Assets $8,596,240
Total Liabilities $3,920,175
Net Assets $4,676,065
Compensation
Key Employees and Officers Compensation Related Other
Mark S Cousineau (President) $196,382 $0 $7,855
Gary Toole (Vice President) $132,745 $0 $16,498
David P Raccio (Vice President) $111,969 $0 $4,127
John A Matthews (Secretary/Director) $0 $0 $0
Frederick Farnsworth (Emeritus) $0 $0 $0
Mary G Murphy (Treasurer/Director) $0 $0 $0
Mark Candido (Chairman/Director) $0 $0 $0
Stephen Miller (Vice President/Vice Chairm) $0 $0 $0
Eileen Moskey (Director) $0 $0 $0
Thomas J Banisch (Director/Assistant Secreta) $0 $0 $0
Timothy Bergstrom (Director) $0 $0 $0
Richard Iovanne (Direc Tor) $0 $0 $0
Sharon Brune (D Irector) $0 $0 $0

Document Links

Fiscal Year Ending Sept.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,217,332
Expenses
$1,984,742
Net Income
$232,590
Net Assets
$4,657,176
Notable Sources of Revenue Percent of Total Revenue
Contributions $267,317
12.1%
Program Services $1,773,781
80.0%
Investment Income $36,788
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $139,446
6.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $316,071
15.9%
Professional Fundraising Fees $0
Other Salaries and Wages $841,605
42.4%
Assets/Debt
Total Assets $7,648,319
Total Liabilities $2,991,143
Net Assets $4,657,176
Compensation
Key Employees and Officers Compensation Related Other
Mark S Cousineau (President) $182,000 $0 $25,348
Gary Toole (Vice President) $134,070 $0 $16,093
John A Matthews (Secretary/Director) $0 $0 $0
Frederick Farnsworth (Emeritus) $0 $0 $0
Mary G Murphy (Treasurer/Director) $0 $0 $0
Mark Candido (Chairman/Director) $0 $0 $0
Stephen Miller (Vice President/Vice Chairm) $0 $0 $0
Eileen Moskey (Director) $0 $0 $0
Thomas J Banisch (Director/Assistant Secreta) $0 $0 $0
Timothy Bergstrom (Director) $0 $0 $0
Richard Iovanne (Director) $0 $0 $0
Sharon Brune (Director) $0 $0 $0

Document Links

Fiscal Year Ending Sept.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,091,738
Expenses
$1,879,881
Net Income
$211,857
Net Assets
$4,424,586
Notable Sources of Revenue Percent of Total Revenue
Contributions $312,039
14.9%
Program Services $1,716,913
82.1%
Investment Income $25,398
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $37,388
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $313,121
16.7%
Professional Fundraising Fees $0
Other Salaries and Wages $702,206
37.4%
Assets/Debt
Total Assets $7,824,353
Total Liabilities $3,399,767
Net Assets $4,424,586
Compensation
Key Employees and Officers Compensation Related Other
Mark S Cousineau (President) $182,000 $0 $0
Gary Toole (Vice President) $131,121 $0 $0
John A Matthews (Secretary/Director) $0 $0 $0
Frederick Farnsworth (Director) $0 $0 $0
Mary G Murphy (Treasurer/Director) $0 $0 $0
Clare Dube (Director) $0 $0 $0
Mark Candido (Chairman/Director) $0 $0 $0
Stephen Miller (Vice President/Vice Chairm) $0 $0 $0
Jeff L Hubbard (Director) $0 $0 $0
Jeffrey L Vose (Director) $0 $0 $0
Daniel J Mcmahon (Director) $0 $0 $0
Timothy Bergstrom (Director) $0 $0 $0
Thomas J Banisch (Director/Assistant Secreta) $0 $0 $0

Document Links

Fiscal Year Ending Sept.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,031,739
Expenses
$1,961,150
Net Income
$70,589
Net Assets
$4,212,730
Notable Sources of Revenue Percent of Total Revenue
Contributions $386,065
19.0%
Program Services $1,572,118
77.4%
Investment Income $6,000
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $67,556
3.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $180,077
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $880,042
44.9%
Assets/Debt
Total Assets $7,000,300
Total Liabilities $2,787,570
Net Assets $4,212,730
Compensation
Key Employees and Officers Compensation Related Other
Mark S Cousineau (President) $180,077 $0 $45,373
Gary Toole (Vice President) $119,923 $0 $17,286
Paul Goodwin (Director) $0 $0 $0
John A Matthews (Secretary/Director) $0 $0 $0
Frederick Farnsworth (Director) $0 $0 $0
Mary G Murphy (Treasurer/Director) $0 $0 $0
Clare Dube (Director) $0 $0 $0
Mark Candido (Chairman/Director) $0 $0 $0
Stephen Miller (Vice President/Vice Chairm) $0 $0 $0
Jeff L Hubbard (Director) $0 $0 $0
Jeffrey L Vose (Director) $0 $0 $0
Daniel J Mcmahon (Director) $0 $0 $0
Timothy Bergstrom (Director) $0 $0 $0
Thomas J Banisch (Director/Assistant Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Sept.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,889,490
Expenses
$1,673,994
Net Income
$215,496
Net Assets
$4,142,141
Notable Sources of Revenue Percent of Total Revenue
Contributions $344,915
18.3%
Program Services $1,517,834
80.3%
Investment Income $17,758
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,983
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $200,111
12.0%
Professional Fundraising Fees $0
Other Salaries and Wages $670,269
40.0%
Assets/Debt
Total Assets $8,661,047
Total Liabilities $4,518,906
Net Assets $4,142,141

Document Links

Fiscal Year Ending Sept.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,932,790
Expenses
$1,661,816
Net Income
$270,974
Net Assets
$3,926,645
Notable Sources of Revenue Percent of Total Revenue
Contributions $597,747
30.9%
Program Services $1,300,194
67.3%
Investment Income $10,641
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $24,208
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $196,626
11.8%
Professional Fundraising Fees $0
Other Salaries and Wages $668,569
40.2%
Assets/Debt
Total Assets $11,171,443
Total Liabilities $7,244,798
Net Assets $3,926,645

Document Links

Fiscal Year Ending Sept.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,326,524
Expenses
$1,761,172
Net Income
$1,565,352
Net Assets
$3,655,671
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,075,630
62.4%
Program Services $1,148,339
34.5%
Investment Income $9,977
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $92,578
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $193,608
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $657,723
37.3%
Assets/Debt
Total Assets $6,605,719
Total Liabilities $2,950,048
Net Assets $3,655,671

Document Links

Fiscal Year Ending Sept.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Sept.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Sept.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Sept.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Sept.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Sept.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »