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Credit Unions Building Financial Independence Inc

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$110k (2023)

Expenses
$65.7k (2023)

Total Assets
$679k (2023)

Total Liabilities
$182k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$110,276
Expenses
$65,727
Net Income
$44,549
Net Assets
$496,344
Notable Sources of Revenue Percent of Total Revenue
Contributions $29,842
27.1%
Program Services $4,000
3.6%
Investment Income $5,320
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $29,698
26.9%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $85
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $678,668
Total Liabilities $182,324
Net Assets $496,344
Compensation
Key Employees and Officers Compensation Related Other
Sabrina Defazio (Chairman) $0 $0 $0
Henry Baum (Vice Chairman) $0 $0 $0
Teresa Knox (Secretary/Treasurer) $0 $0 $0
Kathy Chartier (Board Member) $0 $0 $0
Annette Janovic (Board Member) $0 $0 $0
Andrew Klimkoski (Board Member) $0 $0 $0
Joanne Todd (Board Member) $0 $0 $0
Matt Baldini (Board Member) $0 $0 $0
Hank Petroskey (Board Member) $0 $0 $0
Matt Stanek (Board Member) $0 $0 $0
Meg Martellotta (Board Member) $0 $0 $0
Chris Maynard (Board Member) $0 $0 $0
Steven Hernandez (Board Member) $0 $0 $0
Bruce Adams (President/Ceo) $0 $251,783 $11,766

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$117,980
Expenses
$72,182
Net Income
$45,798
Net Assets
$428,235
Notable Sources of Revenue Percent of Total Revenue
Contributions $55,910
47.4%
Program Services $0
Investment Income $1,532
1.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $25,510
21.6%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $5,000
6.9%
Assets/Debt
Total Assets $539,239
Total Liabilities $111,004
Net Assets $428,235
Compensation
Key Employees and Officers Compensation Related Other
Teresa Knox (Board Chair) $0 $0 $0
Sabrina Defazio (Board Vice Chair) $0 $0 $0
Keith Wiemert (Secretary/Treasurer) $0 $0 $0
Kathy Chartier (Director) $0 $0 $0
Henry Baum (Director) $0 $0 $0
Annette Janovic (Director) $0 $0 $0
Andrew Klimkosko (Director) $0 $0 $0
Joanne Todd (Director) $0 $0 $0
Gerry Singleton (Director) $0 $0 $0
Matt Baldini (Director) $0 $0 $0
Hank Petroskey (Director) $0 $0 $0
Nick Fortson (Director) $0 $0 $0
Bruce Adams (President) $0 $284,507 $36,031
David Hinchey (Executive Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$148,162
Expenses
$112,289
Net Income
$35,873
Net Assets
$421,432
Notable Sources of Revenue Percent of Total Revenue
Contributions $75,590
51.0%
Program Services $0
Investment Income $185
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $33,499
22.6%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $193
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $501,642
Total Liabilities $80,210
Net Assets $421,432
Compensation
Key Employees and Officers Compensation Related Other
Teresa Knox (Board Chair) $0 $0 $0
Sabrina Defazio (Board Vice Chair) $0 $0 $0
Keith Wiemert (Secretary/Treasurer) $0 $0 $0
Kathy Chartier (Director) $0 $0 $0
Fran Proto (Director) $0 $0 $0
Annette Janovic (Director) $0 $0 $0
Andrew Klimkosko (Director) $0 $0 $0
Joanne Todd (Director) $0 $0 $0
Gerry Singleton (Director) $0 $0 $0
Matt Baldini (Director) $0 $0 $0
Hank Petroskey (Director) $0 $0 $0
Carl Skudlarek (Director) $0 $0 $0
Bruce Adams (President) $0 $282,830 $33,185
David Hinchey (Executive Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$109,304
Expenses
-$51,569
Net Income
$160,873
Net Assets
$409,992
Notable Sources of Revenue Percent of Total Revenue
Contributions $46,199
42.3%
Program Services $0
Investment Income $0
Net Fundraising $58,063
53.1%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,042
4.6%
Assets/Debt
Total Assets $427,022
Total Liabilities $17,030
Net Assets $409,992

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$94,411
Expenses
$146,098
Net Income
-$51,687
Net Assets
$249,119
Notable Sources of Revenue Percent of Total Revenue
Contributions $28,206
29.9%
Program Services $0
Investment Income $0
Net Fundraising $58,134
61.6%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,071
8.5%
Assets/Debt
Total Assets $338,851
Total Liabilities $89,732
Net Assets $249,119

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$110,595
Expenses
$112,287
Net Income
-$1,692
Net Assets
$303,806
Notable Sources of Revenue Percent of Total Revenue
Contributions $39,530
35.7%
Program Services $0
Investment Income $0
Net Fundraising $67,245
60.8%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,820
3.5%
Assets/Debt
Total Assets $307,305
Total Liabilities $3,499
Net Assets $303,806
Compensation
Key Employees and Officers Compensation Other
Joanne Todd (Board Chair) $0 $0
Gary Gizowski (Vice Chairman) $0 $0
Keith Wiemert (Secretary/Treasurer) $0 $0
Warren Hank Petrosky (Trustee) $0 $0
Gerry Singleton (Trustee) $0 $0
Kathy L Chartier (Trustee) $0 $0
Emily Bjornberg (Trustee) $0 $0
Jay Hershman (Trustee) $0 $0
Gail Todd (Trustee) $0 $0
Annette Janovic (Trustee) $0 $0
Andrew Klimkoski (Trustee) $0 $0
Linda Depedro (Trustee) $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$73,298
Expenses
$78,608
Net Income
-$5,310
Net Assets
$305,498
Notable Sources of Revenue Percent of Total Revenue
Contributions $510
0.7%
Program Services $0
Investment Income $0
Net Fundraising $70,199
95.8%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,589
3.5%
Assets/Debt
Total Assets $307,688
Total Liabilities $2,190
Net Assets $305,498
Compensation
Key Employees and Officers Compensation Other
Warren Hank Petrosky (President) $0 $0
Joanne Todd (Vice President) $0 $0
Gerry Singleton (Treasurer) $0 $0
Kathy L Chartier (Secretary) $0 $0
Carol Bayreuther (Trustee) $0 $0
Keith Wiemert (Trustee) $0 $0
Emily Bjornberg (Trustee) $0 $0
Jill Nowacki (Trustee) $0 $0
Jay Hershman (Trustee) $0 $0
David Hinchey (Executive Director) $0 $0
Paul Dorner (Trustee) $0 $0
Gail Todd (Trustee) $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$66,823
Expenses
$75,821
Net Income
-$8,998
Net Assets
$219,420
Notable Sources of Revenue Percent of Total Revenue
Contributions $605
0.9%
Program Services $5,500
8.2%
Investment Income $2,052
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $26,310
39.4%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $220,948
Total Liabilities $1,528
Net Assets $219,420
Compensation
Key Employees and Officers Compensation Related Other
Paul Dorner (Chairman) $0 $0 $0
Andrew Klimkoski (Vice Chairman) $0 $0 $0
Bob Aresti (Trustee) $0 $0 $0
Erica Brown (Trustee) $0 $0 $0
Kathy Chartier (Trustee) $0 $0 $0
Linda Depedro (Trustee) $0 $0 $0
Gary Gizowski (Trustee) $0 $0 $0
Annette Janovic (Trustee) $0 $0 $0
John E Keet Jr (Trustee) $0 $0 $0
Fran Proto (Trustee) $0 $0 $0
Carl Skudlarek (Trustee) $0 $0 $0
Gail Todd (Trustee) $0 $0 $0
David Hinchey (Executive Director) $0 $58,489 $10,961
Nicholas Moalli (Treasurer) $0 $107,817 $16,681

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$67,703
Expenses
$50,951
Net Income
$16,752
Net Assets
$228,418
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,115
1.6%
Program Services $0
Investment Income $317
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $29,315
43.3%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $234,081
Total Liabilities $5,663
Net Assets $228,418
Compensation
Key Employees and Officers Compensation Related Other
Paul Dorner (Chairman) $0 $0 $0
Kathy Chartier (Trustee) $0 $0 $0
Annette Janovic (Trustee) $0 $0 $0
John E Keet Jr (Trustee) $0 $0 $0
Andrew Klimkoski (Vice Chairman) $0 $0 $0
Carl Skudlarek (Trustee) $0 $0 $0
Gail Todd (Trustee) $0 $0 $0
Erica Brown (Trustee) $0 $0 $0
Gary Gizowski (Trustee) $0 $0 $0
Linda Depedro (Trustee) $0 $0 $0
Fran Proto (Trustee) $0 $0 $0
Bob Aresti (Trustee) $0 $0 $0
Nicholas Moalli (Treasurer) $0 $85,820 $17,119

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$57,487
Expenses
$31,079
Net Income
$26,408
Net Assets
$211,666
Notable Sources of Revenue Percent of Total Revenue
Contributions $883
1.5%
Program Services $0
Investment Income $88
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $24,621
42.8%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $212,291
Total Liabilities $625
Net Assets $211,666
Compensation
Key Employees and Officers Compensation Related Other
Paul Dorner (Chairman) $0 $0 $0
Kathy Chartier (Trustee) $0 $0 $0
Annette Janovic (Trustee) $0 $0 $0
John E Keet Jr (Trustee) $0 $0 $0
Andrew Klimkoski (Vice Chairman) $0 $0 $0
Carl Skudlarek (Trustee) $0 $0 $0
Gail Todd (Trustee) $0 $0 $0
Erica Brown (Trustee) $0 $0 $0
Gary Gizowski (Trustee) $0 $0 $0
Nicholas Moalli (Treasurer) $0 $79,606 $13,750
Barbara Bass (Former Executive Director) $0 $96,232 $24,934

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$73,103
Expenses
$33,176
Net Income
$39,927
Net Assets
$185,258
Notable Sources of Revenue Percent of Total Revenue
Contributions $13,175
18.0%
Program Services $0
Investment Income $77
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $31,720
43.4%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $185,904
Total Liabilities $646
Net Assets $185,258

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$61,978
Expenses
$3,167
Net Income
$58,811
Net Assets
$145,331
Notable Sources of Revenue Percent of Total Revenue
Contributions $7,274
11.7%
Program Services $0
Investment Income $51
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $31,820
51.3%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $146,503
Total Liabilities $1,172
Net Assets $145,331

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$70,441
Expenses
$25,533
Net Income
$44,908
Net Assets
$86,520
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,238
3.2%
Program Services $0
Investment Income $40
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $34,302
48.7%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $86,754
Total Liabilities $234
Net Assets $86,520

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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