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Cumberland Gardens Housing Development Fund Company Inc

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Housing, Shelter / Housing Development, Construction, Management (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$2.07M (2023)

Expenses
$1.86M (2023)

Total Assets
$8.44M (2023)

Total Liabilities
$11.8M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings and Audits by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Audits are required to be submitted by nonprofit organizations that spend $750,000 or more in federal grant money in a fiscal year. "Single audits" look at the entire organization's finances and compliance, while other audits are program specific. Nonprofit Explorer has PDFs of audits for some nonprofits for fiscal year 2015 and later. Audit data is from the Federal Audit Clearinghouse.

Fiscal Year Ending June
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,067,990
Expenses
$1,855,140
Net Income
$212,850
Net Assets
-$3,397,807
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,744,662
84.4%
Program Services $313,846
15.2%
Investment Income $4,343
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,139
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $297,078
16.0%
Assets/Debt
Total Assets $8,441,831
Total Liabilities $11,839,638
Net Assets -$3,397,807
Compensation
Key Employees and Officers Compensation Related Other
William N Hubbard Iv (President) $0 $0 $0
Deborah Smith Bernstein (President, Thru) $0 $0 $0
Elizabeth R Tozer (Vice President) $0 $0 $0
Ann Van Ness (Vice President) $0 $0 $0
William N Hubbard Iii (Exec. Secretary/Treasurer) $0 $0 $0
Elaine Arace (Board Member, Thru) $0 $0 $0
Pearl Chang (Board Member) $0 $0 $0
Howard Lepow (Board Member) $0 $0 $0
Marcella Maxwell (Board Member) $0 $0 $0
Linda R Hoffman (Chief Executive Officer) $0 $755,318 $33,694
Rolando Blanco (Chief Financial Officer) $0 $311,531 $30,139

Document Links

Fiscal Year Ending June
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,301,350
Expenses
$1,816,817
Net Income
$484,533
Net Assets
-$3,610,657
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,983,511
86.2%
Program Services $312,809
13.6%
Investment Income $29
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,001
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $271,525
14.9%
Assets/Debt
Total Assets $8,377,144
Total Liabilities $11,987,801
Net Assets -$3,610,657
Compensation
Key Employees and Officers Compensation Related Other
Deborah Smith Bernstein (President) $0 $0 $0
Ann Van Ness (Vice President) $0 $0 $0
Elizabeth R Tozer (Vice President) $0 $0 $0
William N Hubbard Iii (Secretary/Treasurer) $0 $0 $0
Elaine Arace (Board Member) $0 $0 $0
Howard Lepow (Board Member) $0 $0 $0
Marcella Maxwell (Board Member) $0 $0 $0
Linda R Hoffman (Chief Executive Officer) $0 $692,717 $31,344
Rolando Blanco (Chief Financial Officer) $0 $285,600 $25,497

Document Links

Fiscal Year Ending June
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,819,413
Expenses
$1,673,573
Net Income
$145,840
Net Assets
-$4,095,190
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,814,089
99.7%
Investment Income $17
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,307
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $251,472
15.0%
Assets/Debt
Total Assets $7,870,058
Total Liabilities $11,965,248
Net Assets -$4,095,190
Compensation
Key Employees and Officers Compensation Related Other
Deborah Smith Bernstein (President) $0 $0 $0
Ann Van Ness (Vice President) $0 $0 $0
Elizabeth R Tozer (Vice President) $0 $0 $0
William N Hubbard Iii (Secretary/Treasurer) $0 $0 $0
Elaine Arace (Board Member) $0 $0 $0
Howard Lepow (Board Member) $0 $0 $0
Marcella Maxwell (Board Member) $0 $0 $0
Linda R Hoffman (Chief Executive Officer) $0 $669,139 $30,046
Rolando Blanco (Chief Financial Officer) $0 $272,072 $24,442

Document Links

Fiscal Year Ending June
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,384,255
Expenses
$1,444,986
Net Income
-$60,731
Net Assets
-$4,241,030
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,377,375
99.5%
Investment Income $1,607
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,273
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $219,418
15.2%
Assets/Debt
Total Assets $7,564,743
Total Liabilities $11,805,773
Net Assets -$4,241,030
Compensation
Key Employees and Officers Compensation Related Other
Linda R Hoffman (Chief Executive Officer) $0 $625,876 $29,798
Rolando Blanco (Chief Financial Officer) $0 $257,596 $24,240
Elizabeth R Tozer (Vice President) $0 $46,300 $0
Deborah Smith Bernstein (President) $0 $0 $0
Ann Van Ness (Vice President) $0 $0 $0
William N Hubbard Iii (Secretary/Treasurer) $0 $0 $0
Marcella Maxwell (Board Member) $0 $0 $0
Elaine Arace (Board Member) $0 $0 $0
Howard Lepow (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending June
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,265,492
Expenses
$1,438,456
Net Income
-$172,964
Net Assets
-$4,180,299
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,257,829
99.4%
Investment Income $2,428
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,235
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $218,816
15.2%
Assets/Debt
Total Assets $7,584,053
Total Liabilities $11,764,352
Net Assets -$4,180,299
Compensation
Key Employees and Officers Compensation Related Other
Deborah Smith Bernstein (President) $0 $0 $0
Elizabeth R Tozer (Vice President) $0 $54,475 $0
Ann Van Ness (Vice President) $0 $0 $0
William N Hubbard Iii (Secretary/Treasurer) $0 $0 $0
Marcella Maxwell (Board Member) $0 $0 $0
Elaine Arace (Board Member) $0 $0 $0
Howard Lepow (Board Member) $0 $0 $0
Linda R Hoffman (Chief Executive Officer) $0 $616,360 $29,798
Rolando Blanco (Chief Financial Officer) $0 $170,293 $10,100

Document Links

Fiscal Year Ending June
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,161,483
Expenses
$1,415,560
Net Income
-$254,077
Net Assets
-$4,007,335
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,154,805
99.4%
Investment Income $1,532
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,146
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $216,151
15.3%
Assets/Debt
Total Assets $7,745,295
Total Liabilities $11,752,630
Net Assets -$4,007,335
Compensation
Key Employees and Officers Compensation Related Other
Deborah Smith Bernstein (President) $0 $0 $0
Elizabeth R Tozer (Vice President) $0 $60,300 $0
Ann Van Ness (Vice President) $0 $0 $0
William N Hubbard Iii (Secretary/Treasurer) $0 $0 $0
Marcella Maxwell (Board Member) $0 $0 $0
Margaret M Ternes (Board Member Thru August 2017) $0 $0 $0
Elaine Arace (Board Member) $0 $0 $0
Howard Lepow (Board Member) $0 $0 $0
Linda R Hoffman (Chief Executive Officer) $0 $609,799 $28,363
Martha Bauer (Cfo Thru May 2018) $0 $244,773 $30,567
Rolando Blanco (Chief Financial Officer) $0 $0 $0

Document Links

Fiscal Year Ending June
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,102,251
Expenses
$1,391,910
Net Income
-$289,659
Net Assets
-$3,753,258
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,096,308
99.5%
Investment Income $154
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,789
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $220,877
15.9%
Assets/Debt
Total Assets $8,021,182
Total Liabilities $11,774,440
Net Assets -$3,753,258
Compensation
Key Employees and Officers Compensation Related Other
Deborah Smith Bernstein (President) $0 $0 $0
Elizabeth R Tozer (Vice President) $0 $55,500 $0
Ann Van Ness (V Ice President) $0 $0 $0
Stephen A Zelnick (Secretary/Treasurer Thru Oct. 2016) $0 $0 $0
Marcella Maxwell (Board Member) $0 $0 $0
Mar Garet M T Ernes (B Oard Member) $0 $0 $0
Linda R Hoffman (Chief Executive Officer) $0 $606,392 $21,620
Martha Bauer (Chief Financial Officer) $0 $243,185 $23,950

Document Links

Fiscal Year Ending June
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,028,609
Expenses
$1,298,633
Net Income
-$270,024
Net Assets
-$3,463,599
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,022,293
99.4%
Investment Income $99
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,217
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $208,873
16.1%
Assets/Debt
Total Assets $8,302,454
Total Liabilities $11,766,053
Net Assets -$3,463,599
Compensation
Key Employees and Officers Compensation Related Other
Deborah Smith Bernstein (President) $0 $0 $0
Elizabeth R Tozer (Vice President) $0 $47,900 $0
Ann Van Ness (Vice President) $0 $0 $0
Stephen A Zelnick (Secretary/Treasurer) $0 $0 $0
Marcella Maxwell (Board Member) $0 $0 $0
Margaret M Ternes (Board Member) $0 $0 $0
Linda R Hoffman (Chief Executive Officer) $0 $577,223 $19,309
Martha Bauer (Chief Financial Officer) $0 $234,181 $21,764

Document Links

Fiscal Year Ending June
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,005,458
Expenses
$1,291,594
Net Income
-$286,136
Net Assets
-$3,193,575
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $999,542
99.4%
Investment Income $102
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,814
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $202,701
15.7%
Assets/Debt
Total Assets $8,549,036
Total Liabilities $11,742,611
Net Assets -$3,193,575
Compensation
Key Employees and Officers Compensation Related Other
Deborah Smith Bernstein (President) $0 $0 $0
Elizabeth R Tozer (Vice President) $0 $47,900 $0
Ann Van Ness (Vice President) $0 $0 $0
Stephen A Zelnick (Secretary/Treasurer) $0 $0 $0
Marcella Maxwell (Board Member) $0 $0 $0
Margaret M Ternes (Board Member) $0 $0 $0
Linda R Hoffman (Chief Executive Officer) $0 $565,715 $17,585
Martha Bauer (Chief Financial Officer) $0 $227,379 $19,965

Document Links

Fiscal Year Ending June
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,012,592
Expenses
$1,237,448
Net Income
-$224,856
Net Assets
-$2,907,439
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,006,294
99.4%
Investment Income $113
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,185
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $194,577
15.7%
Assets/Debt
Total Assets $8,831,994
Total Liabilities $11,739,433
Net Assets -$2,907,439
Compensation
Key Employees and Officers Compensation Related Other
Deborah Smith Bernstein (President) $0 $0 $0
Elizabeth R Tozer (Vice President) $0 $38,300 $0
Ann Van Ness (Vice President) $0 $0 $0
Stephen A Zelnick (Secretary/Treasurer) $0 $0 $0
Marcella Maxwell (Board Member) $0 $0 $0
Margaret M Ternes (Board Member) $0 $0 $0
Linda R Hoffman (Chief Executive Officer) $0 $515,820 $16,713
Martha Bauer (Chief Financial Officer) $0 $213,211 $18,949

Document Links

Fiscal Year Ending June
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$995,898
Expenses
$1,184,976
Net Income
-$189,078
Net Assets
-$2,682,586
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $989,493
99.4%
Investment Income $160
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,245
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $190,107
16.0%
Assets/Debt
Total Assets $9,070,892
Total Liabilities $11,753,478
Net Assets -$2,682,586

Document Links

Fiscal Year Ending June
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$920,052
Expenses
$1,139,114
Net Income
-$219,062
Net Assets
-$2,493,508
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $913,739
99.3%
Investment Income $413
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,900
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $179,021
15.7%
Assets/Debt
Total Assets $9,216,338
Total Liabilities $11,709,846
Net Assets -$2,493,508

Document Links

Fiscal Year Ending June
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$899,074
Expenses
$1,113,132
Net Income
-$214,058
Net Assets
-$2,274,446
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $892,834
99.3%
Investment Income $595
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,645
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $179,334
16.1%
Assets/Debt
Total Assets $9,427,301
Total Liabilities $11,701,747
Net Assets -$2,274,446

Document Links

Fiscal Year Ending June
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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