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Sterling Insurance Cooperative Inc

Organization summary

Type of Nonprofit

Designated as a Mutual insurance companies or associations which provide insurance to members substantially at cost.

Category: Mutual/Membership Benefit Organizations, Other / Mutual Insurance Company or Association (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$309 (2018)

Expenses
$156k (2018)

Total Assets
$265k (2018)

Total Liabilities
$109k (2018)

Source: Form 990 tax filings from 2011 to 2018

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$309
Expenses
$155,736
Net Income
-$155,427
Net Assets
$155,876
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $185
59.9%
Investment Income $5,470
> 100%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$5,346
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $90,624
58.2%
Assets/Debt
Total Assets $265,146
Total Liabilities $109,270
Net Assets $155,876
Compensation
Key Employees and Officers Compensation Related Other
Stephen A Harris (President) $0 $0 $0
Janette F Rosscoe (Secretary) $0 $0 $0
Melissa A Morlang (Treasurer) $0 $0 $0
Antonino Cogliandro (Vice President) $0 $0 $0
Christopher Stauble (Director) $0 $0 $0
Jeffrey Johnson (Director) $0 $0 $0
Lefteri Tsamis (Director) $0 $0 $0
Michael Downie (Vp, Claims) $0 $0 $0
Henry Lamont (Director) $0 $0 $0
Catherine Mcardle (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,922
Expenses
$77,001
Net Income
-$72,079
Net Assets
$311,633
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services -$18
Investment Income $4,940
> 100%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $32,994
42.8%
Assets/Debt
Total Assets $333,611
Total Liabilities $21,978
Net Assets $311,633
Compensation
Key Employees and Officers Compensation Related Other
Stephen A Harris (President) $0 $0 $0
Janette F Rosscoe (Secretary) $0 $0 $0
Melissa A Morlang (Treasurer) $0 $0 $0
Christopher F Schline (Vice President) $0 $0 $0
Todd M Kedik (Vp, Accounting) $0 $0 $0
Christopher Stauble (Director) $0 $0 $0
Jeffrey Johnson (Director) $0 $0 $0
Lefteri Tsamis (Director) $0 $0 $0
Michael Downie (Vp, Claims) $0 $0 $0
Henry Lamont (Director) $0 $0 $0
Catherine Mcardle (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
-$44
Expenses
$124,179
Net Income
-$124,223
Net Assets
$383,207
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services -$1,142
Investment Income $1,098
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $57,625
46.4%
Assets/Debt
Total Assets $419,332
Total Liabilities $36,125
Net Assets $383,207

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,006
Expenses
$76,747
Net Income
-$55,741
Net Assets
$507,605
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $21,162
> 100%
Investment Income -$106
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$50
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $2,431
3.2%
Assets/Debt
Total Assets $537,649
Total Liabilities $30,044
Net Assets $507,605
Compensation
Key Employees and Officers Compensation Related Other
Stephen A Harris (President) $0 $0 $0
Janette F Rosscoe (Secretary) $0 $0 $0
Melissa A Morlang (Treasurer) $0 $0 $0
Christopher Fschline (Vice President) $0 $0 $0
Todd M Kedik (Vice President) $0 $0 $0
Christopher Stauble (Director) $0 $0 $0
Jeffrey Johnson (Director) $0 $0 $0
Lefteri Tsamis (Director) $0 $0 $0
Michael Downie (Director) $0 $0 $0
Henry Lamont (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$39,545
Expenses
$194,285
Net Income
-$154,740
Net Assets
$3,073,339
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $32,205
81.4%
Investment Income $3,842
9.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,498
8.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $7,000
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,169,415
Total Liabilities $96,076
Net Assets $3,073,339
Compensation
Key Employees and Officers Compensation Related Other
Sidney W Byron (Secretary/Treasurer) $7,400 $0 $0
K Barrett Chase (President) $1,500 $0 $0
Frederick Battenfeld (Vice President) $400 $0 $0
J Stephen Odak (Second Vice President) $400 $0 $0
Robert Podris (Director) $400 $0 $0
Lloyd Vail (Director) $400 $0 $0
David Fraleigh (Director) $400 $0 $0
David Buckeley (Director) $400 $0 $0
Jerome Simonetty (Director) $400 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$70,315
Expenses
$333,519
Net Income
-$263,204
Net Assets
$3,228,079
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $45,664
64.9%
Investment Income -$19,141
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $43,792
62.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $11,287
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,359,833
Total Liabilities $131,754
Net Assets $3,228,079
Compensation
Key Employees and Officers Compensation Related Other
Sidney W Byron (Secretary/Treasurer) $6,987 $0 $0
K Barrett Chase (President) $1,500 $0 $0
Frederick Battenfeld (Vice President) $400 $0 $0
J Stephen Odak (Second Vice President) $400 $0 $0
Robert Podris (Director) $400 $0 $0
Lloyd Vail (Director) $400 $0 $0
David Fraleigh (Director) $400 $0 $0
David Buckeley (Director) $400 $0 $0
Jerome Simonetty (Director) $400 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$192,265
Expenses
$94,604
Net Income
$97,661
Net Assets
$3,497,421
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $45,944
23.9%
Investment Income $47,004
24.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $74,498
38.7%
Net Inventory Sales $0
Other Revenue $24,819
12.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $12,700
13.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,497,776
Total Liabilities $355
Net Assets $3,497,421

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$268,971
Expenses
$65,066
Net Income
$203,905
Net Assets
$3,399,760
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $43,452
16.2%
Investment Income $100,498
37.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$39,124
Net Inventory Sales $0
Other Revenue $164,145
61.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $12,395
19.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,400,185
Total Liabilities $425
Net Assets $3,399,760

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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