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Hudson River Community Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$19.1M (2022)

Expenses
$15.4M (2022)

Total Assets
$329M (2022)

Total Liabilities
$283M (2022)

Years with missing data
Source: Form 990 tax filings from 2013 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,095,276
Expenses
$15,392,697
Net Income
$3,702,579
Net Assets
$46,360,365
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,893,702
62.3%
Investment Income $559,731
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,251
Net Inventory Sales $0
Other Revenue $6,643,094
34.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $822,091
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $4,903,957
31.9%
Assets/Debt
Total Assets $329,430,319
Total Liabilities $283,069,954
Net Assets $46,360,365
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Susan Commanda (Ceo) $368,243 $0 $63,066
Lorraine Marola (Evp) $269,635 $0 $51,992
Paula Sheely (Cro) $186,713 $0 $36,704
Robert Gerber (Cio) $162,484 $0 $16,548
Cathy Carpenter (Svp Lending) $150,707 $0 $15,189
James Holmes (Vp Finance & Growth) $128,208 $0 $11,386
Kacie Kenyon (Controller) $126,281 $0 $6,406
Melisse Robinson (Avp Of Hr) $108,309 $0 $22,137
Carol Ann Pacco Long (Treasurer) $0 $0 $0
Charles Pasquarell (President) $0 $0 $0
Stuart Field (Director) $0 $0 $0
Denise Williams (Director) $0 $0 $0
Thomas Uncher (Secretary) $0 $0 $0
Dino Rosati (Vice President) $0 $0 $0
Alvey Harrison (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,945,635
Expenses
$14,405,653
Net Income
$4,539,982
Net Assets
$42,706,501
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,041,009
63.6%
Investment Income $152,227
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,766
Net Inventory Sales $0
Other Revenue $6,754,165
35.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $696,575
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $4,547,699
31.6%
Assets/Debt
Total Assets $328,733,027
Total Liabilities $286,026,526
Net Assets $42,706,501
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Susan Commanda (Ceo) $312,889 $0 $62,326
Lorraine Marola (Evp) $228,561 $0 $50,478
Paula Sheely (Cro) $155,125 $0 $36,526
Robert Gerber (Cio) $142,061 $0 $27,789
Cathy Carpenter (Svp Lending) $129,934 $0 $14,355
Carol Ann Pacco Long (Treasurer) $0 $0 $0
Charles Pasquarell (President) $0 $0 $0
Stuart Field (Director) $0 $0 $0
Denise Williams (Director) $0 $0 $0
Thomas Uncher (Secretary) $0 $0 $0
Dino Rosati (Vice President) $0 $0 $0
Alvey Harrison (Director) $0 $0 $0
Harold Jones (Associate Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,130,682
Expenses
$15,648,404
Net Income
$2,482,278
Net Assets
$35,058,001
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,174,953
67.2%
Investment Income $343,544
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $83,939
0.5%
Net Inventory Sales $0
Other Revenue $5,528,246
30.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $689,739
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $4,457,808
28.5%
Assets/Debt
Total Assets $278,641,413
Total Liabilities $243,583,412
Net Assets $35,058,001
Compensation
Key Employees and Officers Compensation Related Other
Susan Commanda (Ceo) $311,229 $0 $52,281
Lorraine Marola (Evp) $217,887 $0 $44,071
Paula Sheely (Cro) $160,624 $0 $34,944
Doug Collignon (Cio) $132,568 $0 $15,891
Cathy Carpenter (Svp Lending) $124,588 $0 $13,161
Carol Ann Pacco Long (Treasurer) $0 $0 $0
Charles Pasquarell (Vice President) $0 $0 $0
Margaret Rabida (Director) $0 $0 $0
Stuart Field (President) $0 $0 $0
Denise Williams (Director) $0 $0 $0
Thomas Uncher (Secretary) $0 $0 $0
Dino Rosati (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,633,783
Expenses
$13,913,811
Net Income
$2,719,972
Net Assets
$32,529,768
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,320,034
68.1%
Investment Income $264,708
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$37,761
Net Inventory Sales $0
Other Revenue $5,086,802
30.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $657,027
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $4,335,034
31.2%
Assets/Debt
Total Assets $265,210,079
Total Liabilities $232,680,311
Net Assets $32,529,768
Compensation
Key Employees and Officers Compensation Related Other
Susan Commanda (Ceo) $312,200 $0 $60,274
Lorraine Marola (Evp) $200,625 $0 $44,191
Paula Sheely (Cro) $144,201 $0 $34,982
Doug Collignon (Cio) $131,596 $0 $15,454
Cathy Carpenter (Vp Operations) $126,835 $0 $11,908
Carol Ann Pacco Long (Treasurer) $0 $0 $0
Charles Pasquarell (Vice President) $0 $0 $0
Margaret Rabida (Director) $0 $0 $0
Stuart Field (President) $0 $0 $0
Denise Williams (Director) $0 $0 $0
Thomas Uncher (Secretary) $0 $0 $0
Dino Rosati (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,195,436
Expenses
$13,227,729
Net Income
$1,967,707
Net Assets
$29,828,187
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,269,262
67.6%
Investment Income $160,179
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,100
Net Inventory Sales $0
Other Revenue $4,767,095
31.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $464,889
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $4,220,603
31.9%
Assets/Debt
Total Assets $250,848,902
Total Liabilities $221,020,715
Net Assets $29,828,187
Compensation
Key Employees and Officers Compensation Related Other
Susan Commanda (Ceo) $279,041 $0 $70,616
Lorraine Marola (Evp) $185,848 $0 $37,181
Doug Collignon (Cio) $125,040 $0 $14,918
Paula Sheely (Cro) $108,984 $0 $29,157
Carol Ann Pacco Long (Treasurer) $0 $0 $0
Charles Pasquarell (Vice President) $0 $0 $0
Margaret Rabida (Director) $0 $0 $0
Stuart Field (President) $0 $0 $0
Harold Jones (Director) $0 $0 $0
Thomas Uncher (Secretary) $0 $0 $0
Dino Rosati (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,947,149
Expenses
$12,179,929
Net Income
$1,767,220
Net Assets
$27,882,520
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,249,684
66.3%
Investment Income $165,476
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $105,941
0.8%
Net Inventory Sales $0
Other Revenue $4,426,048
31.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $580,541
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $3,780,006
31.0%
Assets/Debt
Total Assets $221,300,580
Total Liabilities $193,418,060
Net Assets $27,882,520
Compensation
Key Employees and Officers Compensation Related Other
Susan Commanda (Ceo) $410,294 $0 $62,931
Lorraine Marola (Cfo) $170,247 $0 $18,693
Doug Collignon (Cio) $121,423 $0 $14,213
Cathy Carpenter (Vp Operations) $111,276 $0 $12,504
Paula Sheely (Vp Lending) $107,587 $0 $30,100
Carol Ann Pacco Long (Treasurer) $0 $0 $0
Charles Pasquarell (Vice President) $0 $0 $0
Margaret Rabida (Director) $0 $0 $0
Stuart Field (President) $0 $0 $0
Harold Jones (Director) $0 $0 $0
Thomas Uncher (Secretary) $0 $0 $0
Dino Rosati (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,103,539
Expenses
$11,882,593
Net Income
$1,220,946
Net Assets
$26,140,424
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,591,083
65.6%
Investment Income $253,073
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$20,539
Net Inventory Sales $0
Other Revenue $4,279,922
32.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $365,373
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $4,006,092
33.7%
Assets/Debt
Total Assets $207,154,344
Total Liabilities $181,013,920
Net Assets $26,140,424
Compensation
Key Employees and Officers Compensation Related Other
Susan Commanda (Ceo) $209,119 $0 $63,602
Lorraine Marola (Cfo) $156,254 $0 $17,526
Doug Collignon (Cio) $118,305 $0 $11,445
Cathy Carpenter (Vp Operations) $108,502 $0 $11,743
Carol Ann Pacco Long (Treasurer) $0 $0 $0
Charles Pasquarell (Vice President) $0 $0 $0
Margaret Rabida (Director) $0 $0 $0
Stuart Field (President) $0 $0 $0
Harold Jones (Director) $0 $0 $0
Thomas Uncher (Secretary) $0 $0 $0
Dino Rosati (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,378,858
Expenses
$11,483,463
Net Income
$895,395
Net Assets
$24,819,948
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,708,404
62.3%
Investment Income $330,114
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$31,700
Net Inventory Sales $0
Other Revenue $4,372,040
35.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $366,950
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $3,657,542
31.9%
Assets/Debt
Total Assets $185,479,193
Total Liabilities $160,659,245
Net Assets $24,819,948
Compensation
Key Employees and Officers Compensation Related Other
Susan Commanda (Ceo) $214,440 $0 $56,838
Lorraine Marola (Cfo) $152,509 $0 $7,255
Doug Collignon (Cio) $119,839 $0 $9,720
Cathy Carpenter (Vp Operations) $108,853 $0 $11,462
Shelley Tracy (Vp Risk Management) $100,237 $0 $12,367
Carol Ann Pacco Long (Treasurer) $0 $0 $0
Charles Pasquarell (Vice President) $0 $0 $0
Margaret Rabida (Director) $0 $0 $0
Stuart Field (President) $0 $0 $0
Margaret Foote (Director) $0 $0 $0
Harold Jones (Director) $0 $0 $0
Thomas Uncher (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,204,131
Expenses
$10,085,071
Net Income
$1,119,060
Net Assets
$22,890,141
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,936,344
61.9%
Investment Income $403,712
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $6,849
0.1%
Net Inventory Sales $0
Other Revenue $3,857,226
34.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $295,539
2.9%
Professional Fundraising Fees $0
Other Salaries and Wages $3,341,491
33.1%
Assets/Debt
Total Assets $179,121,095
Total Liabilities $156,230,954
Net Assets $22,890,141
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Susan Commanda (Ceo) $174,206 $0 $53,333
Lorraine Marola (Cfo) $121,333 $0 $6,543
Carol Ann Pacco Long (Treasurer) $0 $0 $0
Charles Pasquarell Iii (Vice President) $0 $0 $0
Margaret Rabida (Director) $0 $0 $0
Stuart Fields (President) $0 $0 $0
Margaret Foote (Director) $0 $0 $0
Harold Jones (Director) $0 $0 $0
Thomas Uncher (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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