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Erie County Employees Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$861k (2023)

Expenses
$728k (2023)

Total Assets
$31.8M (2023)

Total Liabilities
$28M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$860,761
Expenses
$727,916
Net Income
$132,845
Net Assets
$3,875,223
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $579,155
67.3%
Investment Income $281,606
32.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $86,972
11.9%
Professional Fundraising Fees $0
Other Salaries and Wages $186,500
25.6%
Assets/Debt
Total Assets $31,829,729
Total Liabilities $27,954,506
Net Assets $3,875,223
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kristy Drew Gabioud (Manager Board Member) $80,052 $0 $14,292
Walter Sienkiewicz (Board Member) $0 $0 $0
Linda Walker (Board Member) $0 $0 $0
Robin Hicks (Board Member) $0 $0 $0
Anthony House (Board Member) $0 $0 $0
Joseph Surdyk (Treasurer) $0 $0 $0
Paul Owens (Vice Chair) $0 $0 $0
Barbara Young (Chair) $0 $0 $0
David Kinda (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$870,751
Expenses
$722,163
Net Income
$148,588
Net Assets
$3,769,378
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $613,488
70.5%
Investment Income $262,095
30.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$4,832
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $70,879
9.8%
Professional Fundraising Fees $0
Other Salaries and Wages $222,960
30.9%
Assets/Debt
Total Assets $31,939,315
Total Liabilities $28,169,937
Net Assets $3,769,378
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kristy Drew Gabioud (Manager) $70,879 $0 $9,469
Walter Sienkiewicz (Board Member) $0 $0 $0
Linda Walker (Board Member) $0 $0 $0
Neil Sullivan (Board Member) $0 $0 $0
Anthony House (Board Member) $0 $0 $0
Robin Hicks (Board Member) $0 $0 $0
Joseph Surdyk (Treasurer) $0 $0 $0
Paul Owens (Board Chair) $0 $0 $0
Barbara Young (Vice Chair) $0 $0 $0
David Kinda (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,063,242
Expenses
$853,257
Net Income
$209,985
Net Assets
$3,620,790
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $847,255
79.7%
Investment Income $215,987
20.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $68,413
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $386,254
45.3%
Assets/Debt
Total Assets $31,560,281
Total Liabilities $27,939,491
Net Assets $3,620,790
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kristy Drew Gabioud (Manager) $68,413 $0 $14,060
Walter Sienkiewicz (Board Member) $0 $0 $0
Linda Walker (Board Member) $0 $0 $0
Neil Sullivan (Board Member) $0 $0 $0
Anthony House (Board Member) $0 $0 $0
Robin Hicks (Board Member) $0 $0 $0
Joseph Surdyk (Treasurer) $0 $0 $0
Paul Owens (Board Chair) $0 $0 $0
Barbara Young (Vice Chair) $0 $0 $0
David Kinda (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$889,127
Expenses
$834,871
Net Income
$54,256
Net Assets
$3,410,805
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $619,912
69.7%
Investment Income $269,215
30.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $107,025
12.8%
Professional Fundraising Fees $0
Other Salaries and Wages $245,165
29.4%
Assets/Debt
Total Assets $29,343,576
Total Liabilities $25,932,771
Net Assets $3,410,805
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Walker (Manager Board Member) $80,125 $0 $26,900
Walter Sienkiewicz (Board Member) $0 $0 $0
Neil Sullivan (Board Member) $0 $0 $0
Joanne Ott (Board Member) $0 $0 $0
Anthony House (Board Member) $0 $0 $0
David Kinda (Secretary) $0 $0 $0
Joseph Surdyk (Treasurer) $0 $0 $0
Barbara Young (Vice Chair) $0 $0 $0
Paul Owens (Board Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$946,228
Expenses
$853,132
Net Income
$93,096
Net Assets
$3,356,549
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $641,283
67.8%
Investment Income $304,945
32.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $105,098
12.3%
Professional Fundraising Fees $0
Other Salaries and Wages $231,417
27.1%
Assets/Debt
Total Assets $26,436,984
Total Liabilities $23,080,435
Net Assets $3,356,549
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Walker (Manager Board Member) $86,598 $0 $32,120
Paul Owens (Board Chair) $0 $0 $0
Anthony House (Board Member) $0 $0 $0
Barbara Young (Vice Chair) $0 $0 $0
Joanne Ott (Board Member) $0 $0 $0
Walter Sienkiewicz (Board Member) $0 $0 $0
Neil Sullivan (Board Member) $0 $0 $0
David Kinda (Secretary) $0 $0 $0
Joseph Surdyk (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$956,700
Expenses
$824,103
Net Income
$132,597
Net Assets
$3,263,453
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $663,226
69.3%
Investment Income $293,474
30.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $103,565
12.6%
Professional Fundraising Fees $0
Other Salaries and Wages $206,901
25.1%
Assets/Debt
Total Assets $26,344,731
Total Liabilities $23,081,278
Net Assets $3,263,453
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Walker (Manager Board Member) $76,712 $0 $34,416
Paul Owens (President) $0 $0 $0
Dominic Telesco (Vice President) $0 $0 $0
Barbara Young (Board Member) $0 $0 $0
Joanne Ott (Board Member) $0 $0 $0
Walter Sienkiewicz (Board Member) $0 $0 $0
Neil Sullivan (Board Member) $0 $0 $0
David Kinda (Secretary) $0 $0 $0
Joseph Surdyk (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$909,339
Expenses
$870,157
Net Income
$39,182
Net Assets
$3,130,856
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $622,378
68.4%
Investment Income $286,961
31.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $112,771
13.0%
Professional Fundraising Fees $0
Other Salaries and Wages $219,307
25.2%
Assets/Debt
Total Assets $26,447,225
Total Liabilities $23,316,369
Net Assets $3,130,856
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Walker (Manager Board Member) $78,806 $0 $40,155
Paul Owens (President) $0 $0 $0
Dominic Telesco (Vice President) $0 $0 $0
Anthony House (Board Member) $0 $0 $0
Joanne Ott (Board Member) $0 $0 $0
Walter Sienkiewicz (Board Member) $0 $0 $0
Neil Sullivan (Board Member) $0 $0 $0
David Kinda (Secretary) $0 $0 $0
Joseph Surdyk (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$835,200
Expenses
$791,189
Net Income
$44,011
Net Assets
$3,091,674
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $575,402
68.9%
Investment Income $259,798
31.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $64,629
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $248,143
31.4%
Assets/Debt
Total Assets $26,076,515
Total Liabilities $22,984,841
Net Assets $3,091,674
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Walker (Manager) $66,429 $0 $13,011
Paul Owens (President) $0 $0 $0
Dominic Telesco (Vice President) $0 $0 $0
Vincent Guarino (Board Member) $0 $0 $0
Anthony House (Board Member) $0 $0 $0
Joanne Ott (Secretary) $0 $0 $0
Walter Sienkiewicz (Board Member) $0 $0 $0
Neil Sullivan (Board Member) $0 $0 $0
David Kinda (Board Member) $0 $0 $0
Joseph Surdyk (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$850,787
Expenses
$805,646
Net Income
$45,141
Net Assets
$3,055,566
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $556,765
65.4%
Investment Income $294,022
34.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $63,679
7.9%
Professional Fundraising Fees $0
Other Salaries and Wages $200,871
24.9%
Assets/Debt
Total Assets $24,188,890
Total Liabilities $21,133,324
Net Assets $3,055,566
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Walker (Manager) $63,679 $0 $13,696
Paul Owens (President) $0 $0 $0
Dominic Telesco (Vice President) $0 $0 $0
Vincent Guarino (Board Member) $0 $0 $0
Anthony House (Board Member) $0 $0 $0
Joanne Ott (Secretary) $0 $0 $0
Walter Sienkiewicz (Board Member) $0 $0 $0
Neil Sullivan (Board Member) $0 $0 $0
David Kinda (Board Member) $0 $0 $0
Joseph Surdyk (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$905,137
Expenses
$788,868
Net Income
$116,269
Net Assets
$3,016,843
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $586,079
64.8%
Investment Income $319,058
35.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $66,913
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $214,685
27.2%
Assets/Debt
Total Assets $23,640,821
Total Liabilities $20,623,978
Net Assets $3,016,843
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Walker (Manager) $66,913 $0 $2,230
Paul Owens (President) $0 $0 $0
Dominic Telesco (Vice President) $0 $0 $0
Vincent Guarino (Treasurer) $0 $0 $0
Anthony House (Board Member) $0 $0 $0
Joanne Ott (Secretary) $0 $0 $0
Walter Sienkiewicz (Board Member) $0 $0 $0
Neil Sullivan (Board Member) $0 $0 $0
David Kinda (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$843,848
Expenses
$799,443
Net Income
$44,405
Net Assets
$2,905,417
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $573,985
68.0%
Investment Income $269,863
32.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $64,483
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $233,639
29.2%
Assets/Debt
Total Assets $22,890,940
Total Liabilities $19,985,523
Net Assets $2,905,417
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Walker (Manager) $64,483 $0 $0
Paul Owens (President) $0 $0 $0
Dominic Telesco (Vice President) $0 $0 $0
Vincent Guarino (Treasurer) $0 $0 $0
Anthony House (Board Member) $0 $0 $0
Lorraine Jordan (Board Member) $0 $0 $0
Joanne Ott (Secretary) $0 $0 $0
Walter Sienkiewicz (Board Member) $0 $0 $0
Neil Sullivan (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$878,552
Expenses
$778,954
Net Income
$99,598
Net Assets
$2,776,189
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $561,502
63.9%
Investment Income $317,050
36.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $295,411
37.9%
Assets/Debt
Total Assets $20,681,013
Total Liabilities $17,904,824
Net Assets $2,776,189

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$926,558
Expenses
$771,324
Net Income
$155,234
Net Assets
$2,682,600
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $578,863
62.5%
Investment Income $347,695
37.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $274,122
35.5%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $20,079,899
Total Liabilities $17,397,299
Net Assets $2,682,600

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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