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St Joseph Hospital Employees Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Details

According to its Dec. 2015 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$227k (2015)

Expenses
$232k (2015)

Total Assets
$6.06M (2015)

Total Liabilities
$5.45M (2015)

Source: Form 990 tax filings from 2011 to 2015

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$227,054
Expenses
$231,515
Net Income
-$4,461
Net Assets
$611,269
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $130,337
57.4%
Investment Income $31,758
14.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $64,959
28.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $72,963
31.5%
Professional Fundraising Fees $0
Other Salaries and Wages $27,663
11.9%
Assets/Debt
Total Assets $6,064,792
Total Liabilities $5,453,523
Net Assets $611,269
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lucy T Descoteau (Manager/Director) $72,963 $0 $0
Karen Mclavey (Director) $0 $0 $0
Suzanne A Beaulieu (Vice President/Director) $0 $0 $0
Michael R Brodeur (Treasurer/Director) $0 $0 $0
Janice L Degulis (Secretary/Director) $0 $0 $0
Robert A Demers (President/Director) $0 $0 $0
Brian Murray (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$212,590
Expenses
$236,102
Net Income
-$23,512
Net Assets
$615,730
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $127,134
59.8%
Investment Income $24,906
11.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $60,550
28.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $71,942
30.5%
Professional Fundraising Fees $0
Other Salaries and Wages $25,915
11.0%
Assets/Debt
Total Assets $6,625,307
Total Liabilities $6,009,577
Net Assets $615,730
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lucy T Descoteau (Manager/Director) $71,942 $0 $0
Karen Mclavey (Director) $0 $0 $0
Suzanne A Beaulieu (Vice President/Director) $0 $0 $0
Michael R Brodeur (Treasurer/Director) $0 $0 $0
Janice L Degulis (Secretary/Director) $0 $0 $0
Robert A Demers (President/Director) $0 $0 $0
Brian Murray (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$212,338
Expenses
$232,028
Net Income
-$19,690
Net Assets
$639,242
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $128,254
60.4%
Investment Income $22,449
10.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $61,635
29.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $66,617
28.7%
Professional Fundraising Fees $0
Other Salaries and Wages $25,254
10.9%
Assets/Debt
Total Assets $6,251,710
Total Liabilities $5,612,468
Net Assets $639,242
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lucy T Descoteau (Manager/Director) $66,617 $0 $0
Karen Mclavey (Director) $0 $0 $0
Suzanne A Beaulieu (Vice Chairperson) $0 $0 $0
Michael R Brodeur (Treasurer) $0 $0 $0
Janice L Degulis (Secretary/Director) $0 $0 $0
Robert A Demers (Chairperson) $0 $0 $0
Brian Murray (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$223,767
Expenses
$231,246
Net Income
-$7,479
Net Assets
$658,932
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $140,992
63.0%
Investment Income $25,348
11.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $57,427
25.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $63,805
27.6%
Professional Fundraising Fees $0
Other Salaries and Wages $25,112
10.9%
Assets/Debt
Total Assets $5,880,834
Total Liabilities $5,221,902
Net Assets $658,932

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$225,906
Expenses
$236,377
Net Income
-$10,471
Net Assets
$666,411
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $157,885
69.9%
Investment Income $18,900
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $49,121
21.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $61,141
25.9%
Professional Fundraising Fees $0
Other Salaries and Wages $23,229
9.8%
Assets/Debt
Total Assets $5,960,616
Total Liabilities $5,294,205
Net Assets $666,411

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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