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123 Credit Counselors Inc

  • Miami, FL
  • Tax-exempt since May 2007
  • EIN: 20-3351880

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Human Services — Multipurpose and Other / Financial Counseling, Money Management (NTEE)

Donations to this organization are tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Operated a school
Organization is a school. Details are reported on Schedule E.

Summary charts: organization finances over time

Revenue
$104k (2023)

Expenses
$115k (2023)

Total Assets
$13.8k (2023)

Total Liabilities
$64k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$103,756
Expenses
$115,300
Net Income
-$11,544
Net Assets
-$50,175
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $103,756
100%
Investment Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $13,825
Total Liabilities $64,000
Net Assets -$50,175
Other
Operated a school
Compensation
Key Employees and Officers Compensation Other
Tania Watzko (Executive Director) $0 $0
Garrett Kanakaole (Director) $0 $0
Aurelio Martinez (Director) $0 $0
Don Pirozzoli (Director) $0 $0
Todd Romer (Director) $0 $0
Aurora Talavera (Director) $0 $0
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Document Links

990-EZ
Filed on Oct. 4, 2024

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$105,857
Expenses
$146,817
Net Income
-$40,960
Net Assets
-$38,631
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $105,857
100%
Investment Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $10,869
Total Liabilities $49,500
Net Assets -$38,631
Other
Operated a school
Compensation
Key Employees and Officers Compensation Other
Tania Watzko (Executive Director) $24,000 $0
Garrett Kanakaole (Director) $0 $0
Aurelio Martinez (Director) $0 $0
Don Pirozzoli (Director) $0 $0
Todd Romer (Director) $0 $0
Aurora Talavera (Director) $0 $0
+ View more people

Document Links

990-EZ
Filed on March 16, 2024

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$98,221
Expenses
$0
Net Income
$98,221
Net Assets
-$622,207
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $98,221
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,338
Total Liabilities $623,545
Net Assets -$622,207
Compensation
Key Employees and Officers Compensation Related Other
Elizabeth (Garcia) $36,200 $0 $0
Richard (Garcia) $0 $0 $0
Luis (Diaz) $0 $0 $0
Tiffany (Pfeiffer) $0 $0 $0
Roland (Gallor) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 16, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$129,613
Expenses
$165,397
Net Income
-$35,784
Net Assets
-$660,401
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $129,613
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $36,200
21.9%
Professional Fundraising Fees $0
Other Salaries and Wages $49,171
29.7%
Assets/Debt
Total Assets $3,473
Total Liabilities $663,874
Net Assets -$660,401
Compensation
Key Employees and Officers Compensation Related Other
Elizabeth Garcia (Executive Director) $36,200 $0 $0
Luis Diaz (Director) $0 $0 $0
Tiffany Pfeiffer (Director) $0 $0 $0
Roland Gallor (Director) $0 $0 $0
Richard Garcia (Cfo) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 25, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$175,145
Expenses
$178,812
Net Income
-$3,667
Net Assets
-$624,617
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $175,145
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $32,100
18.0%
Professional Fundraising Fees $0
Other Salaries and Wages $59,419
33.2%
Assets/Debt
Total Assets $4,424
Total Liabilities $629,041
Net Assets -$624,617
Compensation
Key Employees and Officers Compensation Related Other
Elizabeth Garcia (Executive Director) $32,100 $0 $0
Luis Diaz (Director) $0 $0 $0
Tiffany Pfeiffer (Director) $0 $0 $0
Roland Gallor (Director) $0 $0 $0
Richard Garcia (Cfo) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 10, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$181,558
Expenses
$179,258
Net Income
$2,300
Net Assets
-$620,950
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $181,558
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $42,320
23.6%
Professional Fundraising Fees $0
Other Salaries and Wages $54,382
30.3%
Assets/Debt
Total Assets $4,903
Total Liabilities $625,853
Net Assets -$620,950
Compensation
Key Employees and Officers Compensation Related Other
Elizabeth Garcia (Executive Director) $42,320 $0 $1,270
Luis Diaz (Director) $0 $0 $0
Tiffany Pfeiffer (Director) $0 $0 $0
Roland Gallor (Director) $0 $0 $0
Richard Garcia (Cfo) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 8, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$212,348
Expenses
$304,390
Net Income
-$92,042
Net Assets
-$623,250
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $190,080
89.5%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $22,268
10.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $34,159
11.2%
Professional Fundraising Fees $0
Other Salaries and Wages $180,341
59.2%
Assets/Debt
Total Assets $7,780
Total Liabilities $631,030
Net Assets -$623,250
Compensation
Key Employees and Officers Compensation Related Other
Elizabeth Garcia (Executive Di) $32,759 $0 $3,480
Richard Garcia (Cfo) $1,400 $0 $0
Luis Diaz (Director) $0 $0 $0
Tiffany Pfeiffer (Director) $0 $0 $0
Roland Gallor (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 29, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$252,308
Expenses
$375,301
Net Income
-$122,993
Net Assets
-$531,208
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $252,308
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $74,500
19.9%
Professional Fundraising Fees $0
Other Salaries and Wages $199,516
53.2%
Assets/Debt
Total Assets $11,132
Total Liabilities $542,340
Net Assets -$531,208
Compensation
Key Employees and Officers Compensation Related Other
Elizabeth Garcia (Executive Di) $61,500 $0 $0
Richard Garcia (Cfo) $13,000 $0 $0
Luis Diaz (Director) $0 $0 $0
Tiffany Pfeiffer (Director) $0 $0 $0
Roland Gallor (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 8, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$315,929
Expenses
$391,927
Net Income
-$75,998
Net Assets
-$408,215
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $312,371
98.9%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,558
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $106,300
27.1%
Professional Fundraising Fees $0
Other Salaries and Wages $161,582
41.2%
Assets/Debt
Total Assets $12,470
Total Liabilities $420,685
Net Assets -$408,215
Compensation
Key Employees and Officers Compensation Related Other
Elizabeth Garcia (Executive Di) $90,700 $0 $0
Richard Garcia (Cfo) $15,600 $0 $0
Luis Diaz (Director) $0 $0 $0
Tiffany Pfeiffer (Director) $0 $0 $0
Roland Gallor (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 26, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$384,913
Expenses
$481,790
Net Income
-$96,877
Net Assets
-$332,333
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $384,877
100.0%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $36
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $106,677
22.1%
Professional Fundraising Fees $0
Other Salaries and Wages $180,148
37.4%
Assets/Debt
Total Assets $32,505
Total Liabilities $364,838
Net Assets -$332,333
Compensation
Key Employees and Officers Compensation Related Other
Elizabeth Garcia (Executive Di) $88,291 $0 $0
Richard Garcia (Cfo) $18,386 $0 $0
Luis Diaz (Director) $0 $0 $0
Tiffany Pfeiffer (Director) $0 $0 $0
Roland Gallor (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 30, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$470,439
Expenses
$602,829
Net Income
-$132,390
Net Assets
-$235,456
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $470,439
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $136,630
22.7%
Professional Fundraising Fees $0
Other Salaries and Wages $229,326
38.0%
Assets/Debt
Total Assets $39,055
Total Liabilities $274,511
Net Assets -$235,456
Compensation
Key Employees and Officers Compensation Related Other
Elizabeth Garcia (Executive Di) $118,630 $0 $10,269
Richard Garcia (Cfo) $18,000 $0 $1,055
Luis Diaz (Director) $0 $0 $0
Tiffany Pfeiffer (Director) $0 $0 $0
Roland Gallor (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 29, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$611,460
Expenses
$719,180
Net Income
-$107,720
Net Assets
-$103,066
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $611,052
99.9%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $408
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $202,442
28.1%
Professional Fundraising Fees $0
Other Salaries and Wages $246,725
34.3%
Assets/Debt
Total Assets $59,131
Total Liabilities $162,197
Net Assets -$103,066

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$831,484
Expenses
$930,925
Net Income
-$99,441
Net Assets
$4,654
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $831,484
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $259,390
27.9%
Professional Fundraising Fees $0
Other Salaries and Wages $330,423
35.5%
Assets/Debt
Total Assets $104,082
Total Liabilities $99,428
Net Assets $4,654

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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