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Obi Retiree Medical Voluntary Employee Benefits Association

  • Peabody, MA
  • Tax-exempt since June 2009
  • EIN: 20-3970900

Organization summary

Type of Nonprofit

Designated as a Voluntary employees' beneficiary associations, which provide payment of life, sickness, accident or other benefits to members.

Category: Mutual/Membership Benefit Organizations, Other / Voluntary Employees Beneficiary Associations (Non-Government) (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$203k (2023)

Expenses
$203k (2023)

Total Assets
$2.86M (2023)

Total Liabilities
$0 (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$203,468
Expenses
$202,503
Net Income
$965
Net Assets
$2,859,569
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $78,697
38.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $9,645
4.7%
Net Inventory Sales $0
Other Revenue $115,126
56.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $102,549
50.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,859,569
Total Liabilities $0
Net Assets $2,859,569
Compensation
Key Employees and Officers Compensation Related Other
Laurie Kiricoples (Trustee) $32,000 $0 $0
Thomas Ford (Trustee) $32,000 $0 $0
Robert Gowdy (Trustee) $30,000 $0 $0
Pnc Bank (Custodial Trustee) $8,549 $0 $0
+ View more people

Document Links

990
Filed on Nov. 1, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$148,404
Expenses
$223,707
Net Income
-$75,303
Net Assets
$2,816,417
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $18,670
12.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$431
Net Inventory Sales $0
Other Revenue $130,165
87.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $102,655
45.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,816,417
Total Liabilities $0
Net Assets $2,816,417
Compensation
Key Employees and Officers Compensation Related Other
Laurie Kiricoples (Trustee) $32,000 $0 $0
Thomas Ford (Trustee) $32,000 $0 $0
Robert Gowdy (Trustee) $30,000 $0 $0
Pnc Bank (Custodial Trustee) $8,655 $0 $0
+ View more people

Document Links

990
Filed on Nov. 2, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$165,540
Expenses
$275,315
Net Income
-$109,775
Net Assets
$2,901,104
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $11,777
7.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $153,763
92.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $104,066
37.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,901,104
Total Liabilities $0
Net Assets $2,901,104
Compensation
Key Employees and Officers Compensation Related Other
Thomas Ford (Trustee) $32,000 $0 $0
Laurie Kiricoples (Trustee) $32,000 $0 $0
Robert Gowdy (Trustee) $30,000 $0 $0
Pnc Bank (Custodial Trustee) $10,066 $0 $0
+ View more people

Document Links

990
Filed on Oct. 20, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$211,594
Expenses
$322,654
Net Income
-$111,060
Net Assets
$3,010,879
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $43,475
20.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $168,119
79.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $110,773
34.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,010,879
Total Liabilities $0
Net Assets $3,010,879
Compensation
Key Employees and Officers Compensation Related Other
Thomas Ford (Trustee) $32,000 $0 $0
Robert Gowdy (Trustee) $30,000 $0 $0
John Weber (Trustee) $30,000 $0 $0
Pnc Bank (Custodial Trustee) $10,773 $0 $0
Laurie Kiricoples (Trustee) $8,000 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$302,010
Expenses
$323,964
Net Income
-$21,954
Net Assets
$3,121,939
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $66,218
21.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $235,792
78.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $103,783
32.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,121,939
Total Liabilities $0
Net Assets $3,121,939
Compensation
Key Employees and Officers Compensation Related Other
Thomas Ford (Trustee) $32,000 $0 $0
Robert Gowdy (Trustee) $30,000 $0 $0
John Weber (Trustee) $30,000 $0 $0
Pnc Bank (Custodial Trustee) $11,783 $0 $0
+ View more people

Document Links

990
Filed on Oct. 22, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$327,255
Expenses
$374,800
Net Income
-$47,545
Net Assets
$3,143,893
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $34,688
10.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $292,567
89.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $104,623
27.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,143,893
Total Liabilities $0
Net Assets $3,143,893
Compensation
Key Employees and Officers Compensation Related Other
Thomas Ford (Trustee) $32,000 $0 $0
Robert Gowdy (Trustee) $30,000 $0 $0
John Weber (Trustee) $30,000 $0 $0
Pnc Bank (Custodial Trustee) $12,623 $0 $0
+ View more people

Document Links

990
Filed on July 29, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$263,508
Expenses
$423,218
Net Income
-$159,710
Net Assets
$3,191,438
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $25,068
9.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $238,440
90.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $104,910
24.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,191,438
Total Liabilities $0
Net Assets $3,191,438
Compensation
Key Employees and Officers Compensation Related Other
Thomas Ford (Trustee) $32,000 $0 $0
Robert Gowdy (Trustee) $30,000 $0 $0
John Weber (Trustee) $30,000 $0 $0
Pnc Bank (Custodial Trustee) $12,910 $0 $0
+ View more people

Document Links

990
Filed on Aug. 7, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$384,488
Expenses
$473,199
Net Income
-$88,711
Net Assets
$3,351,148
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $23,896
6.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $360,592
93.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $107,738
22.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,351,148
Total Liabilities $0
Net Assets $3,351,148
Compensation
Key Employees and Officers Compensation Related Other
Thomas Ford (Trustee) $35,000 $0 $0
Robert Gowdy (Trustee) $30,000 $0 $0
John Weber (Trustee) $30,000 $0 $0
Pnc Bank (Custodial Trustee) $12,738 $0 $0
+ View more people

Document Links

990
Filed on July 19, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$428,785
Expenses
$565,764
Net Income
-$136,979
Net Assets
$3,439,859
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $23,918
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $404,867
94.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $122,735
21.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,439,859
Total Liabilities $0
Net Assets $3,439,859
Compensation
Key Employees and Officers Compensation Related Other
Thomas Ford (Trustee) $40,000 $0 $0
Robert Gowdy (Trustee) $35,000 $0 $0
John Weber (Trustee) $35,000 $0 $0
Pnc Bank (Custodial Trustee) $12,735 $0 $0
+ View more people

Document Links

990
Filed on Aug. 8, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$491,155
Expenses
$636,544
Net Income
-$145,389
Net Assets
$3,576,838
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $30,416
6.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $460,739
93.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $137,663
21.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,576,838
Total Liabilities $0
Net Assets $3,576,838
Compensation
Key Employees and Officers Compensation Related Other
Thomas Ford (Trustee) $45,000 $0 $0
Robert Gowdy (Trustee) $40,000 $0 $0
John Weber (Trustee) $40,000 $0 $0
Pnc Bank (Custodial Trustee) $12,663 $0 $0
+ View more people

Document Links

990
Filed on July 27, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$437,225
Expenses
$698,184
Net Income
-$260,959
Net Assets
$3,722,227
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $35,414
8.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $401,811
91.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $137,856
19.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,722,227
Total Liabilities $0
Net Assets $3,722,227
Compensation
Key Employees and Officers Compensation Related Other
Thomas Ford (Trustee) $45,000 $0 $0
Robert Gowdy (Trustee) $40,000 $0 $0
John Weber (Trustee) $40,000 $0 $0
Pnc Bank (Custodial Trustee) $12,856 $0 $0
+ View more people

Document Links

990
Filed on July 28, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$521,114
Expenses
$812,546
Net Income
-$291,432
Net Assets
$3,983,186
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $33,662
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $487,452
93.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $138,112
17.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $3,983,186
Total Liabilities $0
Net Assets $3,983,186

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$572,980
Expenses
$1,074,967
Net Income
-$501,987
Net Assets
$4,274,618
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $23,202
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $549,778
96.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $142,200
13.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $4,274,618
Total Liabilities $0
Net Assets $4,274,618

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated