PROPUBLICA Fearless Reporting for an Informed Society — Join Us.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

New Jersey Law & Public Safety Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$3M (2023)

Expenses
$2.19M (2023)

Total Assets
$55.7M (2023)

Total Liabilities
$45.4M (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,003,464
Expenses
$2,193,935
Net Income
$809,529
Net Assets
$10,293,869
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,602,824
86.7%
Investment Income $400,640
13.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $120,132
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $490,113
22.3%
Assets/Debt
Total Assets $55,655,961
Total Liabilities $45,362,092
Net Assets $10,293,869
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Darryl Belinski (Ceo) $120,132 $0 $0
Tinna Bussell (Coo) $103,333 $0 $0
Denise Stein (Cio) $101,989 $0 $0
Rosanne Fairbanks (President) $0 $0 $0
Robert Manney (Vice President) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Carl Sirman (Secretary) $0 $0 $0
Joseph Broski (Director) $0 $0 $0
Robert Aragona (Director) $0 $0 $0
Margaret Adams Trevors (Director) $0 $0 $0
Theodore Baron Jr (Director) $0 $0 $0
Christopher Nunziato (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,264,186
Expenses
$1,635,490
Net Income
$628,696
Net Assets
$9,484,340
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,089,738
92.3%
Investment Income $174,448
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $112,359
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $437,009
26.7%
Assets/Debt
Total Assets $57,132,932
Total Liabilities $47,648,592
Net Assets $9,484,340
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Bonnie Karczewski (Ceo) $118,359 $0 $0
Rosanne Fairbanks (President) $0 $0 $0
Robert Manney (Vice President) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Carl Sirman (Secretary) $0 $0 $0
Joseph Broski (Director) $0 $0 $0
Robert Aragona (Director) $0 $0 $0
Margaret Adams Trevors (Director) $0 $0 $0
Theodore Baron Jr (Director) $0 $0 $0
Christopher Nunziato (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,348,750
Expenses
$1,751,336
Net Income
$597,414
Net Assets
$8,855,644
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,234,496
95.1%
Investment Income $114,254
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $121,359
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $420,792
24.0%
Assets/Debt
Total Assets $58,457,745
Total Liabilities $49,602,101
Net Assets $8,855,644
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Bonnie Karczewski (Ceo) $121,359 $0 $0
Rosanne Fairbanks (President) $0 $0 $0
Robert Manney (Vice President) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Carl Sirman (Secretary) $0 $0 $0
Joseph Broski (Director) $0 $0 $0
Robert Aragona (Director) $0 $0 $0
Margaret Adams Trevors (Director) $0 $0 $0
Theodore Baron Jr (Director) $0 $0 $0
Christopher Nunziato (Director) $0 $0 $0
Maryann Flynn (Supervisory Committee Chair) $0 $0 $0
Jacqueline Passarelli (Supervisory Committee) $0 $0 $0
Matthew Peeke (Supervisory Committee) $0 $0 $0
Ryan Brady (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,058,977
Expenses
$1,830,695
Net Income
$228,282
Net Assets
$8,258,233
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,792,022
87.0%
Investment Income $266,955
13.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $114,497
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $427,279
23.3%
Assets/Debt
Total Assets $53,735,768
Total Liabilities $45,477,535
Net Assets $8,258,233
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Bonnie Karczewski (Ceo) $114,497 $0 $0
Rosanne Fairbanks (President) $0 $0 $0
Robert Manney (Vice President) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Carlton Sirman (Secretary) $0 $0 $0
Joseph Broski (Director) $0 $0 $0
Robert Aragona (Director) $0 $0 $0
Margaret Adams Trevors (Director) $0 $0 $0
Theodore Baron Jr (Director) $0 $0 $0
Christopher Nunziato (Director) $0 $0 $0
Maryann Flynn (Supervisory Committee Chair) $0 $0 $0
Jacqueline Passarelli (Supervisory Committee) $0 $0 $0
Matthew Peeke (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,615,751
Expenses
$1,998,244
Net Income
$617,507
Net Assets
$8,029,951
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,256,069
86.2%
Investment Income $359,682
13.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $125,093
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $475,815
23.8%
Assets/Debt
Total Assets $46,859,808
Total Liabilities $38,829,857
Net Assets $8,029,951
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Bonnie Karczewski (Ceo) $116,344 $0 $0
Maryann Flynn (Supervisory Committee Chair) $8,749 $0 $0
Robert Manney (President) $0 $0 $0
Ruby Cochran (Vice President) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Carlton Sirman (Secretary) $0 $0 $0
Joseph Broski (Director) $0 $0 $0
Rosanne Fairbanks (Director) $0 $0 $0
Margaret Adams Trevors (Director) $0 $0 $0
Theodore Baron Jr (Director) $0 $0 $0
Christopher Nunziato (Director) $0 $0 $0
Robert Aragona (Supervisory Committee) $0 $0 $0
Julie Malik (Supervisory Committee) $0 $0 $0
Samuel Spera (Supervisory Committee) $0 $0 $0
Matthew Peeke (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,462,144
Expenses
$2,006,529
Net Income
$455,615
Net Assets
$7,412,445
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,138,575
86.9%
Investment Income $323,569
13.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $155,916
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $467,768
23.3%
Assets/Debt
Total Assets $46,917,284
Total Liabilities $39,504,839
Net Assets $7,412,445
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joseph Broski (President) $0 $0 $0
Rosanne Fairbanks (Director) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Margaret Adams Trevors (Secretary) $0 $0 $0
Theodore Baron Jr (Director) $0 $0 $0
Ruby Cochran (Vice Presdient) $0 $0 $0
Robert Manney (Director) $0 $0 $0
Salvatore Marcello (Director) $0 $0 $0
Carlton Sirman (Director) $0 $0 $0
Joseph Warner (Supervisory Committee) $0 $0 $0
Robert Aragona (Supervisory Committee) $0 $0 $0
Christopher Nunziato (Supervisory Committee) $0 $0 $0
Samuel Spera (Supervisory Committee) $0 $0 $0
Mary Ann Flynn (Supervisory Committee/Part Year Employee) $0 $43,562 $0
Bonnie Karczewski (Ceo) $0 $112,353 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,314,019
Expenses
$2,009,864
Net Income
$304,155
Net Assets
$6,956,830
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,089,237
90.3%
Investment Income $224,782
9.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $203,197
10.1%
Professional Fundraising Fees $0
Other Salaries and Wages $447,926
22.3%
Assets/Debt
Total Assets $48,191,587
Total Liabilities $41,234,757
Net Assets $6,956,830
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Bonnie Karczewski (Ceo) $110,997 $0 $0
Mary Ann Flynn (Coo) $92,200 $0 $0
Joseph Broski (President) $0 $0 $0
Rosanne Fairbanks (Vice President) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Margaret Adams Trevors (Secretary) $0 $0 $0
Theodore Baron Jr (Director) $0 $0 $0
Ruby Cochran (Director) $0 $0 $0
Robert Manney (Director) $0 $0 $0
Salvatore Marcello (Director) $0 $0 $0
Carlton Sirman (Director) $0 $0 $0
Joseph Warner (Supervisory Committee) $0 $0 $0
Robert Aragona (Supervisory Committee) $0 $0 $0
Christopher Nunziato (Supervisory Committee) $0 $0 $0
Samuel Spera (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,237,145
Expenses
$2,073,485
Net Income
$163,660
Net Assets
$6,652,675
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,052,993
91.8%
Investment Income $184,152
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $193,911
9.4%
Professional Fundraising Fees $0
Other Salaries and Wages $442,060
21.3%
Assets/Debt
Total Assets $48,690,801
Total Liabilities $42,038,126
Net Assets $6,652,675
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Bonnie Karczewski (Ceo) $106,361 $0 $0
Mary Ann Flynn (Coo) $87,550 $0 $0
Joseph Broski (President) $0 $0 $0
Rosanne Fairbanks (Vice President) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Margaret Adams Trevors (Secretary) $0 $0 $0
Theodore Baron Jr (Director) $0 $0 $0
Ruby Cochran (Director) $0 $0 $0
Robert Manney (Director) $0 $0 $0
Salvatore Marcello (Director) $0 $0 $0
Carlton Sirman (Director) $0 $0 $0
Joseph Warner (Supervisory Committee) $0 $0 $0
Robert Aragona (Supervisory Committee) $0 $0 $0
Christopher Nunziato (Supervisory Committee) $0 $0 $0
Samuel Spera (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,245,505
Expenses
$1,946,936
Net Income
$298,569
Net Assets
$6,489,009
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,084,750
92.8%
Investment Income $160,755
7.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $183,985
9.4%
Professional Fundraising Fees $0
Other Salaries and Wages $429,711
22.1%
Assets/Debt
Total Assets $45,937,821
Total Liabilities $39,448,812
Net Assets $6,489,009
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Bonnie Karczewski (Ceo) $101,263 $0 $9,114
Mary Ann Flynn (Coo) $82,722 $0 $7,445
Joseph Broski (President) $0 $0 $0
Rosanne Fairbanks (Vice President) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Margaret Adams Trevors (Secretary) $0 $0 $0
Theodore Baron Jr (Director) $0 $0 $0
Ruby Cochran (Director) $0 $0 $0
Robert Manney (Director) $0 $0 $0
Salvatore Marcello (Director) $0 $0 $0
Carlton Sirman (Director) $0 $0 $0
Joseph Warner (Supervisory Committee) $0 $0 $0
Robert Aragona (Supervisory Committee) $0 $0 $0
Christopher Nunziato (Supervisory Committee) $0 $0 $0
Samuel Spera (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,219,085
Expenses
$1,894,550
Net Income
$324,535
Net Assets
$6,190,440
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,059,514
92.8%
Investment Income $159,571
7.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $175,551
9.3%
Professional Fundraising Fees $0
Other Salaries and Wages $420,165
22.2%
Assets/Debt
Total Assets $45,814,667
Total Liabilities $39,624,227
Net Assets $6,190,440
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Bonnie Karczewski (Ceo) $96,954 $0 $8,726
Mary Ann Flynn (Coo) $78,597 $0 $7,074
Joseph Broski (President) $0 $0 $0
Rosanne Fairbanks (Vice President) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Margaret Adams Trevors (Secretary) $0 $0 $0
Theodore Baron Jr (Director) $0 $0 $0
Ruby Cochran (Director) $0 $0 $0
Robert Manney (Director) $0 $0 $0
Salvatore Marcello (Director) $0 $0 $0
Carlton Sirman (Director) $0 $0 $0
Joseph Warner (Supervisory Committee) $0 $0 $0
Robert Aragona (Supervisory Committee) $0 $0 $0
Christopher Nunziato (Supervisory Committee) $0 $0 $0
Samuel Spera (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,177,066
Expenses
$1,938,518
Net Income
$238,548
Net Assets
$5,869,970
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,039,493
93.7%
Investment Income $137,573
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $95,004
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $480,027
24.8%
Assets/Debt
Total Assets $43,984,511
Total Liabilities $38,114,541
Net Assets $5,869,970
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Bonnie Karczewski (Ceo) $75,504 $0 $19,500
Joseph Broski (President) $0 $0 $0
Roseanne Fairbanks (Vice President) $0 $0 $0
Joseph Severino (Treasurer) $0 $0 $0
Margaret Adams Trevors (Secretary) $0 $0 $0
Ruby Cochrane (Board Member) $0 $0 $0
Ken Hess (Board Member) $0 $0 $0
Robert Manney (Board Member) $0 $0 $0
Salvatore Marcello (Board Member) $0 $0 $0
Julian Castellanos (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »