PROPUBLICA Fearless Reporting for an Informed Society — Join Us.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Lehigh Valley Educators Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$12.3M (2023)

Expenses
$11.6M (2023)

Total Assets
$412M (2023)

Total Liabilities
$365M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,311,883
Expenses
$11,587,552
Net Income
$724,331
Net Assets
$47,144,707
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,106,213
65.8%
Investment Income $7,768,700
63.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,574,447
Net Inventory Sales $0
Other Revenue $11,417
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $724,227
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,388,307
12.0%
Assets/Debt
Total Assets $412,042,275
Total Liabilities $364,897,568
Net Assets $47,144,707
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $242,598 $0 $122,360
Marie A Rhoda (Clo) $124,075 $0 $48,902
Ann Hoff (Cfo) $103,879 $0 $57,856
William Ayers (Board Chairperson) $1,500 $0 $0
Gary Fedorcha (Board Vice Chair) $1,000 $0 $0
Eugenia Emert (Secretary/Treasurer) $750 $0 $0
Daniel Joseph (Director) $600 $0 $0
Sherri Molitoris (Director) $600 $0 $0
Dennis Nemes (Director) $600 $0 $0
Ryan Van Norman (Director) $600 $0 $0
Gary Phillips (Director) $600 $0 $0
Daniel Weaver (Director) $600 $0 $0
Jillian Emert (Membership Officer) $350 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,017,714
Expenses
$7,914,560
Net Income
$3,103,154
Net Assets
$39,412,562
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,489,861
58.9%
Investment Income $4,621,193
41.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$226,377
Net Inventory Sales $0
Other Revenue $133,037
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $673,383
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,161,965
14.7%
Assets/Debt
Total Assets $400,823,762
Total Liabilities $361,411,200
Net Assets $39,412,562
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $171,692 $0 $121,769
Marie A Rhoda (Clo) $109,973 $0 $48,885
Ann Hoff (Cfo Began 5/21/2022) $98,835 $0 $63,305
Ronald Houck (Cfo Ending 2/18/2022) $54,200 $0 $0
William Ayers (Board Chairperson) $1,000 $0 $0
Gary Fedorcha (Board Vice Chair) $750 $0 $0
Eugenia Emert (Secretary/Treasurer) $750 $0 $0
Daniel Joseph (Director) $600 $0 $0
Sherri Molitoris (Director) $600 $0 $0
Dennis Nemes (Director) $600 $0 $0
Ryan Van Norman (Director) $600 $0 $0
Gary Phillips (Director) $600 $0 $0
Daniel Weaver (Director) $600 $0 $0
Jillian Emert (Membership Officer) $350 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,686,113
Expenses
$7,367,598
Net Income
$2,318,515
Net Assets
$59,251,273
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,041,318
62.4%
Investment Income $3,324,973
34.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $97,940
1.0%
Net Inventory Sales $0
Other Revenue $221,882
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $542,394
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,132,969
15.4%
Assets/Debt
Total Assets $408,699,262
Total Liabilities $349,447,989
Net Assets $59,251,273
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $170,975 $0 $102,410
Ronald W Houck (Cfo) $101,206 $0 $16,225
Marie A Rhoda (Clo) $98,828 $0 $49,339
William Ayers (Board Chairperson) $1,000 $0 $0
Gary Fedorcha (Board Vice Chair) $750 $0 $0
Eugenia Emert (Secretary/Treasurer) $550 $0 $0
Daniel Joseph (Director) $500 $0 $0
Gary Phillips (Director) $500 $0 $0
Daniel Weaver (Director) $500 $0 $0
Ryan Van Norman (Director) $500 $0 $0
Sherri Molitoris (Director) $400 $0 $0
Dennis Nemes (Director) $400 $0 $0
Jillian Emert (Membership Officer) $250 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,263,879
Expenses
$8,084,715
Net Income
$2,179,164
Net Assets
$60,626,067
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,097,127
59.4%
Investment Income $4,162,538
40.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $4,153
0.0%
Net Inventory Sales $0
Other Revenue $61
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $512,413
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,095,120
13.5%
Assets/Debt
Total Assets $377,145,467
Total Liabilities $316,519,400
Net Assets $60,626,067
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $150,342 $0 $80,242
Ronald W Houck (Cfo) $103,870 $0 $33,694
Marie A Rhoda (Clo) $90,803 $0 $48,112
William Ayers (Board Chairperson) $1,000 $0 $0
Gary Fedorcha (Board Vice Chair) $750 $0 $0
Eugenia Emert (Secretary/Treasurer) $550 $0 $0
Daniel Joseph (Director) $500 $0 $0
Gary Phillips (Director) $500 $0 $0
Daniel Weaver (Director) $500 $0 $0
Ryan Van Norman (Director) $500 $0 $0
Sherri Molitoris (Director) $400 $0 $0
Dennis Nemes (Director) $400 $0 $0
Jillian Emert (Membership Officer) $250 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,097,482
Expenses
$8,617,059
Net Income
$2,480,423
Net Assets
$56,640,676
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,212,371
56.0%
Investment Income $4,841,137
43.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$43
Net Inventory Sales $0
Other Revenue $44,017
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $494,526
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,089,846
12.6%
Assets/Debt
Total Assets $324,277,675
Total Liabilities $267,636,999
Net Assets $56,640,676
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $136,036 $0 $69,706
Ronald W Houck (Cfo) $106,656 $0 $31,481
Marie A Rhoda (Clo) $88,891 $0 $52,247
William Ayers (Board Chairperson) $1,000 $0 $0
Gary Fedorcha (Board Vice Chair) $750 $0 $0
Eugenia Emert (Secretary/Treasurer) $550 $0 $0
Robert Bold (Director) $500 $0 $0
Daniel Joseph (Director) $500 $0 $0
Gary Phillips (Director) $500 $0 $0
Carmen Riola (Director) $500 $0 $0
Daniel Weaver (Director) $500 $0 $0
Ryan Van Norman (Director) $500 $0 $0
Jillian Emert (Membership Officer) $250 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,272,832
Expenses
$7,723,048
Net Income
$2,549,784
Net Assets
$51,478,115
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,737,297
55.8%
Investment Income $4,376,413
42.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$42,859
Net Inventory Sales $0
Other Revenue $201,981
2.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $464,105
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,040,888
13.5%
Assets/Debt
Total Assets $311,640,748
Total Liabilities $260,162,633
Net Assets $51,478,115
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $121,685 $0 $62,268
Ronald W Houck (Cfo) $105,697 $0 $29,733
Marie A Rhoda (Clo) $87,129 $0 $48,106
William Ayers (Board Chairperson) $1,000 $0 $0
Gary Fedorcha (Board Vice Chair) $750 $0 $0
Eugenia Emert (Secretary/Treasurer) $550 $0 $0
Robert Bold (Director) $500 $0 $0
Daniel Joseph (Director) $500 $0 $0
Gary Phillips (Director) $500 $0 $0
Carmen Riola (Director) $500 $0 $0
Daniel Weaver (Director) $500 $0 $0
Ryan Van Norman (Director) $500 $0 $0
Jillian Emert (Membership Officer) $250 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,156,917
Expenses
$7,080,322
Net Income
$2,076,595
Net Assets
$51,114,161
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,507,221
60.1%
Investment Income $3,625,706
39.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $22,950
0.3%
Net Inventory Sales $0
Other Revenue $1,040
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $438,732
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $982,854
13.9%
Assets/Debt
Total Assets $312,635,473
Total Liabilities $261,521,312
Net Assets $51,114,161
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $119,797 $0 $52,437
Ronald W Houck (Cfo) $104,382 $0 $30,354
Marie A Rhoda (Clo) $85,868 $0 $40,344
William Ayers (Board Chairp) $1,000 $0 $0
Gary Fedorcha (Board Vice C) $750 $0 $0
Eugenia Emert (Secretary/Tr) $550 $0 $0
Robert Bold (Director) $500 $0 $0
Daniel Joseph (Director) $500 $0 $0
Gary Phillips (Director) $500 $0 $0
Carmen Riola (Director) $500 $0 $0
Daniel Weaver (Director) $500 $0 $0
Ryan Van Norman (Director) $500 $0 $0
Jillian Emert (Membership O) $250 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,456,325
Expenses
$6,401,640
Net Income
$2,054,685
Net Assets
$49,508,108
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,353,173
63.3%
Investment Income $3,054,430
36.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $46,422
0.5%
Net Inventory Sales $0
Other Revenue $2,300
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $298,760
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,040,866
16.3%
Assets/Debt
Total Assets $312,575,571
Total Liabilities $263,067,463
Net Assets $49,508,108
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $106,894 $0 $50,971
Ronald W Houck (Cfo) $102,801 $0 $32,794
William Ayers (Board Chairp) $1,000 $0 $0
Gary Fedorcha (Board Vice C) $750 $0 $0
Eugenia Emert (Secretary/Tr) $550 $0 $0
Robert Bold (Director) $500 $0 $0
Daniel Joseph (Director) $500 $0 $0
Gary Phillips (Director) $500 $0 $0
Carmen Riola (Director) $500 $0 $0
Daniel Weaver (Director) $500 $0 $0
Ryan Van Norman (Director) $500 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,016,113
Expenses
$5,909,174
Net Income
$2,106,939
Net Assets
$49,459,491
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,143,974
64.2%
Investment Income $2,754,843
34.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $118,819
1.5%
Net Inventory Sales $0
Other Revenue -$1,523
Notable Expenses Percent of Total Expenses
Executive Compensation $317,105
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $988,638
16.7%
Assets/Debt
Total Assets $303,459,698
Total Liabilities $254,000,207
Net Assets $49,459,491
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $106,951 $0 $34,093
Ronald W Houck (Cfo) $99,504 $0 $71,590
William Ayers (Board Chairp) $1,000 $0 $0
Gary Fedorcha (Board Vice C) $750 $0 $0
Eugenia Emert (Secretary/Tr) $550 $0 $0
Robert Bold (Director) $500 $0 $0
Daniel Joseph (Director) $500 $0 $0
Gary Phillips (Director) $500 $0 $0
Carmen Riola (Director) $500 $0 $0
Daniel Weaver (Director) $500 $0 $0
Ryan Van Norman (Director) $167 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,887,540
Expenses
$6,184,136
Net Income
$1,703,404
Net Assets
$48,478,292
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,088,193
64.5%
Investment Income $2,687,145
34.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $106,256
1.3%
Net Inventory Sales $0
Other Revenue $5,946
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $297,392
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $942,814
15.2%
Assets/Debt
Total Assets $294,982,131
Total Liabilities $246,503,839
Net Assets $48,478,292
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $102,047 $0 $32,512
Ronald W Houck (Cfo) $93,943 $0 $63,590
William Ayers (President) $1,000 $0 $0
Gary Fedorcha (Vice Preside) $750 $0 $0
Eugenia Emert (Secretary/Tr) $550 $0 $0
Robert Bold (Director) $500 $0 $0
Gary Phillips (Director) $500 $0 $0
Carmen Riola (Director) $500 $0 $0
Daniel Joseph (Director) $500 $0 $0
Robert Maza (Director) $500 $0 $0
Daniel Weaver (Director) $500 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,938,226
Expenses
$6,262,723
Net Income
$1,675,503
Net Assets
$46,710,300
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,198,358
65.5%
Investment Income $2,685,447
33.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $52,147
0.7%
Net Inventory Sales $0
Other Revenue $2,274
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $305,291
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $922,417
14.7%
Assets/Debt
Total Assets $290,624,992
Total Liabilities $243,914,692
Net Assets $46,710,300
Compensation
Key Employees and Officers Compensation Related Other
Rosemarie E Krantz (Ceo) $100,542 $0 $38,570
Ronald W Houck (Cfo) $92,398 $0 $68,481
William Ayers (President) $1,000 $0 $0
Gary Fedorcha (Vice Preside) $750 $0 $0
Eugenia Emert (Secretary/Tr) $550 $0 $0
Robert Bold (Director) $500 $0 $0
Gary Phillips (Director) $500 $0 $0
Carmen Riola (Director) $500 $0 $0
Daniel Joseph (Director) $500 $0 $0
Robert Maza (Director) $500 $0 $0
Daniel Weaver (Director) $500 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,760,815
Expenses
$6,388,784
Net Income
$2,372,031
Net Assets
$47,627,457
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,301,150
60.5%
Investment Income $3,355,318
38.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $78,940
0.9%
Net Inventory Sales $0
Other Revenue $25,407
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $277,049
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $829,738
13.0%
Assets/Debt
Total Assets $290,138,514
Total Liabilities $242,511,057
Net Assets $47,627,457

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,356,846
Expenses
$7,060,276
Net Income
$2,296,570
Net Assets
$44,259,043
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,384,348
57.5%
Investment Income $3,963,721
42.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,777
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $253,788
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $874,007
12.4%
Assets/Debt
Total Assets $275,286,370
Total Liabilities $231,027,327
Net Assets $44,259,043

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »