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Spirit Financial Credit Union

  • Levittown, PA
  • Tax-exempt since Sept. 1945
  • EIN: 23-1469875

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$3.34M (2023)

Expenses
$2.78M (2023)

Total Assets
$72.9M (2023)

Total Liabilities
$518k (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,335,638
Expenses
$2,779,988
Net Income
$555,650
Net Assets
$72,408,678
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,785,621
83.5%
Investment Income $550,017
16.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $234,182
8.4%
Professional Fundraising Fees $0
Other Salaries and Wages $449,419
16.2%
Assets/Debt
Total Assets $72,926,478
Total Liabilities $517,800
Net Assets $72,408,678
Compensation
Key Employees and Officers Compensation Related Other
David Obarowski (Ceo) $234,182 $0 $234,182

Document Links

990
Filed on Sept. 19, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,517,527
Expenses
$2,065,354
Net Income
$452,173
Net Assets
$70,318,975
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,130,017
84.6%
Investment Income $387,510
15.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $226,784
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $305,553
14.8%
Assets/Debt
Total Assets $70,694,603
Total Liabilities $375,628
Net Assets $70,318,975
Compensation
Key Employees and Officers Compensation Related Other
David Obarowski (Ceo) $226,784 $0 $226,784

Document Links

990
Filed on June 12, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,444,134
Expenses
$2,094,597
Net Income
$349,537
Net Assets
$66,844,617
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,017,837
82.6%
Investment Income $426,297
17.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $207,513
9.9%
Professional Fundraising Fees $0
Other Salaries and Wages $374,074
17.9%
Assets/Debt
Total Assets $67,208,957
Total Liabilities $364,340
Net Assets $66,844,617
Compensation
Key Employees and Officers Compensation Related Other
David Obarowski (Ceo) $207,513 $0 $207,513

Document Links

990
Filed on July 28, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,314,552
Expenses
$1,985,036
Net Income
$329,516
Net Assets
$61,797,825
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,833,172
79.2%
Investment Income $480,732
20.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $648
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $205,151
10.3%
Professional Fundraising Fees $0
Other Salaries and Wages $358,165
18.0%
Assets/Debt
Total Assets $62,431,721
Total Liabilities $633,896
Net Assets $61,797,825
Compensation
Key Employees and Officers Compensation Related Other
David Obarowski (Ceo) $205,151 $0 $0
Judith Cochran (Secetary) $2,400 $0 $0
Shirley Turner (Chairman Of The Board) $2,400 $0 $0
William States 3rd (Treasurer) $2,400 $0 $0
John Turner (Director) $2,400 $0 $0
Thomas Parsons (Director) $2,400 $0 $0
Adam Laster (Director) $2,400 $0 $0
Jon Zemanek (Director) $2,400 $0 $0
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Document Links

990
Filed on June 24, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,132,888
Expenses
$1,843,225
Net Income
$289,663
Net Assets
$50,580,068
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,570,423
73.6%
Investment Income $562,465
26.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $147,591
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $359,872
19.5%
Assets/Debt
Total Assets $50,906,739
Total Liabilities $326,671
Net Assets $50,580,068
Compensation
Key Employees and Officers Compensation Related Other
David Obarowski (Ceo) $147,591 $0 $147,591
Judith Cochran (Secetary) $2,400 $0 $2,400
Shirley Turner (Chairman Of The Board) $2,400 $0 $2,400
William States 3rd (Treasurer) $2,400 $0 $2,400
John Turner (Director) $2,400 $0 $2,400
Thomas Parsons (Director) $2,400 $0 $2,400
Adam Laster (Director) $2,400 $0 $2,400
Jon Zemanek (Director) $2,400 $0 $2,400
+ View more people

Document Links

990
Filed on Oct. 23, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$452,993
Expenses
$1,583,810
Net Income
-$1,130,817
Net Assets
$49,987,039
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $452,993
100%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $145,238
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $308,542
19.5%
Assets/Debt
Total Assets $50,302,559
Total Liabilities $315,520
Net Assets $49,987,039

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,805,597
Expenses
$1,601,157
Net Income
$204,440
Net Assets
$48,149,376
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,349,948
74.8%
Investment Income $405,299
22.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $50,350
2.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $91,415
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $355,093
22.2%
Assets/Debt
Total Assets $48,695,169
Total Liabilities $545,793
Net Assets $48,149,376

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,782,486
Expenses
$1,531,688
Net Income
$250,798
Net Assets
$47,252,347
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,393,352
78.2%
Investment Income $294,585
16.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $94,549
5.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $94,276
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $291,657
19.0%
Assets/Debt
Total Assets $47,628,456
Total Liabilities $376,109
Net Assets $47,252,347

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,649,261
Expenses
$1,469,557
Net Income
$179,704
Net Assets
$46,129,234
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,421,698
86.2%
Investment Income $242,985
14.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$15,422
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $88,986
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $312,565
21.3%
Assets/Debt
Total Assets $46,006,959
Total Liabilities -$122,275
Net Assets $46,129,234
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jessica Blair (Ceo) $78,461 $0 $16,359
John Turner (Director) $1,600 $0 $0
Judith Cochran (Director) $1,600 $0 $0
Shirley Turner (Chairman Of The Board) $1,600 $0 $0
Thomas Parsons (Vice Chairman) $1,600 $0 $0
William States (Secretary) $1,600 $0 $0
Adam Laster (Director) $1,600 $0 $0
Jon Zemanek (Director) $925 $0 $0
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Document Links

990
Filed on Feb. 22, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,696,206
Expenses
$1,557,103
Net Income
$139,103
Net Assets
$46,056,350
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,431,907
84.4%
Investment Income $263,799
15.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $500
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $151,661
9.7%
Professional Fundraising Fees $0
Other Salaries and Wages $359,688
23.1%
Assets/Debt
Total Assets $46,120,140
Total Liabilities $63,790
Net Assets $46,056,350
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brad Warner (Ceo) $55,754 $0 $17,464
Jessica Blair (Ceo) $52,205 $0 $16,638
John Turner (Director) $1,600 $0 $0
Judith Cochran (Director) $1,600 $0 $0
David Bezick (Director) $1,600 $0 $0
Shirley Turner (Chairman Of The Board) $1,600 $0 $0
Thomas Parsons (Vice Chairman) $1,600 $0 $0
William States (Secretary) $1,600 $0 $0
+ View more people

Document Links

990
Filed on May 13, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,667,415
Expenses
$1,488,549
Net Income
$178,866
Net Assets
$46,197,152
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,335,579
80.1%
Investment Income $351,858
21.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$20,022
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $120,905
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $357,789
24.0%
Assets/Debt
Total Assets $46,236,287
Total Liabilities $39,135
Net Assets $46,197,152
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brad Warner (Ceo) $90,507 $0 $20,798
John Turner (Director) $1,600 $0 $0
Judith Cochran (Director) $1,600 $0 $0
David Bezick (Director) $1,600 $0 $0
Shirley Turner (Chairman Of The Board) $1,600 $0 $0
Thomas Parsons (Vice Chairman) $1,600 $0 $0
William States (Secretary) $1,600 $0 $0
+ View more people

Document Links

990
Filed on May 13, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated