Skip to content
ProPublica Donate
ProPublica Donate

Rising Tide Community Loan Fund

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Community Improvement, Capacity Building / Urban, Community Economic Development (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$956k (2023)

Expenses
$812k (2023)

Total Assets
$6.8M (2023)

Total Liabilities
$4.31M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending June
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$955,580
Expenses
$812,180
Net Income
$143,400
Net Assets
$2,496,186
Notable Sources of Revenue Percent of Total Revenue
Contributions $727,692
76.2%
Program Services $200,213
21.0%
Investment Income $27,675
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $218,313
26.9%
Assets/Debt
Total Assets $6,802,134
Total Liabilities $4,305,948
Net Assets $2,496,186
Compensation
Key Employees and Officers Compensation Related Other
Dawn Godshall (Executive Director) $0 $168,561 $13,784
Chris Hudock (Associate Executive Dir Of) $0 $85,868 $8,133
Byron Aragon (Deputy Executive Director For Finance) $0 $53,104 $239
Stephen Broome (Deputy Executive Director For Finance) $0 $0 $0
Otis Mcneil (President) $0 $0 $0
Sally Handlon (Vice President) $0 $0 $0
Chris Jones (Secretary) $0 $0 $0
David Hammer (Treasurer) $0 $0 $0
Wayne Barz (Board Member) $0 $0 $0
Pat Corpora (Board Member) $0 $0 $0
Gina Massoto (Board Member) $0 $0 $0
Colleen Krcelich (Board Member) $0 $0 $0
Elizabeth Ortiz (Board Member) $0 $0 $0
Lauren Tarola (Board Member) $0 $0 $0
Marek Tomanek (Board Member) $0 $0 $0
Todd Watkins (Board Member) $0 $0 $0
Russell Fletcher Jr (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending June
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,811,127
Expenses
$8,165,963
Net Income
$645,164
Net Assets
$2,352,786
Notable Sources of Revenue Percent of Total Revenue
Contributions $8,630,253
97.9%
Program Services $178,437
2.0%
Investment Income $2,437
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $198,386
2.4%
Assets/Debt
Total Assets $5,943,913
Total Liabilities $3,591,127
Net Assets $2,352,786
Compensation
Key Employees and Officers Compensation Related Other
Otis Mcneil (President) $0 $0 $0
Sally Handlon (Vice President) $0 $0 $0
Chris Jones (Secretary) $0 $0 $0
Kim Edwards (Treasurer) $0 $0 $0
Pat Corpora (Board Member) $0 $0 $0
David Hammer (Board Member) $0 $0 $0
Karina Kane (Board Member) $0 $0 $0
Colleen Krcelich (Board Member) $0 $0 $0
Natasha Ljuljic (Board Member) $0 $0 $0
Elizabeth Ortiz (Board Member) $0 $0 $0
Lauren Tarola (Board Member) $0 $0 $0
Marek Tomanek (Board Member) $0 $0 $0
Todd Watkins (Board Member) $0 $0 $0
Dawn Godshall (Executive Director) $0 $131,330 $14,399
Chris Hudock (Associate Executive Dir Of Business Devlopment) $0 $82,196 $8,751
Russell Fletcher Jr (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending June
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,491,680
Expenses
$807,454
Net Income
$684,226
Net Assets
$2,630,290
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,269,479
85.1%
Program Services $221,674
14.9%
Investment Income $527
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $239,914
29.7%
Assets/Debt
Total Assets $12,913,298
Total Liabilities $10,283,008
Net Assets $2,630,290
Compensation
Key Employees and Officers Compensation Related Other
Colleen Krcelich (President) $0 $0 $0
Otis Mcneil (Vice Preside) $0 $0 $0
Kim Edwards (Treasurer) $0 $0 $0
Chris Jones (Secretary) $0 $0 $0
Pat Corpora (Board Member) $0 $0 $0
David Hammer (Board Member) $0 $0 $0
Sally Handlon (Board Member) $0 $0 $0
Karina Kane (Board Member) $0 $0 $0
John Kingsley (Board Member) $0 $0 $0
Natasha Ljuljic (Board Member) $0 $0 $0
Elizabeth Ortiz (Board Member) $0 $0 $0
Lauren Tarola (Board Member) $0 $0 $0
Todd Watkins (Board Member) $0 $0 $0
Dawn Godshall (Executive Di) $0 $0 $0

Document Links

Fiscal Year Ending June
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$647,498
Expenses
$397,354
Net Income
$250,144
Net Assets
$1,946,064
Notable Sources of Revenue Percent of Total Revenue
Contributions $386,503
59.7%
Program Services $260,789
40.3%
Investment Income $206
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $126,168
31.8%
Assets/Debt
Total Assets $4,526,228
Total Liabilities $2,580,164
Net Assets $1,946,064
Compensation
Key Employees and Officers Compensation Related Other
Colleen Krcelich (President) $0 $0 $0
Otis Mcneil (Vice Preside) $0 $0 $0
Kim Edwards (Treasurer) $0 $0 $0
Chris Jones (Secretary) $0 $0 $0
Wayne Barz (Board Member) $0 $0 $0
Pat Corpora (Board Member) $0 $0 $0
David Hammer (Board Member) $0 $0 $0
Sally Handlon (Board Member) $0 $0 $0
Karina Kane (Board Member) $0 $0 $0
John Kingsley (Board Member) $0 $0 $0
Elizabeth Ortiz (Board Member) $0 $0 $0
Jose Antonio Ortiz (Board Member) $0 $0 $0
Thomas Stine (Board Member) $0 $0 $0
Lauren Tarola (Board Member) $0 $0 $0
Todd Watkins (Board Member) $0 $0 $0
Alan Jennings (Executive Di) $0 $0 $0

Document Links

Fiscal Year Ending June
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$369,866
Expenses
$351,844
Net Income
$18,022
Net Assets
$1,695,920
Notable Sources of Revenue Percent of Total Revenue
Contributions $122,613
33.2%
Program Services $247,008
66.8%
Investment Income $245
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $110,086
31.3%
Assets/Debt
Total Assets $4,269,461
Total Liabilities $2,573,541
Net Assets $1,695,920
Compensation
Key Employees and Officers Compensation Related Other
Thomas Stine (President) $0 $0 $0
Colleen Krcelich (Vice Preside) $0 $0 $0
Kim Edwards (Treasurer) $0 $0 $0
Chris Jones (Secretary) $0 $0 $0
Wayne Barz (Board Member) $0 $0 $0
Julie Benjamin (Board Member) $0 $0 $0
Pat Corpora (Board Member) $0 $0 $0
Sally Handlon (Board Member) $0 $0 $0
Karina Kane (Board Member) $0 $0 $0
Otis Mcneil (Board Member) $0 $0 $0
Jose Ortiz (Board Member) $0 $0 $0
Carmen Toro (Board Member) $0 $0 $0
Alan Jennings (Executive Di) $0 $0 $0

Document Links

Fiscal Year Ending June
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$439,337
Expenses
$377,587
Net Income
$61,750
Net Assets
$1,677,898
Notable Sources of Revenue Percent of Total Revenue
Contributions $236,812
53.9%
Program Services $202,482
46.1%
Investment Income $43
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $104,644
27.7%
Assets/Debt
Total Assets $3,843,287
Total Liabilities $2,165,389
Net Assets $1,677,898
Compensation
Key Employees and Officers Compensation Related Other
Thomas Stine (President) $0 $0 $0
Colleen Krcelich (Vice Preside) $0 $0 $0
Kim Edwards (Treasurer) $0 $0 $0
Todd Watkins (Secretary) $0 $0 $0
Wayne Barz (Board Member) $0 $0 $0
Julie Benjamin (Board Member) $0 $0 $0
Kenneth Brown (Board Member) $0 $0 $0
Pat Corpora (Board Member) $0 $0 $0
Sally Handlon (Board Member) $0 $0 $0
Chris Jones (Board Member) $0 $0 $0
Otis Mcneil (Board Member) $0 $0 $0
Jose Ortiz (Board Member) $0 $0 $0
Carmen Toro (Board Member) $0 $0 $0
Alan Jennings (Executive Di) $0 $0 $0

Document Links

Fiscal Year Ending June
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$269,252
Expenses
$218,177
Net Income
$51,075
Net Assets
$1,616,148
Notable Sources of Revenue Percent of Total Revenue
Contributions $120,542
44.8%
Program Services $148,656
55.2%
Investment Income $54
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $84,889
38.9%
Assets/Debt
Total Assets $3,164,885
Total Liabilities $1,548,737
Net Assets $1,616,148
Compensation
Key Employees and Officers Compensation Related Other
Wayne Barz (President) $0 $0 $0
Jose Antonio Ortiz (Vice Preside) $0 $0 $0
Kim Edwards (Treasurer) $0 $0 $0
Todd Watkins (Secretary) $0 $0 $0
Sylvia Betz Gardner (Board Member) $0 $0 $0
Kenneth Brown (Board Member) $0 $0 $0
Pat Corpora (Board Member) $0 $0 $0
Sally Handlon (Board Member) $0 $0 $0
Chris Jones (Board Member) $0 $0 $0
Colleen Krcelich (Board Member) $0 $0 $0
Otis Mcneil (Board Member) $0 $0 $0
Thomas Stine (Board Member) $0 $0 $0
Alan Jennings (Executive Di) $0 $0 $0

Document Links

Fiscal Year Ending June
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$488,488
Expenses
$219,795
Net Income
$268,693
Net Assets
$1,565,073
Notable Sources of Revenue Percent of Total Revenue
Contributions $356,902
73.1%
Program Services $131,542
26.9%
Investment Income $44
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $84,132
38.3%
Assets/Debt
Total Assets $2,879,779
Total Liabilities $1,314,706
Net Assets $1,565,073
Compensation
Key Employees and Officers Compensation Related Other
Wayne Barz (President) $0 $0 $0
Jose Ortiz (Vice Preside) $0 $0 $0
Sylvia Betz Gardner (Board Member) $0 $0 $0
Diane Bower (Board Member) $0 $0 $0
Kenneth Brown (Board Member) $0 $0 $0
Pat Corpora (Board Member) $0 $0 $0
Kim Edwards (Board Member) $0 $0 $0
Sally Handlon (Board Member) $0 $0 $0
Chris Jones (Board Member) $0 $0 $0
Colleen Krcelich (Board Member) $0 $0 $0
Andrew Stanten (Board Member) $0 $0 $0
Thomas Stine (Board Member) $0 $0 $0
Todd Watkins (Board Member) $0 $0 $0
Alan Jennings (Executive Di) $0 $0 $0

Document Links

Fiscal Year Ending June
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$346,259
Expenses
$254,688
Net Income
$91,571
Net Assets
$1,296,380
Notable Sources of Revenue Percent of Total Revenue
Contributions $237,867
68.7%
Program Services $108,319
31.3%
Investment Income $73
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $70,783
27.8%
Assets/Debt
Total Assets $2,582,052
Total Liabilities $1,285,672
Net Assets $1,296,380
Compensation
Key Employees and Officers Compensation Related Other
Wayne Barz (President) $0 $0 $0
Jose Antonio Ortiz (Vice Preside) $0 $0 $0
Chris Foltz (Secretary) $0 $0 $0
Kim Edwards (Treasurer) $0 $0 $0
Kenneth Brown (Board Member) $0 $0 $0
Pat Coropa (Board Member) $0 $0 $0
Sylvia Betz Gardner (Board Member) $0 $0 $0
Kevin Greene (Board Member) $0 $0 $0
Carlos Jaramillo (Board Member) $0 $0 $0
Chris Jones (Board Member) $0 $0 $0
Barbara Lampe (Board Member) $0 $0 $0
Andrew Stanten (Board Member) $0 $0 $0
Thomas Stine (Board Member) $0 $0 $0
Todd Watkins (Board Member) $0 $0 $0
Alan Jennings (Executive Di) $0 $0 $0

Document Links

Fiscal Year Ending June
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$425,457
Expenses
$207,472
Net Income
$217,985
Net Assets
$1,204,809
Notable Sources of Revenue Percent of Total Revenue
Contributions $314,997
74.0%
Program Services $110,303
25.9%
Investment Income $157
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $72,314
34.9%
Assets/Debt
Total Assets $2,714,661
Total Liabilities $1,509,852
Net Assets $1,204,809

Document Links

Fiscal Year Ending June
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$356,234
Expenses
$193,667
Net Income
$162,567
Net Assets
$986,824
Notable Sources of Revenue Percent of Total Revenue
Contributions $236,328
66.3%
Program Services $118,699
33.3%
Investment Income $268
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $939
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $79,427
41.0%
Assets/Debt
Total Assets $2,159,927
Total Liabilities $1,173,103
Net Assets $986,824

Document Links

Fiscal Year Ending June
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$246,871
Expenses
$248,094
Net Income
-$1,223
Net Assets
$824,257
Notable Sources of Revenue Percent of Total Revenue
Contributions $121,259
49.1%
Program Services $124,642
50.5%
Investment Income $845
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $125
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $76,654
30.9%
Assets/Debt
Total Assets $1,935,096
Total Liabilities $1,110,839
Net Assets $824,257

Document Links

Fiscal Year Ending June
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$523,321
Expenses
$210,255
Net Income
$313,066
Net Assets
$825,480
Notable Sources of Revenue Percent of Total Revenue
Contributions $418,456
80.0%
Program Services $101,692
19.4%
Investment Income $896
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,277
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $63,074
30.0%
Assets/Debt
Total Assets $1,672,527
Total Liabilities $847,047
Net Assets $825,480

Document Links

Fiscal Year Ending June
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »