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State Chartered Credit Unions In North Carolina

Guco Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$385k (2023)

Expenses
$376k (2023)

Total Assets
$10.5M (2023)

Total Liabilities
$8.64M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$384,675
Expenses
$375,997
Net Income
$8,678
Net Assets
$1,815,852
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $305,362
79.4%
Investment Income $79,313
20.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $140,920
37.5%
Assets/Debt
Total Assets $10,454,891
Total Liabilities $8,639,039
Net Assets $1,815,852
Compensation
Key Employees and Officers Compensation Related Other
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
Jeffery Scott Mullis (Secretary/Treasurer) $0 $0 $0
James B Beddard (Director) $0 $0 $0
Julius E Patrick (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$353,214
Expenses
$364,569
Net Income
-$11,355
Net Assets
$1,807,174
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $298,559
84.5%
Investment Income $54,655
15.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $140,920
38.7%
Assets/Debt
Total Assets $12,976,273
Total Liabilities $11,169,099
Net Assets $1,807,174
Compensation
Key Employees and Officers Compensation Related Other
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
Jeffery Scott Mullis (Secretary/Treasurer) $0 $0 $0
James B Beddard (Director) $0 $0 $0
Julius E Patrick (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$384,638
Expenses
$374,398
Net Income
$10,240
Net Assets
$1,818,529
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $339,460
88.3%
Investment Income $45,178
11.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $139,496
37.3%
Assets/Debt
Total Assets $12,941,504
Total Liabilities $11,122,975
Net Assets $1,818,529
Compensation
Key Employees and Officers Compensation Related Other
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
Jeffery Scott Mullis (Secretary/Treasurer) $0 $0 $0
James B Beddard (Director) $0 $0 $0
Julius E Patrick (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$439,174
Expenses
$402,004
Net Income
$37,170
Net Assets
$1,808,289
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $328,967
74.9%
Investment Income $110,207
25.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $134,992
33.6%
Assets/Debt
Total Assets $12,262,018
Total Liabilities $10,453,729
Net Assets $1,808,289
Compensation
Key Employees and Officers Compensation Related Other
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
Jeffery Scott Mullis (Secretary/Treasurer) $0 $0 $0
James B Beddard (Director) $0 $0 $0
Julius E Patrick (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$467,388
Expenses
$396,642
Net Income
$70,746
Net Assets
$1,771,119
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $331,566
70.9%
Investment Income $135,822
29.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $131,456
33.1%
Assets/Debt
Total Assets $11,395,214
Total Liabilities $9,624,095
Net Assets $1,771,119
Compensation
Key Employees and Officers Compensation Related Other
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
Jeffery Scott Mullis (Secretary/Treasurer) $0 $0 $0
James B Beddard (Director) $0 $0 $0
Bernita Demery (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$442,318
Expenses
$422,720
Net Income
$19,598
Net Assets
$1,700,373
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $325,528
73.6%
Investment Income $116,790
26.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $133,877
31.7%
Assets/Debt
Total Assets $12,036,952
Total Liabilities $10,336,579
Net Assets $1,700,373
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
Jeffery Scott Mullis (Secretary/Treasurer) $0 $0 $0
James B Beddard (Director) $0 $0 $0
Bernita Demery (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$420,603
Expenses
$413,489
Net Income
$7,114
Net Assets
$1,680,775
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $326,882
77.7%
Investment Income $93,721
22.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $136,224
32.9%
Assets/Debt
Total Assets $12,968,048
Total Liabilities $11,287,273
Net Assets $1,680,775
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
Jeffery Scott Mullis (Secretary/Treasurer) $0 $0 $0
Lambert Garris (Director) $0 $0 $0
Bernita Demery (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$427,990
Expenses
$410,031
Net Income
$17,959
Net Assets
$1,673,661
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $337,727
78.9%
Investment Income $90,263
21.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $131,635
32.1%
Assets/Debt
Total Assets $13,459,101
Total Liabilities $11,785,440
Net Assets $1,673,661
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
Jeffrey Scott Mullis (Secretary/Treasurer) $0 $0 $0
Lambert Garris (Director) $0 $0 $0
Bernita Demery (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$431,085
Expenses
$401,640
Net Income
$29,445
Net Assets
$1,655,702
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $355,816
82.5%
Investment Income $75,269
17.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $126,362
31.5%
Assets/Debt
Total Assets $12,800,152
Total Liabilities $11,144,450
Net Assets $1,655,702
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
Jeffrey Scott Mullis (Secretary/Treasurer) $0 $0 $0
Lambert Garris (Director) $0 $0 $0
Bernita Demery (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$441,221
Expenses
$417,704
Net Income
$23,517
Net Assets
$1,626,257
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $366,102
83.0%
Investment Income $75,119
17.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $121,830
29.2%
Assets/Debt
Total Assets $13,069,441
Total Liabilities $11,443,184
Net Assets $1,626,257
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
J Scott Mullis (Secretarytreasurer) $0 $0 $0
Lambert Garris (Director) $0 $0 $0
Bernita Demery (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$475,699
Expenses
$433,473
Net Income
$42,226
Net Assets
$1,602,741
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $402,710
84.7%
Investment Income $72,989
15.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,000
0.7%
Professional Fundraising Fees $0
Other Salaries and Wages $118,352
27.3%
Assets/Debt
Total Assets $13,090,898
Total Liabilities $11,488,157
Net Assets $1,602,741
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
J Donald Hudson (Secretarytreasurer) $3,000 $0 $0
Tony L Smart (President) $0 $0 $0
Janet V Drinnon (Vice President) $0 $0 $0
Scott Mullis (Director) $0 $0 $0
Lambert Garris (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$534,699
Expenses
$454,755
Net Income
$79,944
Net Assets
$1,560,515
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $448,523
83.9%
Investment Income $86,176
16.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,000
0.7%
Professional Fundraising Fees $0
Other Salaries and Wages $116,800
25.7%
Assets/Debt
Total Assets $12,761,635
Total Liabilities $11,201,120
Net Assets $1,560,515

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$567,506
Expenses
$491,658
Net Income
$75,848
Net Assets
$1,480,571
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $476,213
83.9%
Investment Income $91,293
16.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,000
0.6%
Professional Fundraising Fees $0
Other Salaries and Wages $127,563
25.9%
Assets/Debt
Total Assets $12,621,967
Total Liabilities $11,141,396
Net Assets $1,480,571

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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