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Cape Regional Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$952k (2023)

Expenses
$872k (2023)

Total Assets
$17.2M (2023)

Total Liabilities
$15.9M (2023)

Years with missing data
Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$952,418
Expenses
$871,804
Net Income
$80,614
Net Assets
$1,310,012
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $952,418
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $351,396
40.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $17,242,383
Total Liabilities $15,932,371
Net Assets $1,310,012
Compensation
Key Employees and Officers Compensation Related Other
James Cauble (President) $82,582 $0 $0
John Creutz (Chairman) $0 $0 $0
Melissa Spencer (Secretary) $0 $0 $0
Ken Ruth (Treasurer) $0 $0 $0
Ken Cook (Director) $0 $0 $0
Steve Slaten (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$789,220
Expenses
$724,859
Net Income
$64,361
Net Assets
$1,229,398
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $789,220
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $299,589
41.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $17,118,597
Total Liabilities $15,889,199
Net Assets $1,229,398
Compensation
Key Employees and Officers Compensation Related Other
James Cauble (President) $75,649 $0 $0
John Creutz (Chairman) $0 $0 $0
Melissa Spencer (Secretary) $0 $0 $0
Ken Ruth (Treasurer) $0 $0 $0
Ken Cook (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$688,064
Expenses
$687,953
Net Income
$111
Net Assets
$1,165,037
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $688,064
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $296,896
43.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $17,031,004
Total Liabilities $15,865,967
Net Assets $1,165,037
Compensation
Key Employees and Officers Compensation Related Other
James Cauble (President) $75,649 $0 $0
John Creutz (Chairman) $0 $0 $0
Melissa Spencer (Secretary) $0 $0 $0
Ken Ruth (Treasurer) $0 $0 $0
Jim Craiglow (Director) $0 $0 $0
Ken Cook (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$667,652
Expenses
$709,436
Net Income
-$41,784
Net Assets
$1,164,926
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $667,652
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $323,369
45.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $18,038,381
Total Liabilities $16,873,455
Net Assets $1,164,926
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
James Cauble (President) $74,222 $0 $0
John Creutz (Chairman) $0 $0 $0
Wanda Duncan (Secretary) $0 $0 $0
Melissa Spencer (Vice Chairman) $0 $0 $0
Ken Ruth (Treasurer) $0 $0 $0
Jim Craiglow (Director) $0 $0 $0
Open (Director) $0 $0 $0
Ken Cook (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2018

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2017

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$668,261
Expenses
$626,946
Net Income
$41,315
Net Assets
$1,071,601
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $668,261
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $273,623
43.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $14,540,147
Total Liabilities $13,468,546
Net Assets $1,071,601
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
James Cauble (President) $74,300 $0 $0
Sheila Bess (Vice Chairman) $0 $0 $0
Melissa Spencer (Chairman) $0 $0 $0
John Creutz (Secretary) $0 $0 $0
Kenneth Ruth (Treasurer) $0 $0 $0
Tom Little (Director) $0 $0 $0
Wanda Duncan (Director) $0 $0 $0
Ken Aufdenberg (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$682,324
Expenses
$656,578
Net Income
$25,746
Net Assets
$1,030,286
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $682,324
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $14,541,477
Total Liabilities $13,511,191
Net Assets $1,030,286
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
James Cauble (President) $70,200 $0 $0
Sheila Bess (Vice Chairman) $0 $0 $0
Melissa Spencer (Chairman) $0 $0 $0
John Creutz (Secretary) $0 $0 $0
Kenneth Ruth (Treasurer) $0 $0 $0
Tom Little (Director) $0 $0 $0
Wanda Duncan (Director) $0 $0 $0
Ken Aufdenberg (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$700,352
Expenses
$668,155
Net Income
$32,197
Net Assets
$1,004,540
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $700,352
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $281,952
42.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $13,458,109
Total Liabilities $12,453,569
Net Assets $1,004,540
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
James Cauble (President) $70,200 $0 $0
Sheila Bess (Vice Chairman) $0 $0 $0
Melissa Spencer (Chairman) $0 $0 $0
John Creutz (Secretary) $0 $0 $0
Kenneth Ruth (Treasurer) $0 $0 $0
Tom Little (Director) $0 $0 $0
Wanda Duncan (Director) $0 $0 $0
Ken Aufdenberg (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$711,405
Expenses
$717,562
Net Income
-$6,157
Net Assets
$972,343
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $711,405
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $258,016
36.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $12,839,546
Total Liabilities $11,867,203
Net Assets $972,343
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Sheila Bess (Vice Chairman) $0 $0 $0
Melissa Spencer (Chairman) $0 $0 $0
John Creutz (Secretary) $0 $0 $0
Kenneth Ruth (Treasurer) $0 $0 $0
Tom Little (Director) $0 $0 $0
Wanda Duncan (Director) $0 $0 $0
Ken Aufdenberg (Director) $0 $0 $0
James Cauble (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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