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Michigan Property And Casualty Guaranty Association

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$11.3M (2023)

Expenses
$13.5M (2023)

Total Assets
$125M (2023)

Total Liabilities
$41.1M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,322,292
Expenses
$13,548,362
Net Income
-$2,226,070
Net Assets
$83,861,446
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,853,405
78.2%
Investment Income $3,299,871
29.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$830,984
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $479,874
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $722,256
5.3%
Assets/Debt
Total Assets $125,011,204
Total Liabilities $41,149,758
Net Assets $83,861,446
Compensation
Key Employees and Officers Compensation Related Other
Jeffery Jenkins (Executive Director) $223,540 $0 $38,571
John Arment (Director Of Finance And Admin.) $181,133 $0 $32,303
Laura Myers (Claims Manager) $134,409 $0 $31,087
Lori Rice (Accounting Manager) $118,969 $0 $29,479
Ben Czapiewski (Senior Claims Adjuster) $102,576 $0 $21,086
James Moritz (Chair) $0 $0 $0
Steven Donnelly (Board Member) $0 $0 $0
Richard L Fox (Board Member) $0 $0 $0
Amy Mass (Board Member) $0 $0 $0
Suzanne Phillips (Board Member) $0 $0 $0
Omari Sankofa (Board Member) $0 $0 $0
Margaret Scheske (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,294,916
Expenses
$32,360,522
Net Income
-$16,065,606
Net Assets
$78,975,151
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,343,208
69.6%
Investment Income $2,081,377
12.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,870,331
17.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $455,407
1.4%
Professional Fundraising Fees $0
Other Salaries and Wages $798,454
2.5%
Assets/Debt
Total Assets $123,183,615
Total Liabilities $44,208,464
Net Assets $78,975,151
Compensation
Key Employees and Officers Compensation Related Other
Jeffery Jenkins (Executive Director) $213,342 $0 $36,629
John Arment (Director Of Finance And Admin.) $170,971 $0 $30,505
Laura Myers (Claims Manager) $127,044 $0 $29,405
Lori Rice (Accounting Manager) $112,951 $0 $28,887
Josephine Rea (Claims Support Manager) $101,853 $0 $17,596
Richard L Fox (Chair) $0 $0 $0
Steven Donnelly (Board Member) $0 $0 $0
Amy Mass (Board Member) $0 $0 $0
James Moritz (Board Member) $0 $0 $0
Suzanne Phillips (Board Member) $0 $0 $0
Omari Sankofa (Board Member) $0 $0 $0
Margaret Scheske (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,019,730
Expenses
$6,495,992
Net Income
$9,523,738
Net Assets
$110,714,406
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,222,223
63.8%
Investment Income $2,490,988
15.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,306,519
20.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $421,952
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $759,775
11.7%
Assets/Debt
Total Assets $169,923,303
Total Liabilities $59,208,897
Net Assets $110,714,406
Compensation
Key Employees and Officers Compensation Related Other
Jeffery Jenkins (Executive Director) $195,221 $0 $33,415
John Arment (Director Of Finance And Admin.) $161,821 $0 $31,495
Laura Myers (Claims Manager) $121,718 $0 $30,398
Josephine Rea (Claims Support Manager) $114,188 $0 $24,950
Lori Rice (Accounting Manager) $109,528 $0 $28,647
Shannon Anderson (Chair) $0 $0 $0
Richard L Fox (Vice Chair) $0 $0 $0
Amy Mass (Board Member) $0 $0 $0
Suzanne Phillips (Board Member) $0 $0 $0
Omari Sankofa (Board Member) $0 $0 $0
Margaret Scheske (Board Member) $0 $0 $0
Fran Wallace (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,638,878
Expenses
$9,688,701
Net Income
$2,950,177
Net Assets
$100,160,021
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,402,493
66.5%
Investment Income $2,513,934
19.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,722,451
13.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $435,730
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $759,848
7.8%
Assets/Debt
Total Assets $167,155,900
Total Liabilities $66,995,879
Net Assets $100,160,021
Compensation
Key Employees and Officers Compensation Related Other
Jeffery Jenkins (Executive Director) $191,650 $0 $44,243
John Arment (Director Of Finance And Admin.) $164,756 $0 $35,081
Laura Myers (Claim Manager) $123,449 $0 $29,089
Josephine Rea (Claim Manager) $114,088 $0 $36,655
Lori Rice (Accounting Manager) $109,724 $0 $27,679
Margaret Scheske (Chair) $0 $0 $0
Shannon Anderson (Vice Chair) $0 $0 $0
Richard L Fox (Board Member) $0 $0 $0
Amy Mass (Board Member) $0 $0 $0
Suzanne Phillips (Board Member) $0 $0 $0
Fran Wallace (Board Member) $0 $0 $0
James W Webb (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$26,159,733
Expenses
$17,220,251
Net Income
$8,939,482
Net Assets
$91,054,140
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,169,679
84.7%
Investment Income $3,283,734
12.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $706,320
2.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $341,128
2.0%
Professional Fundraising Fees $0
Other Salaries and Wages $765,743
4.4%
Assets/Debt
Total Assets $160,969,224
Total Liabilities $69,915,084
Net Assets $91,054,140
Compensation
Key Employees and Officers Compensation Related Other
John Arment (Director Of Finance And Admin.) $147,305 $0 $32,235
Laura Myers (Claim Manager) $116,012 $0 $27,034
Thomas Kujawa (Former Executive Director) $110,551 $0 $5,516
Josephine Rea (Claim Manager) $107,367 $0 $34,126
Jeffery Jenkins (Executive Director) $36,469 $0 $9,052
Margaret Scheske (Chair) $0 $0 $0
Shannon Anderson (Vice Chair) $0 $0 $0
Richard L Fox (Board Member) $0 $0 $0
Amy Mass (Board Member) $0 $0 $0
Suzanne Phillips (Board Member) $0 $0 $0
Fran Wallace (Board Member) $0 $0 $0
James W Webb (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$34,507,368
Expenses
$2,294,873
Net Income
$32,212,495
Net Assets
$75,203,459
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $32,300,256
93.6%
Investment Income $2,334,514
6.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$127,402
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $335,824
14.6%
Professional Fundraising Fees $0
Other Salaries and Wages $795,653
34.7%
Assets/Debt
Total Assets $142,864,064
Total Liabilities $67,660,605
Net Assets $75,203,459
Compensation
Key Employees and Officers Compensation Related Other
John Arment (Director Of Finance And Admin.) $164,254 $0 $10,036
Thomas Kujawa (Executive Director) $149,460 $0 $12,073
Laura Myers (Claim Manager) $131,833 $0 $7,821
Josephine Rea (Claim Manager) $130,803 $0 $7,401
James W Webb (Chair) $0 $0 $0
Margaret A Scheske (Vice Chair) $0 $0 $0
Richard L Fox (Board Member) $0 $0 $0
Daniel Graf (Board Member) $0 $0 $0
Amy Mass (Board Member) $0 $0 $0
Marretta Mistretta (Board Member) $0 $0 $0
Fran Wallace (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,977,876
Expenses
$29,412,546
Net Income
-$10,434,670
Net Assets
$45,455,544
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,533,670
81.9%
Investment Income $2,244,537
11.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,199,669
6.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $351,614
1.2%
Professional Fundraising Fees $0
Other Salaries and Wages $749,288
2.5%
Assets/Debt
Total Assets $127,358,998
Total Liabilities $81,903,454
Net Assets $45,455,544
Compensation
Key Employees and Officers Compensation Related Other
Thomas Kujawa (Executive Director) $168,049 $0 $11,041
John Arment (Director Of Finance And Admin.) $163,287 $0 $9,237
Josephine Rea (Claim Manager) $130,858 $0 $6,608
Laura Myers (Claim Manager) $130,340 $0 $7,008
Margaret A Scheske (Vice Chair) $0 $0 $0
Gregory J Kuchenberg (Board Member) $0 $0 $0
Daniel Graf (Board Member) $0 $0 $0
Fran Wallace (Board Member) $0 $0 $0
James W Webb (Chair) $0 $0 $0
Meggan K Connor (Board Member) $0 $0 $0
Richard L Fox (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,833,907
Expenses
$22,623,630
Net Income
-$11,789,723
Net Assets
$52,639,156
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,871,790
81.9%
Investment Income $1,540,979
14.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $421,138
3.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $340,179
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $747,847
3.3%
Assets/Debt
Total Assets $141,115,541
Total Liabilities $88,476,385
Net Assets $52,639,156
Compensation
Key Employees and Officers Compensation Related Other
Thomas Kujawa (Executive Director) $163,070 $0 $11,303
John Arment (Director Of Finance And Admin.) $156,318 $0 $9,488
Laura Myers (Claim Manager) $123,871 $0 $7,308
Josephine Rea (Claim Manager) $122,218 $0 $6,880
Margaret A Scheske (Board Member) $0 $0 $0
Kurt Gallinger (Board Member) $0 $0 $0
James M Moritz (Chair) $0 $0 $0
Fran Wallace (Board Member) $0 $0 $0
James W Webb (Vice Chair) $0 $0 $0
Meggan K Connor (Board Member) $0 $0 $0
Fred Khoury (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$24,378,720
Expenses
$15,640,516
Net Income
$8,738,204
Net Assets
$62,787,308
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,511,671
92.3%
Investment Income $1,446,091
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $420,958
1.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $313,988
2.0%
Professional Fundraising Fees $0
Other Salaries and Wages $737,968
4.7%
Assets/Debt
Total Assets $146,723,466
Total Liabilities $83,936,158
Net Assets $62,787,308
Compensation
Key Employees and Officers Compensation Related Other
Thomas Kujawa (Executive Director) $161,303 $0 $10,918
John Arment (Director Of Finance And Admin.) $152,685 $0 $9,036
Margaret A Scheske (Board Member) $0 $0 $0
Steven Pieren (Board Member) $0 $0 $0
Kurt Gallinger (Board Member) $0 $0 $0
James M Moritz (Chair) $0 $0 $0
Michael Dawdy (Board Member) $0 $0 $0
Fran Wallace (Board Member) $0 $0 $0
James W Webb (Vice Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,105,865
Expenses
$35,734,896
Net Income
-$17,629,031
Net Assets
$55,559,063
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $16,901,648
93.3%
Investment Income $1,138,761
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $65,456
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $304,520
0.9%
Professional Fundraising Fees $0
Other Salaries and Wages $692,894
1.9%
Assets/Debt
Total Assets $144,824,048
Total Liabilities $89,264,985
Net Assets $55,559,063
Compensation
Key Employees and Officers Compensation Related Other
Thomas Kujawa (Executive Director) $154,240 $0 $2,428
John Arment (Director Of Finance And Admin.) $125,592 $0 $22,260
Margaret A Scheske (Board Member) $0 $0 $0
Steven Pieren (Board Member) $0 $0 $0
Kurt Gallinger (Board Member) $0 $0 $0
James M Moritz (Chair) $0 $0 $0
Michael Dawdy (Board Member) $0 $0 $0
Fran Wallace (Board Member) $0 $0 $0
James W Webb (Vice Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,236,747
Expenses
$16,459,504
Net Income
-$5,222,757
Net Assets
$72,479,875
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,123,641
63.4%
Investment Income $819,141
7.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,293,965
29.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $295,061
1.8%
Professional Fundraising Fees $0
Other Salaries and Wages $666,440
4.0%
Assets/Debt
Total Assets $152,045,071
Total Liabilities $79,565,196
Net Assets $72,479,875
Compensation
Key Employees and Officers Compensation Related Other
Thomas Kujawa (Executive Director) $148,184 $0 $3,008
John Arment (Director Of Finance And Admin.) $119,722 $0 $24,147
Margaret A Scheske (Board Member) $0 $0 $0
Kathleen Querfeld (Board Member) $0 $0 $0
Kurt Gallinger (Board Member) $0 $0 $0
James M Moritz (Chair) $0 $0 $0
Mai Tran (Board Member) $0 $0 $0
Fran Wallace (Board Member) $0 $0 $0
James W Webb (Vice Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,625,758
Expenses
$1,864,798
Net Income
$13,760,960
Net Assets
$79,489,452
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,735,116
87.9%
Investment Income $1,776,623
11.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $114,019
0.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $287,044
15.4%
Professional Fundraising Fees $0
Other Salaries and Wages $641,299
34.4%
Assets/Debt
Total Assets $155,905,060
Total Liabilities $76,415,608
Net Assets $79,489,452

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,019,704
Expenses
$31,592,419
Net Income
-$11,572,715
Net Assets
$64,816,017
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,950,791
89.7%
Investment Income $2,079,698
10.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$10,785
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $484,640
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $433,851
1.4%
Assets/Debt
Total Assets $153,291,238
Total Liabilities $88,475,221
Net Assets $64,816,017

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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