PROPUBLICA Fearless Reporting for an Informed Society — Join Us.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Access Credit Union

  • Bristol, PA
  • Tax-exempt since Dec. 2013
  • EIN: 23-7237052

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.57M (2023)

Expenses
$2.25M (2023)

Total Assets
$58.9M (2023)

Total Liabilities
$52M (2023)

Source: Form 990 tax filings from 2012 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,572,890
Expenses
$2,249,671
Net Income
$323,219
Net Assets
$6,937,235
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,023,634
78.7%
Investment Income $549,256
21.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $391,432
17.4%
Professional Fundraising Fees $0
Other Salaries and Wages $333,647
14.8%
Assets/Debt
Total Assets $58,906,188
Total Liabilities $51,968,953
Net Assets $6,937,235
Compensation
Key Employees and Officers Compensation Related Other
Stephen Cordisco (Ceo) $139,103 $0 $0
Kevin Backstrom (Coo) $127,835 $0 $0
John Doyle (Controller) $56,700 $0 $0
Maxine Kunyczka (Chairman) $0 $0 $0
Peter Faight (Director) $0 $0 $0
Scott Harris (Director) $0 $0 $0
Frank Marino (Director) $0 $0 $0
Anthony Pinto (Director) $0 $0 $0
Greg Micucci (Director) $0 $0 $0
Kevin Frake (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 27, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,181,259
Expenses
$1,915,078
Net Income
$266,181
Net Assets
$6,804,483
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,938,521
88.9%
Investment Income $242,738
11.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $376,186
19.6%
Professional Fundraising Fees $0
Other Salaries and Wages $300,461
15.7%
Assets/Debt
Total Assets $54,132,845
Total Liabilities $47,328,362
Net Assets $6,804,483
Compensation
Key Employees and Officers Compensation Related Other
Stephen Cordisco (Ceo) $135,052 $0 $0
Kevin Backstrom (Coo) $125,329 $0 $0
John Doyle (Controller) $50,306 $0 $0
Maxine Kunyczka (Chairman) $0 $0 $0
Peter Faight (Director) $0 $0 $0
Scott Harris (Director) $0 $0 $0
Frank Marino (Director) $0 $0 $0
Anthony Pinto (Director) $0 $0 $0
Greg Micucci (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 22, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,045,987
Expenses
$1,891,519
Net Income
$154,468
Net Assets
$6,830,104
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,942,063
94.9%
Investment Income $103,924
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $312,041
16.5%
Professional Fundraising Fees $0
Other Salaries and Wages $334,822
17.7%
Assets/Debt
Total Assets $55,138,901
Total Liabilities $48,308,797
Net Assets $6,830,104
Compensation
Key Employees and Officers Compensation Related Other
Stephen D Cordisco (Ceo) $132,500 $0 $0
Keviv Backstrom (Coo) $123,320 $0 $0
Maxine Kunyczka (Chairman Of The Board) $0 $0 $0
Pete Faight (Director) $0 $0 $0
Howard Solomon (Director) $0 $0 $0
Scott Harris (Director) $0 $0 $0
Anthony Pinto (Director) $0 $0 $0
Frank Marino (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 28, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,041,019
Expenses
$1,822,413
Net Income
$218,606
Net Assets
$6,723,770
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,844,444
90.4%
Investment Income $196,575
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $301,624
16.6%
Professional Fundraising Fees $0
Other Salaries and Wages $351,037
19.3%
Assets/Debt
Total Assets $53,550,056
Total Liabilities $46,826,286
Net Assets $6,723,770
Compensation
Key Employees and Officers Compensation Related Other
Stephen Cordisco (Ceo) $125,000 $0 $27,755
Kevin Backstrom (Coo) $116,000 $0 $18,299
Maxine Kunyczka (Chairman Of The Board) $14,569 $0 $10,310
Pete Faight (Director) $0 $0 $0
Howard Solomon (Director) $0 $0 $0
Scott Harris (Director) $0 $0 $0
Anthony Pinto (Director) $0 $0 $0
Frank Marino (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 22, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$0
Expenses
$0
Net Income
$0
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,945,068
Expenses
$1,889,140
Net Income
$55,928
Net Assets
$6,296,330
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,676,563
86.2%
Investment Income $264,905
13.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $3,600
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $420,700
22.3%
Professional Fundraising Fees $0
Other Salaries and Wages $346,205
18.3%
Assets/Debt
Total Assets $43,296,719
Total Liabilities $37,000,389
Net Assets $6,296,330

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,832,080
Expenses
$1,921,461
Net Income
-$89,381
Net Assets
$6,287,004
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,639,305
89.5%
Investment Income $181,375
9.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $11,400
0.6%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $428,643
22.3%
Professional Fundraising Fees $0
Other Salaries and Wages $302,774
15.8%
Assets/Debt
Total Assets $42,933,294
Total Liabilities $36,646,290
Net Assets $6,287,004

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,857,264
Expenses
$2,082,917
Net Income
-$225,653
Net Assets
$6,376,385
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,689,436
91.0%
Investment Income $153,428
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $14,400
0.8%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $441,748
21.2%
Professional Fundraising Fees $0
Other Salaries and Wages $419,270
20.1%
Assets/Debt
Total Assets $41,815,948
Total Liabilities $35,439,563
Net Assets $6,376,385
Compensation
Key Employees and Officers Compensation Related Other
Maxine Kunyczka (Ceo) $158,401 $0 $22,002
Kevin Backstrom (Coo) $111,490 $0 $14,257
Stephen Cordisco (Cfo) $106,343 $0 $16,255
Paul Nolan (Director) $13,000 $0 $0
Peter Faight (Director) $0 $0 $0
Bob Szczepkowski (Director) $0 $0 $0
William Morris (Director) $0 $0 $0
Charles Shipley (Director) $0 $0 $0
Frank Marino (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 4, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,861,261
Expenses
$2,337,053
Net Income
-$475,792
Net Assets
$6,601,984
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,682,570
90.4%
Investment Income $164,291
8.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $14,400
0.8%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $402,570
17.2%
Professional Fundraising Fees $0
Other Salaries and Wages $332,808
14.2%
Assets/Debt
Total Assets $42,541,069
Total Liabilities $35,939,085
Net Assets $6,601,984
Compensation
Key Employees and Officers Compensation Related Other
Maxine Kunyczka (Ceo) $146,184 $0 $25,487
Kevin Backstrom (Coo) $97,074 $0 $12,952
Stephen Cordisco (Cfo) $93,642 $0 $14,232
Paul Nolan (Director) $13,000 $0 $6,760
Peter Faight (Director) $0 $0 $0
Bob Szczepkowski (Director) $0 $0 $0
William Morris (Director) $0 $0 $0
Charles Shipley (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 25, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,937,071
Expenses
$1,889,854
Net Income
$47,217
Net Assets
$7,077,776
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,723,816
89.0%
Investment Income $199,794
10.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $14,400
0.7%
Net Fundraising $0
Sales of Assets -$939
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $416,934
22.1%
Professional Fundraising Fees $0
Other Salaries and Wages $338,959
17.9%
Assets/Debt
Total Assets $42,258,281
Total Liabilities $35,180,505
Net Assets $7,077,776
Compensation
Key Employees and Officers Compensation Related Other
Maxine Kunyczka (Ceo) $143,317 $0 $24,399
Kevin Backstrom (Coo) $103,108 $0 $11,244
Stephen Cordisco (Cfo) $99,456 $0 $16,265
Paul Nolan (Director) $13,000 $0 $6,144
Peter Faight (Director) $0 $0 $0
Bob Szczepkowski (Director) $0 $0 $0
William Morris (Director) $0 $0 $0
Charles Shipley (Chairman) $0 $0 $0
Margaret Mitchell (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 5, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,029,631
Expenses
$1,979,414
Net Income
$50,217
Net Assets
$7,030,559
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,702,657
83.9%
Investment Income $268,936
13.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $14,400
0.7%
Net Fundraising $0
Sales of Assets $43,638
2.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $427,706
21.6%
Professional Fundraising Fees $0
Other Salaries and Wages $283,393
14.3%
Assets/Debt
Total Assets $43,567,687
Total Liabilities $36,537,128
Net Assets $7,030,559
Compensation
Key Employees and Officers Compensation Related Other
Maxine Kunyczka (Ceo) $146,630 $0 $21,324
Kevin Backstrom (Coo) $104,590 $0 $11,104
Stephen Cordisco (Cfo) $100,885 $0 $17,580
Paul Nolan (Director) $15,500 $0 $5,933
Charles Shipley (Chairman) $2,000 $0 $0
William Morris (Director) $1,160 $0 $0
Bog Szczepkowski (Director) $1,000 $0 $0
Peter Faight (Director) $0 $0 $0
Margaret Mitchell (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,068,302
Expenses
$1,927,110
Net Income
$141,192
Net Assets
$6,980,342
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,726,340
83.5%
Investment Income $327,562
15.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $14,400
0.7%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $409,092
21.2%
Professional Fundraising Fees $0
Other Salaries and Wages $313,195
16.3%
Assets/Debt
Total Assets $42,963,305
Total Liabilities $35,982,963
Net Assets $6,980,342

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated