Ora T & Dessie H Lower Memorial Scholarship Fund 2835174010

Chicago, IL
Tax-exempt since Aug. 1973
EIN: 23-7311043

Type of Nonprofit

Designated as a 501(c)(3) Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Donations to this organization are tax deductible.

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Jan.
2025

Revenue

$61,501

Expenses

$62,532

Net Income

-$1,031

Net Assets

$690,728

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$31,005	50.4%
Sales of Assets	$30,496	49.6%
Other Income	$0

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$51,444	82.3%
Compensation of Officers*	$18,090	28.9%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$690,728
Total Liabilities	$0
Net Assets	$690,728

Compensation

Key Employees and Officers	Compensation	Other
Jp Morgan Chase Bank Na (Trustee)	$18,090	$0
Dr John E Williams (Committee)	$0	$0
Michelle Walls (Committee)	$0	$0

990-PF

Filed on May 7, 2025

Primary tax return for a private foundation's activities, finances, and governance

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Schedules ▼

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Fiscal Year Ending Jan.
2024

Revenue

$46,321

Expenses

$63,625

Net Income

-$17,304

Net Assets

$688,783

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$23,369	50.5%
Sales of Assets	$22,617	48.8%
Other Income	$335	0.7%

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$53,006	83.3%
Compensation of Officers*	$16,906	26.6%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$688,783
Total Liabilities	$0
Net Assets	$688,783

Compensation

Key Employees and Officers	Compensation	Other
Jp Morgan Chase Bank Na (Trustee)	$16,906	$0
Dr John E Williams (Committee)	$0	$0
Michelle Walls (Committee)	$0	$0

990-PF

Filed on April 22, 2024

Primary tax return for a private foundation's activities, finances, and governance

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Schedules ▼

PDF XML

Fiscal Year Ending Jan.
2023

Revenue

$25,946

Expenses

$62,059

Net Income

-$36,113

Net Assets

$703,216

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$23,448	90.4%
Sales of Assets	$2,497	9.6%
Other Income	$1	0.0%

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$50,345	81.1%
Compensation of Officers*	$16,923	27.3%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$703,216
Total Liabilities	$0
Net Assets	$703,216

Compensation

Key Employees and Officers	Compensation	Other
Jp Morgan Chase Bank Na (Trustee)	$16,923	$0
Dr John E Williams (Committee)	$0	$0
Michelle Walls (Committee)	$0	$0

990-PF

Filed on June 5, 2023

Primary tax return for a private foundation's activities, finances, and governance

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Schedules ▼

PDF XML

Fiscal Year Ending Jan.
2022

Revenue

$65,950

Expenses

$58,179

Net Income

$7,771

Net Assets

$731,732

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$30,618	46.4%
Sales of Assets	$35,101	53.2%
Other Income	$231	0.4%

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$47,176	81.1%
Compensation of Officers*	$18,316	31.5%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$731,732
Total Liabilities	$0
Net Assets	$731,732

Compensation

Key Employees and Officers	Compensation	Other
Jp Morgan Chase Bank N A (Trustee)	$18,316	$0
Dr John E Williams (Committee)	$0	$0
Michelle Walls (Committee)	$0	$0

990-PF

Filed on June 6, 2022

Primary tax return for a private foundation's activities, finances, and governance

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Schedules ▼

PDF XML

Fiscal Year Ending Jan.
2021

Revenue

$39,090

Expenses

$55,568

Net Income

-$16,478

Net Assets

$723,963

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$19,201	49.1%
Sales of Assets	$19,889	50.9%
Other Income	$0

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$44,186	79.5%
Compensation of Officers*	$15,408	27.7%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$723,964
Total Liabilities	$1
Net Assets	$723,963

Compensation

Key Employees and Officers	Compensation	Other
Jp Morgan Chase Bank N A (Trustee)	$15,408	$0
Dr John E Williams (Committee)	$0	$0
Michelle Walls (Committee)	$0	$0

990-PF

Filed on June 4, 2021

Primary tax return for a private foundation's activities, finances, and governance

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XML

Fiscal Year Ending Jan.
2020

Revenue

$62,244

Expenses

$54,205

Net Income

$8,039

Net Assets

$738,493

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$21,459	34.5%
Sales of Assets	$40,785	65.5%
Other Income	$0

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$42,945	79.2%
Compensation of Officers*	$14,706	27.1%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$738,494
Total Liabilities	$1
Net Assets	$738,493

Compensation

Key Employees and Officers	Compensation	Other
Jp Morgan Chase Bank N A (Trustee)	$14,706	$0
Dr John E Williams (Committee)	$0	$0
Michelle Walls (Committee)	$0	$0

990-PF

Filed on June 10, 2020

Primary tax return for a private foundation's activities, finances, and governance

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Schedules ▼

PDF XML

Fiscal Year Ending Jan.
2019

Revenue

$53,301

Expenses

$50,749

Net Income

$2,552

Net Assets

$729,460

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$19,388	36.4%
Sales of Assets	$33,913	63.6%
Other Income	$0

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$41,948	82.7%
Compensation of Officers*	$11,619	22.9%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$729,460
Total Liabilities	$0
Net Assets	$729,460

Compensation

Key Employees and Officers	Compensation	Other
Jpmorgan Chase Bank Na (Trustee)	$11,619	$0
Drjohn E Williams Rush City Schools (Committeeman)	$0	$0
Michelle Walls (Committeeman)	$0	$0

990-PF

Filed on June 7, 2019

Primary tax return for a private foundation's activities, finances, and governance

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Schedules ▼

PDF XML

Fiscal Year Ending Jan.
2018

Revenue

$52,678

Expenses

$48,114

Net Income

$4,564

Net Assets

$726,912

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$19,510	37.0%
Sales of Assets	$33,154	62.9%
Other Income	$14	0.0%

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$41,982	87.3%
Compensation of Officers*	$9,454	19.6%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$726,912
Total Liabilities	$0
Net Assets	$726,912

Compensation

Key Employees and Officers	Compensation	Other
Jp Morgan Chase Bank Na (Trustee)	$9,454	$0
Drjohn E Williams Rush City Schools (Committeeman)	$0	$0
Michelle Walls (Committeeman)	$0	$0

990-PF

Filed on June 11, 2018

Primary tax return for a private foundation's activities, finances, and governance

View Filing

Schedules ▼

PDF XML

Fiscal Year Ending Jan.
2017

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

990-PF

Primary tax return for a private foundation's activities, finances, and governance

PDF

Fiscal Year Ending Jan.
2016

Revenue

$28,502

Expenses

$52,484

Net Income

-$23,982

Net Assets

$749,083

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$16,471	57.8%
Sales of Assets	$12,031	42.2%
Other Income	$0

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$44,406	84.6%
Compensation of Officers*	$9,115	17.4%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$749,083
Total Liabilities	$0
Net Assets	$749,083

990-PF

Primary tax return for a private foundation's activities, finances, and governance

PDF

Fiscal Year Ending Jan.
2015

Revenue

$77,606

Expenses

$48,460

Net Income

$29,146

Net Assets

$772,588

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$18,517	23.9%
Sales of Assets	$59,089	76.1%
Other Income	$0

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$40,094	82.7%
Compensation of Officers*	$9,576	19.8%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$772,588
Total Liabilities	$0
Net Assets	$772,588

990-PF

Primary tax return for a private foundation's activities, finances, and governance

PDF

Fiscal Year Ending Jan.
2014

Revenue

$50,150

Expenses

$47,777

Net Income

$2,373

Net Assets

$743,441

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$14,671	29.3%
Sales of Assets	$34,760	69.3%
Other Income	$719	1.4%

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$40,391	84.5%
Compensation of Officers*	$9,165	19.2%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$743,441
Total Liabilities	$0
Net Assets	$743,441

990-PF

Primary tax return for a private foundation's activities, finances, and governance

PDF

Fiscal Year Ending Jan.
2013

Revenue

$31,368

Expenses

$44,411

Net Income

-$13,043

Net Assets

$742,875

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$0
Dividends	$14,644	46.7%
Sales of Assets	$16,724	53.3%
Other Income	$0

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$37,633	84.7%
Compensation of Officers*	$8,509	19.2%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$742,875
Total Liabilities	$0
Net Assets	$742,875

990-PF

Primary tax return for a private foundation's activities, finances, and governance

PDF

Fiscal Year Ending Jan.
2012

Revenue

$47,292

Expenses

$49,260

Net Income

-$1,968

Net Assets

$755,535

Notable Sources of Revenue		Percent of Total Revenue
Contributions Received	$0
Interest Revenue	$9	0.0%
Dividends	$15,553	32.9%
Sales of Assets	$31,730	67.1%
Other Income	$0

Notable Expenses		Percent of Total Expenses
Charitable Disbursements	$38,960	79.1%
Compensation of Officers*	$9,039	18.3%
* Officer compensation may be included in charitable disbursements, so Percent of Total Expenses may add up to greater than 100%.

Assets/Debt
Total Assets	$755,536
Total Liabilities	$1
Net Assets	$755,535

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

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Updated April 20, 2026

Ora T & Dessie H Lower Memorial Scholarship Fund 2835174010

Organization summary

Type of Nonprofit

Tax Filings by Year

Fiscal Year Ending Jan. 2025

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Compensation

Document Links

990-PF

Fiscal Year Ending Jan. 2024

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Compensation

Document Links

990-PF

Fiscal Year Ending Jan. 2023

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Compensation

Document Links

990-PF

Fiscal Year Ending Jan. 2022

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Compensation

Document Links

990-PF

Fiscal Year Ending Jan. 2021

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Compensation

Document Links

990-PF

Fiscal Year Ending Jan. 2020

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Compensation

Document Links

990-PF

Fiscal Year Ending Jan. 2019

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Compensation

Document Links

990-PF

Fiscal Year Ending Jan. 2018

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Compensation

Document Links

990-PF

Fiscal Year Ending Jan. 2017

No Extracted Financial Data

Document Links

990-PF

Fiscal Year Ending Jan. 2016

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Document Links

990-PF

Fiscal Year Ending Jan. 2015

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Document Links

990-PF

Fiscal Year Ending Jan. 2014

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Document Links

990-PF

Fiscal Year Ending Jan. 2013

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Document Links

990-PF

Fiscal Year Ending Jan. 2012

Extracted Financial Data

Extracted Financial Data from Form 990-PF

Document Links

Fiscal Year Ending Jan.
2025

Fiscal Year Ending Jan.
2024

Fiscal Year Ending Jan.
2023

Fiscal Year Ending Jan.
2022

Fiscal Year Ending Jan.
2021

Fiscal Year Ending Jan.
2020

Fiscal Year Ending Jan.
2019

Fiscal Year Ending Jan.
2018

Fiscal Year Ending Jan.
2017

Fiscal Year Ending Jan.
2016

Fiscal Year Ending Jan.
2015

Fiscal Year Ending Jan.
2014

Fiscal Year Ending Jan.
2013

Fiscal Year Ending Jan.
2012

Fiscal Year Ending Jan.
2011

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2010

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2009

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2008

Fiscal Year Ending June
2007

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2006

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2005

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2003

Fiscal Year Ending June
2002