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Locust Mutual Fire Insurance Co

Organization summary

Type of Nonprofit

Designated as a Mutual insurance companies or associations which provide insurance to members substantially at cost.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$170k (2023)

Expenses
$126k (2023)

Total Assets
$1.27M (2023)

Total Liabilities
$7.17k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$170,337
Expenses
$126,196
Net Income
$44,141
Net Assets
$1,262,183
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $102,064
59.9%
Investment Income $68,273
40.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,900
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $19,454
15.4%
Assets/Debt
Total Assets $1,269,354
Total Liabilities $7,171
Net Assets $1,262,183
Compensation
Key Employees and Officers Compensation Related Other
Hannah R Mitchell (Agent/Secretary) $12,945 $0 $0
Julia D Gusick (Director/Agent) $8,324 $0 $0
Laura Weaver (Treasurer/Director) $3,170 $0 $0
Edwin S Hoffman (Director/President) $580 $0 $0
Dennis P Levan (Director) $420 $0 $0
Randall N Fetterman (Director) $420 $0 $0
Rodger Rhodes (Director) $420 $0 $0
David R Adams (Director) $420 $0 $0
Kenneth H Rarig (Director) $420 $0 $0
Charles D Fahringer (Vice President/Director) $410 $0 $0
Lane I Beaver (Director) $300 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$110,159
Expenses
$125,507
Net Income
-$15,348
Net Assets
$1,207,558
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $104,563
94.9%
Investment Income $50,494
45.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$44,898
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,960
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $22,615
18.0%
Assets/Debt
Total Assets $1,214,255
Total Liabilities $6,697
Net Assets $1,207,558
Compensation
Key Employees and Officers Compensation Related Other
Lane I Beaver (Secretary/Director/Agent) $15,199 $0 $0
Julia D Gusick (Director/Agent) $8,932 $0 $0
Laura Weaver (Treasurer/Director) $3,170 $0 $0
Hannah R Mitchell (Secretary) $1,833 $0 $0
Kenneth H Rarig (President/Director) $640 $0 $0
Charles D Fahringer (Vice President/Director) $470 $0 $0
Dennis P Levan (Director) $420 $0 $0
Randall N Fetterman (Director) $420 $0 $0
David R Adams (Director) $420 $0 $0
Rodger Rhodes (Director) $300 $0 $0
Edwin S Hoffman (Director) $300 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$135,943
Expenses
$132,979
Net Income
$2,964
Net Assets
$1,247,478
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $101,244
74.5%
Investment Income $34,527
25.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $172
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,960
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $20,113
15.1%
Assets/Debt
Total Assets $1,252,496
Total Liabilities $5,018
Net Assets $1,247,478
Compensation
Key Employees and Officers Compensation Related Other
Lane I Beaver (Secretary/Director/Agent) $13,327 $0 $0
Julia D Gusick (Director/Agent) $8,853 $0 $0
Laura Weaver (Treasurer/Director) $3,170 $0 $0
Kenneth H Rarig (President/Director) $640 $0 $0
Randall N Fetterman (Director) $420 $0 $0
Rodger Rhodes (Director) $420 $0 $0
Edwin S Hoffman (Director) $420 $0 $0
Charles D Fahringer (Vice President/Director) $410 $0 $0
Dennis P Levan (Director) $360 $0 $0
David R Adams (Director) $360 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$146,457
Expenses
$116,852
Net Income
$29,605
Net Assets
$1,276,814
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $93,686
64.0%
Investment Income $52,911
36.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$140
Notable Expenses Percent of Total Expenses
Executive Compensation $3,960
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $18,236
15.6%
Assets/Debt
Total Assets $1,282,864
Total Liabilities $6,050
Net Assets $1,276,814
Compensation
Key Employees and Officers Compensation Related Other
Lane I Beaver (Secretary/Director/Agent) $12,927 $0 $0
Julia D Gusick (Director/Agent) $7,319 $0 $0
Laura Weaver (Treasurer/Director) $3,170 $0 $0
Kenneth H Rarig (President/Director) $640 $0 $0
Charles D Fahringer (Vice President/Director) $470 $0 $0
Dennis P Levan (Director) $420 $0 $0
Randall N Fetterman (Director) $420 $0 $0
Rodger Rhodes (Director) $420 $0 $0
David R Adams (Director) $420 $0 $0
Edwin S Hoffman (Director) $300 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$151,021
Expenses
$130,333
Net Income
$20,688
Net Assets
$1,248,933
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $102,467
67.8%
Investment Income $48,429
32.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $125
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,140
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $19,942
15.3%
Assets/Debt
Total Assets $1,255,279
Total Liabilities $6,346
Net Assets $1,248,933
Compensation
Key Employees and Officers Compensation Related Other
Lane I Beaver (Secretary/Director/Agent) $13,119 $0 $0
Julia D Gusick (Director/Agent) $9,154 $0 $0
Laura Weaver (Treasurer/Director) $3,170 $0 $0
Kenneth H Rarig (President/Director) $640 $0 $0
Charles D Fahringer (Vice President/Director) $470 $0 $0
Dennis P Levan (Director) $420 $0 $0
Randall N Fetterman (Director) $420 $0 $0
David R Adams (Director) $420 $0 $0
Rodger Rhodes (Director) $360 $0 $0
Edwin S Hoffman (Director) $360 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$149,594
Expenses
$129,896
Net Income
$19,698
Net Assets
$1,204,600
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $103,195
69.0%
Investment Income $41,768
27.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,631
3.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,840
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $19,818
15.3%
Assets/Debt
Total Assets $1,210,622
Total Liabilities $6,022
Net Assets $1,204,600
Compensation
Key Employees and Officers Compensation Related Other
Lane I Beaver (Secretary/Director/Agent) $12,615 $0 $0
Julia D Gusick (Director/Agent) $9,721 $0 $0
Laura Weaver (Treasurer/Director) $3,170 $0 $0
Kenneth H Rarig (President/Director) $640 $0 $0
David R Adams (Director) $420 $0 $0
Charles D Fahringer (Vice President/Director) $410 $0 $0
Dennis P Levan (Director) $360 $0 $0
Randall N Fetterman (Director) $360 $0 $0
Rodger Rhodes (Director) $360 $0 $0
Edwin S Hoffman (Director) $360 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$147,391
Expenses
$136,480
Net Income
$10,911
Net Assets
$1,252,440
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $106,060
72.0%
Investment Income $41,122
27.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $209
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,840
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $21,108
15.5%
Assets/Debt
Total Assets $1,255,940
Total Liabilities $3,500
Net Assets $1,252,440
Compensation
Key Employees and Officers Compensation Related Other
Lane I Beaver (Secretary/Director/Agent) $13,721 $0 $0
Julia D Gusick (Director/Agent) $9,757 $0 $0
Laura Weaver (Treasurer/Director) $3,170 $0 $0
Kenneth H Rarig (President/Director) $640 $0 $0
Dennis P Levan (Director) $420 $0 $0
Randall N Fetterman (Director) $420 $0 $0
Roger Rhodes (Director) $420 $0 $0
David R Adams (Director) $420 $0 $0
Charles D Fahringer (Vice President/Director) $410 $0 $0
Edwin S Hoffman (Director) $240 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$101,354
Expenses
$133,305
Net Income
-$31,951
Net Assets
$1,241,539
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $103,480
> 100%
Investment Income $46,995
46.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$49,121
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $4,180
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $27,990
21.0%
Assets/Debt
Total Assets $1,247,696
Total Liabilities $6,157
Net Assets $1,241,539
Compensation
Key Employees and Officers Compensation Related Other
Deborah Kandrot (Secretary) $16,031 $0 $0
Julia D Gusick (Director/Agent) $11,430 $0 $0
Lane I Beaver (Secretary/Director/Agent) $10,146 $0 $0
Laura Weaver (Treasurer/Director) $3,170 $0 $0
Kenneth H Rarig (President/Director) $640 $0 $0
Dennis P Levan (Director) $420 $0 $0
Randall N Fetterman (Director) $420 $0 $0
Roger Rhodes (Director) $420 $0 $0
David R Adams (Director) $420 $0 $0
Edwin S Hoffman (Director) $420 $0 $0
Charles D Fahringer (Vice President/Director) $360 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$144,165
Expenses
$150,368
Net Income
-$6,203
Net Assets
$1,206,960
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $100,076
69.4%
Investment Income $55,649
38.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$11,617
Net Inventory Sales $0
Other Revenue $57
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,060
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $24,426
16.2%
Assets/Debt
Total Assets $1,206,960
Total Liabilities $0
Net Assets $1,206,960
Compensation
Key Employees and Officers Compensation Related Other
Julia D Gusick (Director/Agent) $9,285 $0 $450
Deborah Kandrot (Secretary) $9,110 $0 $0
Lane I Beaver (Director/Agent) $6,822 $0 $420
Ray W Levan (Treasurer/Director) $1,833 $0 $120
Stephanie Kessler (Secretary) $1,833 $0 $0
Laura Weaver (Director) $917 $0 $420
Kenneth H Rarig (President/Director) $220 $0 $420
Charles D Fahringer (Vice President/Director) $50 $0 $450
Earl E Hoffman (Director) $0 $0 $120
Randall N Fetterman (Director) $0 $0 $420
Roger Rhodes (Director) $0 $0 $420
David R Adams (Director) $0 $0 $420

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$123,751
Expenses
$154,899
Net Income
-$31,148
Net Assets
$1,256,196
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $82,160
66.4%
Investment Income $48,267
39.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$11,150
Net Inventory Sales $0
Other Revenue $4,474
3.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,700
2.4%
Professional Fundraising Fees $0
Other Salaries and Wages $18,630
12.0%
Assets/Debt
Total Assets $1,256,196
Total Liabilities $0
Net Assets $1,256,196
Compensation
Key Employees and Officers Compensation Related Other
Julia D Gusick (Director/Agent) $8,519 $0 $420
Lane I Beaver (Director/Agent) $5,583 $0 $360
Stephanie Kessler (Secretary) $5,500 $0 $0
Ray W Levan (Treasurer/Director) $2,750 $0 $420
Kenneth H Rarig (President/Director) $220 $0 $360
Charles D Fahringer (Vice President/Director) $50 $0 $420
Earl E Hoffman (Director) $0 $0 $180
Randall N Fetterman (Director) $0 $0 $420
Roger Rhodes (Director) $0 $0 $360
David R Adams (Director) $0 $0 $360
Laura Weaver (Director) $0 $0 $360

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$118,519
Expenses
$170,210
Net Income
-$51,691
Net Assets
$1,280,307
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $89,025
75.1%
Investment Income $37,522
31.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$9,311
Net Inventory Sales $0
Other Revenue $1,283
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,000
2.4%
Professional Fundraising Fees $0
Other Salaries and Wages $18,614
10.9%
Assets/Debt
Total Assets $1,286,074
Total Liabilities $5,767
Net Assets $1,280,307
Compensation
Key Employees and Officers Compensation Related Other
Julia D Gusick (Director/Agent) $6,783 $0 $420
Stephanie Kessler (Secretary/Director) $5,500 $0 $0
Lane I Beaver (Director/Agent) $4,399 $0 $420
Ray W Levan (Treasurer/Director) $2,750 $0 $420
Kenneth H Rarig (President/Director) $200 $0 $420
Charles D Fahringer (Vice President/Director) $50 $0 $360
Earl E Hoffman (Director) $0 $0 $400
Randall N Fetterman (Director) $0 $0 $360
Roger Rhodes (Director) $0 $0 $420
David R Adams (Director) $0 $0 $420
Laura Weaver (Director) $0 $0 $360

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$119,496
Expenses
$138,969
Net Income
-$19,473
Net Assets
$1,358,059
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $93,660
78.4%
Investment Income $25,836
21.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,900
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $18,708
13.5%
Assets/Debt
Total Assets $1,363,447
Total Liabilities $5,388
Net Assets $1,358,059

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$124,915
Expenses
$125,949
Net Income
-$1,034
Net Assets
$1,377,532
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $95,100
76.1%
Investment Income $29,815
23.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,780
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $19,037
15.1%
Assets/Debt
Total Assets $1,383,302
Total Liabilities $5,770
Net Assets $1,377,532

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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