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Croatian Fraternal Union Of America

Organization summary

Type of Nonprofit

Designated as a Fraternal beneficiary societies and associations, which provide payment of life, sickness, accident or other benefits to members.

Category: Human Services — Multipurpose and Other / Ethnic, Immigrant Centers, Services (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$47.6M (2023)

Expenses
$47.4M (2023)

Total Assets
$506M (2023)

Total Liabilities
$441M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$47,619,421
Expenses
$47,406,861
Net Income
$212,560
Net Assets
$64,910,758
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $25,320,275
53.2%
Investment Income $22,222,789
46.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $76,357
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $820,141
1.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,488,553
3.1%
Assets/Debt
Total Assets $505,834,476
Total Liabilities $440,923,718
Net Assets $64,910,758
Compensation
Key Employees and Officers Compensation Related Other
Edward W Pazo (National President) $322,584 $0 $0
Bernadette Luketich Sikaras (National Secretary/Treasurer) $238,929 $0 $0
Franjo Bertovic (Executive Vice President) $222,324 $0 $0
Michael Loncarich (Board Member (Departed 10 23)) $5,010 $0 $0
Daniel Kochis (Board Member) $4,792 $0 $0
Catherine Obenour (Board Member (Departed 10 23)) $4,052 $0 $0
Robert John Luketic (Board Member) $3,593 $0 $0
Julia Bubanovich (Board Member (Joined 2 23 Departed 10 23)) $3,571 $0 $0
Michael Ricci (Board Member) $3,124 $0 $0
Robert Jerin (Board Member (Departed 10 23)) $2,760 $0 $0
Ruth Anne Sepich (Board Member (Joined 10 23)) $2,620 $0 $0
Wayne Paul Vlasic (Board Member (Joined 10 23)) $2,163 $0 $0
John Staresinic (Board Member (Joined 10 23)) $1,663 $0 $0
Edward N Sambol (Board Member (Joined 10 23)) $1,528 $0 $0
John Miksich (Board Member) $1,428 $0 $0
Andrew George Sepich (Board Member (Departed 1 23)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$41,922,282
Expenses
$39,657,929
Net Income
$2,264,353
Net Assets
$64,698,198
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,666,179
44.5%
Investment Income $22,115,678
52.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,140,425
2.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $784,199
2.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,425,056
3.6%
Assets/Debt
Total Assets $512,420,200
Total Liabilities $447,722,002
Net Assets $64,698,198
Compensation
Key Employees and Officers Compensation Related Other
Edward W Pazo (National President) $314,719 $0 $0
Bernadette Luketich Sikaras (National Secretary/Treasurer) $239,535 $0 $0
Franjo Bertovic (Vice President Member Services) $213,253 $0 $0
Daniel Kochis (Board Member) $2,747 $0 $0
Catherine Obenour (Board Member) $2,518 $0 $0
Andrew George Sepich (Board Member) $2,269 $0 $0
John Miksich (Board Member) $2,259 $0 $0
Michael Loncarich (Board Member) $2,123 $0 $0
Robert Jerin (Board Member) $1,841 $0 $0
Robert John Luketic (Board Member) $1,691 $0 $0
Michael Ricci (Second Vice Pressident) $1,244 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$49,525,633
Expenses
$43,412,220
Net Income
$6,113,413
Net Assets
$62,433,845
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,649,589
45.7%
Investment Income $26,804,676
54.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $71,368
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $771,632
1.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,392,820
3.2%
Assets/Debt
Total Assets $510,702,838
Total Liabilities $448,268,993
Net Assets $62,433,845
Compensation
Key Employees and Officers Compensation Related Other
Edward W Pazo (National President) $308,880 $0 $0
Bernadette Luketich Sikaras (National Secretary/Treasurer) $229,425 $0 $0
Franjo Bertovic (Vice President Member Services) $216,696 $0 $0
Daniel Kochis (Board Member) $2,860 $0 $0
Catherine Obenour (Board Member) $2,638 $0 $0
Andrew George Sepich (Board Member) $2,217 $0 $0
John Miksich (Board Member) $2,197 $0 $0
Michael Loncarich (Board Member) $1,963 $0 $0
Robert Jerin (Board Member) $1,859 $0 $0
Robert John Luketic (Board Member) $1,649 $0 $0
Michael Ricci (Second Vice Pressident) $1,248 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$44,626,295
Expenses
$42,765,374
Net Income
$1,860,921
Net Assets
$56,320,432
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,291,070
50.0%
Investment Income $22,175,959
49.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $159,266
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $760,628
1.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,219,545
2.9%
Assets/Debt
Total Assets $494,682,386
Total Liabilities $438,361,954
Net Assets $56,320,432
Compensation
Key Employees and Officers Compensation Related Other
Edward W Pazo (National President) $300,298 $0 $0
Bernadette Luketich Sikaras (National Secretary/Treasurer) $229,583 $0 $0
Franjo Bertovic (Vice President Member Services) $213,694 $0 $0
Daniel Kochis (Board Member) $2,875 $0 $0
Catherine Obenour (Board Member) $2,874 $0 $0
Andrew George Sepich (Board Member) $2,259 $0 $0
John Miksich (Board Member) $2,232 $0 $0
Michael Loncarich (Board Member) $2,042 $0 $0
Robert Jerin (Board Member) $1,836 $0 $0
Robert John Luketic (Board Member) $1,681 $0 $0
Michael Ricci (Second Vice Pressident) $1,254 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$55,950,834
Expenses
$52,007,034
Net Income
$3,943,800
Net Assets
$54,459,511
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $30,686,092
54.8%
Investment Income $25,008,600
44.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $256,142
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $772,105
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,319,508
2.5%
Assets/Debt
Total Assets $491,289,083
Total Liabilities $436,829,572
Net Assets $54,459,511
Compensation
Key Employees and Officers Compensation Related Other
Edward W Pazo (National President) $297,801 $0 $0
Bernadette Luketich Sikaras (National Secretary/Treasurer) $218,125 $0 $0
Franjo Bertovic (Vice President Member Services) $210,200 $0 $0
Daniel Kochis (Board Member) $5,334 $0 $0
Michael Loncarich (Board Member) $5,284 $0 $0
Ladislav Meze (Board Member) $5,273 $0 $0
Andrew George Sepich (Board Member) $4,930 $0 $0
John Miksich (Board Member) $4,476 $0 $0
George Pavlecic (Board Member) $3,596 $0 $0
Robert John Luketic (Board Member) $3,572 $0 $0
Robert Novosel (Board Member) $3,400 $0 $0
Michael Ricci (Second Vice Pressident) $3,181 $0 $0
Catherine Obenour (Board Member) $2,916 $0 $0
Scott Michael Kuren (Board Member) $2,374 $0 $0
Robert Jerin (Board Member) $1,643 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$55,845,891
Expenses
$52,754,916
Net Income
$3,090,975
Net Assets
$50,515,711
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $31,365,179
56.2%
Investment Income $24,286,990
43.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $193,722
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $710,579
1.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,380,370
2.6%
Assets/Debt
Total Assets $488,322,147
Total Liabilities $437,806,436
Net Assets $50,515,711
Compensation
Key Employees and Officers Compensation Related Other
Edward W Pazo (National President) $285,017 $0 $0
Bernadette Luketich Sikaras (National Secretary/Treasurer) $213,906 $0 $0
Franjo Bertovic (Vice President Member Services) $197,995 $0 $0
Ladislav Meze (Board Member) $2,602 $0 $0
Michael Loncarich (Board Member) $2,522 $0 $0
Andrew George Sepich (Board Member) $2,215 $0 $0
Robert Novosel (Board Member) $1,976 $0 $0
George Pavlecic (Board Member) $1,600 $0 $0
Robert John Luketic (Board Member) $1,548 $0 $0
Michael Ricci (Second Vice Pressident) $1,198 $0 $0
Scott Michael Kuren (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$65,654,145
Expenses
$59,103,836
Net Income
$6,550,309
Net Assets
$47,424,736
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $38,195,342
58.2%
Investment Income $27,240,955
41.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $217,848
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $679,258
1.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,320,784
2.2%
Assets/Debt
Total Assets $488,038,680
Total Liabilities $440,613,944
Net Assets $47,424,736
Compensation
Key Employees and Officers Compensation Related Other
Edward W Pazo (National President) $279,891 $0 $0
Bernadette Luketich Sikaras (National Secretary/Treasurer) $196,287 $0 $0
Franjo Bertovic (Vice President Member Services) $187,590 $0 $0
Andrew George Sepich (Board Member) $2,932 $0 $0
Ladislav Meze (Board Member) $2,844 $0 $0
Michael Loncarich (Board Member) $2,591 $0 $0
Robert Novosel (Board Member) $2,556 $0 $0
Robert John Luketic (Board Member) $1,548 $0 $0
George Pavlecic (Board Member) $1,539 $0 $0
Michael Ricci (Second Vice Pressident) $1,239 $0 $0
Scott Michael Kuren (Board Member) $241 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$62,312,037
Expenses
$58,079,564
Net Income
$4,232,473
Net Assets
$40,874,427
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $37,310,214
59.9%
Investment Income $24,816,997
39.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $184,826
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $667,614
1.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,281,726
2.2%
Assets/Debt
Total Assets $474,311,465
Total Liabilities $433,437,038
Net Assets $40,874,427
Compensation
Key Employees and Officers Compensation Related Other
Edward W Pazo (National President) $271,635 $0 $0
Bernadette Luketich Sikaras (National Secretary/Treasurer) $194,627 $0 $0
Franjo Bertovic (Vice President Member Services) $178,937 $0 $0
Michael Loncarich (Board Member) $4,367 $0 $0
Andrew George Sepich (Board Member) $3,864 $0 $0
Robert Novosel (Board Member) $3,491 $0 $0
Ladislav Meze (Board Member) $3,078 $0 $0
Scott Michael Kuren (Board Member) $2,112 $0 $0
George Pavlecic (Board Member) $1,967 $0 $0
Robert John Luketic (Board Member) $1,939 $0 $0
Michael Ricci (Second Vice Pressident) $1,597 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$59,145,945
Expenses
$55,641,912
Net Income
$3,504,033
Net Assets
$36,641,954
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $35,045,218
59.3%
Investment Income $23,804,739
40.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $295,988
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $662,808
1.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,165,960
2.1%
Assets/Debt
Total Assets $456,686,822
Total Liabilities $420,044,868
Net Assets $36,641,954
Compensation
Key Employees and Officers Compensation Related Other
Edward W Pazo (National President) $271,526 $0 $0
Bernadette Luketich Sikaras (National Secretary/Treasurer) $175,345 $0 $0
Franjo Bertovic (Vice President Member Services) $164,634 $0 $0
Michael Loncarich (Board Member) $7,165 $0 $0
Stan Blaz (Board Member) $6,640 $0 $0
Catherine Obenour (Board Member) $6,525 $0 $0
Ladislav Meze (Board Member) $6,499 $0 $0
Robert Novosel (Board Member) $5,422 $0 $0
Robert John Luketic (Board Member) $5,176 $0 $0
Michael Ricci (Second Vice Pressident) $4,457 $0 $0
George Pavlecic (Board Member) $3,520 $0 $0
Scott Michael Kuren (Board Member) $3,090 $0 $0
Andrew George Sepich (Board Member) $2,809 $0 $0
Charles Lesko (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$46,984,003
Expenses
$43,188,262
Net Income
$3,795,741
Net Assets
$33,137,921
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,824,403
48.6%
Investment Income $23,918,543
50.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $241,057
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $761,577
1.8%
Professional Fundraising Fees $0
Other Salaries and Wages $994,472
2.3%
Assets/Debt
Total Assets $436,474,040
Total Liabilities $403,336,119
Net Assets $33,137,921
Compensation
Key Employees and Officers Compensation Related Other
Bernard M Luketich (President) $279,948 $0 $0
Edward W Pazo (National President) $252,350 $0 $0
Franjo Bertovic (Vice President Member Services) $149,453 $0 $0
Bernadette Luketich Sikaras (National Secretary/Treasurer) $56,443 $0 $0
Michael Loncarich (Board Member) $5,321 $0 $0
Ladislav Meze (Board Member) $5,055 $0 $0
Catherine Obenour (Board Member) $4,902 $0 $0
Stan Blaz (Board Member) $3,190 $0 $0
Robert Novosel (Board Member) $1,873 $0 $0
George Pavlecic (Second Vice President) $1,649 $0 $0
Michael Ricci (Board Member) $1,287 $0 $0
Charles Lesko (Board Member) $106 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$44,413,932
Expenses
$38,589,166
Net Income
$5,824,766
Net Assets
$29,342,180
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,726,880
44.4%
Investment Income $24,631,125
55.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $55,927
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $660,799
1.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,028,294
2.7%
Assets/Debt
Total Assets $416,254,007
Total Liabilities $386,911,827
Net Assets $29,342,180
Compensation
Key Employees and Officers Compensation Related Other
Bernard M Luketich (President) $255,615 $0 $122,563
Edward W Pazo (Secretary/Treasurer) $229,482 $0 $0
Franjo Bertovic (Vice President Member Services) $149,531 $0 $0
Ladislav Meze (Board Member) $6,101 $0 $0
Catherine Obenour (Board Member) $4,730 $0 $0
Stan Blaz (Board Member) $4,623 $0 $0
Michael Loncarich (Board Member) $3,056 $0 $0
Robert Novosel (Board Member) $2,603 $0 $0
Bernadette Luketich Sikaras (Board Member) $2,250 $0 $0
Michael Ricci (Board Member) $1,601 $0 $0
George Pavlecic (Second Vice President) $1,207 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$43,462,141
Expenses
$39,060,297
Net Income
$4,401,844
Net Assets
$23,517,414
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,453,788
44.8%
Investment Income $23,024,954
53.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $983,399
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $611,049
1.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,020,732
2.6%
Assets/Debt
Total Assets $400,299,038
Total Liabilities $376,781,624
Net Assets $23,517,414

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$58,305,184
Expenses
$55,040,773
Net Income
$3,264,411
Net Assets
$19,115,570
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $37,012,877
63.5%
Investment Income $21,225,543
36.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $66,764
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $679,521
1.2%
Professional Fundraising Fees $0
Other Salaries and Wages $898,601
1.6%
Assets/Debt
Total Assets $386,220,143
Total Liabilities $367,104,573
Net Assets $19,115,570

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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