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Riverset Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Summary charts: organization finances over time

Revenue
$352k (2021)

Expenses
$5.32M (2021)

Total Assets
$0 (2021)

Total Liabilities
$0 (2021)

Years with missing data
Source: Form 990 tax filings from 2013 to 2021

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Jan.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$352,184
Expenses
$5,316,439
Net Income
-$4,964,255
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $252,195
71.6%
Investment Income $5,322
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $94,667
26.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $929,852
17.5%
Professional Fundraising Fees $0
Other Salaries and Wages $328,952
6.2%
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0
Compensation
Key Employees and Officers Compensation Related Other
Christine Chojnicki (President & Ceo) $888,426 $0 $23,256
Edward Rusnak (Evp & Cfo) $11,945 $0 $2,541
George Gensure (Chair) $900 $0 $0
Gerard Papariella (Treasurer) $900 $0 $0
Roy Buterbaugh (Vice Chair) $750 $0 $0
John Williamson (Secretary) $750 $0 $0
Henry Stephens Jr (Board Member) $384 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,683,866
Expenses
$5,213,105
Net Income
$470,761
Net Assets
$26,689,768
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,674,355
64.6%
Investment Income $621,177
10.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,388,334
24.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $962,335
18.5%
Professional Fundraising Fees $0
Other Salaries and Wages $431,863
8.3%
Assets/Debt
Total Assets $110,490,547
Total Liabilities $83,800,779
Net Assets $26,689,768
Compensation
Key Employees and Officers Compensation Related Other
Christine Chojnicki (President &) $628,111 $0 $26,732
Edward Rusnak (Evp & Cfo) $198,935 $0 $61,357
George Gensure (Chair) $11,400 $0 $0
Gerard Papariella (Treasurer) $11,400 $0 $0
Roy Buterbaugh (Vice Chair) $9,800 $0 $0
John Williamson (Secretary) $9,800 $0 $0
Henry Stephens Jr (Board Member) $4,800 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,874,748
Expenses
$5,196,019
Net Income
$678,729
Net Assets
$26,228,041
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,799,501
64.7%
Investment Income $515,154
8.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,560,093
26.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $522,952
10.1%
Professional Fundraising Fees $0
Other Salaries and Wages $862,346
16.6%
Assets/Debt
Total Assets $114,428,983
Total Liabilities $88,200,942
Net Assets $26,228,041
Compensation
Key Employees and Officers Compensation Related Other
Christine Chojnicki (President &) $246,179 $0 $71,213
Edward Rusnak (Evp & Cfo) $118,932 $0 $49,028
George Gensure (Chair) $9,900 $0 $0
Gerard Papariella (Treasurer) $9,900 $0 $0
Roy Buterbaugh (Vice Chair) $7,900 $0 $0
John Williamson (Secretary) $7,900 $0 $0
Henry Stephens Jr (Board Member) $2,000 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,698,984
Expenses
$5,193,894
Net Income
$505,090
Net Assets
$25,545,539
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,782,073
66.4%
Investment Income $325,802
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,591,109
27.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $537,138
10.3%
Professional Fundraising Fees $0
Other Salaries and Wages $923,685
17.8%
Assets/Debt
Total Assets $113,174,117
Total Liabilities $87,628,578
Net Assets $25,545,539
Compensation
Key Employees and Officers Compensation Related Other
Christine Chojnicki (Ceo) $256,363 $0 $71,532
Edward Rusnak (Evp & Cfo) $120,183 $0 $49,810
George Gensure (Chair) $9,600 $0 $0
Gerard Papariella (Treasurer) $9,600 $0 $0
Roy Buterbaugh (Vice Chair) $7,600 $0 $0
Sylvia Wilson (Secretary) $5,800 $0 $0
John Williamson (Board Member) $4,000 $0 $0
Henry Stephens Jr (Board Member) $2,650 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,512,107
Expenses
$4,895,041
Net Income
$617,066
Net Assets
$25,038,839
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,665,109
66.5%
Investment Income $271,027
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,575,971
28.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $413,090
8.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,057,034
21.6%
Assets/Debt
Total Assets $113,779,694
Total Liabilities $88,740,855
Net Assets $25,038,839
Compensation
Key Employees and Officers Compensation Related Other
Christine Chojnicki (Ceo) $150,277 $0 $67,302
Edward Rusnak (Evp & Cfo) $119,130 $0 $36,856
George Gensure (Chair) $9,600 $0 $0
Gerard Papariella (Treasurer) $9,600 $0 $0
Sylvia Wilson (Secretary) $7,600 $0 $0
Roy Buterbaugh (Vice Chair) $7,600 $0 $0
Henry Stephens Jr (Board Member) $2,650 $0 $0
John Williamson (Board Member) $2,025 $0 $0
Thomas Motley (Board Mbr (J) $450 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,667,660
Expenses
$4,988,421
Net Income
$679,239
Net Assets
$24,404,380
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,758,086
66.3%
Investment Income $269,261
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,640,313
28.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $403,320
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,107,181
22.2%
Assets/Debt
Total Assets $114,846,436
Total Liabilities $90,442,056
Net Assets $24,404,380
Compensation
Key Employees and Officers Compensation Related Other
Christine Chojnicki (Ceo) $145,402 $0 $68,027
Edward Rusnak (Cfo) $111,928 $0 $35,613
George Gensure (Chair) $9,600 $0 $0
Gerard Papariella (Treasurer) $9,600 $0 $0
Sylvia Wilson (Secretary) $7,600 $0 $0
Roy Buterbaugh (Vice Chair) $7,600 $0 $0
Thomas Motley (Board Member) $2,875 $0 $0
John Williamson (Board Member) $2,650 $0 $0
Henry Stephens Jr (Board Member) $2,425 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,506,919
Expenses
$5,077,681
Net Income
$429,238
Net Assets
$23,710,484
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,506,804
63.7%
Investment Income $363,472
6.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,636,643
29.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $406,055
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,092,166
21.5%
Assets/Debt
Total Assets $115,485,066
Total Liabilities $91,774,582
Net Assets $23,710,484
Compensation
Key Employees and Officers Compensation Related Other
Christine Chojnicki (Ceo) $134,200 $0 $66,489
Edward Rusnak (Cfo) $131,744 $0 $34,372
George Gensure (Chair (Mar D) $9,175 $0 $0
Gerard Papariella (Board Member) $9,175 $0 $0
Sylvia Wilson (Secretary) $7,175 $0 $0
Roy Buterbaugh (Vice Chair) $7,175 $0 $0
Henry Stephens Jr (Board Member) $2,375 $0 $0
John Williamson (Board Member) $2,175 $0 $0
Thomas Motley (Board Member) $2,000 $0 $0
Gloria Walton (Chair (Jan M) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,102,124
Expenses
$4,931,519
Net Income
$170,605
Net Assets
$23,248,731
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,448,574
67.6%
Investment Income $264,154
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,389,396
27.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $289,446
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,134,484
23.0%
Assets/Debt
Total Assets $119,354,158
Total Liabilities $96,105,427
Net Assets $23,248,731
Compensation
Key Employees and Officers Compensation Related Other
Christine Chojnicki (Ceo) $128,469 $0 $10,030
Debra Wolfson (Coo) $104,177 $0 $6,271
Edward Rusnak (Cfo) $98,734 $0 $8,413
Gloria Walton (President) $9,175 $0 $0
George Gensure (Treasurer) $9,175 $0 $0
Sylvia Wilson (Secretary) $7,175 $0 $0
Roy Buterbaugh (Vice Chair) $7,175 $0 $0
Thomas Motley (Board Member) $2,775 $0 $0
Gerard Papariella (Board Member) $2,775 $0 $0
Henry Stephens Jr (Board Member) $2,375 $0 $0
John Williamson (Board Member) $1,975 $0 $0
James Titus (Board Member) $1,200 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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