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New Directions Community Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$2.51M (2023)

Expenses
$2.24M (2023)

Total Assets
$36.7M (2023)

Total Liabilities
$31.2M (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,512,444
Expenses
$2,244,336
Net Income
$268,108
Net Assets
$5,508,402
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,062,786
82.1%
Investment Income $404,711
16.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$14,793
Net Inventory Sales $0
Other Revenue $59,740
2.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $171,884
7.7%
Professional Fundraising Fees $0
Other Salaries and Wages $554,993
24.7%
Assets/Debt
Total Assets $36,701,591
Total Liabilities $31,193,189
Net Assets $5,508,402
Compensation
Key Employees and Officers Compensation Related Other
Karen Baldwin (Ceo) $92,769 $0 $10,449
Dawn Wheeling (Operations M) $74,715 $0 $3,625
Steven Hughes (Director) $650 $0 $0
Diane Kendrick (Secretary/Tr) $650 $0 $0
Timothy Kerr (Board Member) $650 $0 $0
Joyce Luton (Chairman) $650 $0 $0
Lorelie Graham (Vice Chairma) $600 $0 $0
Nancy Hartle (Director) $500 $0 $0
Mary K Serafin (Board Member) $500 $0 $0
Daryl Deangelis (Board Member) $200 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,688,911
Expenses
$2,315,821
Net Income
$373,090
Net Assets
$5,243,007
Notable Sources of Revenue Percent of Total Revenue
Contributions $324,151
12.1%
Program Services $1,940,423
72.2%
Investment Income $245,855
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $178,482
6.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $176,782
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $568,575
24.6%
Assets/Debt
Total Assets $38,968,547
Total Liabilities $33,725,540
Net Assets $5,243,007
Compensation
Key Employees and Officers Compensation Related Other
Karen Baldwin (Ceo) $89,733 $0 $0
Dawn Wheeling (Operations M) $74,108 $0 $0
Diane Kendrick (Cu Consultan) $9,241 $0 $0
Lorelie Graham (Vice Preside) $650 $0 $0
Steven Hughes (Director) $650 $0 $0
Joyce Luton (President) $650 $0 $0
Timothy Kerr (Chairman) $600 $0 $0
Nancy Hartle (Secretary/Tr) $500 $0 $0
Mary K Serafin (Secretary) $500 $0 $0
Daryl Deangelis (Supervisoryc) $150 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,508,500
Expenses
$2,350,663
Net Income
$157,837
Net Assets
$4,872,535
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,971,217
78.6%
Investment Income $65,222
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $472,061
18.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $202,885
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $489,429
20.8%
Assets/Debt
Total Assets $43,079,310
Total Liabilities $38,206,775
Net Assets $4,872,535
Compensation
Key Employees and Officers Compensation Related Other
Karen Baldwin (Ceo) $85,274 $0 $0
Dawn Wheeling (Operations M) $70,071 $0 $0
Diane Kendrick (Cu Consultan) $43,740 $0 $0
Lorelie Graham (Vice Preside) $600 $0 $0
Nancy Hartle (Secretary/Tr) $600 $0 $0
Steven Hughes (Director) $600 $0 $0
Timothy Kerr (Chairman) $600 $0 $0
Joyce Luton (President) $550 $0 $0
Mary K Serafin (Secretary) $550 $0 $0
Daryl Deangelis (Supervisoryc) $300 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,286,020
Expenses
$2,033,294
Net Income
$252,726
Net Assets
$4,719,265
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,046,624
89.5%
Investment Income $118,219
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,850
0.2%
Net Inventory Sales $0
Other Revenue $117,327
5.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $152,953
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $473,652
23.3%
Assets/Debt
Total Assets $40,345,015
Total Liabilities $35,625,750
Net Assets $4,719,265
Compensation
Key Employees and Officers Compensation Related Other
Karen Baldwin (Ceo) $80,701 $0 $0
Dawn Wheeling (Operations M) $67,702 $0 $0
Robert Johns (Vice Chairma) $600 $0 $0
Timothy Kerr (Chairman) $600 $0 $0
Joyce Luton (Treasurer) $600 $0 $0
Dewayne Ray (Chairman) $600 $0 $0
Nancy Hartle (Secretary) $550 $0 $0
Lorelie Graham (Director) $500 $0 $0
Steven Hughes (Director) $450 $0 $0
Mary K Serafin (Secretary) $400 $0 $0
Daryl Deangelis (Director) $250 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,630,388
Expenses
$2,873,652
Net Income
-$243,264
Net Assets
$4,469,780
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,337,882
88.9%
Investment Income $196,448
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $96,058
3.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $79,507
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $602,136
21.0%
Assets/Debt
Total Assets $38,201,108
Total Liabilities $33,731,328
Net Assets $4,469,780
Compensation
Key Employees and Officers Compensation Related Other
Karen Baldwin (Ceo) $74,257 $0 $0
Steven Hughes (Director) $650 $0 $0
Robert Johns (Director) $600 $0 $0
Dewayne Ray (Director) $600 $0 $0
Robert Carone (Director) $550 $0 $0
Lorelie Graham (Director) $550 $0 $0
Nancy Hartle (Director) $550 $0 $0
Timothy Kerr (Director) $550 $0 $0
Joyce Luton (Director) $500 $0 $0
Daryl Deangelis (Director) $300 $0 $0
James Bankson (Director) $250 $0 $0
Mary K Serafin (Director) $150 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,771,691
Expenses
$2,533,360
Net Income
$238,331
Net Assets
$4,713,044
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,523,232
91.0%
Investment Income $119,412
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $129,047
4.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $66,997
2.6%
Professional Fundraising Fees $0
Other Salaries and Wages $593,075
23.4%
Assets/Debt
Total Assets $38,793,109
Total Liabilities $34,080,065
Net Assets $4,713,044
Compensation
Key Employees and Officers Compensation Related Other
Sandy Saunders (Ceo Majority Of Year) $53,609 $0 $0
Karen Baldwin (Ceo End Of Year) $5,538 $0 $0
Joyce Luton 010117 093020 (Director) $1,000 $0 $0
Nancy L Hartle 010118 093021 (Secretary) $950 $0 $0
Lorelie Graham 100117 093020 (Director) $950 $0 $0
Robert Carone 010116 093019 (Treasurer) $900 $0 $0
Dewayne Ray 010118 093021 (Chairman) $800 $0 $0
Robert Johns 010117 093020 (Vice Chair) $800 $0 $0
Steven Hughes 100117 093020 (Director) $750 $0 $0
Jtimothy Kerr (Supeviory Com. Chair) $700 $0 $0
James Bankson (Supervisory Committee) $700 $0 $0
Daryl Deangelis (Supervisory Committee) $300 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,639,109
Expenses
$2,408,709
Net Income
$230,400
Net Assets
$4,474,713
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,465,149
93.4%
Investment Income $56,753
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $117,207
4.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $63,083
2.6%
Professional Fundraising Fees $0
Other Salaries and Wages $556,855
23.1%
Assets/Debt
Total Assets $39,330,210
Total Liabilities $34,855,497
Net Assets $4,474,713
Compensation
Key Employees and Officers Compensation Related Other
Sandy Saunders (Ceo) $58,083 $0 $0
Dewayne Ray 010115 093018 (Chairman) $600 $0 $0
Lorelie Graham 010115 093017 (Director) $600 $0 $0
Steven Hughes 010115 093017 (Director) $550 $0 $0
Jtimothy Kerr (Supeviory Com. Chair) $550 $0 $0
James Bankson (Supervisory Committee) $550 $0 $0
Joyce Morgan 010115 093017 (Director) $500 $0 $0
Robert Johns 010115 093018 (Vice Chair) $500 $0 $0
Nancy L Hartle 010116 093018 (Secretary) $450 $0 $0
Robert Carone 010116 093019 (Treasurer) $450 $0 $0
Daryl Deangelis (Supervisory Committee) $250 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,558,002
Expenses
$2,349,468
Net Income
$208,534
Net Assets
$4,280,218
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,232,509
87.3%
Investment Income $50,485
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $275,008
10.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $66,690
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $511,751
21.8%
Assets/Debt
Total Assets $37,628,981
Total Liabilities $33,348,763
Net Assets $4,280,218
Compensation
Key Employees and Officers Compensation Related Other
Sandy Saunders (Ceo) $61,190 $0 $0
Nancy L Hartle 010116 093018 (Secretary) $600 $0 $0
Dewayne Ray 010115 093018 (Chairman) $600 $0 $0
Robert Johns 010115 093018 (Vice Chair) $600 $0 $0
Lorelie Graham 010115 093017 (Director) $600 $0 $0
Steven Hughes 010115 093017 (Director) $600 $0 $0
Jtimothy Kerr (Supeviory Com. Chair) $600 $0 $0
James Bankson (Supervisory Committee) $600 $0 $0
Joyce Morgan 010115 093017 (Director) $550 $0 $0
Robert Carone 010116 093019 (Treasurer) $500 $0 $0
Daryl Deangelis (Supervisory Committee) $250 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,473,456
Expenses
$2,193,909
Net Income
$279,547
Net Assets
$4,050,779
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,176,964
88.0%
Investment Income $39,209
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $257,283
10.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $58,391
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $443,001
20.2%
Assets/Debt
Total Assets $36,324,499
Total Liabilities $32,273,720
Net Assets $4,050,779
Compensation
Key Employees and Officers Compensation Related Other
Sandy Saunders (Ceo) $53,191 $0 $0
Dewayne Ray 010115 093018 (Chairman) $600 $0 $0
Robert Carone 091413 093016 (Treasurer) $600 $0 $0
Lorelie Graham 010115 093017 (Director) $600 $0 $0
Jtimothy Kerr (Supervisory Committee) $600 $0 $0
James Bankson (Supervisory Committee) $600 $0 $0
Joyce Morgan 010115 093017 (Director) $550 $0 $0
Robert Johns 010115 093018 (Vice Chair) $550 $0 $0
Steven Hughes 010115 093017 (Director) $500 $0 $0
Nancy L Hartle 091512 093015 (Secretary) $450 $0 $0
Daryl Deangelis (Supervisory Committee) $150 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,341,290
Expenses
$2,050,842
Net Income
$290,448
Net Assets
$3,771,232
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,062,736
88.1%
Investment Income $37,943
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $240,611
10.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $58,299
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $398,717
19.4%
Assets/Debt
Total Assets $34,194,441
Total Liabilities $30,423,209
Net Assets $3,771,232
Compensation
Key Employees and Officers Compensation Related Other
Sandy Saunders (Ceo) $53,249 $0 $0
Michael Paladino 091711 121814 (Director) $600 $0 $0
Dewayne Ray 092012 093015 (Chairman) $600 $0 $0
Jtimothy Kerr (Supervisory Chairman) $600 $0 $0
Robert Johns 091512 093015 (Vice Chair) $550 $0 $0
Steven Hughes 081513 093014 (Director) $550 $0 $0
James Bankson (Supervisory Chairman) $550 $0 $0
Robert Carone 091413 093016 (Treasurer) $500 $0 $0
Lorelie Graham 091711 093014 (Director) $500 $0 $0
Nancy L Hartle 091512 093015 (Secretary) $350 $0 $0
Daryl Deangelis (Supervisory Chairman) $250 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,398,509
Expenses
$2,329,745
Net Income
$68,764
Net Assets
$3,404,219
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,151,557
89.7%
Investment Income $22,657
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $224,295
9.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $378,340
16.2%
Assets/Debt
Total Assets $35,585,135
Total Liabilities $32,180,916
Net Assets $3,404,219
Other
Reported a significant diversion of assets
Compensation
Key Employees and Officers Compensation Related Other
Sandy Saunders (Ceo) $49,533 $0 $1,624
Brenda Wenner (Past Ceo) $13,507 $0 $27,261
Dewayne Ray 092012 093015 (Chairperson) $1,250 $0 $0
Michael Paladino 091711 093014 (Director) $1,200 $0 $0
Lorelie Graham 091711 093014 (Director) $1,100 $0 $0
Robert Johns 091512 093015 (Vice Chair) $1,050 $0 $0
Nancy L Hartle 091512 093015 (Secretary) $1,000 $0 $0
Robert Carone 091413 093016 (Treasurer) $900 $0 $0
Steven Hughes 081513 093014 (Director) $150 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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