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Cruden Bay Risk Retention Group Inc

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Mutual/Membership Benefit Organizations, Other N.E.C. (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$6.18M (2023)

Expenses
$6.36M (2023)

Total Assets
$18.3M (2023)

Total Liabilities
$16.4M (2023)

Source: Form 990 tax filings from 2010 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,178,150
Expenses
$6,363,676
Net Income
-$185,526
Net Assets
$1,942,767
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,690,000
59.7%
Investment Income $488,006
7.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,000,144
32.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $18,330,052
Total Liabilities $16,387,285
Net Assets $1,942,767
Compensation
Key Employees and Officers Compensation Related Other
Robert D Bridges (Treasurer And Director (To Aug '23)) $0 $1,617,233 $65,893
Rodney Mckendree (President And Treasurer) $0 $1,248,488 $180,251
Dr Michael Erhard (Director (From Aug '23)) $0 $1,005,928 $159,561
Laura Kowal (Director (From Aug '23)) $0 $603,012 $88,826
John Lord (President And Director (To Aug '23)) $0 $153,931 $0
Ryan Gadapee (Secretary And Director (From Aug '23)) $0 $0 $0
Jeffrey P Johnson (Secretary And Director (To (Aug '23)) $0 $0 $0
William W Higginbotham Ii (Assistant Treasurer) $0 $520,224 $96,529

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,149,537
Expenses
$4,986,207
Net Income
$1,163,330
Net Assets
$3,417,066
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,310,000
53.8%
Investment Income $324,171
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,515,366
40.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $16,643,132
Total Liabilities $13,226,066
Net Assets $3,417,066
Compensation
Key Employees and Officers Compensation Related Other
Robert D Bridges (Treasurer And Director) $0 $1,304,834 $209,863
Rodney Mckendree (Director) $0 $1,167,653 $179,616
John Lord (President And Director) $0 $153,510 $0
Jeffrey P Johnson (Secretary And Director) $0 $0 $0
William W Higginbotham Ii (Assistant Treasurer) $0 $467,255 $99,054

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,048,862
Expenses
$3,444,518
Net Income
$2,604,344
Net Assets
$6,924,180
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,220,000
53.2%
Investment Income $244,002
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,584,860
42.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $20,126,037
Total Liabilities $13,201,857
Net Assets $6,924,180
Compensation
Key Employees and Officers Compensation Related Other
Robert D Bridges (Treasurer And Director) $0 $1,154,472 $190,723
Rodney Mckendree (Director) $0 $1,006,391 $156,918
John Lord (President And Director) $0 $144,719 $0
Jeffrey P Johnson (Secretary And Director) $0 $0 $0
William W Higginbotham Ii (Assistant Treasurer) $0 $422,918 $91,899

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,850,831
Expenses
$4,257,942
Net Income
-$407,111
Net Assets
$6,343,592
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,000,000
51.9%
Investment Income $397,558
10.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,453,273
37.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $17,948,770
Total Liabilities $11,605,178
Net Assets $6,343,592
Compensation
Key Employees and Officers Compensation Related Other
Robert D Bridges (Treasurer And Director) $0 $1,112,423 $91,660
Rodney Mckendree (Director) $0 $922,686 $165,383
William W Higginbotham Ii (Assistant Treasurer) $0 $385,528 $88,393
John Lord (President And Director) $0 $144,719 $0
Richard T Christopher (President And Director (To Apr '20)) $0 $0 $0
Jeffrey P Johnson (Secretary And Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,526,228
Expenses
$2,030,036
Net Income
$1,496,192
Net Assets
$7,464,882
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,000,000
56.7%
Investment Income $479,431
13.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,046,797
29.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $17,740,044
Total Liabilities $10,275,162
Net Assets $7,464,882
Compensation
Key Employees and Officers Compensation Related Other
Robert D Bridges (Treasurer And Director) $0 $1,063,932 $98,315
Rodney Mckendree (Director) $0 $847,825 $139,868
William W Higginbotham Ii (Assistant Treasurer) $0 $356,836 $81,180
John Lord (Director) $0 $147,059 $0
Richard T Christopher (President And Director) $0 $26,325 $0
Jeffrey P Johnson (Secretary And Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,352,074
Expenses
$1,199,383
Net Income
$1,152,691
Net Assets
$5,834,851
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,000,000
85.0%
Investment Income $457,589
19.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$105,515
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $16,148,802
Total Liabilities $10,313,951
Net Assets $5,834,851
Compensation
Key Employees and Officers Compensation Related Other
Richard T Christopher (President And Director) $0 $68,100 $0
Jeffrey P Johnson (Secretary And Director) $0 $0 $0
Robert D Bridges (Treasurer And Director) $0 $1,020,302 $53,604
John Lord (Director) $0 $142,496 $0
Rodney Mckendree (Director) $0 $681,959 $95,794
William W Higginbotham Ii (Assistant Treasurer) $0 $334,268 $68,890

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,538,813
Expenses
$4,894,304
Net Income
-$2,355,491
Net Assets
$5,048,761
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,000,000
78.8%
Investment Income $332,163
13.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $206,650
8.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $17,267,613
Total Liabilities $12,218,852
Net Assets $5,048,761
Compensation
Key Employees and Officers Compensation Related Other
Richard T Christopher (President And Director) $0 $66,564 $0
Jeffrey P Johnson (Secretary And Director) $0 $0 $0
Robert D Bridges (Treasurer And Director) $0 $991,632 $182,927
John Lord (Director) $0 $143,056 $0
Rodney A Mckendree (Director) $0 $658,258 $158,322
William W Higginbotham Ii (Assistant Treasurer) $0 $329,460 $59,343

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,008,927
Expenses
$1,599,356
Net Income
$1,409,571
Net Assets
$7,091,762
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,000,000
66.5%
Investment Income $304,164
10.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $704,763
23.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $15,242,694
Total Liabilities $8,150,932
Net Assets $7,091,762
Compensation
Key Employees and Officers Compensation Related Other
Richard T Christopher (President And Director) $0 $87,813 $0
Jeffrey P Johnson (Secretary And Director) $0 $0 $0
Robert D Bridges (Treasurer And Director) $0 $890,222 $172,755
John Lord (Director) $0 $136,826 $0
Rodney A Mckendree (Director (From Oct '16)) $0 $543,791 $114,726
William W Higginbotham Ii (Assistant Treasurer) $0 $296,568 $43,804

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,339,810
Expenses
$1,262,802
Net Income
$2,077,008
Net Assets
$6,094,820
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,000,000
89.8%
Investment Income $271,433
8.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $68,377
2.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $13,712,603
Total Liabilities $7,617,783
Net Assets $6,094,820
Compensation
Key Employees and Officers Compensation Related Other
Richard T Christopher (President And Director) $0 $149,398 $0
Jeffrey P Johnson (Secretary And Director) $0 $0 $0
Robert D Bridges (Treasurer And Director) $0 $861,102 $109,061
John Lord (Director) $0 $145,829 $0
William W Higginbotham Ii (Assistant Treasurer) $0 $283,820 $26,882

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,696,263
Expenses
$2,522,736
Net Income
$173,527
Net Assets
$4,223,773
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,000,000
74.2%
Investment Income $220,492
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $475,771
17.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $11,813,828
Total Liabilities $7,590,055
Net Assets $4,223,773
Compensation
Key Employees and Officers Compensation Related Other
Richard T Christopher (President And Director) $0 $83,695 $0
Jeffrey P Johnson (Secretary And Director) $0 $0 $0
Robert D Bridges (Treasurer And Director) $0 $885,280 $37,490
John Lord (Director) $0 $149,076 $0
William W Higginbotham Ii (Assistant Treasurer) $0 $262,639 $22,885

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,874,859
Expenses
$1,052,237
Net Income
$1,822,622
Net Assets
$9,049,298
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,500,000
87.0%
Investment Income $296,889
10.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $77,970
2.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $14,757,358
Total Liabilities $5,708,060
Net Assets $9,049,298

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,351,575
Expenses
-$3,131
Net Income
$3,354,706
Net Assets
$6,961,362
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,100,000
92.5%
Investment Income $256,733
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$5,158
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $13,570,935
Total Liabilities $6,609,573
Net Assets $6,961,362

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,330,513
Expenses
$2,126,190
Net Income
$1,204,323
Net Assets
$3,304,983
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,100,000
93.1%
Investment Income $229,880
6.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $633
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $11,771,638
Total Liabilities $8,466,655
Net Assets $3,304,983

Document Links

Fiscal Year Ending Dec.
2010

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,005,248
Expenses
$2,654,271
Net Income
-$649,023
Net Assets
$2,037,555
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,000,000
99.7%
Investment Income $5,248
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $9,241,992
Total Liabilities $7,204,437
Net Assets $2,037,555

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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