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Mountain Housing Opportunities Loan Fund Inc

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Housing, Shelter / Housing Development, Construction, Management (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$440k (2023)

Expenses
$279k (2023)

Total Assets
$8.59M (2023)

Total Liabilities
$296k (2023)

Source: Form 990 tax filings from 2012 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$440,173
Expenses
$279,230
Net Income
$160,943
Net Assets
$8,289,565
Notable Sources of Revenue Percent of Total Revenue
Contributions $55,000
12.5%
Program Services $385,173
87.5%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $190,675
68.3%
Assets/Debt
Total Assets $8,585,234
Total Liabilities $295,669
Net Assets $8,289,565
Compensation
Key Employees and Officers Compensation Related Other
Charles D Owen Iii (Chair) $0 $0 $0
Anthony Thomas (Vice Chair) $0 $0 $0
Treva Williams (Secretary) $0 $0 $0
Theresa Piwowar (Treasurer) $0 $0 $0
Greta Byrd (Director) $0 $0 $0
Lynn Cook (Director) $0 $0 $0
Jack Gilbert (Director) $0 $0 $0
Annette Mcclure (Director) $0 $0 $0
Ruth Morrissey (Director) $0 $0 $0
Constance Proctor (Director) $0 $0 $0
Ryan Rohwer (Director) $0 $0 $0
Elizabeth Teague (Director) $0 $0 $0
Dana Ward (Director) $0 $0 $0
Geoffrey Barton (Incoming President & Ceo) $0 $127,323 $0
Scott Dedman (Outgoing President & Ceo) $0 $120,670 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$651,635
Expenses
$313,304
Net Income
$338,331
Net Assets
$8,128,622
Notable Sources of Revenue Percent of Total Revenue
Contributions $332,457
51.0%
Program Services $319,178
49.0%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $224,129
71.5%
Assets/Debt
Total Assets $9,168,190
Total Liabilities $1,039,568
Net Assets $8,128,622
Compensation
Key Employees and Officers Compensation Related Other
Charles D Owen Iii (Chair) $0 $0 $0
Anthony Thomas (Vice Chair) $0 $0 $0
Treva Williams (Secretary) $0 $0 $0
Theresa Piwowar (Treasurer) $0 $0 $0
Greta Byrd (Director) $0 $0 $0
Lynn Cook (Director) $0 $0 $0
Jack Gilbert (Director) $0 $0 $0
Annette Mcclure (Director) $0 $0 $0
Ruth Morrissey (Director) $0 $0 $0
Constance Proctor (Director) $0 $0 $0
Ryan Rohwer (Director) $0 $0 $0
Mike Romero (Director) $0 $0 $0
Elizabeth Teague (Director) $0 $0 $0
Dana Ward (Director) $0 $0 $0
Scott Dedman (President & Executive Dire) $0 $143,634 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$884,613
Expenses
$358,868
Net Income
$525,745
Net Assets
$7,790,291
Notable Sources of Revenue Percent of Total Revenue
Contributions $470,742
53.2%
Program Services $413,871
46.8%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $217,147
60.5%
Assets/Debt
Total Assets $9,146,159
Total Liabilities $1,355,868
Net Assets $7,790,291
Compensation
Key Employees and Officers Compensation Related Other
Lee Mcelrath (Chair) $0 $0 $0
Anthony Thomas (Vice Chair) $0 $0 $0
Treva Williams (Secretary) $0 $0 $0
Theresa Piwowar (Treasurer) $0 $0 $0
Natalie Bailey (Director) $0 $0 $0
Patricia Ezzell (Director) $0 $0 $0
Jack Gilbert (Director) $0 $0 $0
Tara Irby (Director) $0 $0 $0
Charles Owen Iii (Director) $0 $0 $0
Mike Romero (Director) $0 $0 $0
Dana Ward (Director) $0 $0 $0
Scott Dedman (President & Executive Dire) $0 $123,400 $0
Cindy Weeks (Community Rental Investmen) $0 $123,400 $0
Mike Vance (Vp Operations) $0 $102,500 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$446,249
Expenses
$246,634
Net Income
$199,615
Net Assets
$7,307,466
Notable Sources of Revenue Percent of Total Revenue
Contributions $150,325
33.7%
Program Services $295,924
66.3%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $135,596
55.0%
Assets/Debt
Total Assets $8,559,815
Total Liabilities $1,252,349
Net Assets $7,307,466
Compensation
Key Employees and Officers Compensation Related Other
Sarah Brown (Chair) $0 $0 $0
Patricia Ezzell (Vice Chair) $0 $0 $0
Pattie Moore (Treasurer) $0 $0 $0
Natalie Bailey (Secretary) $0 $0 $0
Jack Gilbert (Director) $0 $0 $0
Tara Irby (Director) $0 $0 $0
Lee Mcelrath (Director) $0 $0 $0
Charles Owen Iii (Director) $0 $0 $0
Teresa Piwowar (Director) $0 $0 $0
Mike Romero (Director) $0 $0 $0
Anthony Thomas (Director) $0 $0 $0
Dana Ward (Director) $0 $0 $0
Treva Williams (Director) $0 $0 $0
Scott Dedman (President & Executive Dire) $0 $119,840 $0
Cindy Weeks (Community Rental Investmen) $0 $120,523 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$518,122
Expenses
$250,884
Net Income
$267,238
Net Assets
$7,045,709
Notable Sources of Revenue Percent of Total Revenue
Contributions $367,249
70.9%
Program Services $150,873
29.1%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $132,706
52.9%
Assets/Debt
Total Assets $8,697,313
Total Liabilities $1,651,604
Net Assets $7,045,709
Compensation
Key Employees and Officers Compensation Related Other
Sarah Brown (Chair) $0 $0 $0
Patricia Ezzell (Vice Chair) $0 $0 $0
Pattie Moore (Treasurer) $0 $0 $0
Natalie Bailey (Secretary) $0 $0 $0
Jack Gilbert (Director) $0 $0 $0
Tara Irby (Director) $0 $0 $0
Lee Mcelrath (Director) $0 $0 $0
Charles Owen Iii (Director) $0 $0 $0
Mike Romero (Director) $0 $0 $0
Anthony Thomas (Director) $0 $0 $0
Dana Ward (Director) $0 $0 $0
Stephen Watson (Director) $0 $0 $0
Treva Williams (Director) $0 $0 $0
Scott Dedman (President & Executive Dire) $0 $119,500 $0
Cindy Weeks (Community Rental Investmen) $0 $119,700 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$699,488
Expenses
$268,858
Net Income
$430,630
Net Assets
$6,776,882
Notable Sources of Revenue Percent of Total Revenue
Contributions $489,870
70.0%
Program Services $209,618
30.0%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $133,908
49.8%
Assets/Debt
Total Assets $8,030,606
Total Liabilities $1,253,724
Net Assets $6,776,882
Compensation
Key Employees and Officers Compensation Related Other
Patrick Carver (Director) $0 $0 $0
Sarah Brown (Chair) $0 $0 $0
Pattie Moore (Treasurer) $0 $0 $0
Patricia Ezzell (Vice Chair) $0 $0 $0
Natalie Bailey (Secretary) $0 $0 $0
Mike Romero (Director) $0 $0 $0
Willie Vincent (Director) $0 $0 $0
Lee Mcelrath (Director) $0 $0 $0
Treva Williams (Director) $0 $0 $0
Stephen Watson (Director) $0 $0 $0
Scott Dedman (President & Executive Dire) $0 $112,500 $0
Cindy Weeks (Community Rental Investments Director) $0 $110,500 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$390,679
Expenses
$225,879
Net Income
$164,800
Net Assets
$5,220,991
Notable Sources of Revenue Percent of Total Revenue
Contributions $125,176
32.0%
Program Services $262,922
67.3%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,581
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $119,323
52.8%
Assets/Debt
Total Assets $6,672,117
Total Liabilities $1,451,126
Net Assets $5,220,991

No Document Links

The IRS has provided extracted financial data for this filing, but has not yet released the source documents.

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$242,898
Expenses
$191,607
Net Income
$51,291
Net Assets
$5,056,191
Notable Sources of Revenue Percent of Total Revenue
Contributions $132,962
54.7%
Program Services $109,586
45.1%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $350
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $103,433
54.0%
Assets/Debt
Total Assets $6,314,547
Total Liabilities $1,258,356
Net Assets $5,056,191
Compensation
Key Employees and Officers Compensation Related Other
Patrick Carver (Chair) $0 $0 $0
Sarah Brown (Vice Chair) $0 $0 $0
Pattie Moore (Treasurer) $0 $0 $0
Patricia Ezzell (Director) $0 $0 $0
Natalie Bailey (Secretary) $0 $0 $0
Trina Boyd (Director) $0 $0 $0
Ann Peterson (Director) $0 $0 $0
Willie Vincent (Director) $0 $0 $0
Lee Mcelrath (Director) $0 $0 $0
Laura Josefina Williams (Director) $0 $0 $0
Stephen Watson (Director) $0 $0 $0
Scott Dedman (President & Executive Dire) $0 $106,364 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$417,591
Expenses
$191,185
Net Income
$226,406
Net Assets
$5,004,900
Notable Sources of Revenue Percent of Total Revenue
Contributions $372,612
89.2%
Program Services $39,509
9.5%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,337
0.3%
Net Inventory Sales $0
Other Revenue $4,133
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $109,399
57.2%
Assets/Debt
Total Assets $5,474,092
Total Liabilities $469,192
Net Assets $5,004,900
Compensation
Key Employees and Officers Compensation Related Other
Mike Romero (Chair) $0 $0 $0
Patrick Carver (Vice Chair) $0 $0 $0
Sarah Brown (Secretary) $0 $0 $0
Pattie Moore (Treasurer) $0 $0 $0
Matthew Bacoate Jr (Director) $0 $0 $0
Natalie Bailey (Director) $0 $0 $0
Trina Boyd (Director) $0 $0 $0
Ann Peterson (Director) $0 $0 $0
Willie Vincent (Director) $0 $0 $0
Paula Wilber (Director) $0 $0 $0
Laura Josefina Williams (Director) $0 $0 $0
Scott Dedman (President & Executive Dire) $0 $107,129 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$532,287
Expenses
$241,835
Net Income
$290,452
Net Assets
$4,778,494
Notable Sources of Revenue Percent of Total Revenue
Contributions $441,801
83.0%
Program Services $90,486
17.0%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $112,718
46.6%
Assets/Debt
Total Assets $5,259,260
Total Liabilities $480,766
Net Assets $4,778,494
Compensation
Key Employees and Officers Compensation Related Other
Mike Romero (Vice Chair) $0 $0 $0
Patricia Ezzell (Director) $0 $0 $0
Pattie Moore (Treasurer) $0 $0 $0
Gene Adams (Director) $0 $0 $0
Matthew Bacoate Jr (Director) $0 $0 $0
Trina Boyd (Director) $0 $0 $0
Sarah Brown (Secretary) $0 $0 $0
Patrick Carver (Director) $0 $0 $0
Ann Peterson (Director) $0 $0 $0
Willie Vincent (Director) $0 $0 $0
Paula Wilber (Director) $0 $0 $0
Scott Dedman (President & Executive Dire) $0 $100,080 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$345,609
Expenses
$212,275
Net Income
$133,334
Net Assets
$4,488,042
Notable Sources of Revenue Percent of Total Revenue
Contributions $287,453
83.2%
Program Services $58,156
16.8%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $119,747
56.4%
Assets/Debt
Total Assets $4,601,299
Total Liabilities $113,257
Net Assets $4,488,042
Compensation
Key Employees and Officers Compensation Related Other
Matthew Bacoate Jr (Director) $0 $0 $0
Willie Vincent (Director) $0 $0 $0
Jessie Coleman (Director) $0 $0 $0
Patricia Ezzell (Director) $0 $0 $0
Trina Boyd (Director) $0 $0 $0
Alphie Rodriguez (Chair) $0 $0 $0
Mike Romero (Vice Chair) $0 $0 $0
Ann Peterson (Director) $0 $0 $0
Gene Adams (Director) $0 $0 $0
Sarah Brown (Secretary) $0 $0 $0
Paula Wilbur (Director) $0 $0 $0
Patrick Carver (Director) $0 $0 $0
Pattie Moore (Treasurer) $0 $0 $0
Scott Dedman (President & Executive Dire) $0 $99,900 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,032,377
Expenses
$208,533
Net Income
$823,844
Net Assets
$4,354,708
Notable Sources of Revenue Percent of Total Revenue
Contributions $993,311
96.2%
Program Services $31,866
3.1%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,200
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $113,954
54.6%
Assets/Debt
Total Assets $4,423,453
Total Liabilities $68,745
Net Assets $4,354,708

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

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