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White River Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$2.68M (2023)

Expenses
$1.85M (2023)

Total Assets
$49.3M (2023)

Total Liabilities
$44.7M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,684,547
Expenses
$1,850,339
Net Income
$834,208
Net Assets
$4,616,039
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,199,805
81.9%
Investment Income $493,593
18.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$8,859
Net Fundraising $0
Sales of Assets $8
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $131,916
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $572,725
31.0%
Assets/Debt
Total Assets $49,314,071
Total Liabilities $44,698,032
Net Assets $4,616,039
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wanda Dunham (Ceo) $131,916 $0 $0
Andrew West (Vice Chairperson, Board Of Directors) $0 $0 $0
Nancy Harvey (Chairperson, Board Of Directors) $0 $0 $0
Diane Shepard (Treasurer, Board Or Directors) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Jonni Spaulding (Board Member) $0 $0 $0
Faye Severy (Board Of Directors) $0 $0 $0
William J Floyd Iii (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,078,194
Expenses
$1,857,104
Net Income
$221,090
Net Assets
$3,567,971
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,914,779
92.1%
Investment Income $180,861
8.7%
Bond Proceeds $0
Royalties $0
Rental Property Income -$2,761
Net Fundraising $0
Sales of Assets -$14,685
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $129,924
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $558,066
30.1%
Assets/Debt
Total Assets $51,325,995
Total Liabilities $47,758,024
Net Assets $3,567,971
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wanda Dunham (Ceo) $129,924 $0 $0
Andrew West (Vice Chairperson, Board Of Directors) $0 $0 $0
Nancy Harvey (Chairperson, Board Of Directors) $0 $0 $0
Diane Shepard (Treasurer, Board Or Directors) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Jonni Spaulding (Board Member) $0 $0 $0
Faye Severy (Board Of Directors) $0 $0 $0
William J Floyd Iii (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,928,029
Expenses
$1,638,616
Net Income
$289,413
Net Assets
$3,648,365
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,820,792
94.4%
Investment Income $114,901
6.0%
Bond Proceeds $0
Royalties $0
Rental Property Income -$6,414
Net Fundraising $0
Sales of Assets -$1,250
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $119,469
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $553,220
33.8%
Assets/Debt
Total Assets $51,254,267
Total Liabilities $47,605,902
Net Assets $3,648,365
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wanda Dunham (Ceo) $119,469 $0 $0
Andrew West (Vice Chairperson, Board Of Directors) $0 $0 $0
Nancy Harvey (Chairperson, Board Of Directors) $0 $0 $0
Diane Shepard (Board Member) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Jonni Spaulding (Board Member) $0 $0 $0
Donald Crickard (Treasurer, Board Of Directors) $0 $0 $0
William J Floyd Iii (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,936,617
Expenses
$1,750,026
Net Income
$186,591
Net Assets
$3,454,533
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,805,211
93.2%
Investment Income $144,188
7.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$12,782
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $116,493
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $563,113
32.2%
Assets/Debt
Total Assets $47,845,959
Total Liabilities $44,391,426
Net Assets $3,454,533
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wanda Dunham (Ceo) $116,493 $0 $0
Andrew West (Vice Chairperson, Board Of Directors) $0 $0 $0
Nancy Harvey (Chairperson, Board Of Directors) $0 $0 $0
Diane Shepard (Board Member) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Jonni Spaulding (Board Member) $0 $0 $0
Donald Crickard (Treasurer, Board Of Directors) $0 $0 $0
William J Floyd Iii (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,047,006
Expenses
$1,846,488
Net Income
$200,518
Net Assets
$3,237,837
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,873,395
91.5%
Investment Income $183,890
9.0%
Bond Proceeds $0
Royalties $0
Rental Property Income -$15,493
Net Fundraising $0
Sales of Assets $5,214
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $117,645
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $607,316
32.9%
Assets/Debt
Total Assets $37,895,843
Total Liabilities $34,658,006
Net Assets $3,237,837
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wanda Dunham (Ceo) $117,645 $0 $0
Andrew West (Vice Chairperson, Board Of Directors) $0 $0 $0
Nancy Harvey (Chairperson, Board Of Directors) $0 $0 $0
Diane Shepard (Board Member) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Jonni Spaulding (Board Member) $0 $0 $0
Donald Crickard (Treasurer, Board Of Directors) $0 $0 $0
William J Floyd Iii (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,909,475
Expenses
$1,744,339
Net Income
$165,136
Net Assets
$2,971,650
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,786,808
93.6%
Investment Income $142,951
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income -$12,914
Net Fundraising $0
Sales of Assets -$7,370
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $114,021
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $592,762
34.0%
Assets/Debt
Total Assets $36,554,111
Total Liabilities $33,582,461
Net Assets $2,971,650
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Wanda Dunham (Ceo) $114,021 $0 $0
Andrew West (Vice Chairperson, Board Of Directors) $0 $0 $0
Nancy Harvey (Chairperson, Board Of Directors) $0 $0 $0
Diane Shepard (Board Member) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Jonni Spaulding (Board Member) $0 $0 $0
Donald Crickard (Treasurer, Board Of Directors) $0 $0 $0
William J Floyd Iii (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,761,513
Expenses
$1,713,171
Net Income
$48,342
Net Assets
$2,807,822
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,646,456
93.5%
Investment Income $119,877
6.8%
Bond Proceeds $0
Royalties $0
Rental Property Income -$3,320
Net Fundraising $0
Sales of Assets -$1,500
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $665,982
38.9%
Assets/Debt
Total Assets $36,648,289
Total Liabilities $33,840,467
Net Assets $2,807,822
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Andrew West (Board Member) $0 $0 $0
Nancy Harvey (Chairperson, Board Of Directors) $0 $0 $0
Diane Shepard (Board Member) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Christi Bollman (Board Member) $0 $0 $0
Donald Crickard (Treasurer, Board Of Directors) $0 $0 $0
William J Floyd Iii (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,754,566
Expenses
$1,737,418
Net Income
$17,148
Net Assets
$2,789,353
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,671,837
95.3%
Investment Income $93,009
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income -$1,529
Net Fundraising $0
Sales of Assets -$8,751
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $689,619
39.7%
Assets/Debt
Total Assets $35,971,102
Total Liabilities $33,181,749
Net Assets $2,789,353
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Andrew West (Board Member) $0 $0 $0
Nancy Harvey (Chairperson, Board Of Directors) $0 $0 $0
Allen Johnson (Vice Chairperson, Board Of Directors) $0 $0 $0
Diane Shepard (Board Member) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Christi Bollman (Board Member) $0 $0 $0
Donald Crickard (Treasurer, Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,667,245
Expenses
$1,971,689
Net Income
-$304,444
Net Assets
$2,752,711
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,666,921
100.0%
Investment Income $57,849
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income -$10,705
Net Fundraising $0
Sales of Assets -$46,820
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $763,188
38.7%
Assets/Debt
Total Assets $33,981,908
Total Liabilities $31,229,197
Net Assets $2,752,711
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Andrew West (Board Member) $0 $0 $0
Nancy Harvey (Chairperson, Board Of Directors) $0 $0 $0
Allen Johnson (Vice Chairperson, Board Of Directors) $0 $0 $0
Diane Shepard (Board Member) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Christi Bollman (Board Member) $0 $0 $0
Donald Crickard (Treasurer, Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,774,522
Expenses
$1,886,493
Net Income
-$111,971
Net Assets
$3,063,799
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,772,075
99.9%
Investment Income $26,758
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income -$13,621
Net Fundraising $0
Sales of Assets -$10,690
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $694,717
36.8%
Assets/Debt
Total Assets $33,275,183
Total Liabilities $30,211,384
Net Assets $3,063,799
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Richard Harvey (Board Member) $0 $0 $0
Nancy Harvey (Chairperson, Board Of Directors) $0 $0 $0
Allen Johnson (Vice Chairperson, Board Of Directors) $0 $0 $0
David Hunt (Board Member) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Christi Bollman (Board Member) $0 $0 $0
Donald Crickard (Treasurer, Board Of Directors) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,799,268
Expenses
$1,848,425
Net Income
-$49,157
Net Assets
$3,184,712
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,811,896
> 100%
Investment Income $18,790
1.0%
Bond Proceeds $0
Royalties $0
Rental Property Income -$23,196
Net Fundraising $0
Sales of Assets -$8,222
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $686,445
37.1%
Assets/Debt
Total Assets $31,294,868
Total Liabilities $28,110,156
Net Assets $3,184,712
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Richard Harvey (Board Member) $0 $0 $0
Nancy Harvey (Board Member) $0 $0 $0
Allen Johnson (Treasurer, Oard Of Directors) $0 $0 $0
David Hunt (Vice Chairperson, Board Of Directors) $0 $0 $0
Priscilla Baker (Secretary, Board Of Directors) $0 $0 $0
Christi Bollman (Chairperson, Board Of Directors) $0 $0 $0
Donald Crickard (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,792,314
Expenses
$1,722,302
Net Income
$70,012
Net Assets
$3,239,522
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,779,685
99.3%
Investment Income $25,534
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$12,188
Net Fundraising $0
Sales of Assets -$717
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $666,602
38.7%
Assets/Debt
Total Assets $29,993,599
Total Liabilities $26,754,077
Net Assets $3,239,522

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,719,336
Expenses
$1,669,822
Net Income
$49,514
Net Assets
$3,164,184
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,718,416
99.9%
Investment Income $30,035
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income -$29,115
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $563,252
33.7%
Assets/Debt
Total Assets $29,994,485
Total Liabilities $26,830,301
Net Assets $3,164,184

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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