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Vt Life & Health Insurance Guaranty Association

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$204k (2023)

Expenses
$240k (2023)

Total Assets
$967k (2023)

Total Liabilities
$0 (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$204,378
Expenses
$239,544
Net Income
-$35,166
Net Assets
$966,968
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $162,596
79.6%
Investment Income $41,782
20.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $93,950
39.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $966,968
Total Liabilities $0
Net Assets $966,968
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Robert Burke (Administrator) $79,500 $0 $0
Richard Brockway Former (Treasurer) $14,450 $0 $0
Alex Bogdanov (Director) $0 $0 $0
Douglas Wheeler (Director) $0 $0 $0
Brian Lemek Former (Treasurer) $0 $0 $0
Gregory Redmond (Director) $0 $0 $0
Gary Henning (Director) $0 $0 $0
Thomas Crohan (Director) $0 $0 $0
Sean Quinn (Director) $0 $0 $0
Carrie Hartgen (Director) $0 $0 $0
Sherry Gillespie (Treasurer) $0 $0 $0
Christopher Zimmerman (Chairman) $0 $0 $0
Carla Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$510,275
Expenses
$215,889
Net Income
$294,386
Net Assets
$1,002,134
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $500,485
98.1%
Investment Income $9,790
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $106,400
49.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,002,134
Total Liabilities $0
Net Assets $1,002,134
Compensation
Key Employees and Officers Compensation Related Other
Robert Burke (Administrator) $78,042 $0 $0
Richard Brockway (Treasurer) $28,358 $0 $0
Keith Jones Former (Chairman) $0 $0 $0
Douglas Wheeler (Director) $0 $0 $0
Brian Lemek (Director) $0 $0 $0
Gregory Redmond (Director) $0 $0 $0
Gary Henning (Director) $0 $0 $0
Thomas Crohan (Director) $0 $0 $0
Sean Quinn (Director) $0 $0 $0
Carrie Hartgen (Director) $0 $0 $0
Sherry Gillespie (Director) $0 $0 $0
Christopher Zimmerman (Chairman) $0 $0 $0
Carla Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,644
Expenses
$199,711
Net Income
-$186,067
Net Assets
$707,748
Notable Sources of Revenue Percent of Total Revenue
Contributions $13,466
98.7%
Program Services $0
Investment Income $178
1.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $101,225
50.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $707,748
Total Liabilities $0
Net Assets $707,748
Compensation
Key Employees and Officers Compensation Related Other
Robert Burke (Administrator) $74,750 $0 $0
Richard Brockway (Treasurer) $26,475 $0 $0
Keith Jones (Chairman) $0 $0 $0
Bernadette Flynn (Director) $0 $0 $0
Shiela Companie (Director) $0 $0 $0
Gregory Redmond (Director) $0 $0 $0
Michael Gugig (Director) $0 $0 $0
Thomas Crohan (Director) $0 $0 $0
Sean Quinn (Director) $0 $0 $0
Stephen Rahn (Director) $0 $0 $0
Jessica Walker (Director) $0 $0 $0
Carla Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,691
Expenses
$203,226
Net Income
-$200,535
Net Assets
$893,815
Notable Sources of Revenue Percent of Total Revenue
Contributions $687
25.5%
Program Services $0
Investment Income $2,004
74.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $96,025
47.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $893,815
Total Liabilities $0
Net Assets $893,815
Compensation
Key Employees and Officers Compensation Related Other
Robert Burke (Administrator) $71,500 $0 $0
Richard Brockway (Treasurer) $24,525 $0 $0
Keith Jones (Chairman) $0 $0 $0
Alison Kelly (Director) $0 $0 $0
Shiela Companie (Director) $0 $0 $0
Laura Leigh Latta (Director) $0 $0 $0
Michael Gugig (Director) $0 $0 $0
Thomas Crohan (Director) $0 $0 $0
Sean Quinn (Director) $0 $0 $0
Stephen Rahn (Director) $0 $0 $0
Jessica Walker (Director) $0 $0 $0
Carla Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$618,229
Expenses
$203,425
Net Income
$414,804
Net Assets
$1,094,350
Notable Sources of Revenue Percent of Total Revenue
Contributions $606,226
98.1%
Program Services $0
Investment Income $12,003
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $91,575
45.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,094,350
Total Liabilities $0
Net Assets $1,094,350
Compensation
Key Employees and Officers Compensation Related Other
Robert Burke (Administrator) $68,000 $0 $0
Richard Brockway (Treasurer) $23,575 $0 $0
Keith Jones (Chairman) $0 $0 $0
Alison Kelly (Director) $0 $0 $0
Shiela Companie (Director) $0 $0 $0
Laura Leigh Latta (Director) $0 $0 $0
Michael Gugig (Director) $0 $0 $0
Thomas Crohan (Director) $0 $0 $0
Sean Quinn (Director) $0 $0 $0
Stephen Rahn (Director) $0 $0 $0
Jessica Walker (Director) $0 $0 $0
Carla Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,049,959
Expenses
$315,802
Net Income
$4,734,157
Net Assets
$679,546
Notable Sources of Revenue Percent of Total Revenue
Contributions $5,041,074
99.8%
Program Services $0
Investment Income $8,885
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $88,605
28.1%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $679,546
Total Liabilities $0
Net Assets $679,546
Compensation
Key Employees and Officers Compensation Related Other
Robert Burke (Administrator) $66,000 $0 $0
Richard Brockway (Treasurer) $22,605 $0 $0
Keith Jones (Chairman) $0 $0 $0
Gregory Redmond (Director) $0 $0 $0
Sheila Companie (Director) $0 $0 $0
Barrie Stokes (Director) $0 $0 $0
Michael Gugig (Director) $0 $0 $0
Thomas Crohan (Director) $0 $0 $0
Sean Quinn (Director) $0 $0 $0
Stephen Rahn (Director) $0 $0 $0
Jessica Walker (Director) $0 $0 $0
Carla Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,634,060
Expenses
$10,484,923
Net Income
-$4,850,863
Net Assets
-$4,054,611
Notable Sources of Revenue Percent of Total Revenue
Contributions $5,626,645
99.9%
Program Services $0
Investment Income $7,415
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $21,730
0.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $619,614
Total Liabilities $4,674,225
Net Assets -$4,054,611
Compensation
Key Employees and Officers Compensation Related Other
Richard Brockway (Treasurer) $21,730 $0 $0
Robert Burke (Chairman) $0 $0 $0
Gregory Redmond (Director) $0 $0 $0
Sheila Companie (Director) $0 $0 $0
Bradford Buck (Director) $0 $0 $0
Michael Gugig (Director) $0 $0 $0
Emanuel Alves (Director) $0 $0 $0
Sean Quinn (Director) $0 $0 $0
Stephen Rahn (Director) $0 $0 $0
Jessica Walker (Director) $0 $0 $0
Jean Hasch (Administrator) $0 $0 $0
Carla Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$602,970
Expenses
$202,816
Net Income
$400,154
Net Assets
$796,252
Notable Sources of Revenue Percent of Total Revenue
Contributions $601,341
99.7%
Program Services $0
Investment Income $1,629
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $20,890
10.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $796,252
Total Liabilities $0
Net Assets $796,252
Compensation
Key Employees and Officers Compensation Related Other
Richard Brockway (Treasurer) $20,890 $0 $0
Robert Burke (Chairman) $0 $0 $0
Gregory Redmond (Director) $0 $0 $0
Sheila Companie (Director) $0 $0 $0
Bradford Buck (Director) $0 $0 $0
Maria Iannatuono (Director) $0 $0 $0
John Flores (Director) $0 $0 $0
Sean Quinn (Director) $0 $0 $0
Jean Hasch (Administrator) $0 $0 $0
Carla Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$6,445
Expenses
$190,334
Net Income
-$183,889
Net Assets
$396,098
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,943
92.2%
Investment Income $502
7.8%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $403,447
Total Liabilities $7,349
Net Assets $396,098
Compensation
Key Employees and Officers Compensation Other
Richard Brockway (Treasurer) $20,075 $0
Robert Burke (Chairman) $0 $0
William Callnan (Administrator) $0 $0
Carla Lawrence (Secretary) $0 $0
Mathew Clegg (Director) $0 $0
Ralph Arnold (Director) $0 $0
Robert Lynch (Director) $0 $0
John Beers (Director) $0 $0
John Flores (Director) $0 $0
Sean Quinn (Director) $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,678
Expenses
$193,699
Net Income
-$187,021
Net Assets
$579,987
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,968
89.4%
Investment Income $710
10.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $19,295
10.0%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $579,987
Total Liabilities $0
Net Assets $579,987
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Richard Brockway (Treasurer) $19,295 $0 $0
Robert Burke (Chairman) $0 $0 $0
James Ruegg (Director) $0 $0 $0
Ralph Arnold (Director) $0 $0 $0
Robert Lynch (Director) $0 $0 $0
John Beers (Director) $0 $0 $0
John Flores (Director) $0 $0 $0
Sean Quinn (Director) $0 $0 $0
William Callnan (Administrator) $0 $0 $0
Carla Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,402,716
Expenses
$1,112,567
Net Income
$290,149
Net Assets
$767,008
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,401,726
99.9%
Program Services $148
0.0%
Investment Income $842
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $18,540
1.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $767,008
Total Liabilities $0
Net Assets $767,008
Compensation
Key Employees and Officers Compensation Related Other
Richard Brockway (Treasurer) $20,050 $0 $0
Robert Burke (Chairman) $0 $0 $0
James Ruegg (Director) $0 $0 $0
Ralph Arnold (Director) $0 $0 $0
Robert Lynch (Director) $0 $0 $0
John Beers (Director) $0 $0 $0
John Flores (Director) $0 $0 $0
Sean Quinn (Director) $0 $0 $0
William Callnan (Administrator) $0 $0 $0
Carla Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$2,703
Expenses
$175,866
Net Income
-$173,163
Net Assets
$476,859
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,534
56.8%
Investment Income $1,169
43.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $478,369
Total Liabilities $1,510
Net Assets $476,859

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,595
Expenses
$166,194
Net Income
-$155,599
Net Assets
$650,022
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,360
12.8%
Program Services $7,191
67.9%
Investment Income $2,044
19.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $17,150
10.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $651,472
Total Liabilities $1,450
Net Assets $650,022

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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