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657 Ups Credit Union Inc

  • Cincinnati, OH
  • Tax-exempt since April 1969
  • EIN: 31-0583276

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$205k (2023)

Expenses
$241k (2023)

Total Assets
$3.61M (2023)

Total Liabilities
$3.44M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$204,504
Expenses
$241,190
Net Income
-$36,686
Net Assets
$171,676
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $193,850
94.8%
Investment Income $10,654
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $90,773
37.6%
Assets/Debt
Total Assets $3,610,117
Total Liabilities $3,438,441
Net Assets $171,676
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
William Roark (Board Member) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Board Member) $0 $0 $0
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Document Links

990
Filed on May 15, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$216,413
Expenses
$191,739
Net Income
$24,674
Net Assets
$208,362
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $203,579
94.1%
Investment Income $12,834
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $86,563
45.1%
Assets/Debt
Total Assets $3,957,955
Total Liabilities $3,749,593
Net Assets $208,362
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
William Roark (Board Member) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Board Member) $0 $0 $0
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Document Links

990
Filed on Nov. 8, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$193,089
Expenses
$194,244
Net Income
-$1,155
Net Assets
$182,536
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $184,372
95.5%
Investment Income $8,717
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $82,012
42.2%
Assets/Debt
Total Assets $4,029,949
Total Liabilities $3,847,413
Net Assets $182,536
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
William Roark (Board Member) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Board Member) $0 $0 $0
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990
Filed on Oct. 28, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$190,918
Expenses
$237,710
Net Income
-$46,792
Net Assets
$183,711
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $173,639
90.9%
Investment Income $17,279
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $87,810
36.9%
Assets/Debt
Total Assets $3,855,065
Total Liabilities $3,671,354
Net Assets $183,711
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
William Roark (Board Member) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Board Member) $0 $0 $0
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990
Filed on Oct. 25, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$199,098
Expenses
$272,694
Net Income
-$73,596
Net Assets
$230,503
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $157,217
79.0%
Investment Income $41,881
21.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $88,282
32.4%
Assets/Debt
Total Assets $3,623,804
Total Liabilities $3,393,301
Net Assets $230,503
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
Tom Kinman (Vice President) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Director) $0 $0 $0
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Document Links

990
Filed on Aug. 17, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$216,281
Expenses
$312,695
Net Income
-$96,414
Net Assets
$304,099
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $181,011
83.7%
Investment Income $35,270
16.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $115,945
37.1%
Assets/Debt
Total Assets $3,761,109
Total Liabilities $3,457,010
Net Assets $304,099
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
Tom Kinman (Vice President) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Director) $0 $0 $0
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990
Filed on Nov. 11, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$229,768
Expenses
$269,597
Net Income
-$39,829
Net Assets
$400,513
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $206,424
89.8%
Investment Income $23,344
10.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $107,776
40.0%
Assets/Debt
Total Assets $3,886,117
Total Liabilities $3,485,604
Net Assets $400,513
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
Tom Kinman (Vice President) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Director) $0 $0 $0
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990
Filed on Aug. 8, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$234,831
Expenses
$264,609
Net Income
-$29,778
Net Assets
$438,794
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $220,003
93.7%
Investment Income $14,828
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $103,400
39.1%
Assets/Debt
Total Assets $3,818,174
Total Liabilities $3,379,380
Net Assets $438,794
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
Tom Kinman (Vice President) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Director) $0 $0 $0
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990
Filed on Nov. 14, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$238,816
Expenses
$264,600
Net Income
-$25,784
Net Assets
$468,572
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $224,899
94.2%
Investment Income $13,917
5.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $97,543
36.9%
Assets/Debt
Total Assets $3,651,645
Total Liabilities $3,183,073
Net Assets $468,572
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
Tom Kinman (Vice President) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Director) $0 $0 $0
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990
Filed on Aug. 9, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$237,786
Expenses
$244,026
Net Income
-$6,240
Net Assets
$492,925
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $223,164
93.9%
Investment Income $14,622
6.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $91,668
37.6%
Assets/Debt
Total Assets $3,704,456
Total Liabilities $3,211,531
Net Assets $492,925
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
Tom Kinman (Vice President) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Director) $0 $0 $0
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990
Filed on Aug. 12, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$232,587
Expenses
$256,627
Net Income
-$24,040
Net Assets
$503,346
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $215,915
92.8%
Investment Income $16,672
7.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $92,814
36.2%
Assets/Debt
Total Assets $3,532,552
Total Liabilities $3,029,206
Net Assets $503,346
Compensation
Key Employees and Officers Compensation Related Other
Robert Pugh (President) $0 $0 $0
Tom Kinman (Vice President) $0 $0 $0
Pat Barker (Secretary) $0 $0 $0
Harold Davis (Treasurer) $0 $0 $0
Curtis Clements (Director) $0 $0 $0
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990
Filed on Aug. 13, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$239,974
Expenses
$253,455
Net Income
-$13,481
Net Assets
$529,834
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $223,814
93.3%
Investment Income $16,160
6.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $90,206
35.6%
Assets/Debt
Total Assets $3,647,413
Total Liabilities $3,117,579
Net Assets $529,834

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$235,566
Expenses
$279,341
Net Income
-$43,775
Net Assets
$543,315
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $218,029
92.6%
Investment Income $17,537
7.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $99,904
35.8%
Assets/Debt
Total Assets $3,743,734
Total Liabilities $3,200,419
Net Assets $543,315

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated