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0632 Whitewater Community Credit Union Inc

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$721k (2023)

Expenses
$624k (2023)

Total Assets
$11.8M (2023)

Total Liabilities
$10.8M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$721,395
Expenses
$623,993
Net Income
$97,402
Net Assets
$973,304
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $596,752
82.7%
Investment Income $124,643
17.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $87,738
14.1%
Professional Fundraising Fees $0
Other Salaries and Wages $140,328
22.5%
Assets/Debt
Total Assets $11,794,357
Total Liabilities $10,821,053
Net Assets $973,304
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jenny Bowing (Manager/Board Treasurer) $87,737 $0 $0
Russell Creek (Director) $0 $0 $0
Stephanie Steffee (Board Secretary) $0 $0 $0
Karen Reynolds (Board Vice Chairperson) $0 $0 $0
Tom Pack (Board Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$576,207
Expenses
$485,342
Net Income
$90,865
Net Assets
$875,902
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $533,352
92.6%
Investment Income $42,855
7.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $78,311
16.1%
Professional Fundraising Fees $0
Other Salaries and Wages $123,320
25.4%
Assets/Debt
Total Assets $11,653,516
Total Liabilities $10,777,614
Net Assets $875,902
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jenny Bowing (Manager/Board Treasurer) $78,311 $0 $0
Russell Creek (Director) $0 $0 $0
Stephanie Steffee (Board Secretary) $0 $0 $0
Tom Pack (Board Chairperson) $0 $0 $0
Karen Reynolds (Board Vice Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$494,357
Expenses
$470,000
Net Income
$24,357
Net Assets
$785,037
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $488,511
98.8%
Investment Income $5,846
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $74,845
15.9%
Professional Fundraising Fees $0
Other Salaries and Wages $109,451
23.3%
Assets/Debt
Total Assets $11,073,891
Total Liabilities $10,288,854
Net Assets $785,037
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jenny Bowing (Treasurer/Manager) $74,845 $0 $0
Russell Creek (Director) $0 $0 $0
Karen Reynolds (Vice President) $0 $0 $0
Tom Pack (President) $0 $0 $0
Stephanie Steffee (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$508,894
Expenses
$496,921
Net Income
$11,973
Net Assets
$762,508
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $486,140
95.5%
Investment Income $21,282
4.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,472
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $70,721
14.2%
Professional Fundraising Fees $0
Other Salaries and Wages $112,265
22.6%
Assets/Debt
Total Assets $9,773,872
Total Liabilities $9,011,364
Net Assets $762,508
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jenny Bowing (Treasurer/Manager) $70,721 $0 $0
Russell Creek (Director) $0 $0 $0
Stephanie Steffee (Secretary) $0 $0 $0
Karen Reynolds (Vice President) $0 $0 $0
Tom Pack (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$570,101
Expenses
$538,446
Net Income
$31,655
Net Assets
$750,535
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $519,876
91.2%
Investment Income $41,064
7.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $9,161
1.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $71,094
13.2%
Professional Fundraising Fees $0
Other Salaries and Wages $116,055
21.6%
Assets/Debt
Total Assets $8,239,777
Total Liabilities $7,489,242
Net Assets $750,535
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jenny Bowling (Manager) $71,094 $0 $0
Stephanie Broderick Steffee (Director) $0 $0 $0
Jenny Bowing (Treasurer) $0 $0 $0
Russell Creek (Secretary) $0 $0 $0
Karen Reynolds (Vice President) $0 $0 $0
Tom Pack (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$563,561
Expenses
$489,987
Net Income
$73,574
Net Assets
$718,880
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $496,035
88.0%
Investment Income $35,004
6.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $32,522
5.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $75,145
15.3%
Professional Fundraising Fees $0
Other Salaries and Wages $107,274
21.9%
Assets/Debt
Total Assets $8,245,859
Total Liabilities $7,526,979
Net Assets $718,880
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jenny Bowling (Manager) $75,145 $0 $0
Stephanie Steffee (Member) $0 $0 $0
Jenny Bowling (Treasurer) $0 $0 $0
Russell Creek (Secretary) $0 $0 $0
Karen Reynolds (Vice President) $0 $0 $0
Tom Pack (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$474,517
Expenses
$506,445
Net Income
-$31,928
Net Assets
$645,305
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $446,825
94.2%
Investment Income $20,267
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,425
1.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $70,615
13.9%
Professional Fundraising Fees $0
Other Salaries and Wages $94,113
18.6%
Assets/Debt
Total Assets $7,554,048
Total Liabilities $6,908,743
Net Assets $645,305
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jenny Bowling (Manager) $70,615 $0 $0
Stephanie Steffee (Member) $0 $0 $0
Jenny Bowling (Treasurer) $0 $0 $0
Russell Creek (Secretary) $0 $0 $0
Karen Reynolds (Vice President) $0 $0 $0
Tom Pack (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$467,494
Expenses
$458,018
Net Income
$9,476
Net Assets
$677,233
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $452,384
96.8%
Investment Income $9,676
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,434
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $69,447
15.2%
Professional Fundraising Fees $0
Other Salaries and Wages $89,897
19.6%
Assets/Debt
Total Assets $6,831,822
Total Liabilities $6,154,589
Net Assets $677,233
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jenny Colyer (Manager) $69,447 $0 $0
Stephanie Steffee (Member) $0 $0 $0
Jenny Bowling (Treasurer) $0 $0 $0
Russell Creek (Secretary) $0 $0 $0
Karen Reynolds (Vice President) $0 $0 $0
Tom Pack (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$459,229
Expenses
$401,570
Net Income
$57,659
Net Assets
$667,757
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $445,546
97.0%
Investment Income $8,311
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,372
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $63,715
15.9%
Professional Fundraising Fees $0
Other Salaries and Wages $81,534
20.3%
Assets/Debt
Total Assets $7,018,991
Total Liabilities $6,351,234
Net Assets $667,757

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$416,674
Expenses
$402,846
Net Income
$13,828
Net Assets
$610,098
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $406,248
97.5%
Investment Income $6,559
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,867
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $61,390
15.2%
Professional Fundraising Fees $0
Other Salaries and Wages $76,651
19.0%
Assets/Debt
Total Assets $6,573,621
Total Liabilities $5,963,523
Net Assets $610,098

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$378,588
Expenses
$396,301
Net Income
-$17,713
Net Assets
$596,270
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $368,376
97.3%
Investment Income $7,782
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,430
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $59,048
14.9%
Professional Fundraising Fees $0
Other Salaries and Wages $75,156
19.0%
Assets/Debt
Total Assets $6,183,592
Total Liabilities $5,587,322
Net Assets $596,270

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$370,548
Expenses
$391,127
Net Income
-$20,579
Net Assets
$613,985
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $361,087
97.4%
Investment Income $8,783
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $678
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $60,146
15.4%
Professional Fundraising Fees $0
Other Salaries and Wages $74,993
19.2%
Assets/Debt
Total Assets $6,245,796
Total Liabilities $5,631,811
Net Assets $613,985

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$385,483
Expenses
$382,095
Net Income
$3,388
Net Assets
$634,565
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $372,423
96.6%
Investment Income $10,460
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,600
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $55,751
14.6%
Professional Fundraising Fees $0
Other Salaries and Wages $70,399
18.4%
Assets/Debt
Total Assets $6,147,434
Total Liabilities $5,512,869
Net Assets $634,565

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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