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Consumer Credit Counseling Service Of The Midwest Inc

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Human Services — Multipurpose and Other / Financial Counseling, Money Management (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$3.35M (2022)

Expenses
$3.74M (2022)

Total Assets
$5.18M (2022)

Total Liabilities
$1.03M (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,349,217
Expenses
$3,742,303
Net Income
-$393,086
Net Assets
$4,155,761
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,154,689
64.3%
Program Services $1,339,432
40.0%
Investment Income $52,350
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income -$8,482
Net Fundraising $0
Sales of Assets -$190,034
Net Inventory Sales $0
Other Revenue $1,262
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $584,510
15.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,358,528
36.3%
Assets/Debt
Total Assets $5,184,933
Total Liabilities $1,029,172
Net Assets $4,155,761
Compensation
Key Employees and Officers Compensation Related Other
Johnny M Cantrell (President/Ceo) $202,568 $0 $32,334
Christopher J Kallay (Vp/Treasuer/Cfo) $175,082 $0 $41,647
Brian Yoder (Secretary/Director Of Admi) $89,410 $0 $36,619
Michael Harding (Chairperson Of The Board) $0 $0 $0
Jay E Michael (Director) $0 $0 $0
Teresa Holland Rich (Director) $0 $0 $0
Frederick H Heyse (Director) $0 $0 $0
Steve Weiker (Director) $0 $0 $0
Josh Curtis (Director) $0 $0 $0
Kayla Selhorst (Director) $0 $0 $0
Stacy Toki (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,167,342
Expenses
$3,951,888
Net Income
$1,215,454
Net Assets
$4,518,834
Notable Sources of Revenue Percent of Total Revenue
Contributions $3,498,424
67.7%
Program Services $1,561,344
30.2%
Investment Income $101,536
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income -$16,515
Net Fundraising $0
Sales of Assets $22,146
0.4%
Net Inventory Sales $0
Other Revenue $407
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $584,545
14.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,622,389
41.1%
Assets/Debt
Total Assets $5,434,834
Total Liabilities $916,000
Net Assets $4,518,834
Compensation
Key Employees and Officers Compensation Related Other
Johnny M Cantrell (President/Ceo) $200,582 $0 $31,780
Christopher J Kallay (Vp/Treasuer/Cfo) $177,682 $0 $40,921
Brian Yoder (Secretary/Director Of Admi) $86,075 $0 $38,306
Michael Harding (Chairperson Of The Board) $0 $0 $0
Jay E Michael (Director) $0 $0 $0
Teresa Holland Rich (Director) $0 $0 $0
Frederick H Heyse (Director) $0 $0 $0
Steve Weiker (Director) $0 $0 $0
Josh Curtis (Director) $0 $0 $0
Kayla Selhorst (Director) $0 $0 $0
Stacy Toki (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,413,242
Expenses
$4,369,499
Net Income
$43,743
Net Assets
$3,009,345
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,813,284
63.7%
Program Services $1,771,496
40.1%
Investment Income $53,783
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income -$21,740
Net Fundraising $0
Sales of Assets -$204,591
Net Inventory Sales $0
Other Revenue $1,010
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $569,647
13.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,819,336
41.6%
Assets/Debt
Total Assets $4,153,799
Total Liabilities $1,144,454
Net Assets $3,009,345
Compensation
Key Employees and Officers Compensation Related Other
Johnny M Cantrell (President/Ceo) $200,582 $0 $32,188
Christopher J Kallay (Vp/Treasuer/Cfo) $167,682 $0 $40,970
Brian Yoder (Secretary/Director Of Admi) $79,454 $0 $37,844
Jay E Michael (Chairperson Of The Board) $0 $0 $0
Teresa Holland Rich (Director) $0 $0 $0
Frederick H Heyse (Director) $0 $0 $0
Steve Weiker (Director) $0 $0 $0
Josh Curtis (Director) $0 $0 $0
Michael Harding (Director) $0 $0 $0
Kayla Selhorst (Director) $0 $0 $0
Stacy Toki (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,474,458
Expenses
$4,592,808
Net Income
-$118,350
Net Assets
$2,828,278
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,324,416
51.9%
Program Services $1,869,364
41.8%
Investment Income $120,292
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $155,586
3.5%
Net Inventory Sales $0
Other Revenue $4,800
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $568,701
12.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,947,483
42.4%
Assets/Debt
Total Assets $4,159,813
Total Liabilities $1,331,535
Net Assets $2,828,278
Compensation
Key Employees and Officers Compensation Related Other
Johnny M Cantrell (President/Ceo) $200,630 $0 $31,393
Christopher J Kallay (Vp/Treasuer/Cfo) $167,772 $0 $39,889
Brian Yoder (Secretary/Director Of Admi) $82,550 $0 $34,940
Teresa Holland Rich (Director) $0 $0 $0
Jay E Michael (Chairperson Of The Board) $0 $0 $0
Frederick H Heyse (Director) $0 $0 $0
Steve Weiker (Director) $0 $0 $0
Josh Curtis (Director) $0 $0 $0
Michael Harding (Director) $0 $0 $0
Jill Snitcher Mcquain (Director (Part Year)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,441,493
Expenses
$5,664,152
Net Income
-$1,222,659
Net Assets
$2,813,403
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,531,850
57.0%
Program Services $1,806,177
40.7%
Investment Income $122,978
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$26,275
Net Inventory Sales $0
Other Revenue $6,763
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $538,211
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,078,665
36.7%
Assets/Debt
Total Assets $3,758,408
Total Liabilities $945,005
Net Assets $2,813,403
Compensation
Key Employees and Officers Compensation Related Other
Michael S Kappas (Former President/Ceo) $305,669 $0 $2,470
Johnny M Cantrell (President/Ceo) $200,630 $0 $30,799
Christopher J Kallay (Vp/Treasuer/Cfo) $167,648 $0 $39,045
Brian Yoder (Secretary/Director Of Admi) $73,790 $0 $26,299
Teresa Holland Rich (Chairperson Of The Board) $0 $0 $0
Jay E Michael (Director) $0 $0 $0
Frederick H Heyse (Director) $0 $0 $0
Steve Weiker (Director) $0 $0 $0
Josh Curtis (Director) $0 $0 $0
Michael Harding (Director) $0 $0 $0
Jill Snitcher Mcquain (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,681,664
Expenses
$7,016,535
Net Income
-$2,334,871
Net Assets
$4,249,760
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,631,022
56.2%
Program Services $1,914,370
40.9%
Investment Income $140,652
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$7,704
Net Inventory Sales $0
Other Revenue $3,324
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,127,233
16.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,272,273
32.4%
Assets/Debt
Total Assets $5,382,837
Total Liabilities $1,133,077
Net Assets $4,249,760
Compensation
Key Employees and Officers Compensation Related Other
Michael S Kappas (President/Ceo (Part Year)) $583,471 $0 $29,780
Johnny M Cantrell (President/Ceo) $187,794 $0 $31,480
Christopher J Kallay (Vp/Treasuer/Cfo) $163,197 $0 $39,603
Brian Yoder (Secretary/Director Of Admin) $74,245 $0 $17,663
Teresa Holland Rich (Chairperson Of The Board) $0 $0 $0
Jay E Michael (Director) $0 $0 $0
Frederick H Heyse (Director) $0 $0 $0
Moreen Bailey Frater (Director (Part Year)) $0 $0 $0
Richard C Belter (Director (Part Year)) $0 $0 $0
Phillip L Youngs (Director (Part Year)) $0 $0 $0
Michael A Osborne (Director (Part Year)) $0 $0 $0
Geoffrey Hill (Director (Part Year)) $0 $0 $0
Steve Weiker (Director) $0 $0 $0
Josh Curtis (Director New In 2018) $0 $0 $0
Michael Harding (Director New In 2018) $0 $0 $0
Tom Baker (Director (Part Year)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,496,820
Expenses
$8,732,431
Net Income
-$2,235,611
Net Assets
$6,304,910
Notable Sources of Revenue Percent of Total Revenue
Contributions $2,772,654
42.7%
Program Services $2,183,849
33.6%
Investment Income $108,839
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $7,827
0.1%
Net Fundraising $0
Sales of Assets $445,400
6.9%
Net Inventory Sales $0
Other Revenue $978,251
15.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $920,468
10.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,920,265
33.4%
Assets/Debt
Total Assets $8,586,574
Total Liabilities $2,281,664
Net Assets $6,304,910
Compensation
Key Employees and Officers Compensation Related Other
Michael S Kappas (President/Ceo) $317,706 $0 $189,791
Johnny M Cantrell (Vice President/Coo) $174,765 $0 $35,823
Christopher J Kallay (Vp/Treasuer/Secretary/Cfo) $158,924 $0 $43,460
Teresa Holland Rich (Chairperson Of The Board) $0 $0 $0
Jay E Michael (Director) $0 $0 $0
Frederick H Heyse (Director) $0 $0 $0
Moreen Bailey Frater (Director) $0 $0 $0
Thomas Baker (Director) $0 $0 $0
Richard C Belter (Director) $0 $0 $0
David H Weiss (Director (Part Year)) $0 $0 $0
Phillip L Youngs (Director) $0 $0 $0
Michael A Osborne (Director) $0 $0 $0
William A Porro (Director (Part Year)) $0 $0 $0
Geoffrey Hill (Director) $0 $0 $0
Steve Weiker (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,695,637
Expenses
$10,092,148
Net Income
-$3,396,511
Net Assets
$8,428,235
Notable Sources of Revenue Percent of Total Revenue
Contributions $3,535,381
52.8%
Program Services $2,676,733
40.0%
Investment Income $309,361
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $14,216
0.2%
Net Fundraising $0
Sales of Assets $71,627
1.1%
Net Inventory Sales $0
Other Revenue $88,319
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $832,901
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $3,746,486
37.1%
Assets/Debt
Total Assets $11,657,760
Total Liabilities $3,229,525
Net Assets $8,428,235
Compensation
Key Employees and Officers Compensation Related Other
Michael S Kappas (President/Ceo) $329,397 $0 $63,960
Johnny M Cantrell (Vice President/Coo) $188,631 $0 $35,626
Christopher J Kallay (Vp/Treasuer/Secretary/Cfo) $173,873 $0 $41,414
Teresa Holland Rich (Chairperson Of The Board) $0 $0 $0
Jay E Michael (Director) $0 $0 $0
Frederick H Heyse (Director) $0 $0 $0
Moreen Bailey Frater (Director) $0 $0 $0
Thomas Baker (Director) $0 $0 $0
Richard C Belter (Director) $0 $0 $0
David H Weiss (Director) $0 $0 $0
Phillip L Youngs (Director) $0 $0 $0
Michael A Osborne (Director) $0 $0 $0
William A Porro (Director) $0 $0 $0
Geoffrey Hill (Director) $0 $0 $0
Steve Weiker (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,344,046
Expenses
$11,840,256
Net Income
-$2,496,210
Net Assets
$12,182,367
Notable Sources of Revenue Percent of Total Revenue
Contributions $5,300,406
56.7%
Program Services $3,508,769
37.6%
Investment Income $478,114
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $16,007
0.2%
Net Fundraising $0
Sales of Assets $35,679
0.4%
Net Inventory Sales $0
Other Revenue $5,071
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,025,072
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $5,166,140
43.6%
Assets/Debt
Total Assets $16,462,420
Total Liabilities $4,280,053
Net Assets $12,182,367
Compensation
Key Employees and Officers Compensation Related Other
Michael S Kappas (President/Ceo) $477,846 $0 $58,817
Johnny M Cantrell (Vice President/Coo) $213,582 $0 $36,522
Chris Kallay (Vice President/Secretary/T) $198,011 $0 $40,294
Brenda Hammond (Highest Compensated Employee) $103,713 $0 $22,183
Jay E Michael (Director) $0 $0 $0
Frederick H Heyse (Director) $0 $0 $0
Moreen Bailey Frater (Director) $0 $0 $0
Thomas Baker (Director) $0 $0 $0
Richard C Belter (Director) $0 $0 $0
David H Weiss (Director) $0 $0 $0
Phillip L Youngs (Chairman Of The Board) $0 $0 $0
Michael A Osborne (Director) $0 $0 $0
William A Porro (Director) $0 $0 $0
Geoffrey Hill (Director) $0 $0 $0
Steve Weiker (Director) $0 $0 $0
Teresa Holland (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,473,828
Expenses
$13,476,015
Net Income
-$2,187
Net Assets
$14,904,037
Notable Sources of Revenue Percent of Total Revenue
Contributions $8,171,344
60.6%
Program Services $4,855,619
36.0%
Investment Income $296,200
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $34,944
0.3%
Net Fundraising $0
Sales of Assets $109,842
0.8%
Net Inventory Sales $0
Other Revenue $5,879
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $980,621
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $6,564,312
48.7%
Assets/Debt
Total Assets $20,755,630
Total Liabilities $5,851,593
Net Assets $14,904,037
Compensation
Key Employees and Officers Compensation Related Other
Michael S Kappas (President) $417,433 $0 $73,575
Johnny M Cantrell (Vice President/Coo) $218,575 $0 $35,219
Chris Kallay (Vice President/Secretary/T) $197,777 $0 $38,042
Jay Seaton (Director Of National Affairs) $141,491 $0 $30,845
Jay E Michael (Director) $0 $0 $0
Frederick H Heyse (Director) $0 $0 $0
Moreen Bailey Frater (Director) $0 $0 $0
Thomas Baker (Director) $0 $0 $0
Richard C Belter (Director) $0 $0 $0
Teresa Holland (Director) $0 $0 $0
Preston Hammond (Director) $0 $0 $0
David H Weiss (Director) $0 $0 $0
Phillip L Youngs (Chairman Of The Board) $0 $0 $0
Michael A Osborne (Director) $0 $0 $0
William A Porro (Director) $0 $0 $0
Geoff Hill (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,323,720
Expenses
$14,979,888
Net Income
$1,343,832
Net Assets
$14,139,939
Notable Sources of Revenue Percent of Total Revenue
Contributions $9,536,970
58.4%
Program Services $6,450,901
39.5%
Investment Income $291,325
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $20,108
0.1%
Net Fundraising $0
Sales of Assets $24,416
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $699,998
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $7,403,721
49.4%
Assets/Debt
Total Assets $18,515,357
Total Liabilities $4,375,418
Net Assets $14,139,939

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,313,135
Expenses
$17,306,426
Net Income
$6,709
Net Assets
$12,432,790
Notable Sources of Revenue Percent of Total Revenue
Contributions $9,951,451
57.5%
Program Services $7,253,718
41.9%
Investment Income $255,608
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $14,485
0.1%
Net Fundraising $0
Sales of Assets -$162,127
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $809,559
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $8,907,285
51.5%
Assets/Debt
Total Assets $17,482,552
Total Liabilities $5,049,762
Net Assets $12,432,790

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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