Skip to content
ProPublica Donate
ProPublica Donate

National Church Residences Of

Bay City Tx

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$496k (2023)

Expenses
$451k (2023)

Total Assets
$0 (2023)

Total Liabilities
$0 (2023)

Source: Form 990 tax filings from 2012 to 2023

Tax Filings and Audits by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Audits are required to be submitted by nonprofit organizations that spend $750,000 or more in federal grant money in a fiscal year. "Single audits" look at the entire organization's finances and compliance, while other audits are program specific. Nonprofit Explorer has PDFs of audits for some nonprofits for fiscal year 2015 and later. Audit data is from the Federal Audit Clearinghouse.

Fiscal Year Ending June
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$496,136
Expenses
$451,161
Net Income
$44,975
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $349,070
70.4%
Program Services $141,592
28.5%
Investment Income $723
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$954
Net Inventory Sales $0
Other Revenue $5,705
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0
Compensation
Key Employees and Officers Compensation Related Other
J Lynn Anderson (Director (Through 12/31/22)) $0 $0 $0
Robert Maloney (Director) $0 $0 $0
Tingting Li (Director) $0 $0 $0
Joseph R Kasberg (Director) $0 $0 $0
Larry Bellman (Director) $0 $0 $0
James Moats (Director (Through 12/31/22)) $0 $0 $0
Mark Thompson (Director (Through 12/31/22)) $0 $0 $0
Virginia Barney (Director (Effective 01/01/23)) $0 $0 $0
Sean Defour (Director (Effective 01/01/23)) $0 $0 $0
Sandra Brummitt (Director (Effective 01/01/23)) $0 $0 $0
Robert Walter (Vice President (Effective 01/01/23)) $0 $463,072 $27,928
Matthew D Rule (President (Effective 01/01/23)) $0 $437,237 $44,397
Sonya Brown (Vice President) $0 $305,691 $39,557
Julie M Woolley (Secretary) $0 $268,480 $22,702
Eric Walker (Vice President (Effective 01/01/23)) $0 $228,292 $33,197
Jill Kolb (Treasurer) $0 $209,679 $38,735
Steven T Bodkin (President (Through 12/31/22)) $0 $477,320 $48,992

Document Links

Fiscal Year Ending June
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$446,587
Expenses
$433,007
Net Income
$13,580
Net Assets
-$994,950
Notable Sources of Revenue Percent of Total Revenue
Contributions $410,793
92.0%
Program Services $150,517
33.7%
Investment Income $1,092
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$120,231
Net Inventory Sales $0
Other Revenue $4,416
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $2,025,828
Total Liabilities $3,020,778
Net Assets -$994,950
Compensation
Key Employees and Officers Compensation Related Other
Janet Meeks (Director (Through 12/31/21)) $0 $0 $0
J Lynn Anderson (Director) $0 $0 $0
Robert Maloney (Director (As Of 1/1/22)) $0 $0 $0
Greg Comfort (Director (Through 12/31/21)) $0 $0 $0
Tim Doney (Director (Through 12/31/21)) $0 $0 $0
Tingting Li (Director) $0 $0 $0
Joseph R Kasberg (Director) $0 $0 $0
Larry Bellman (Director) $0 $0 $0
James Moats (Director (As Of 1/1/22)) $0 $0 $0
Mark Thompson (Director (As Of 1/1/22)) $0 $0 $0
Steven T Bodkin (President) $0 $442,519 $44,505
Susan M Dimickele (Secretary (Through 12/31/21)) $0 $438,578 $39,477
Matthew D Rule (Vice President) $0 $346,531 $41,418
Sonya Brown (Vice President) $0 $206,506 $29,513
Jill Kolb (Treasurer) $0 $184,002 $30,616
Julie Woolley (Secretary (As Of 1/1/22)) $0 $182,824 $13,247

Document Links

Fiscal Year Ending June
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$567,879
Expenses
$413,819
Net Income
$154,060
Net Assets
-$1,008,530
Notable Sources of Revenue Percent of Total Revenue
Contributions $414,982
73.1%
Program Services $149,216
26.3%
Investment Income $2,154
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,527
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,879,275
Total Liabilities $2,887,805
Net Assets -$1,008,530
Compensation
Key Employees and Officers Compensation Related Other
J Lynn Anderson (Director (As Of 1/1/21)) $0 $0 $0
Greg Comfort (Director (As Of 1/1/21)) $0 $0 $0
Joseph R Kasberg (Director) $0 $0 $0
Larry Bellman (Director) $0 $0 $0
Tim Doney (Director (As Of 1/1/21)) $0 $0 $0
Janet Meeks (Director) $0 $0 $0
Tingting Li (Director (As Of 1/1/21)) $0 $0 $0
Gregory Overmyer (Director (Part Year)) $0 $0 $0
James Savage (Director (Part Year)) $0 $0 $0
Robert Maloney (Director (Part Year)) $0 $0 $0
Virginia Barney (Director (Part Year)) $0 $0 $0
Steven T Bodkin (President) $0 $410,455 $63,262
Susan M Dimickele (Secretary) $0 $396,568 $43,406
Tanya Kim Hahn (Vice President (Part Year)) $0 $375,985 $43,987
Matthew D Rule (Vice President) $0 $330,024 $50,358
Julia A Fratianne (Treasurer (Part Year)) $0 $257,369 $56,818
Sonya Brown (Vice President (As Of 5/1/21)) $0 $212,543 $37,422
Jill Kolb (Treasurer (As Of 5/15/21)) $0 $161,338 $35,241
Julie M Woolley (Assistant Secretary (As Of 5/1/21)) $0 $162,244 $11,785

Document Links

Fiscal Year Ending June
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$567,970
Expenses
$513,029
Net Income
$54,941
Net Assets
-$1,162,590
Notable Sources of Revenue Percent of Total Revenue
Contributions $412,805
72.7%
Program Services $149,175
26.3%
Investment Income $3,613
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,377
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,744,785
Total Liabilities $2,907,375
Net Assets -$1,162,590
Compensation
Key Employees and Officers Compensation Related Other
Steven T Bodkin (President) $0 $384,076 $66,567
Susan M Dimickele (Secretary) $0 $374,548 $44,656
Tanya Kim Hahn (Vice President) $0 $361,531 $37,964
Julia A Fratianne (Treasurer) $0 $254,348 $59,583
James Savage (Director) $0 $0 $0
Michael Flowers (Director (Through December 2019)) $0 $0 $0
Virginia Barney (Director) $0 $0 $0
Floyd Jones (Director (Through December 2019)) $0 $0 $0
Joseph R Kasberg (Director) $0 $0 $0
Larry Bellman (Director) $0 $0 $0
Robert Maloney (Director) $0 $0 $0
Janet Meeks (Director (Effective January 2020)) $0 $0 $0
Gregory Overmyer (Director (Effective January 2020)) $0 $0 $0

Document Links

Fiscal Year Ending June
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$524,932
Expenses
$542,101
Net Income
-$17,169
Net Assets
-$1,217,531
Notable Sources of Revenue Percent of Total Revenue
Contributions $384,105
73.2%
Program Services $139,993
26.7%
Investment Income $2,756
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,043
Net Inventory Sales $0
Other Revenue $1,121
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,711,277
Total Liabilities $2,928,808
Net Assets -$1,217,531
Compensation
Key Employees and Officers Compensation Related Other
Al Rupiper (Director (Through December 2018)) $0 $0 $0
Floyd Jones (Director) $0 $0 $0
Joseph R Kasberg (Director) $0 $0 $0
Larry Bellman (Director) $0 $0 $0
Michael Flowers (Director) $0 $0 $0
Paul W Bloomfield (Director (Through December 2018)) $0 $0 $0
Virginia Barney (Director) $0 $0 $0
James Savage (Director (Effective January 2019)) $0 $0 $0
Robert Maloney (Director (Effective February 2019)) $0 $0 $0
Michelle H Norris (Director (1/1/19 1/31/19)) $0 $374,961 $64,064
Steven T Bodkin (President) $0 $357,310 $62,551
Tanya Kim Hahn (Vice President) $0 $377,203 $27,336
Julia A Fratianne (Treasurer) $0 $244,739 $53,838
Susan Dimickele (Secretary) $0 $432,245 $31,079

Document Links

Fiscal Year Ending June
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$459,617
Expenses
$389,438
Net Income
$70,179
Net Assets
-$1,200,362
Notable Sources of Revenue Percent of Total Revenue
Contributions $299,078
65.1%
Program Services $144,773
31.5%
Investment Income $1,222
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,789
Net Inventory Sales $0
Other Revenue $18,333
4.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,711,502
Total Liabilities $2,911,864
Net Assets -$1,200,362
Compensation
Key Employees and Officers Compensation Related Other
Al Rupiper (Director) $0 $0 $0
Eric Borders (Director (Through December 2017)) $0 $0 $0
Floyd Jones (Director) $0 $0 $0
Joseph R Kasberg (Director) $0 $0 $0
Larry Bellman (Director) $0 $0 $0
Matt Rule (Director (Through December 2017)) $0 $262,368 $13,441
Michael Flowers (Director) $0 $0 $0
Paul W Bloomfield (Director) $0 $0 $0
Virginia Barney (Director) $0 $0 $0
Julia A Fratianne (Treasurer) $0 $236,566 $12,761
Steven T Bodkin (President) $0 $344,881 $15,700
Tanya Kim Hahn (Vice President) $0 $338,527 $12,984
Susan Dimickele (Secretary) $0 $375,091 $2,966

Document Links

Fiscal Year Ending June
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$285,170
Expenses
$357,148
Net Income
-$71,978
Net Assets
-$1,270,541
Notable Sources of Revenue Percent of Total Revenue
Contributions $190,270
66.7%
Program Services $147,912
51.9%
Investment Income $1,151
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$58,039
Net Inventory Sales $0
Other Revenue $3,876
1.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,611,033
Total Liabilities $2,881,574
Net Assets -$1,270,541
Compensation
Key Employees and Officers Compensation Related Other
Cynthia L Jones (Director (Through December 2016)) $0 $0 $0
Eric Borders (Director) $0 $0 $0
Jefferey L Copeland (Director (Through December 2016)) $0 $0 $0
Joseph R Kasberg (Director) $0 $0 $0
Larry Bellman (Director) $0 $0 $0
Mark A Macnaughton (Director (Through December 2016)) $0 $0 $0
Matt Rule (Director) $0 $229,788 $12,948
Mike Flowers (Director) $0 $0 $0
Paul W Bloomfield (Director) $0 $0 $0
Virginia Barney (Director) $0 $0 $0
Michelle H Norris (Director (Through December 2016)) $0 $356,330 $36,197
Julia A Fratianne (Treasurer) $0 $236,728 $19,760
Steven T Bodkin (President) $0 $341,271 $22,973
Tanya Kim Hahn (Vice President/Secretary) $0 $324,498 $5,719

Document Links

Fiscal Year Ending June
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$336,932
Expenses
$377,463
Net Income
-$40,531
Net Assets
-$1,198,563
Notable Sources of Revenue Percent of Total Revenue
Contributions $190,540
56.6%
Program Services $151,560
45.0%
Investment Income $1,065
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$8,244
Net Inventory Sales $0
Other Revenue $2,011
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,693,506
Total Liabilities $2,892,069
Net Assets -$1,198,563
Compensation
Key Employees and Officers Compensation Related Other
Cynthia L Jones (Director) $0 $0 $0
Eric Borders (Director) $0 $0 $0
Jeffrey L Copeland (Director) $0 $0 $0
John Terrence Davis (Director) $0 $0 $0
Joseph R Kasberg (Director) $0 $0 $0
Mark R Macnaughton (Director) $0 $0 $0
Paul W Bloomfield (Director) $0 $0 $0
Michelle H Norris (Director) $0 $291,888 $31,716
Steven T Bodkin (President) $0 $317,925 $25,175
Julia A Fratianne (Treasurer) $0 $236,592 $19,691
Steven A Van Camp (Vice President (Through July 2015)) $0 $194,133 $6,851
Tanya Kim Hahn (V.P./Secretary (Began In Nov. 2015)) $0 $50,063 $292

Document Links

Fiscal Year Ending June
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$342,022
Expenses
$368,186
Net Income
-$26,164
Net Assets
-$1,158,032
Notable Sources of Revenue Percent of Total Revenue
Contributions $179,160
52.4%
Program Services $159,375
46.6%
Investment Income $1,003
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,484
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,737,950
Total Liabilities $2,895,982
Net Assets -$1,158,032
Compensation
Key Employees and Officers Compensation Related Other
Jeff Copeland (Director) $0 $0 $0
A Kenneth Pierce (Director) $0 $0 $0
Paul W Bloomfield (Director) $0 $0 $0
John Terrence Davis (Director) $0 $0 $0
Mark Macnaughton (Director) $0 $0 $0
Cynthia Gerst (Director) $0 $0 $0
Michael Flowers (Director) $0 $0 $0
Michelle H Norris (Director) $0 $325,088 $47,358
Eric Borders (Director) $0 $0 $0
Steve T Bodkin (President) $0 $250,065 $36,868
Steven A Van Camp (Vice President (Through July 2015)) $0 $380,745 $23,095
Julie A Fratianne (Secretary/Treasurer) $0 $195,517 $31,247

Document Links

Fiscal Year Ending June
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$342,126
Expenses
$381,920
Net Income
-$39,794
Net Assets
-$1,131,868
Notable Sources of Revenue Percent of Total Revenue
Contributions $193,392
56.5%
Program Services $146,045
42.7%
Investment Income $1,597
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,092
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,762,370
Total Liabilities $2,894,238
Net Assets -$1,131,868
Compensation
Key Employees and Officers Compensation Related Other
A Kenneth Pierce (Director) $0 $0 $0
Paul W Bloomfield (Director) $0 $0 $0
Dr Terry Davis (Director) $0 $0 $0
Mark Macnaughton (Director) $0 $0 $0
Cynthia Gerst (Director) $0 $0 $0
Michael Flowers (Director) $0 $0 $0
Anne Carter (Director) $0 $0 $0
Eric Borders (Director) $0 $0 $0
Steven A Vancamp (Vice President: 2014) $0 $20,977 $1,481
Joseph R Kasberg (Vice President: 2013) $0 $347,771 $44,991
Steve T Bodkin (President) $0 $212,390 $28,661
Michelle H Norris (Secretary/Treasurer: Thru 2013) $0 $267,500 $34,620
Julie A Fratianne (Secretary/Treasurer: Thru 2014) $0 $189,103 $29,113

Document Links

Fiscal Year Ending June
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$339,307
Expenses
$349,502
Net Income
-$10,195
Net Assets
-$1,092,074
Notable Sources of Revenue Percent of Total Revenue
Contributions $203,237
59.9%
Program Services $133,758
39.4%
Investment Income $1,883
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$343
Net Inventory Sales $0
Other Revenue $772
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,807,285
Total Liabilities $2,899,359
Net Assets -$1,092,074

Document Links

Fiscal Year Ending June
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$339,554
Expenses
$317,090
Net Income
$22,464
Net Assets
-$1,081,879
Notable Sources of Revenue Percent of Total Revenue
Contributions $200,591
59.1%
Program Services $136,681
40.3%
Investment Income $1,564
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$541
Net Inventory Sales $0
Other Revenue $1,259
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,790,319
Total Liabilities $2,872,198
Net Assets -$1,081,879

Document Links

Fiscal Year Ending June
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending June
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »