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Credit Card Management Services Inc

Debthelper Com

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Human Services — Multipurpose and Other / Financial Counseling, Money Management (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$3.41M (2023)

Expenses
$3.31M (2023)

Total Assets
$6.36M (2023)

Total Liabilities
$976k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,414,473
Expenses
$3,305,336
Net Income
$109,137
Net Assets
$5,380,402
Notable Sources of Revenue Percent of Total Revenue
Contributions $518,840
15.2%
Program Services $2,866,917
84.0%
Investment Income $28,716
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $234,000
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,411,052
42.7%
Assets/Debt
Total Assets $6,356,815
Total Liabilities $976,413
Net Assets $5,380,402
Compensation
Key Employees and Officers Compensation Related Other
Mr Paul Donohue Jr (President) $234,000 $0 $0
Rajesh Bhavsar (It Director) $171,600 $0 $0
Mohan Lalwani (Program Manager) $139,360 $0 $0
Ann Marie Drapeau (Operations Manager) $127,770 $0 $0
Dr Kurt Stahura (Director) $0 $0 $0
Mr James H Sutch (Director) $0 $0 $0
Mr George Lubeck Iii (Director) $0 $0 $0
Mr Mattew Curran (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,043,282
Expenses
$3,673,137
Net Income
$370,145
Net Assets
$5,271,265
Notable Sources of Revenue Percent of Total Revenue
Contributions $363,486
9.0%
Program Services $3,613,254
89.4%
Investment Income $66,542
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $340,737
9.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,588,922
43.3%
Assets/Debt
Total Assets $6,354,828
Total Liabilities $1,083,563
Net Assets $5,271,265
Compensation
Key Employees and Officers Compensation Related Other
Mr Paul Donohue Jr (President) $238,779 $0 $101,958
Rajesh Bhavsar (It Director) $150,631 $0 $0
Mohan Lalwani (Program Manager) $135,754 $0 $0
Ann Marie Drapeau (Operations Manager) $124,799 $0 $0
Dr Kurt Stahura (Director) $0 $0 $0
Mr James H Sutch (Director) $0 $0 $0
Mr George Lubeck Iii (Director) $0 $0 $0
Mr Mattew Curran (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,430,577
Expenses
$3,087,420
Net Income
$1,343,157
Net Assets
$4,901,120
Notable Sources of Revenue Percent of Total Revenue
Contributions $325,113
7.3%
Program Services $3,783,368
85.4%
Investment Income $112,769
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $209,327
4.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $190,744
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,461,540
47.3%
Assets/Debt
Total Assets $5,178,189
Total Liabilities $277,069
Net Assets $4,901,120
Compensation
Key Employees and Officers Compensation Related Other
Mr Paul Donohue Jr (President) $190,744 $0 $0
Rajesh Bhavsar (It Director) $133,482 $0 $0
Dr Kurt Stahura (Director) $0 $0 $0
Mr James H Sutch (Director) $0 $0 $0
Mr George Lubeck (Director) $0 $0 $0
Mr Matt Curran (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,210,895
Expenses
$3,380,622
Net Income
$830,273
Net Assets
$3,557,963
Notable Sources of Revenue Percent of Total Revenue
Contributions $889,183
21.1%
Program Services $3,236,676
76.9%
Investment Income -$1,566
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $86,602
2.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $188,570
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,485,968
44.0%
Assets/Debt
Total Assets $3,651,126
Total Liabilities $93,163
Net Assets $3,557,963
Compensation
Key Employees and Officers Compensation Related Other
Mr Paul Donohue Jr (President) $188,570 $0 $0
Rajesh Bhavsar (It Director) $134,151 $0 $0
Dr Kurt Stahura (Director) $0 $0 $0
Mr James H Sutch (Director) $0 $0 $0
Mr George Lubeck (Director) $0 $0 $0
Mr Matt Curran (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,653,894
Expenses
$3,396,535
Net Income
$257,359
Net Assets
$2,727,690
Notable Sources of Revenue Percent of Total Revenue
Contributions $477,791
13.1%
Program Services $2,993,805
81.9%
Investment Income $14,834
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $167,464
4.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $175,555
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,586,257
46.7%
Assets/Debt
Total Assets $2,968,631
Total Liabilities $240,941
Net Assets $2,727,690
Compensation
Key Employees and Officers Compensation Related Other
Mr Paul Donohue Jr (President) $175,556 $0 $3,250
Rajesh Bhavsar (It Director) $118,211 $0 $0
Dr Kurt Stahura (Director) $0 $0 $0
Mr James H Sutch (Director) $0 $0 $0
Mr George Lubeck (Director) $0 $0 $0
Mr Matt Curran (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,447,840
Expenses
$3,247,128
Net Income
$200,712
Net Assets
$2,470,331
Notable Sources of Revenue Percent of Total Revenue
Contributions $493,313
14.3%
Program Services $2,685,136
77.9%
Investment Income $10,806
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $258,585
7.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $133,792
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,598,919
49.2%
Assets/Debt
Total Assets $2,849,716
Total Liabilities $379,385
Net Assets $2,470,331

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,680,241
Expenses
$3,529,865
Net Income
$150,376
Net Assets
$2,313,244
Notable Sources of Revenue Percent of Total Revenue
Contributions $515,563
14.0%
Program Services $3,014,120
81.9%
Investment Income $4,805
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $145,753
4.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $141,223
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,681,181
47.6%
Assets/Debt
Total Assets $2,786,853
Total Liabilities $473,609
Net Assets $2,313,244

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,064,077
Expenses
$2,908,593
Net Income
$155,484
Net Assets
$2,167,600
Notable Sources of Revenue Percent of Total Revenue
Contributions $376,449
12.3%
Program Services $2,636,764
86.1%
Investment Income $2,576
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $46,916
1.5%
Net Inventory Sales $0
Other Revenue $1,372
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $128,723
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,585,506
54.5%
Assets/Debt
Total Assets $2,269,908
Total Liabilities $102,308
Net Assets $2,167,600

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,930,535
Expenses
$2,828,176
Net Income
$102,359
Net Assets
$2,024,134
Notable Sources of Revenue Percent of Total Revenue
Contributions $358,915
12.2%
Program Services $2,540,576
86.7%
Investment Income $3,099
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $27,945
1.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $118,723
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,595,631
56.4%
Assets/Debt
Total Assets $2,107,288
Total Liabilities $83,154
Net Assets $2,024,134

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,008,332
Expenses
$2,949,940
Net Income
$58,392
Net Assets
$1,939,079
Notable Sources of Revenue Percent of Total Revenue
Contributions $492,523
16.4%
Program Services $2,490,938
82.8%
Investment Income $5,700
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $19,171
0.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $158,748
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,482,471
50.3%
Assets/Debt
Total Assets $2,056,963
Total Liabilities $117,884
Net Assets $1,939,079

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,843,862
Expenses
$2,827,561
Net Income
$16,301
Net Assets
$1,880,687
Notable Sources of Revenue Percent of Total Revenue
Contributions $465,737
16.4%
Program Services $2,372,717
83.4%
Investment Income $3,109
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,157
0.1%
Net Inventory Sales $0
Other Revenue $142
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $157,636
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,461,876
51.7%
Assets/Debt
Total Assets $1,961,606
Total Liabilities $80,919
Net Assets $1,880,687

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,202,009
Expenses
$2,766,250
Net Income
$435,759
Net Assets
$1,864,386
Notable Sources of Revenue Percent of Total Revenue
Contributions $713,181
22.3%
Program Services $2,483,442
77.6%
Investment Income $5,386
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $157,500
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,444,311
52.2%
Assets/Debt
Total Assets $1,919,922
Total Liabilities $55,536
Net Assets $1,864,386

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,921,006
Expenses
$2,340,494
Net Income
$580,512
Net Assets
$1,428,627
Notable Sources of Revenue Percent of Total Revenue
Contributions $517,707
17.7%
Program Services $2,400,895
82.2%
Investment Income $2,404
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $177,000
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,122,396
48.0%
Assets/Debt
Total Assets $1,459,173
Total Liabilities $30,546
Net Assets $1,428,627

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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