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1380 Education First Credit Union Inc

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$9.03M (2023)

Expenses
$8.84M (2023)

Total Assets
$137M (2023)

Total Liabilities
$124M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,028,852
Expenses
$8,841,417
Net Income
$187,435
Net Assets
$12,889,581
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,886,426
87.3%
Investment Income $1,142,201
12.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $225
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $500,004
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,018,130
22.8%
Assets/Debt
Total Assets $136,928,093
Total Liabilities $124,038,512
Net Assets $12,889,581
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Wettrich (President/Ce) $194,053 $0 $39,078
Jared Elsass (Cfo) $160,129 $0 $12,540
Jason Thomas (Coo) $145,822 $0 $10,445
Julie Didlick (Chairperson) $0 $0 $0
Henry Bland Iii (Treasurer) $0 $0 $0
Ezetta Murray (Director) $0 $0 $0
Barbara Overholser (Director) $0 $0 $0
Robert Secrest (Director) $0 $0 $0
Irma Turner (Secretary) $0 $0 $0
Jeffery Woodson (Vice Chairpe) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,953,641
Expenses
$7,426,406
Net Income
$527,235
Net Assets
$12,777,638
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,498,633
94.3%
Investment Income $453,008
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,000
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $476,232
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,670,842
22.5%
Assets/Debt
Total Assets $146,057,594
Total Liabilities $133,279,956
Net Assets $12,777,638
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Wettrich (President/Ce) $209,788 $0 $36,132
Jared Elsass (Cfo) $135,057 $0 $11,809
Jason Thomas (Coo) $131,387 $0 $9,398
Julie Didlick (Chairperson) $0 $0 $0
Henry Bland Iii (Treasurer) $0 $0 $0
Ezetta Murray (Director) $0 $0 $0
Barbara Overholser (Director) $0 $0 $0
Robert Secrest (Director) $0 $0 $0
Irma Turner (Secretary) $0 $0 $0
Jeffery Woodson (Vice Chairpe) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,698,435
Expenses
$7,062,616
Net Income
$635,819
Net Assets
$12,260,260
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,435,027
96.6%
Investment Income $263,408
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $438,675
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,556,328
22.0%
Assets/Debt
Total Assets $140,644,680
Total Liabilities $128,384,420
Net Assets $12,260,260
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Wettrich (President/Ce) $199,901 $0 $35,602
Jared Elsass (Cfo) $125,903 $0 $15,430
Jason Thomas (Coo) $112,871 $0 $8,003
Julie Didlick (Chairperson) $0 $0 $0
Henry Bland Iii (Treasurer) $0 $0 $0
Ezetta Murray (Director) $0 $0 $0
Barbara Overholser (Director) $0 $0 $0
Robert Secrest (Director) $0 $0 $0
Irma Turner (Secretary) $0 $0 $0
Jeffery Woodson (Vice Chairpe) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,214,189
Expenses
$7,348,998
Net Income
$865,191
Net Assets
$10,898,613
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,861,554
95.7%
Investment Income $352,174
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $461
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $524,532
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,709,285
23.3%
Assets/Debt
Total Assets $132,948,726
Total Liabilities $122,050,113
Net Assets $10,898,613
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Wettrich (President/Ce) $177,763 $0 $31,057
Deb Olbrys (Cbdo) $128,900 $0 $17,403
Jared Elsass (Cfo) $119,931 $0 $15,157
Jason Thomas (Coo) $97,938 $0 $5,609
Julie Didlick (Secretary) $0 $0 $0
Henry Bland Iii (Director) $0 $0 $0
Ezetta Murray (Treasurer) $0 $0 $0
Barbara Overholser (Chairperson) $0 $0 $0
Robert Secrest (Vice Chairpe) $0 $0 $0
Irma Turner (Director) $0 $0 $0
Jeffery Woodson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,701,033
Expenses
$7,487,781
Net Income
$1,213,252
Net Assets
$9,752,327
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,223,874
94.5%
Investment Income $471,008
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,151
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $406,821
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,744,355
23.3%
Assets/Debt
Total Assets $112,373,367
Total Liabilities $102,621,040
Net Assets $9,752,327
Compensation
Key Employees and Officers Compensation Related Other
Michael Wettrich (President/Ce) $171,045 $0 $30,511
Deb Olbrys (Cbdo) $116,105 $0 $15,233
Jared Elsass (Cfo) $108,740 $0 $13,534
Jason Thomas (Coo) $10,931 $0 $0
Julie Didlick (Director) $0 $0 $0
Henry Bland Iii (Director) $0 $0 $0
Geno Moro (Treasurer) $0 $0 $0
Ezetta Murray (Secretary) $0 $0 $0
Barbara Overholser (Chairperson) $0 $0 $0
Robert Secrest (Vice Chairpe) $0 $0 $0
Irma Turner (Director) $0 $0 $0
Jeffery Woodson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,759,493
Expenses
$7,282,976
Net Income
$476,517
Net Assets
$8,685,760
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,391,880
95.3%
Investment Income $343,721
4.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $23,892
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $369,881
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,609,245
22.1%
Assets/Debt
Total Assets $109,171,552
Total Liabilities $100,485,792
Net Assets $8,685,760
Compensation
Key Employees and Officers Compensation Related Other
Michael Wettrich (President/Ce) $166,925 $0 $13,964
Deb Olbrys (Cbdo) $105,890 $0 $11,950
Jared Elsass (Cfo) $97,066 $0 $11,184
Robert Secrest (Vice Chairpe) $0 $0 $0
Barbara Overholser (Chairperson) $0 $0 $0
Ezetta Murray (Secretary) $0 $0 $0
Geno Moro (Treasurer) $0 $0 $0
Irma Turner (Director) $0 $0 $0
Henry Bland Iii (Director) $0 $0 $0
Julie Didlick (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,886,659
Expenses
$6,393,262
Net Income
$493,397
Net Assets
$7,883,206
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,421,474
93.2%
Investment Income $237,375
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $227,810
3.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $430,733
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,592,440
24.9%
Assets/Debt
Total Assets $100,347,279
Total Liabilities $92,464,073
Net Assets $7,883,206
Compensation
Key Employees and Officers Compensation Related Other
Michael Wettrich (President/Ce) $154,004 $0 $7,271
Deb Olbrys (Cbdo) $99,062 $0 $12,253
Jared Elsass (Cfo) $91,648 $0 $9,499
Jerry Hawkins (Coo) $86,019 $0 $11,936
Robert Secrest (Chairperson) $0 $0 $0
Barbara Overholser (Vice Chairpe) $0 $0 $0
Ezetta Murray (Secretary) $0 $0 $0
Geno Moro (Treasurer) $0 $0 $0
Irma Turner (Director) $0 $0 $0
Henry Bland Iii (Director) $0 $0 $0
Julie Didlick (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,950,614
Expenses
$5,753,752
Net Income
$196,862
Net Assets
$7,290,064
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,676,244
95.4%
Investment Income $271,096
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,274
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $409,280
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,468,661
25.5%
Assets/Debt
Total Assets $94,744,941
Total Liabilities $87,454,877
Net Assets $7,290,064
Compensation
Key Employees and Officers Compensation Related Other
Michael Wettrich (President/Ce) $154,851 $0 $0
Deb Olbrys (Cbdo) $90,324 $0 $10,559
Jared Elsass (Cfo) $84,283 $0 $92
Jerry Hawkins (Coo) $79,822 $0 $9,204
Robert Secrest (Chairperson) $0 $0 $0
Barbara Overholser (Vice Chairpe) $0 $0 $0
Ezetta Murray (Secretary) $0 $0 $0
Geno Moro (Treasurer) $0 $0 $0
Irma Turner (Director) $0 $0 $0
Henry Bland Iii (Director) $0 $0 $0
Julie Didlick (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,494,050
Expenses
$5,462,147
Net Income
$31,903
Net Assets
$6,630,853
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,206,261
94.8%
Investment Income $287,789
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $439,916
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,264,959
23.2%
Assets/Debt
Total Assets $94,492,772
Total Liabilities $87,861,919
Net Assets $6,630,853
Compensation
Key Employees and Officers Compensation Related Other
Michael Wettrich (President/Ce) $132,624 $0 $0
Deb Olbrys (Cbdo) $97,830 $0 $8,945
Jared Elsass (Cfo) $87,968 $0 $72
Jerry Hawkins (Coo) $81,253 $0 $8,657
Gary Weaver (Csso) $40,241 $0 $6,146
Robert Secrest (Chairperson) $0 $0 $0
Barbara Overholser (Vice Chairpe) $0 $0 $0
Ezetta Murray (Secretary) $0 $0 $0
Geno Moro (Treasurer) $0 $0 $0
Norm Landry (Former Chair) $0 $0 $0
Irma Turner (Director) $0 $0 $0
Henry Bland Iii (Director) $0 $0 $0
Julie Didlick (Director) $0 $0 $0
Lou Ann Carman (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,478,805
Expenses
$6,370,290
Net Income
-$891,485
Net Assets
$7,052,043
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,175,227
94.5%
Investment Income $303,578
5.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,758,679
27.6%
Assets/Debt
Total Assets $85,949,062
Total Liabilities $78,897,019
Net Assets $7,052,043
Compensation
Key Employees and Officers Compensation Related Other
Deb Olbrys (Cbdo) $93,304 $0 $8,966
Tara Neiswonger (Former Presi) $84,679 $0 $4,652
Jared Elsass (Cfo) $84,432 $0 $70
Gary Weaver (Csso) $79,689 $0 $15,263
Jerald R Hawkins (Coo) $76,187 $0 $9,006
Michael Wettrich (President/Ce) $45,061 $0 $0
Geno Moro (Director) $0 $0 $0
Ezetta Murray (Director) $0 $0 $0
Norm Landry (Director) $0 $0 $0
Barb Overholser (Director) $0 $0 $0
Bob Secrest (Director) $0 $0 $0
Henry Bland (Director) $0 $0 $0
Lou Ann Carman (Director) $0 $0 $0
Irma Turner (Director) $0 $0 $0
Teri Ault (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,830,631
Expenses
$6,243,065
Net Income
-$412,434
Net Assets
$8,342,601
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,571,341
95.6%
Investment Income $258,024
4.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,266
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $177,394
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,470,344
23.6%
Assets/Debt
Total Assets $86,422,157
Total Liabilities $78,079,556
Net Assets $8,342,601
Compensation
Key Employees and Officers Compensation Related Other
Tara Neiswonger (President/Ce) $98,521 $0 $6,282
Jared Elsass (Cfo) $78,179 $0 $67
Richard Maslyk (Former Presi) $38,937 $0 $0
Norm Landry (Director) $694 $0 $0
Paul Smith (Chairman) $0 $0 $0
Jeff Woodson (Vice Chairma) $0 $0 $0
Barbara Flu Allen (Director) $0 $0 $0
Gene Moro (Treasurer/Se) $0 $0 $0
Ezetta Murray (Director) $0 $0 $0
Barb Overholser (Director) $0 $0 $0
Debra Evans (Director) $0 $0 $0
Bob Secrest (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,604,699
Expenses
$6,399,793
Net Income
-$795,094
Net Assets
$8,246,393
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,203,536
92.8%
Investment Income $400,530
7.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $633
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $192,161
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,468,852
23.0%
Assets/Debt
Total Assets $87,906,796
Total Liabilities $79,660,403
Net Assets $8,246,393

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,529,463
Expenses
$5,986,184
Net Income
-$456,721
Net Assets
$9,103,217
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,033,431
91.0%
Investment Income $495,391
9.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $641
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $239,614
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,350,073
22.6%
Assets/Debt
Total Assets $86,058,909
Total Liabilities $76,955,692
Net Assets $9,103,217

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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