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544 C E S Credit Union Inc

544

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$10.3M (2023)

Expenses
$7.88M (2023)

Total Assets
$215M (2023)

Total Liabilities
$193M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,325,099
Expenses
$7,881,134
Net Income
$2,443,965
Net Assets
$21,592,922
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,945,849
86.6%
Investment Income $1,379,250
13.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $298,347
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,629,940
33.4%
Assets/Debt
Total Assets $214,514,328
Total Liabilities $192,921,406
Net Assets $21,592,922
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Sandra K Coffing (Ceo) $202,273 $0 $11,291
Matthew Smith (Employee) $110,274 $0 $0
Mike Copley (Employee) $106,274 $0 $0
Jamie Forster (Cfo) $96,074 $0 $9,703
Teresa Bemiller (Secretary) $0 $0 $0
Jason Booth (Board Member) $0 $0 $0
Kim Fearn (Board Member) $0 $0 $0
Candice Gallagher (Board Member) $0 $0 $0
Michael Gray (Board Member) $0 $0 $0
Larry Hatton (Board Member) $0 $0 $0
Margaret Ann Ruhl (Vice Chair) $0 $0 $0
Jeff Wells (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,113,568
Expenses
$6,810,989
Net Income
$1,302,579
Net Assets
$20,425,487
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,359,941
90.7%
Investment Income $1,011,502
12.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$257,875
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $249,028
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,413,123
35.4%
Assets/Debt
Total Assets $216,007,452
Total Liabilities $195,581,965
Net Assets $20,425,487
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Sandra K Coffing (Ceo) $174,100 $0 $10,420
Jamie Forster (Cfo) $74,928 $0 $9,775
Teresa Bemiller (Secretary) $0 $0 $0
Jason Booth (Board Member) $0 $0 $0
Kim Fearn (Board Member) $0 $0 $0
Candice Gallagher (Board Member) $0 $0 $0
Michael Gray (Board Member) $0 $0 $0
Larry Hatton (Board Member) $0 $0 $0
Margaret Ann Ruhl (Vice Chair) $0 $0 $0
George Warden (Treasurer) $0 $0 $0
Jeff Wells (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,355,905
Expenses
$6,193,075
Net Income
$1,162,830
Net Assets
$19,122,908
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,672,091
90.7%
Investment Income $683,814
9.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $245,037
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,026,595
32.7%
Assets/Debt
Total Assets $208,699,156
Total Liabilities $189,576,248
Net Assets $19,122,908
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Sandra K Coffing (Ceo) $167,744 $0 $9,996
Brittany Hahler (Cfo) $77,293 $0 $10,226
Teresa Bemiller (Secretary) $0 $0 $0
Jason Booth (Board Member) $0 $0 $0
Kim Fearn (Board Member) $0 $0 $0
Candice Gallagher (Board Member) $0 $0 $0
Michael Gray (Board Member) $0 $0 $0
Larry Hatton (Board Member) $0 $0 $0
Margaret Ann Ruhl (Vice Chair) $0 $0 $0
George Warden (Treasurer) $0 $0 $0
Jeff Wells (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,445,767
Expenses
$5,919,123
Net Income
$1,526,644
Net Assets
$17,855,023
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,439,334
86.5%
Investment Income $1,006,433
13.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $250,684
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,940,060
32.8%
Assets/Debt
Total Assets $179,230,950
Total Liabilities $161,375,927
Net Assets $17,855,023
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Sandra K Coffing (Ceo) $166,002 $0 $9,945
Brittany Hahler (Cfo) $84,682 $0 $12,579
Teresa Bemiller (Secretary) $0 $0 $0
Jason Booth (Board Member) $0 $0 $0
Kim Fearn (Board Member) $0 $0 $0
Candice Gallagher (Board Member) $0 $0 $0
Larry Hatton (Board Member) $0 $0 $0
Matthew Kurtz (Treasurer) $0 $0 $0
Margaret Ann Ruhl (Vice Chair) $0 $0 $0
George Warden (Board Member) $0 $0 $0
Jeff Wells (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,952,688
Expenses
$6,000,055
Net Income
$1,952,633
Net Assets
$16,328,379
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,775,625
85.2%
Investment Income $1,177,063
14.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $234,069
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,881,409
31.4%
Assets/Debt
Total Assets $148,510,347
Total Liabilities $132,181,968
Net Assets $16,328,379
Compensation
Key Employees and Officers Compensation Related Other
Sandra K Coffing (Ceo) $153,229 $0 $8,841
Brittany Hahler (Cfo) $80,840 $0 $11,813
Teresa Bemiller (Secretary) $0 $0 $0
Jason Booth (Board Member) $0 $0 $0
Kim Fearn (Board Member) $0 $0 $0
Candice Gallagher (Board Member) $0 $0 $0
Larry Hatton (Board Member) $0 $0 $0
Matthew Kurtz (Board Member) $0 $0 $0
Roger Porterfield (Treasurer) $0 $0 $0
Margaret Ann Ruhl (Vice Chair) $0 $0 $0
Jeff Wells (Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,395,655
Expenses
$5,556,707
Net Income
$1,838,948
Net Assets
$14,375,746
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,494,206
87.8%
Investment Income $901,449
12.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $211,958
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,752,189
31.5%
Assets/Debt
Total Assets $145,623,659
Total Liabilities $131,247,913
Net Assets $14,375,746
Compensation
Key Employees and Officers Compensation Related Other
Sandra K Coffing (Ceo) $141,419 $0 $9,486
Brittany Hahler (Cfo) $70,539 $0 $10,947
Jeff Wells (Chairman) $0 $0 $0
Margaret Ann Ruhl (Vice Chair) $0 $0 $0
Teresa Bemiller (Board Member) $0 $0 $0
Jim Dice (Board Secret) $0 $0 $0
Candice Gallagher (Board Member) $0 $0 $0
Larry Hatton (Board Member) $0 $0 $0
Matthew Kurtz (Board Member) $0 $0 $0
Roger Porterfield (Treasurer) $0 $0 $0
Kim Fearn (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,585,024
Expenses
$5,375,669
Net Income
$1,209,355
Net Assets
$12,626,846
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,822,993
88.4%
Investment Income $762,031
11.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $202,929
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,684,846
31.3%
Assets/Debt
Total Assets $139,840,046
Total Liabilities $127,213,200
Net Assets $12,626,846
Compensation
Key Employees and Officers Compensation Related Other
Sandra K Coffing (Ceo) $134,504 $0 $7,834
Brittany Hahler (Cfo) $68,425 $0 $10,641
Jeff Wells (Chairman) $0 $0 $0
Margaret Ann Ruhl (Vice Chair) $0 $0 $0
Teresa Bemiller (Board Member) $0 $0 $0
Jim Dice (Board Secret) $0 $0 $0
Candice Gallagher (Board Member) $0 $0 $0
Larry Hatton (Board Member) $0 $0 $0
Matthew Kurtz (Board Member) $0 $0 $0
Roger Porterfield (Treasurer) $0 $0 $0
Kim Fearn (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,194,514
Expenses
$5,410,130
Net Income
$784,384
Net Assets
$11,334,448
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,495,328
88.7%
Investment Income $699,186
11.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $192,637
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,655,457
30.6%
Assets/Debt
Total Assets $134,438,913
Total Liabilities $123,104,465
Net Assets $11,334,448
Compensation
Key Employees and Officers Compensation Related Other
Sandra K Coffing (Ceo) $126,356 $0 $3,598
Brittany Hahler (Cfo) $66,281 $0 $10,713
Jeff Wells (Chairman) $0 $0 $0
Margaret Ann Ruhl (Vice Chair) $0 $0 $0
Teresa Bemiller (Director) $0 $0 $0
Jim Dice (Board Secret) $0 $0 $0
Candice Gallagher (Board Member) $0 $0 $0
Larry Hatton (Board Member) $0 $0 $0
Matthew Kurtz (Board Member) $0 $0 $0
Roger Porterfield (Treasurer) $0 $0 $0
Roy Campbell (Supervisory) $0 $0 $0
Art Crim (Supervisory) $0 $0 $0
Galen Neibarger (Supervisory) $0 $0 $0
Noreen Weisberg (Supervisory) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,930,747
Expenses
$5,326,551
Net Income
$604,196
Net Assets
$10,543,059
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,262,124
88.7%
Investment Income $669,669
11.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,046
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $148,778
2.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,090,641
39.2%
Assets/Debt
Total Assets $128,820,711
Total Liabilities $118,277,652
Net Assets $10,543,059
Compensation
Key Employees and Officers Compensation Related Other
Sandra Coffing (Ceo) $120,120 $0 $0
Brittany Hahler (Cfo) $28,658 $0 $0
Stefanie Lord Termed 12015 (Cfo) $6,176 $0 $0
Jeff Wells (Chairman) $0 $0 $0
Margaret Ann Ruhl (Treasurer) $0 $0 $0
Jim Dice (Board Secretary) $0 $0 $0
Teresa Bemiller (Director) $0 $0 $0
Larry Hatton (Director) $0 $0 $0
Matthew Kurtz (Director) $0 $0 $0
Roger John Porterfield (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,693,845
Expenses
$5,046,601
Net Income
$647,244
Net Assets
$9,938,863
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,035,305
88.4%
Investment Income $660,248
11.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,708
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $174,357
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,986,237
39.4%
Assets/Debt
Total Assets $123,518,935
Total Liabilities $113,580,072
Net Assets $9,938,863
Compensation
Key Employees and Officers Compensation Related Other
Sandra Coffing (Ceo) $109,782 $0 $0
Stefanie Lord (Cfo) $64,575 $0 $0
Jeff Wells (Chairman) $0 $0 $0
Terry Scott (Vice Chairman) $0 $0 $0
Margaret Ann Ruhl (Treasurer) $0 $0 $0
Teresa Bemiller (Director) $0 $0 $0
Richard Spence (Director) $0 $0 $0
William Tyson (Director) $0 $0 $0
James Zak (Director) $0 $0 $0
Jim Dice (Board Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,794,655
Expenses
$5,344,991
Net Income
$449,664
Net Assets
$9,291,619
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,041,151
87.0%
Investment Income $769,766
13.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$16,262
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $225,732
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,917,864
35.9%
Assets/Debt
Total Assets $119,950,597
Total Liabilities $110,658,978
Net Assets $9,291,619
Compensation
Key Employees and Officers Compensation Related Other
Sandra Coffing (Coo) $81,960 $0 $0
Kelly Schermerhorn (Ceo (Termed 6/24/13)) $81,910 $0 $0
Stefanie Lord (Cfo) $61,862 $0 $0
Jeff Wells (Chairman) $0 $0 $0
Terry Scott (Vice Chairman) $0 $0 $0
Margaret Ann Ruhl (Treasurer) $0 $0 $0
James T Fearn (Director) $0 $0 $0
Teresa Bemiller (Director) $0 $0 $0
Richard Spence (Director) $0 $0 $0
William Tyson (Director) $0 $0 $0
James Zak (Director) $0 $0 $0
Jim Dice (Board Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,778,199
Expenses
$5,618,764
Net Income
$159,435
Net Assets
$8,841,955
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,046,829
87.3%
Investment Income $773,112
13.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$41,742
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $113,433
2.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,158,828
38.4%
Assets/Debt
Total Assets $118,523,758
Total Liabilities $109,681,803
Net Assets $8,841,955

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,019,686
Expenses
$6,202,321
Net Income
-$182,635
Net Assets
$8,682,520
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,131,172
85.2%
Investment Income $911,387
15.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$22,873
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $105,350
1.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,108,450
34.0%
Assets/Debt
Total Assets $118,748,091
Total Liabilities $110,065,571
Net Assets $8,682,520

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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