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281 St James Parish Credit Union Inc

  • Cincinnati, OH
  • Tax-exempt since April 1969
  • EIN: 31-6033713

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$276k (2023)

Expenses
$240k (2023)

Total Assets
$5.79M (2023)

Total Liabilities
$4.68M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$276,268
Expenses
$239,512
Net Income
$36,756
Net Assets
$1,114,211
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $216,873
78.5%
Investment Income $59,395
21.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $44,996
18.8%
Professional Fundraising Fees $0
Other Salaries and Wages $55,342
23.1%
Assets/Debt
Total Assets $5,793,966
Total Liabilities $4,679,755
Net Assets $1,114,211
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Debbie Schuster (Manager) $44,996 $0 $0
Julianne Bruzina (Director) $0 $0 $0
Richard Betsch (Director President) $0 $0 $0
Donna Bushman (Director) $0 $0 $0
Steven Bushman (Director Treasurer) $0 $0 $0
Stephen Gemperline (Director) $0 $0 $0
Thomas Goldschmidt (Director) $0 $0 $0
Richard Harmeyer (Director) $0 $0 $0
Patrick Meehan (Director Vice President) $0 $0 $0
Gregory Steinmetz (Director) $0 $0 $0
David Stenger (Director Secretary) $0 $0 $0
Frank Wingert (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 1, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$271,114
Expenses
$222,387
Net Income
$48,727
Net Assets
$1,030,915
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $222,093
81.9%
Investment Income $49,021
18.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $84,703
38.1%
Professional Fundraising Fees $0
Other Salaries and Wages $38,890
17.5%
Assets/Debt
Total Assets $6,680,186
Total Liabilities $5,649,271
Net Assets $1,030,915
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Julianne Bruzina (Ceo Director) $58,195 $0 $0
Debbie Schuster (Manager) $26,508 $0 $0
Richard Betsch (Director President) $0 $0 $0
Donna Bushman (Director) $0 $0 $0
Steven Bushman (Director Treasurer) $0 $0 $0
Stephen Gemperline (Director) $0 $0 $0
Thomas Goldschmidt (Director) $0 $0 $0
Richard Harmeyer (Director) $0 $0 $0
Patrick Meehan (Director Vice President) $0 $0 $0
Gregory Steinmetz (Director) $0 $0 $0
David Stenger (Director Secretary) $0 $0 $0
Frank Wingert (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 1, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$241,470
Expenses
$219,371
Net Income
$22,099
Net Assets
$1,065,740
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $198,086
82.0%
Investment Income $43,384
18.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $57,764
26.3%
Professional Fundraising Fees $0
Other Salaries and Wages $55,699
25.4%
Assets/Debt
Total Assets $6,179,249
Total Liabilities $5,113,509
Net Assets $1,065,740
Compensation
Key Employees and Officers Compensation Related Other
Julianne Bruzina (Ceo Director) $57,764 $0 $0
Richard Betsch (Director President) $0 $0 $0
Donna Bushman (Director) $0 $0 $0
Steven Bushman (Director Treasurer) $0 $0 $0
Stephen Gemperline (Director) $0 $0 $0
Thomas Goldschmidt (Director) $0 $0 $0
Richard Harmeyer (Director) $0 $0 $0
Patrick Meehan (Director Vice President) $0 $0 $0
Gregory Steinmetz (Director) $0 $0 $0
David Stenger (Director Secretary) $0 $0 $0
Frank Wingert (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 2, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$255,569
Expenses
$232,925
Net Income
$22,644
Net Assets
$1,043,641
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $201,417
78.8%
Investment Income $54,152
21.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $55,245
23.7%
Professional Fundraising Fees $0
Other Salaries and Wages $51,414
22.1%
Assets/Debt
Total Assets $6,077,913
Total Liabilities $5,034,272
Net Assets $1,043,641
Compensation
Key Employees and Officers Compensation Related Other
Julianne Bruzina (Ceo Director) $55,245 $0 $0
Richard Betsch (Director President) $0 $0 $0
Donna Bushman (Director) $0 $0 $0
Steven Bushman (Director) $0 $0 $0
Stephen Gemperline (Director Treasurer) $0 $0 $0
Thomas Goldschmidt (Director) $0 $0 $0
Richard Harmeyer (Director) $0 $0 $0
Patrick Meehan (Director Vice President) $0 $0 $0
Gregory Steinmetz (Director) $0 $0 $0
David Stenger (Director Secretary) $0 $0 $0
Frank Wingert (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on March 3, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$266,866
Expenses
$237,084
Net Income
$29,782
Net Assets
$1,020,997
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $214,405
80.3%
Investment Income $52,461
19.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $52,794
22.3%
Professional Fundraising Fees $0
Other Salaries and Wages $57,447
24.2%
Assets/Debt
Total Assets $5,885,986
Total Liabilities $4,864,989
Net Assets $1,020,997
Compensation
Key Employees and Officers Compensation Related Other
Julianne Bruzina (Ceo Director) $52,794 $0 $0
Richard Betsch (Director President) $0 $0 $0
Donna Bushman (Director) $0 $0 $0
Steven Bushman (Director) $0 $0 $0
Stephen Gemperline (Director Treasurer) $0 $0 $0
Thomas Goldschmidt (Director) $0 $0 $0
Richard Harmeyer (Director) $0 $0 $0
Patrick Meehan (Director Vice President) $0 $0 $0
Gregory Steinmetz (Director) $0 $0 $0
David Stenger (Director Secretary) $0 $0 $0
Frank Wingert (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 8, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$251,442
Expenses
$216,968
Net Income
$34,474
Net Assets
$991,215
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $203,864
81.1%
Investment Income $47,578
18.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $53,208
24.5%
Assets/Debt
Total Assets $5,809,081
Total Liabilities $4,817,866
Net Assets $991,215

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$230,750
Expenses
$200,379
Net Income
$30,371
Net Assets
$956,740
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $185,689
80.5%
Investment Income $45,061
19.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $55,258
27.6%
Assets/Debt
Total Assets $5,997,835
Total Liabilities $5,041,095
Net Assets $956,740

No Document Links

The IRS has provided extracted financial data for this filing, but has not yet released the source documents.

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$225,914
Expenses
$201,448
Net Income
$24,466
Net Assets
$926,370
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $179,340
79.4%
Investment Income $46,574
20.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $52,158
25.9%
Assets/Debt
Total Assets $5,995,333
Total Liabilities $5,068,963
Net Assets $926,370

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$227,348
Expenses
$203,730
Net Income
$23,618
Net Assets
$902,084
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $176,876
77.8%
Investment Income $50,472
22.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $50,276
24.7%
Assets/Debt
Total Assets $5,921,979
Total Liabilities $5,019,895
Net Assets $902,084

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$219,716
Expenses
$202,202
Net Income
$17,514
Net Assets
$878,466
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $169,655
77.2%
Investment Income $50,061
22.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $51,074
25.3%
Assets/Debt
Total Assets $6,441,772
Total Liabilities $5,563,306
Net Assets $878,466

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$239,847
Expenses
$218,736
Net Income
$21,111
Net Assets
$862,057
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $190,442
79.4%
Investment Income $49,405
20.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $48,430
22.1%
Assets/Debt
Total Assets $6,520,543
Total Liabilities $5,658,486
Net Assets $862,057

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$260,765
Expenses
$235,891
Net Income
$24,874
Net Assets
$840,949
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $207,632
79.6%
Investment Income $53,133
20.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $44,200
18.7%
Professional Fundraising Fees $0
Other Salaries and Wages $46,076
19.5%
Assets/Debt
Total Assets $6,519,842
Total Liabilities $5,678,893
Net Assets $840,949

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$279,353
Expenses
$224,510
Net Income
$54,843
Net Assets
$816,075
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $221,690
79.4%
Investment Income $57,663
20.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $42,600
19.0%
Professional Fundraising Fees $0
Other Salaries and Wages $42,069
18.7%
Assets/Debt
Total Assets $6,096,201
Total Liabilities $5,280,126
Net Assets $816,075

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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