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444 Painesville Credit Union

  • Painesville, OH
  • Tax-exempt since April 1969
  • EIN: 34-0764365

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.78M (2024)

Expenses
$2M (2024)

Total Assets
$45.1M (2024)

Total Liabilities
$38.3M (2024)

Years with missing data
Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,775,766
Expenses
$1,997,587
Net Income
$778,179
Net Assets
$6,827,456
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,247,424
81.0%
Investment Income $528,342
19.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $264,491
13.2%
Professional Fundraising Fees $0
Other Salaries and Wages $367,905
18.4%
Assets/Debt
Total Assets $45,148,644
Total Liabilities $38,321,188
Net Assets $6,827,456
Compensation
Key Employees and Officers Compensation Related Other
Lori Guzzi (Ceo) $137,319 $0 $0
Lynne Kline (Coo) $127,172 $0 $0
Kenneth Takacs (Board President) $0 $0 $0
David Shook (Board Member) $0 $0 $0
Rex Buchs (Board Vice Chair) $0 $0 $0
Tim Murphy (Board Member) $0 $0 $0
Ali Palecek (Board Member) $0 $0 $0
Toby Burgett (Board Treasurer) $0 $0 $0
Debbie Dominish (Board Member) $0 $0 $0
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Document Links

990
Filed on Oct. 20, 2025

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,437,042
Expenses
$1,822,310
Net Income
$614,732
Net Assets
$6,049,277
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,929,282
79.2%
Investment Income $507,760
20.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $251,879
13.8%
Professional Fundraising Fees $0
Other Salaries and Wages $373,418
20.5%
Assets/Debt
Total Assets $43,929,411
Total Liabilities $37,880,134
Net Assets $6,049,277
Compensation
Key Employees and Officers Compensation Related Other
Lori Guzzi (Ceo) $130,176 $0 $0
Lynne Kline (Coo) $121,703 $0 $0
Kenneth Takacs (Board Chair) $0 $0 $0
David Shook (Board Member) $0 $0 $0
Debbie Dominish (Board Member) $0 $0 $0
Rex Buchs (Board Vice Chair) $0 $0 $0
Tim Murphy (Board Member) $0 $0 $0
Ali Palecek (Board Member) $0 $0 $0
Toby Burgett (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,819,388
Expenses
$1,521,353
Net Income
$298,035
Net Assets
$5,441,534
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,577,811
86.7%
Investment Income $241,577
13.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $249,672
16.4%
Professional Fundraising Fees $0
Other Salaries and Wages $336,859
22.1%
Assets/Debt
Total Assets $46,622,160
Total Liabilities $41,180,626
Net Assets $5,441,534
Compensation
Key Employees and Officers Compensation Related Other
Lori Guzzi (Ceo) $126,266 $0 $0
Lynne Kline (Coo) $123,406 $0 $0
Kenneth Takacs (Board Chair) $0 $0 $0
David Shook (Board Member) $0 $0 $0
Dottie Bentley (Board Member) $0 $0 $0
Rex Buchs (Board Vice Chair) $0 $0 $0
Tim Murphy (Board Member) $0 $0 $0
Mike Williams (Board Member) $0 $0 $0
Toby Burgett (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 14, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,755,766
Expenses
$1,459,272
Net Income
$296,494
Net Assets
$5,143,499
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,678,470
95.6%
Investment Income $77,296
4.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $246,732
16.9%
Professional Fundraising Fees $0
Other Salaries and Wages $323,212
22.1%
Assets/Debt
Total Assets $41,499,673
Total Liabilities $36,356,174
Net Assets $5,143,499
Compensation
Key Employees and Officers Compensation Related Other
Lori Guzzi (Ceo) $125,026 $0 $0
Lynne Kline (Coo) $121,706 $0 $0
Kenneth Takacs (Board Chair) $0 $0 $0
David Shook (Board Member) $0 $0 $0
Dottie Bentley (Board Member) $0 $0 $0
Rex Buchs (Board Vice Chair) $0 $0 $0
Tim Murphy (Board Member) $0 $0 $0
Mike Williams (Board Member) $0 $0 $0
Toby Burgett (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 14, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,796,420
Expenses
$1,392,256
Net Income
$404,164
Net Assets
$4,847,005
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,680,182
93.5%
Investment Income $116,238
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $250,878
18.0%
Professional Fundraising Fees $0
Other Salaries and Wages $295,513
21.2%
Assets/Debt
Total Assets $36,453,806
Total Liabilities $31,606,801
Net Assets $4,847,005
Compensation
Key Employees and Officers Compensation Related Other
Lori Guzzi (Ceo) $128,855 $0 $0
Lynne Kline (Coo) $122,023 $0 $0
Kenneth Takacs (Board Chair) $0 $0 $0
David Shook (Board Member) $0 $0 $0
Dottie Bentley (Board Member) $0 $0 $0
Rex Buchs (Board Vice Chair) $0 $0 $0
Tim Murphy (Board Member) $0 $0 $0
Mike Williams (Board Member) $0 $0 $0
Toby Burgett (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,955,674
Expenses
$1,467,516
Net Income
$488,158
Net Assets
$4,442,841
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,801,860
92.1%
Investment Income $153,814
7.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $241,250
16.4%
Professional Fundraising Fees $0
Other Salaries and Wages $307,954
21.0%
Assets/Debt
Total Assets $30,308,191
Total Liabilities $25,865,350
Net Assets $4,442,841
Compensation
Key Employees and Officers Compensation Related Other
Lori Guzzi (Ceo) $123,508 $0 $0
Lynne Kline (Coo) $117,742 $0 $0
Kenneth Takacs (President) $0 $0 $0
David Shook (Vice President) $0 $0 $0
Dottie Bentley (Board Member) $0 $0 $0
Rex Buchs (Board Member) $0 $0 $0
Tim Murphy (Board Member) $0 $0 $0
Mike Williams (Board Member) $0 $0 $0
Toby Burgett (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 16, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,765,080
Expenses
$1,487,529
Net Income
$277,551
Net Assets
$3,953,546
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,617,874
91.7%
Investment Income $177,752
10.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$30,546
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $235,913
15.9%
Professional Fundraising Fees $0
Other Salaries and Wages $288,779
19.4%
Assets/Debt
Total Assets $31,279,527
Total Liabilities $27,325,981
Net Assets $3,953,546
Compensation
Key Employees and Officers Compensation Related Other
Lori Guzzi (Ceo) $122,021 $0 $0
Lynne Kline (Coo) $113,892 $0 $0
Kenneth Takacs (President) $0 $0 $0
David Shook (Vice President) $0 $0 $0
Dottie Bentley (Board Member) $0 $0 $0
Rex Buchs (Board Member) $0 $0 $0
Tim Murphy (Board Member) $0 $0 $0
Mike Williams (Board Member) $0 $0 $0
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990
Filed on Nov. 13, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,588,928
Expenses
$1,211,763
Net Income
$377,165
Net Assets
$3,650,770
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,460,552
91.9%
Investment Income $128,376
8.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $142,000
11.7%
Professional Fundraising Fees $0
Other Salaries and Wages $212,004
17.5%
Assets/Debt
Total Assets $29,057,757
Total Liabilities $25,406,987
Net Assets $3,650,770
Compensation
Key Employees and Officers Compensation Related Other
Lori Guzzi (Ceo) $78,000 $0 $2,340
Lynne Kline (Coo) $64,000 $0 $1,640
Kenneth Takacs (President) $0 $0 $0
David Shook (Vice President) $0 $0 $0
Jesse Morgan (Board Member) $0 $0 $0
Dottie Bentley (Board Member) $0 $0 $0
Rex Buchs (Board Member) $0 $0 $0
Tim Murphy (Board Member) $0 $0 $0
Mike Williams (Board Member) $0 $0 $0
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990
Filed on Nov. 5, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,548,176
Expenses
$1,298,025
Net Income
$250,151
Net Assets
$3,280,394
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,460,543
94.3%
Investment Income $87,633
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $325,437
25.1%
Assets/Debt
Total Assets $26,865,798
Total Liabilities $23,585,404
Net Assets $3,280,394
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Tarkacs (President) $0 $0 $0
David Shook (Vice Preside) $0 $0 $0
Rex Buchs (Board Member) $0 $0 $0
Jesse Morgan (Treasurer) $0 $0 $0
Timothy Murphy (Board Member) $0 $0 $0
Dottie Bentley (Board Member) $0 $0 $0
Janet Merrick (Board Member) $0 $0 $0
Lori Guzzi (Ceo) $0 $0 $0
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990
Filed on May 15, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,541,814
Expenses
$1,353,089
Net Income
$188,725
Net Assets
$3,025,127
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,465,484
95.0%
Investment Income $76,330
5.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $377,471
27.9%
Assets/Debt
Total Assets $26,703,134
Total Liabilities $23,678,007
Net Assets $3,025,127
Compensation
Key Employees and Officers Compensation Related Other
Kenneth Tarkacs (President) $0 $0 $0
David Shook (Vice Preside) $0 $0 $0
Rex Buchs (Board Member) $0 $0 $0
Jesse Morgan (Treasurer) $0 $0 $0
Timothy Murphy (Board Member) $0 $0 $0
Dottie Bentley (Board Member) $0 $0 $0
Janet Merrick (Board Member) $0 $0 $0
Lori Guzzi (Ceo) $0 $0 $0
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990
Filed on April 27, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,508,800
Expenses
$1,426,968
Net Income
$81,832
Net Assets
$2,842,422
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,438,287
95.3%
Investment Income $70,513
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $395,120
27.7%
Assets/Debt
Total Assets $25,781,691
Total Liabilities $22,939,269
Net Assets $2,842,422

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2013

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,438,213
Expenses
$1,159,656
Net Income
$278,557
Net Assets
$2,807,128
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,360,023
94.6%
Investment Income $78,190
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $275,992
23.8%
Assets/Debt
Total Assets $25,673,033
Total Liabilities $22,865,905
Net Assets $2,807,128

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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