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715 Pse Credit Union Inc

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$16.5M (2023)

Expenses
$13.3M (2023)

Total Assets
$302M (2023)

Total Liabilities
$275M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,506,657
Expenses
$13,252,535
Net Income
$3,254,122
Net Assets
$26,793,542
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,225,593
86.2%
Investment Income $2,281,064
13.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,054,135
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,902,808
14.4%
Assets/Debt
Total Assets $301,964,607
Total Liabilities $275,171,065
Net Assets $26,793,542
Compensation
Key Employees and Officers Compensation Related Other
Joseph C Anderson (President/Ceo) $656,157 $0 $33,389
Andrew Pace (Vp Of Finance) $130,954 $0 $3,494
Cheryl Schill (Vp Of Lending) $104,654 $0 $11,208
David Leuenberger (Vp Of Operations) $103,361 $0 $10,918
Steel Nowlin (Secretary) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Chair) $0 $0 $0
Darlene Demarco (Director) $0 $0 $0
Robert Moulton (Director) $0 $0 $0
Karen Newman (Vice Chair) $0 $0 $0
David Toetz (Director) $0 $0 $0
Felisa Washington (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,020,403
Expenses
$6,377,437
Net Income
$2,642,966
Net Assets
$14,010,897
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,770,471
86.1%
Investment Income $1,249,932
13.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $247,549
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,757,336
27.6%
Assets/Debt
Total Assets $221,132,886
Total Liabilities $207,121,989
Net Assets $14,010,897
Compensation
Key Employees and Officers Compensation Related Other
Joseph C Anderson (President/Ceo) $247,549 $0 $12,377
Steel Nowlin (Secretary) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Chair) $0 $0 $0
Darlene Demarco (Director) $0 $0 $0
Robert Moulton (Director) $0 $0 $0
Karen Newman (Vice Chair) $0 $0 $0
David Toetz (Director) $0 $0 $0
Felisa Washington (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,365,292
Expenses
$5,649,319
Net Income
$1,715,973
Net Assets
$16,489,922
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,758,399
91.8%
Investment Income $606,893
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $323,425
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,492,424
26.4%
Assets/Debt
Total Assets $206,147,045
Total Liabilities $189,657,123
Net Assets $16,489,922
Compensation
Key Employees and Officers Compensation Related Other
Joseph C Anderson (President/Ceo) $222,991 $0 $11,114
Peggy A Koch (Vp Of Finance) $100,434 $0 $10,128
Steel Nowlin (Secretary) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Chair) $0 $0 $0
Darlene Demarco (Director) $0 $0 $0
Robert Moulton (Director) $0 $0 $0
Karen Newman (Vice Chair) $0 $0 $0
David Toetz (Director) $0 $0 $0
Narkita Guzman (Director) $0 $0 $0

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Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,926,615
Expenses
$5,798,059
Net Income
$1,128,556
Net Assets
$14,899,936
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,038,763
87.2%
Investment Income $887,852
12.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $312,818
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $977,988
16.9%
Assets/Debt
Total Assets $178,224,900
Total Liabilities $163,324,964
Net Assets $14,899,936
Compensation
Key Employees and Officers Compensation Related Other
Joseph C Anderson (President/Ceo) $215,068 $0 $10,730
Peggy A Koch (Vp Of Finance) $97,750 $0 $9,992
Steel Nowlin (Director) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Chair) $0 $0 $0
Darlene Demarco (Director) $0 $0 $0
Robert Moulton (Director) $0 $0 $0
Karen Newman (Vice Chair) $0 $0 $0
David Toetz (Director) $0 $0 $0
Nakita Guzman (Secretary) $0 $0 $0

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Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,905,667
Expenses
$5,698,516
Net Income
$1,207,151
Net Assets
$12,821,678
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,777,268
83.7%
Investment Income $1,128,399
16.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $296,747
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,507,506
26.5%
Assets/Debt
Total Assets $150,854,517
Total Liabilities $138,032,839
Net Assets $12,821,678
Compensation
Key Employees and Officers Compensation Related Other
Joseph C Anderson (President/Ceo) $202,933 $0 $28,373
Peggy A Koch (Vp Of Finance) $93,814 $0 $17,780
Steel Nowlin (Director) $0 $0 $0
Dale Mcmahan (Director) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Vice Chair) $0 $0 $0
Darlene Demarco (Chair) $0 $0 $0
Steve Kosmos (Director) $0 $0 $0
Karen Newman (Director) $0 $0 $0
David Toetz (Director) $0 $0 $0
Robert Moulton (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,014,477
Expenses
$5,053,332
Net Income
$961,145
Net Assets
$10,831,519
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,096,505
84.7%
Investment Income $917,972
15.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $262,465
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,459,898
28.9%
Assets/Debt
Total Assets $133,698,433
Total Liabilities $122,866,914
Net Assets $10,831,519
Compensation
Key Employees and Officers Compensation Related Other
Joseph C Anderson (Ceo) $177,868 $0 $19,803
Peggy A Koch (Vp Of Finance) $84,597 $0 $17,136
Steel Nowlin (Director) $0 $0 $0
Dale Mcmahan (Director) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Vice Chair) $0 $0 $0
Darlene Demarco (Chair) $0 $0 $0
Steve Kosmos (Director) $0 $0 $0
Karen Newman (Director) $0 $0 $0
David Toetz (Director) $0 $0 $0
Robert Moulton (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,326,275
Expenses
$5,039,038
Net Income
$287,237
Net Assets
$10,054,593
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,464,471
83.8%
Investment Income $861,804
16.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $608,098
12.1%
Professional Fundraising Fees $0
Other Salaries and Wages $959,890
19.0%
Assets/Debt
Total Assets $129,871,042
Total Liabilities $119,816,449
Net Assets $10,054,593
Compensation
Key Employees and Officers Compensation Related Other
Janice L Thomas (Ceo) $404,356 $0 $21,857
Peggy A Koch (Vp Of Finance) $81,153 $0 $17,707
Joseph C Anderson (Ceo) $80,889 $0 $2,135
Steel Nowlin (Director) $0 $0 $0
Dale Mcmahan (Director) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Secretary) $0 $0 $0
Darlene Demarco (Vice Chair) $0 $0 $0
Steve Kosmos (Director) $0 $0 $0
Karen Newman (Director) $0 $0 $0
David Toetz (Chair) $0 $0 $0
Robert Moulton (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,974,591
Expenses
$4,753,312
Net Income
$221,279
Net Assets
$9,867,194
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,377,011
88.0%
Investment Income $597,580
12.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $275,691
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,248,847
26.3%
Assets/Debt
Total Assets $127,027,756
Total Liabilities $117,160,562
Net Assets $9,867,194
Compensation
Key Employees and Officers Compensation Related Other
Janice L Thomas (Ceo) $143,127 $0 $34,670
Peggy A Koch (Vp Of Finance) $76,534 $0 $21,360
Steel Nowlin (Director) $0 $0 $0
Dale Mcmahan (Director) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Secretary) $0 $0 $0
Darlene Demarco (Vice Chair) $0 $0 $0
Steve Kosmos (Director) $0 $0 $0
Karen Newman (Director) $0 $0 $0
David Toetz (Chair) $0 $0 $0
Robert Moulton (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,624,449
Expenses
$4,960,738
Net Income
-$336,289
Net Assets
$9,981,446
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,064,102
87.9%
Investment Income $560,347
12.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $267,039
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,253,593
25.3%
Assets/Debt
Total Assets $123,661,560
Total Liabilities $113,680,114
Net Assets $9,981,446
Compensation
Key Employees and Officers Compensation Related Other
Janice L Thomas (Ceo) $138,279 $0 $33,658
Peggy A Koch (Vp Of Finance) $74,825 $0 $20,277
Steel Nowlin (Director) $0 $0 $0
Dale Mcmahan (Director) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Secretary) $0 $0 $0
Darlene Demarco (Vice Chair) $0 $0 $0
Steve Kosmos (Director) $0 $0 $0
Karen Newman (Director) $0 $0 $0
David Toetz (Chair) $0 $0 $0
Robert Moulton (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,532,103
Expenses
$4,496,454
Net Income
$35,649
Net Assets
$10,365,993
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,041,052
89.2%
Investment Income $491,051
10.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $257,570
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,262,159
28.1%
Assets/Debt
Total Assets $119,344,328
Total Liabilities $108,978,335
Net Assets $10,365,993
Compensation
Key Employees and Officers Compensation Related Other
Janice L Thomas (Ceo) $135,819 $0 $29,913
Peggy A Koch (Vp Of Finance) $72,850 $0 $18,988
Steel Nowlin (Director) $0 $0 $0
Dale Mcmahan (Chair) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Secretary) $0 $0 $0
Darlene Demarco (Director) $0 $0 $0
Steve Kosmos (Director) $0 $0 $0
Karen Newman (Director) $0 $0 $0
David Toetz (Vice Chair) $0 $0 $0
Robert Moulton (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,249,414
Expenses
$4,848,931
Net Income
-$599,517
Net Assets
$10,188,297
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,806,504
89.6%
Investment Income $442,910
10.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $233,162
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,244,469
25.7%
Assets/Debt
Total Assets $119,377,233
Total Liabilities $109,188,936
Net Assets $10,188,297
Compensation
Key Employees and Officers Compensation Related Other
Janice L Thomas (Ceo) $124,211 $0 $26,183
Peggy A Koch (Vp Of Finance) $71,642 $0 $11,126
Steele Nowlin (Director) $0 $0 $0
Dale Mcmahan (Chair) $0 $0 $0
Kenneth Noetzel (Treasurer) $0 $0 $0
Robert Vasil (Secretary) $0 $0 $0
Darlene Demarco (Director) $0 $0 $0
Steve Kosmos (Director) $0 $0 $0
Karen Neuman (Director) $0 $0 $0
David Toetz (Vice Chair) $0 $0 $0
Robert Moulton (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,105,207
Expenses
$4,803,332
Net Income
-$698,125
Net Assets
$10,972,783
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,646,361
88.8%
Investment Income $458,846
11.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $231,255
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,248,607
26.0%
Assets/Debt
Total Assets $115,155,520
Total Liabilities $104,182,737
Net Assets $10,972,783

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,397,691
Expenses
$4,627,208
Net Income
-$229,517
Net Assets
$11,649,561
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,998,811
90.9%
Investment Income $399,380
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$500
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $215,136
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,257,774
27.2%
Assets/Debt
Total Assets $112,352,081
Total Liabilities $100,702,520
Net Assets $11,649,561

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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