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708 Community First Credit Union Inc

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2024 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$3.99M (2024)

Expenses
$3.71M (2024)

Total Assets
$93.4M (2024)

Total Liabilities
$81.2M (2024)

Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,986,299
Expenses
$3,710,327
Net Income
$275,972
Net Assets
$12,232,942
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,864,624
71.9%
Investment Income $1,121,675
28.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $261,769
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $711,754
19.2%
Assets/Debt
Total Assets $93,442,029
Total Liabilities $81,209,087
Net Assets $12,232,942
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $153,298 $0 $26,000
Phil Pawlowski (Chief Financial Officer) $108,471 $0 $31,000
Michael Fitchet (Chairperson Of Board) $0 $0 $0
Joanne Prickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Treasurer/Secretary Of Board) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Lisa Hawkins (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,451,816
Expenses
$3,308,130
Net Income
$143,686
Net Assets
$11,785,634
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,523,251
73.1%
Investment Income $928,565
26.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $237,196
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $674,274
20.4%
Assets/Debt
Total Assets $92,812,032
Total Liabilities $81,026,398
Net Assets $11,785,634
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $143,622 $0 $29,900
Phil Pawlowski (Chief Financial Officer) $93,574 $0 $35,900
Michael Fitchet (Chairperson Of Board) $0 $0 $0
Joanne Prickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Treasurer/Secretary Of Board) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,912,524
Expenses
$2,909,216
Net Income
$3,308
Net Assets
$11,338,853
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,190,522
75.2%
Investment Income $722,002
24.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $220,860
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $646,555
22.2%
Assets/Debt
Total Assets $100,431,742
Total Liabilities $89,092,889
Net Assets $11,338,853
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $132,425 $0 $30,000
Phil Pawlowski (Chief Financial Officer) $88,435 $0 $36,200
Michael Fitchet (Chairperson Of Board) $0 $0 $0
Joanne Prickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Treasurer Of Board) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Alanna Dammes (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,733,229
Expenses
$2,645,092
Net Income
$88,137
Net Assets
$12,002,562
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,097,890
76.8%
Investment Income $635,339
23.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $223,777
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $604,098
22.8%
Assets/Debt
Total Assets $99,249,182
Total Liabilities $87,246,620
Net Assets $12,002,562
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $134,133 $0 $27,000
Phil Pawlowski (Chief Financial Officer) $89,644 $0 $32,500
Michael Fitchet (Chairman Of Board) $0 $0 $0
Joanne Prickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Director) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Alanna Dammes (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,927,236
Expenses
$2,704,734
Net Income
$222,502
Net Assets
$12,032,845
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,182,186
74.5%
Investment Income $745,050
25.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $301,659
11.2%
Professional Fundraising Fees $0
Other Salaries and Wages $478,909
17.7%
Assets/Debt
Total Assets $89,464,268
Total Liabilities $77,431,423
Net Assets $12,032,845
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $140,698 $0 $22,600
Phil Pawlowski (Chief Financial Officer) $92,879 $0 $24,700
Michael Fitchet (Chairman Of Board) $0 $0 $0
Joanne Prickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Director) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Alanna Dammes (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,075,300
Expenses
$2,577,384
Net Income
$497,916
Net Assets
$11,774,255
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,259,396
73.5%
Investment Income $815,904
26.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $302,108
11.7%
Professional Fundraising Fees $0
Other Salaries and Wages $492,632
19.1%
Assets/Debt
Total Assets $77,472,453
Total Liabilities $65,698,198
Net Assets $11,774,255
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $130,559 $0 $21,350
Phil Pawlowski (Chief Financial Officer) $87,395 $0 $23,400
Luz Martinez (Chief Operating Officer) $84,154 $0 $15,500
Michael Fitchet (Chairman Of Board) $0 $0 $0
Joanne Prickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Director) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Alanna Dammes (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,941,376
Expenses
$2,666,518
Net Income
$274,858
Net Assets
$11,216,262
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,173,943
73.9%
Investment Income $767,433
26.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $292,716
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $451,739
16.9%
Assets/Debt
Total Assets $74,023,782
Total Liabilities $62,807,520
Net Assets $11,216,262
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $126,780 $0 $20,400
Phil Pawlowski (Chief Financial Officer) $84,955 $0 $22,500
Luz Martinez (Chief Operating Officer) $80,982 $0 $17,400
Michael Fitchet (Chairman Of Board) $0 $0 $0
Joanne Prickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Director) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Alanna Dammes (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,723,780
Expenses
$2,467,150
Net Income
$256,630
Net Assets
$10,955,684
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,998,954
73.4%
Investment Income $724,826
26.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $282,955
11.5%
Professional Fundraising Fees $0
Other Salaries and Wages $436,184
17.7%
Assets/Debt
Total Assets $75,705,249
Total Liabilities $64,749,565
Net Assets $10,955,684
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $123,027 $0 $20,650
Phil Pawlowski (Chief Financial Officer) $82,299 $0 $23,350
Luz Campbell (Chief Operating Officer) $77,629 $0 $20,900
Michael Fitchet (Chairman Of Board) $0 $0 $0
Joanne Pickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Director) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Alanna Dammes (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,512,585
Expenses
$2,507,369
Net Income
$5,216
Net Assets
$10,725,414
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,846,303
73.5%
Investment Income $666,282
26.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $263,584
10.5%
Professional Fundraising Fees $0
Other Salaries and Wages $436,493
17.4%
Assets/Debt
Total Assets $74,891,982
Total Liabilities $64,166,568
Net Assets $10,725,414
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $113,168 $0 $18,200
Phil Pawlowski (Chief Financial Officer) $76,901 $0 $21,250
Luz Campbell (Chief Operating Officer) $73,514 $0 $16,500
Michael Fitchet (Chairman Of Board) $0 $0 $0
Joanne Pickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Director) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Alanna Dammes (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,331,201
Expenses
$2,181,881
Net Income
$149,320
Net Assets
$10,704,138
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,743,867
74.8%
Investment Income $587,334
25.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $271,232
12.4%
Professional Fundraising Fees $0
Other Salaries and Wages $378,782
17.4%
Assets/Debt
Total Assets $73,883,923
Total Liabilities $63,179,785
Net Assets $10,704,138
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $115,903 $0 $23,000
Phil Pawlowski (Chief Financial Officer) $78,034 $0 $20,150
Luz Campbell (Chief Operating Officer) $77,295 $0 $6,050
Michael Fitchet (Chairman Of Board) $0 $0 $0
Joanne Pickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Director) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Alanna Dammes (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,168,161
Expenses
$2,278,586
Net Income
-$110,425
Net Assets
$10,549,950
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,596,954
73.7%
Investment Income $571,207
26.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $245,597
10.8%
Professional Fundraising Fees $0
Other Salaries and Wages $418,668
18.4%
Assets/Debt
Total Assets $71,112,271
Total Liabilities $60,562,321
Net Assets $10,549,950
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark De George (Chief Executive Officer) $103,501 $0 $8,050
Luz Campbell (Treasurer / Secretary / Chief Operating Officer) $72,209 $0 $5,700
Phil Pawlowski (Chief Financial Officer) $69,887 $0 $10,950
Michael Fitchet (Chairman Of Board) $0 $0 $0
Joanne Pickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Director) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Alanna Dammes (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,305,129
Expenses
$2,338,908
Net Income
-$33,779
Net Assets
$10,628,344
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,608,306
69.8%
Investment Income $696,823
30.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $280,892
12.0%
Professional Fundraising Fees $0
Other Salaries and Wages $368,489
15.8%
Assets/Debt
Total Assets $70,549,521
Total Liabilities $59,921,177
Net Assets $10,628,344
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Michael Riesterer (Chief Executive Officer) $122,665 $0 $28,500
Mark De George (Chief Executive Officer) $85,816 $0 $7,500
Luz Campbell (Treasurer / Secretary / Chief Operating Officer) $72,411 $0 $6,000
Phil Pawlowski (Chief Financial Officer) $21,000 $0 $0
Michael Fitchet (Chairman Of Board) $0 $0 $0
Joanne Pickett (Vice Chairperson Of Board) $0 $0 $0
Mary Zappitelli (Director) $0 $0 $0
Connie Peet (Director) $0 $0 $0
Mark Astorino (Director) $0 $0 $0
Steve Cervas (Director) $0 $0 $0
Alanna Dammes (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,584,504
Expenses
$2,443,210
Net Income
$141,294
Net Assets
$10,857,749
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,714,821
66.4%
Investment Income $869,683
33.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $195,940
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $392,547
16.1%
Assets/Debt
Total Assets $69,906,320
Total Liabilities $59,048,571
Net Assets $10,857,749

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,825,215
Expenses
$2,268,926
Net Income
$556,289
Net Assets
$10,733,703
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,780,932
63.0%
Investment Income $1,044,283
37.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $188,764
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $413,390
18.2%
Assets/Debt
Total Assets $67,825,442
Total Liabilities $57,091,739
Net Assets $10,733,703

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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